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IDFC Bond Fund Income Plan - Direct Plan download report


1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

"Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
IDFC Bond Income Direct-G 0.37 0.47 0.61 1.60 2.44 -0.21 1.57 5.42 6.17 7.49 --
VR Bond 1.28 0.49 0.61 1.26 1.81 0.96 3.11 4.20 5.22 6.03 --
Debt: Medium to Long Duration 1.52 0.47 0.64 1.50 2.28 1.35 3.62 5.89 5.83 7.02 --
Rank within category 12 7 7 5 5 14 14 10 8 7 --
Number of funds in category 14 14 14 14 14 14 14 14 14 14 0

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Bond Fund Income Plan - Direct Plan  | Invest Online
3 star
Jan-13 1.57 5.42 6.17 1.32 545
ICICI Prudential Bond Fund - Direct Plan  | Invest Now
4 star
Jan-13 3.40 6.85 6.79 0.56 2,457
Kotak Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.11 6.60 6.63 0.63 1,567
Aditya Birla Sun Life Income Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.26 6.82 6.76 0.49 1,543
SBI Magnum Income Fund - Direct Plan  | Invest Online
5 star
Jan-13 2.95 7.51 7.25 0.80 1,529

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.60 19-Aug-2013 - 26-Aug-2013 -4.29 12-Aug-2013 - 19-Aug-2013
Month 5.56 25-Oct-2016 - 24-Nov-2016 -4.94 19-Jul-2013 - 19-Aug-2013
Quarter 8.65 12-Sep-2014 - 12-Dec-2014 -6.65 20-May-2013 - 19-Aug-2013
Year 18.11 13-Feb-2014 - 13-Feb-2015 -1.07 11-Sep-2017 - 11-Sep-2018

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
IDFC Bond Income Direct-G 5.04 3.46 0.45 0.52 1.66 0.90
VR Bond 3.88 1.88 0.21 0.29 -- --
Debt: Medium to Long Duration 5.48 3.21 0.69 1.10 1.24 1.51
Rank within category 10 12 10 11 14 10
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 6 6 3 19
Modified Duration (yrs) 3.86 4.15 1.29 4.15
Average Maturity (yrs) 4.69 5.00 1.53 6.13
Yield to Maturity (%) 7.05 7.26 4.10 7.09
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 5.63% GOI 2026 GOI Securities SOV 13.17 - 96.47 79.39
equal 6.10% GOI 2031 GOI Securities SOV 0.00 - 17.07 14.37
equal 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 3.48 3.48
new 7.10% GOI 18/04/2029 GOI Securities SOV 0.00 - 0.91 0.91
equal 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 36.69 0.18
equal 7.73% GOI 19/12/2034 GOI Securities SOV 0.06 - 0.07 0.07
equal Others Margin Money -- - 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Suyash Choudhary since 01-Jan-2013

Education: Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience: Prior to joining IDFC Mutual Fund he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Interviews:

Funds Managed:


0.47%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 58.4869

IDCW Yearly: ₹ 15.5233

More

IDCW Quarterly: ₹ 12.3431

IDCW Periodic: ₹ 14.2260

IDCW Half Yearly: ₹ 12.4010


Investment Strategy

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over long term such that the Macaulay duration of the portfolio is greater than 7 years.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 100
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 8.11%
Benchmark: NIFTY Medium to Long Duration Debt Index A-III
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 545 Cr (As on 31-Jul-2022)
Expense Ratio: 1.32% (As on 31-Jul-2022)
Risk Grade: Above Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly28-Mar-20220.1460

 28-Sep-20210.4062
 24-Mar-20210.0600
 29-Sep-20200.8103
 26-Mar-20200.3723
 26-Sep-20190.0074
 25-Sep-20130.1471
 19-Mar-20130.1432
IDCW Quarterly28-Mar-20220.0885

 28-Dec-20210.0831
 28-Sep-20210.2013
 28-Jun-20210.0258
 24-Dec-20200.3622
 28-Sep-20200.0181
 26-Jun-20200.7229
 24-Mar-20200.2212
 26-Dec-20190.0269
 25-Sep-20190.2661
 25-Jun-20190.3113
 27-Mar-20190.0645
 27-Dec-20180.4347
 26-Sep-20180.0024
 21-Sep-20170.0867
 27-Jun-20170.3322
 22-Mar-20170.0217
 22-Dec-20160.3756
 22-Sep-20160.3900
 23-Jun-20160.1806
 22-Mar-20160.1117
 21-Dec-20150.0602
 24-Sep-20150.1748
 23-Mar-20150.2732
 18-Dec-20140.5947
IDCW Yearly28-Mar-20220.6807

 24-Mar-20211.1365
 24-Mar-20201.3004
 27-Mar-20190.9210
 20-Mar-20180.1900
 29-Mar-20171.3940
 17-Mar-20160.4649
 19-Mar-20151.2084
 29-Sep-20140.6359
 07-Mar-20140.3016
IDCW Periodic25-Mar-20211.0207

 24-Mar-20202.0505

Contact Information

AMC: IDFC Asset Management Company Limited

Address: No. 27, Ground Floor Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Fax: 24215052 / 24215051

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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