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3 star

LIC MF Equity Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.41 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.55 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.12 0.01 0.14 4.37 7.05 9.09 34.40 12.02 10.94 9.46 --
VR Balanced TRI 11.15 -0.39 -0.20 4.78 6.29 12.82 49.78 13.44 13.94 11.42 --
Hybrid: Aggressive Hybrid 14.15 -0.18 -0.45 3.86 8.93 15.70 48.09 12.72 13.46 12.67 --
Rank within category 47 6 6 15 41 46 46 18 28 26 --
Number of funds in category 49 50 50 50 50 48 47 36 30 26 0

As on 18-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Equity Hybrid Fund - Direct Plan  | Invest Online
3 star
Jan-13 34.40 12.02 10.94 1.38 449
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 42.28 13.94 14.05 0.96 39,977
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 53.17 14.32 15.32 1.34 17,274
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 46.60 15.62 15.29 0.82 6,769
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 43.16 16.11 15.97 0.76 5,327

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.64 24-Mar-2020 - 31-Mar-2020 -14.14 11-Mar-2020 - 18-Mar-2020
Month 13.44 23-Mar-2020 - 22-Apr-2020 -27.62 20-Feb-2020 - 23-Mar-2020
Quarter 20.88 23-Mar-2020 - 22-Jun-2020 -26.34 23-Dec-2019 - 23-Mar-2020
Year 52.03 23-Mar-2020 - 23-Mar-2021 -23.09 25-Feb-2015 - 25-Feb-2016

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 12.21 15.61 0.51 0.55 0.82 -0.40
VR Balanced TRI 14.39 18.22 0.55 0.64 -- --
Hybrid: Aggressive Hybrid 13.10 17.75 0.50 0.56 0.93 -0.57
Rank within category 20 4 17 19 5 17
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 47
Top 10 Holdings (%) 50.69
Top 5 Holdings (%) 33.88
Top 3 Sectors (%) 49.63
Portfolio P/B Ratio 4.80
Portfolio P/E Ratio 30.76
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 24/06/2021 Treasury Bills SOV 0.00 - 5.62 5.33
equal 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 3.77 3.58
equal 8.24% India Infradebt 30/08/2021 Debenture AAA 3.44 - 4.08 3.44
equal Reserve Bank of India 91-D 03/06/2021 Treasury Bills SOV 0.00 - 3.43 3.25
new Reserve Bank of India 364-D 03/06/2021 Treasury Bills SOV 0.00 - 1.56 1.56
equal 8.94% Export-Import Bank 31/12/2022 Bonds AAA 1.23 - 1.47 1.23
down 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 1.25 1.14
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.28 - 4.40 0.49
equal 6.72% NTPC 24/11/2021 Bonds AAA 0.23 - 0.27 0.23
equal 8.60% GOI 2028 Central Government Loan SOV 0.19 - 0.22 0.19
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.09 - 1.24 0.09
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.01 - 0.01 0.01
down 6.45% GOI 2029 GOI Securities SOV 0.00 - 1.62 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.74 9.07 5.12 9.07
equal HDFC Bank Financial 25.65 9.18 2.09 7.92
equal Infosys Technology 33.13 6.52 1.94 6.35
equal Tata Consultancy Services Technology 37.61 5.71 1.57 5.21
equal Kotak Mahindra Bank Financial 34.94 5.02 0.00 3.57
down Coromandel International Chemicals 19.35 4.60 0.00 2.97
equal Hindustan Unilever FMCG 72.90 5.52 0.00 2.80
equal HDFC Financial 23.97 3.95 2.13 2.39
equal Kansai Nerolac Paints Chemicals 58.42 2.76 0.00 2.26
equal Nestle India FMCG 78.94 3.87 0.00 2.06
equal Asian Paints Chemicals 93.18 1.97 0.00 1.97
equal Gujarat Gas Chemicals 35.45 1.81 0.00 1.71
equal Transport Corporation Services 22.28 1.69 0.00 1.69
equal Biocon Healthcare 64.72 1.98 0.00 1.61
down Container Corporation Of India Services 83.47 2.45 0.00 1.48
equal Maruti Suzuki India Automobile 47.89 1.64 0.00 1.42
equal Bharti Airtel Communication -- 1.44 0.00 1.24
equal SBI Life Insurance Company Financial 67.52 1.36 0.00 1.19
equal Ashoka Buildcon Construction 10.09 1.45 0.00 1.12
equal TTK Prestige Cons Durable 50.45 1.08 0.00 1.08
equal Titan Company Cons Durable 155.93 1.07 0.00 1.06
equal GAIL Energy 11.22 1.03 0.00 1.03
equal Brigade Enterprises Construction -- 1.19 0.00 1.01
up HCL Technologies Technology 23.74 1.00 0.00 1.00
equal Tech Mahindra Technology 23.43 8.15 0.30 0.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:

— Marzban Irani since 10-Aug-2016

Education: Mr. Irani is a B.Com (H) from Mumbai University and holds a PGDBM from Chetna's Institute of Management & Research, Mumbai.

Experience: Prior to joining LIC Mutual Fund he was associated with DSP Investment Managers (Jun 2014-Jul 2016) as VP Fixed Income, Tata Asset Management (Jun 2011-May 2014) as Senior Fund Manager Fixed Income, PNB MetLife India Insurance (Sep 2010-May 2011) as Fund Manager Fixed Income, Mirae Asset Global Investment Management India Pvt. Ltd. (Jan 2008-Jul 2010) as Fund Manager Fixed Income and Tata Asset Management Limited (Sep 2000-Nov 2007) as Fund Manager Fixed Income.

Funds Managed:


0.01%

Change from previous, NAV as on 18-Jun-2021

Growth: ₹ 139.5753

IDCW: ₹ 16.3793


Investment Strategy

The scheme seeks to provide regular returns and capital appreciation from a portfolio comprising of equity and debt instruments, and also in money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 03-Jan-2013
Return Since Launch: 10.43%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 449 Cr (As on 31-May-2021)
Expense: 1.38% (As on 31-May-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 17.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW26-May-20210.1000

 30-Apr-20210.1000
 26-Mar-20210.1000
 25-Feb-20210.1000
 29-Jan-20210.1000
 30-Dec-20200.1000
 26-Nov-20200.1000
 29-Oct-20200.1000
 30-Sep-20200.1000
 28-Aug-20200.1000
 30-Jul-20200.1000
 26-Feb-20200.0974
 28-Jan-20200.0974
 31-Dec-20190.0974
 28-Nov-20190.0974
 06-Nov-20190.0974
 25-Sep-20190.0974
 28-Aug-20190.0974
 30-Jul-20190.0974
 26-Jun-20190.0974
 28-May-20190.0974
 14-May-20190.0974
 26-Mar-20190.0974
 25-Feb-20190.0974
 30-Jan-20190.0974

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

Your investment strategy after the debt fund fiasco

DateFriday, 18-Jun-2021
Time12:30 PM - 01:00 PM

Registration Over