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4 star

Principal Focused Multicap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.82 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.56 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 34.63 -0.56 1.33 -2.59 1.75 13.58 42.49 22.09 19.10 13.98 --
S&P BSE 500 TRI 30.36 -0.80 1.01 -2.82 0.68 11.49 37.96 19.12 17.93 12.93 --
Equity: Flexi Cap 31.85 -0.63 0.91 -2.67 1.42 13.85 39.21 19.69 17.56 13.26 --
Rank within category 20 23 13 26 20 32 19 11 11 13 --
Number of funds in category 55 64 63 63 63 59 55 42 35 31 1

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Principal Focused Multicap Fund - Direct Plan
4 star
Jan-13 42.49 22.09 19.10 1.46% 686
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 43.51 26.08 21.76 1.02% 24,212
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 50.46 26.47 22.04 0.69% 21,677
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 34.27 22.06 21.84 0.59% 20,404
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 49.05 30.18 23.83 0.83% 17,220

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.45 29-Jan-2021 - 05-Feb-2021 -17.24 16-Mar-2020 - 23-Mar-2020
Month 18.71 23-Mar-2020 - 22-Apr-2020 -32.78 20-Feb-2020 - 23-Mar-2020
Quarter 29.12 23-Mar-2020 - 22-Jun-2020 -30.08 23-Dec-2019 - 23-Mar-2020
Year 85.82 23-Mar-2020 - 23-Mar-2021 -21.97 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 21.70 19.39 0.92 1.08 0.86 4.24
S&P BSE 500 TRI 19.76 21.92 0.73 0.84 -- --
Equity: Flexi Cap 20.06 21.00 0.78 0.85 0.93 1.46
Rank within category 14 13 8 6 12 9
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 29
Top 10 Stocks (%) 52.53
Top 5 Stocks (%) 32.16
Top 3 Sectors (%) 50.96
Portfolio P/B Ratio 3.20
Portfolio P/E Ratio 25.47

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,70,301 1,51,972
Giant (%) 56.43 52.99
Large (%) 18.25 17.99
Mid (%) 20.57 22.49
Small (%) 4.75 6.95
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.44 8.15 4.52 7.59
equal Infosys Technology 34.93 8.20 2.98 7.58
equal Reliance Industries Energy 31.17 9.52 5.61 6.28
equal HDFC Bank Financial 24.50 9.03 5.84 5.84
equal HDFC Financial 24.08 6.22 3.34 4.87
equal Avenue Supermarts Services 226.32 4.39 0.00 4.39
equal State Bank of India Financial 14.74 4.78 1.04 4.36
new Bajaj Finserv Financial 65.91 6.79 0.00 4.20
equal Canara Bank Financial 8.33 3.80 0.00 3.80
equal Larsen & Toubro Construction 28.92 3.96 0.00 3.62
up BEML Engineering 71.31 2.97 0.00 2.97
up Ashok Leyland Automobile -- 2.87 0.00 2.87
new Bharti Airtel Ltd. Rights Communication -- 2.81
equal Bharat Petroleum Corporation Energy 4.67 3.28 0.00 2.76
equal Shree Cement Construction 35.78 4.51 2.56 2.56
down Navin Fluorine International Chemicals 74.98 5.01 2.21 2.46
down Dixon Technologies Engineering 164.69 2.61 0.00 2.33
equal Bharat Electronics Engineering 21.93 2.26 0.00 2.25
equal Fortis Healthcare Healthcare 48.54 2.69 0.00 2.17
new Tata Motors Automobile -- 1.96 0.00 1.96
equal Motherson Sumi Systems Automobile 33.61 2.23 0.00 1.91
equal Relaxo Footwears FMCG 108.45 2.33 0.00 1.87
new Hindalco Inds. Metals 9.54 1.83 0.00 1.83
new Tata Power Company Energy 49.59 1.76 0.00 1.76
new Godrej Properties Construction -- 1.70 0.00 1.70

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Ravi Gopalakrishnan since 11-Oct-2019

Education: Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.

Experience: Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Interviews:

Funds Managed:


-0.56%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 117.4400

IDCW Half Yearly: ₹ 40.0000


Investment Strategy

The Scheme proposes to invest in equity and equity related securities. The portfolio will have no more than 30 stocks.

Investment Details

Minimum Investment (₹) 300
Minimum Addl Investment (₹) 300
Minimum SIP Investment (₹) 100
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0.25% for redemption within 7 days

Basic Details

Fund House: Principal Mutual Fund
Launch Date: 02-Jan-2013
Return Since Launch: 16.01%
Benchmark: S&P BSE 250 Large MidCap TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 686 Cr (As on 31-Oct-2021)
Expense: 1.46% (As on 31-Oct-2021)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 58.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly17-Jun-20211.2884

 17-Dec-20201.4086
 17-Dec-20191.3370
 17-Jun-20192.0453
 15-Dec-20171.7200
 16-Jun-20176.1300
 23-Dec-20161.2200
 24-Jun-20160.6600
 24-Dec-20150.3300
 29-Dec-20143.6900

Contact Information

AMC: Principal Asset Management Pvt. Ltd.

Address: Exchange Plaza - 2rd Floor - NSE Building, "B" Wing-Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-67720555 / 1800-425-5600

Fax: 022-67720512

Email: [email protected]

Website: http://www.principalindia.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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