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4 star

Principal Focused Multicap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.64 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.37 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 20.13 0.27 0.81 8.70 7.92 24.79 64.16 18.04 17.53 14.50 --
S&P BSE 500 TRI 18.60 -0.05 0.70 8.96 8.06 21.93 67.71 14.74 16.42 13.68 --
Equity: Flexi Cap 17.50 0.07 0.78 8.46 7.29 20.81 60.85 14.25 15.94 14.58 --
Rank within category 12 8 28 25 21 10 19 5 11 17 --
Number of funds in category 55 59 59 58 58 55 51 38 35 30 1

As on 14-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Principal Focused Multicap Fund - Direct Plan
4 star
Jan-13 64.16 18.04 17.53 1.59 576
Kotak Flexicap Fund - Direct Plan  | Invest Online
4 star
Jan-13 55.95 14.32 16.66 0.64 35,955
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 73.59 18.90 18.37 1.21 18,405
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 59.24 15.39 19.55 0.62 16,540
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 58.27 16.79 18.12 0.76 15,879

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.45 29-Jan-2021 - 05-Feb-2021 -17.24 16-Mar-2020 - 23-Mar-2020
Month 18.71 23-Mar-2020 - 22-Apr-2020 -32.78 20-Feb-2020 - 23-Mar-2020
Quarter 29.12 23-Mar-2020 - 22-Jun-2020 -30.08 23-Dec-2019 - 23-Mar-2020
Year 85.82 23-Mar-2020 - 23-Mar-2021 -21.97 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 17.99 20.33 0.67 0.81 0.87 3.71
S&P BSE 500 TRI 15.83 22.84 0.50 0.59 -- --
Equity: Flexi Cap 15.16 22.22 0.49 0.55 0.94 -0.01
Rank within category 8 8 6 5 8 7
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 55.28
Top 5 Stocks (%) 35.32
Top 3 Sectors (%) 57.80
Portfolio P/B Ratio 3.83
Portfolio P/E Ratio 29.34

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,68,914 1,33,343
Giant (%) 62.19 52.33
Large (%) 12.55 17.31
Mid (%) 23.38 23.41
Small (%) 1.88 7.45
Tiny (%) -- 0.14

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 24.11 8.15 3.98 7.99
equal Infosys Technology 32.28 8.15 2.98 7.53
equal HDFC Bank Financial 25.82 9.03 6.29 7.16
equal Reliance Industries Energy 31.11 9.52 5.08 6.36
down Bajaj Finserv Financial 42.24 6.79 1.35 6.28
equal HDFC Financial 24.46 6.22 3.34 5.20
down State Bank of India Financial 17.12 4.78 1.04 4.38
equal Larsen & Toubro Construction 18.45 3.96 0.00 3.58
equal Navin Fluorine International Chemicals 65.12 5.01 2.21 3.57
equal Avenue Supermarts Services 199.16 3.47 0.00 3.23
down Astral Chemicals 97.37 3.22 0.00 2.93
equal Tata Steel Metals 18.95 2.78 0.00 2.78
equal Shree Cement Construction 45.02 4.51 2.35 2.67
new Bharat Petroleum Corporation Energy 6.52 2.45 0.00 2.45
equal Dixon Technologies Engineering 154.82 2.61 0.00 2.34
equal HCL Technologies Technology 24.09 2.76 0.00 2.31
up Motherson Sumi Systems Automobile 74.85 2.07 0.00 2.07
equal Laurus Labs Healthcare 34.03 2.02 0.00 2.02
new Fortis Healthcare Healthcare -- 1.92 0.00 1.92
down Relaxo Footwears FMCG 94.85 2.33 0.00 1.90
equal SBI Cards & Payments Services Financial 103.06 2.17 0.00 1.89
equal Bharat Electronics Engineering 20.66 2.05 0.00 1.88
down Rossari Biotech Chemicals 85.38 2.07 0.00 1.76
down Max Financial Services Financial 82.54 2.58 0.00 1.73
equal Varun Beverages FMCG 84.83 1.76 0.00 1.54

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Ravi Gopalakrishnan since 11-Oct-2019

Education: Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.

Experience: Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Interviews:

Funds Managed:


0.27%

Change from previous, NAV as on 14-Jun-2021

Growth: ₹ 104.7900

IDCW Half Yearly: ₹ 36.9900


Investment Strategy

The Scheme proposes to invest in equity and equity related securities. The portfolio will have no more than 30 stocks.

Investment Details

Minimum Investment (₹) 300
Minimum Addl Investment (₹) 300
Minimum SIP Investment (₹) 100
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0.25% for redemption within 7 days

Basic Details

Fund House: Principal Mutual Fund
Launch Date: 02-Jan-2013
Return Since Launch: 15.40%
Benchmark: S&P BSE 250 Large MidCap TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 576 Cr (As on 31-May-2021)
Expense: 1.59% (As on 30-Apr-2021)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 51.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly17-Dec-20201.4086

 17-Dec-20191.3370
 17-Jun-20192.0453
 15-Dec-20171.7200
 16-Jun-20176.1300
 23-Dec-20161.2200
 24-Jun-20160.6600
 24-Dec-20150.3300
 29-Dec-20143.6900

Contact Information

AMC: Principal Asset Management Pvt. Ltd.

Address: Exchange Plaza - 2rd Floor - NSE Building, "B" Wing-Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-67720555 / 1800-425-5600

Fax: 022-67720512

Email: [email protected]

Website: http://www.principalindia.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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