1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
Money Market debt funds invest in bonds with a maturity of up to one year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital.
Such funds are usually more suited to institutional investors. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund.
If you do decide to invest in them, remember that these funds usually deliver low returns which are only marginally higher than your bank account. They are not suitable if your aim is to build wealth in the long run.
Taxability of earnings:
Capital gains
Dividends
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YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
---|---|---|---|---|---|---|---|---|---|---|---|
Fund | 0.13 | 0.01 | 0.05 | 0.27 | 0.83 | 1.84 | 5.97 | 7.41 | 7.61 | 8.07 | -- |
CCIL T Bill Liquidity Weight | 0.05 | 0.02 | 0.02 | 0.13 | 0.50 | 1.08 | 2.99 | 3.79 | 4.02 | 4.44 | -- |
Debt: Money Market | 0.13 | 0.01 | 0.03 | 0.26 | 0.83 | 1.87 | 5.61 | 7.05 | 7.24 | 7.72 | -- |
Rank within category | 9 | 12 | 5 | 8 | 13 | 11 | 7 | 3 | 3 | 3 | -- |
Number of funds in category | 20 | 20 | 20 | 20 | 19 | 19 | 18 | 12 | 12 | 12 | 0 |
As on 20-Jan-2021
Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
---|---|---|---|---|---|---|---|
Franklin India Savings Fund - Direct Plan | Invest Online Now | Jan-13 | 5.97 | 7.41 | 7.61 | 0.13 | 1,233 | |
SBI Savings Fund - Direct Plan | Invest Online | Jan-13 | 6.04 | 7.39 | 7.67 | 0.23 | 22,019 | |
HDFC Money Market Fund - Direct Plan | Invest Online | Jan-13 | 6.54 | 7.46 | 7.33 | 0.21 | 11,197 | |
Aditya Birla Sun Life Money Manager Fund - Direct Plan | Invest Online | Jan-13 | 6.53 | 7.57 | 7.46 | 0.21 | 9,548 | |
L&T Money Market Fund - Direct Plan | Invest Online | Jan-13 | 5.65 | 7.38 | 7.96 | 0.25 | 952 |
Best (Period) | Worst (Period) | |
---|---|---|
Week | 1.57 (24-Mar-2020 - 31-Mar-2020) | -1.05 (17-Mar-2020 - 24-Mar-2020) |
Month | 2.25 (24-Mar-2020 - 23-Apr-2020) | -0.62 (25-Feb-2020 - 26-Mar-2020) |
Quarter | 3.78 (24-Mar-2020 - 24-Jun-2020) | 0.16 (24-Dec-2019 - 24-Mar-2020) |
Year | 10.59 (20-Aug-2013 - 20-Aug-2014) | 5.99 (16-Jan-2020 - 15-Jan-2021) |
Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
---|---|---|---|---|---|---|
Fund | 7.26 | 0.73 | 3.43 | 6.67 | 1.48 | 3.95 |
CCIL T Bill Liquidity Weight | 3.78 | 0.34 | -2.89 | -5.80 | -- | -- |
Debt: Money Market | 7.01 | 1.04 | 3.10 | 6.13 | 1.33 | 3.55 |
Rank within category | 4 | 11 | 9 | 8 | 13 | 2 |
Number of funds in category | 15 | 15 | 15 | 15 | 15 | 15 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Dec-2020
Fund | 1Y High | 1Y Low | Category | |
---|---|---|---|---|
Number of Securities | 22 | 55 | 20 | 39 |
Modified Duration (yrs) | 0.20 | 0.67 | 0.20 | 0.31 |
Average Maturity (yrs) | 0.20 | 0.71 | 0.20 | 0.30 |
Yield to Maturity (%) | 3.14 | 6.57 | 3.09 | 3.33 |
Avg Credit Rating | AAA | -- | -- | -- |
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Company | Instrument | Credit Rating | 1Y Range | % Assets | |
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Reliance Jio Infocomm 365-D 09/02/2021 | Commercial Paper | A1+ | 0.00 - 8.09 | 8.09 |
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Bank of Baroda 2021 | Certificate of Deposit | A1+ | 0.00 - 8.09 | 8.09 |
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Reserve Bank of India 182-D 04/03/2021 | Treasury Bills | SOV | 0.00 - 8.07 | 8.07 |
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L&T Infrastructre Finance 354-D 29/01/2021 | Commercial Paper | A1+ | 0.00 - 6.82 | 6.07 |
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Power Finance Corp. 358-D 30/07/2021 | Commercial Paper | A1+ | 0.00 - 5.96 | 5.96 |
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Reserve Bank of India 364-D 25/03/2021 | Treasury Bills | SOV | 0.00 - 4.41 | 4.19 |
