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2 star

LIC MF Multicap Fund - Direct Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.61 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -10.65 0.42 1.00 5.50 11.68 -10.90 -2.15 3.22 3.41 8.99 --
S&P BSE 500 TRI -9.65 0.85 2.44 7.63 19.31 -10.29 -4.91 2.81 6.47 11.41 --
Equity: Multi Cap -9.06 0.75 2.15 6.46 16.03 -9.64 -3.39 2.65 6.42 13.31 --
Rank within category 38 56 56 45 55 37 27 18 34 32 --
Number of funds in category 58 60 60 59 59 58 53 41 39 33 0

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Multicap Fund - Direct Plan  | Invest Online
2 star
Jan-13 -2.15 3.22 3.41 1.55 277
Kotak Standard Multicap Fund - Direct Plan  | Invest Online
4 star
Jan-13 -5.24 3.83 8.90 0.72 27,976
Axis Focused 25 Fund - Direct Plan  | Invest Online
5 star
Jan-13 2.22 7.82 10.60 0.65 10,399
UTI Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 4.19 6.63 7.50 1.41 9,057
SBI Focused Equity Fund - Direct Plan  | Invest Online
5 star
Jan-13 0.15 8.09 10.43 0.85 8,012

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.96 (24-Mar-2020 - 31-Mar-2020) -17.58 (11-Mar-2020 - 18-Mar-2020)
Month 17.95 (23-Mar-2020 - 22-Apr-2020) -33.42 (20-Feb-2020 - 23-Mar-2020)
Quarter 26.64 (23-Mar-2020 - 22-Jun-2020) -32.40 (23-Dec-2019 - 23-Mar-2020)
Year 63.60 (03-Sep-2013 - 03-Sep-2014) -25.95 (25-Feb-2015 - 25-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.80 20.00 -0.03 -0.03 0.88 0.39
S&P BSE 500 TRI 4.28 21.61 -0.05 -0.05 -- --
Equity: Multi Cap 4.16 21.21 -0.05 -0.05 0.95 -0.18
Rank within category 16 9 16 16 9 16
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 44
Top 10 Stocks (%) 56.43
Top 5 Stocks (%) 35.37
Top 3 Sectors (%) 59.08
Portfolio P/B Ratio 4.17
Portfolio P/E Ratio 25.98

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 97,542 1,13,058
Giant (%) 53.83 57.42
Large (%) 11.14 16.32
Mid (%) 31.39 20.19
Small (%) 3.63 7.18
Tiny (%) -- 0.39

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 22.68 9.20 0.00 9.00
equal Hindustan Unilever FMCG 75.69 7.46 0.00 7.34
equal ICICI Bank Financial 25.08 7.48 3.42 6.61
equal Kotak Mahindra Bank Financial 31.51 6.92 0.00 6.40
up Coromandel International Chemicals 20.80 6.02 0.00 6.02
equal Tata Consultancy Services Technology 25.58 6.06 0.00 5.23
equal Infosys Technology 20.06 5.72 0.00 4.68
equal HDFC Financial 15.72 5.28 0.00 4.30
equal Nestle India FMCG 79.53 4.10 0.00 3.72
equal Container Corp. Services 64.50 3.13 0.00 3.13
equal Kansai Nerolac Paints Chemicals 45.04 3.15 0.00 2.64
equal Gujarat Gas Chemicals 16.57 2.02 0.00 2.02
equal Sanofi India Healthcare 43.00 2.14 0.86 2.02
equal Marico FMCG 43.38 2.43 0.00 1.84
equal 3M India Services 68.19 2.10 0.00 1.81
up Pfizer Healthcare 37.04 1.78 0.00 1.78
equal Abbott India Healthcare 55.74 2.01 0.00 1.70
equal Asian Paints Chemicals 60.87 1.83 0.00 1.47
equal Dabur India FMCG 57.88 3.43 0.80 1.47
equal Hero Motocorp Automobile 14.79 4.17 0.19 1.36
equal SBI Life Insurance Company Financial 59.09 1.33 0.00 1.27
equal Petronet LNG Energy 14.70 1.53 0.00 1.23
equal Ashoka Buildcon Construction 10.94 1.92 0.00 1.17
equal Mahanagar Gas Energy 12.60 1.72 0.00 1.13
equal Alkem Laboratories Healthcare 25.70 1.15 0.00 1.12

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:


0.42%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 47.5861

Dividend: ₹ 18.3312


Investment Strategy

The scheme seeks maximum possible capital growth consistent with reasonable levels of safety with predominant investment in equity, it may also take exposure in debt market securities. It was made in to an open-ended scheme from April 1998.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 02-Jan-2013
Return Since Launch: 7.52%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 277 Cr (As on 30-Jun-2020)
Expense: 1.55% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 44.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend16-Dec-20141.0000

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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