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Moderate
₹78.2628 0.19%
As on 16-May-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
LIC MF Medium to Long Duration Fund - Direct Plan
|
|
|
Moderate
|
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0.21 |
|
 |
|
Moderate
|
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0.62 |
||
|
|
Moderately High
|
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0.77 |
||
|
|
Moderate
|
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0.74 |
||
|
|
Moderate
|
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0.70 |
₹198 Cr
0.25 (15)
5,000
500
200
30
Investment Strategy
The scheme endevours to generate attractive return by investing predominantly in quality debt and money market securities. The scheme may also take a 20 per cent exposure to equity.
Suitability
"Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.
Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.
We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By News Desk
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of LIC MF Medium to Long Duration Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, LIC MF Medium to Long Duration Fund - Direct Plan can be bought from the LIC Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of LIC MF Medium to Long Duration Fund - Direct Plan, is ₹78.2628 as of 18-May-2025.
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.10 08/04/2034 |
21.55
|
|
Maharashtra State SDL 7.70 08/03/2033 |
17.60
|
|
Gujarat State SDL 7.80 20/07/2032 |
13.71
|
|
Maharashtra State SDL 7.64 28/09/2032 |
8.06
|
|
Maharashtra State SDL 7.71 08/11/2033 |
6.96
|
Over the past five years, LIC MF Medium to Long Duration Fund - Direct Plan has delivered an annualised return of 6.44% as of 18-May-2025.
The minimum investment required to start investing in LIC MF Medium to Long Duration Fund - Direct Plan is ₹5,000 for the lump sum option and ₹200 for the SIP (Systematic Investment Plan) option.