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Axis Bank 23/12/2021 | Certificate of Deposit | A1+ | 0.00 - 4.07 | 4.07 |
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HDFC 363-D 13/01/2021 | Commercial Paper | A1+ | 0.99 - 4.05 | 4.05 |
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Bajaj Housing Finance 366-D 29/01/2021 | Commercial Paper | A1+ | 0.99 - 4.05 | 4.05 |
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L&T Infrastructre Finance 364-D 08/02/2021 | Commercial Paper | A1+ | 0.00 - 4.04 | 4.04 |
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Reliance Industries 263-D 05/03/2021 | Commercial Paper | A1+ | 0.00 - 4.03 | 4.03 |
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Bank of Baroda 2021 | Certificate of Deposit | A1+ | 0.00 - 4.03 | 4.03 |
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Reserve Bank of India 364-D 11/03/2021 | Treasury Bills | SOV | 0.00 - 4.03 | 4.03 |
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Reliance Industries 325-D 15/03/2021 | Commercial Paper | A1+ | 0.00 - 4.03 | 4.03 |
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Reserve Bank of India 364-D 30/03/2021 | Treasury Bills | SOV | 0.00 - 4.03 | 4.03 |
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Kotak Mahindra Investments 336-D 23/03/2021 | Commercial Paper | A1+ | 0.00 - 4.03 | 4.03 |
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National Bank Agr. Rur. Devp 2021 | Certificate of Deposit | A1+ | 0.00 - 2.84 | 2.02 |
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MRPL 17/02/2021 | Commercial Paper | A1+ | 0.00 - 2.02 | 2.02 |
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HDFC 317-D 10/03/2021 | Commercial Paper | A1+ | 0.00 - 2.02 | 2.02 |
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Reserve Bank of India 182-D 18/03/2021 | Treasury Bills | SOV | 0.00 - 2.02 | 2.02 |
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National Bank Agr. Rur. Devp 28/05/2021 | Commercial Paper | A1+ | 0.00 - 2.00 | 2.00 |
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National Bank Agr. Rur. Devp 2021 | Commercial Paper | A1+ | 0.00 - 1.70 | 0.82 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Dec-2020
— Pallab Roy since 01-Jan-2013
Education: Mr. Roy is a M.Com and MBA (Finance).
Experience: He has been associated with Franklin Templeton Investments since 2001.
Funds Managed:
— Umesh Sharma since 25-Oct-2018
Education: Mr. Sharma is a B.Com (H), CS and CA.
Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.
Funds Managed:
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The Scheme seeks to provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.
Minimum Investment (₹) | 10,000 |
Minimum Addl Investment (₹) | 1,000 |
Minimum SIP Investment (₹) | 500 |
Minimum No of Cheques | 12 |
Minimum Withdrawal (₹) | 1,000 |
Minimum Balance (₹) | 2,000 |
Exit Load | 0 |
Fund House: | Franklin Templeton Mutual Fund |
Launch Date: | 01-Jan-2013 |
Return Since Launch: | 8.23% |
Benchmark: | NIFTY Money Market TRI |
Riskometer: | Low to Moderate |
Type: | Open-ended |
Assets: | ₹ 1,233 Cr (As on 31-Dec-2020) |
Expense: | 0.13% (As on 30-Nov-2020) |
Risk Grade: | -- |
Return Grade: | Above Average |
Plan | Record Date | Dividend (₹ / Unit) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend Daily | 19-Jan-2021 | 0.0007 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend Monthly | 18-Dec-2020 | 0.0400 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend Quarterly | 18-Dec-2020 | 0.2200 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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AMC: Franklin Templeton Asset Management India Private Ltd
Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013
Phone: 1800-425-4255 / 60004255
Email: [email protected]
Website: http://www.franklintempletonindia.com
Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.
Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096