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Unrated

Principal Multi Cap Growth Fund - Direct Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.76 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.74 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This fund is mandated to invest at least 25 per cent of its money each in stocks of large, medium and small-sized companies. Such funds can be fairly volatile since at least 50% of their assets will always be invested in mid and small cap stocks which generally experience more severe ups and downs. This makes them suitable for long-term investors who don’t mind higher risk, but we suggest you also consider flexi-cap funds which offer complete freedom to fund managers to choose companies of different sizes.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 44.33 -0.11 1.81 -1.23 4.37 21.17 53.19 20.79 19.50 14.77 --
S&P BSE 500 TRI 30.36 -0.80 1.01 -2.82 0.68 11.49 37.96 19.12 17.93 12.93 --
Equity: Multi Cap -- -0.44 0.77 -3.05 2.60 15.46 -- -- -- -- --
Rank within category -- 1 1 2 3 2 -- -- -- -- --
Number of funds in category 0 12 12 12 11 11 0 0 0 0 0

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Principal Multi Cap Growth Fund - Direct Plan
Unrated
Jan-13 53.19 20.79 19.50 1.67% 862
Nippon India Multi Cap Fund - Direct Plan  | Invest Online
Unrated
Jan-13 56.70 16.66 16.63 1.18% 10,970
ICICI Prudential Multicap Fund - Direct Plan  | Invest Now
Unrated
Jan-13 42.60 17.19 15.92 1.04% 6,585
Kotak Multicap Fund - Direct Plan  | Invest Online
Unrated
Sep-21 -- -- -- 0.25% 3,611
Aditya Birla Sun Life Multi-Cap Fund - Direct Plan  | Invest Online
Unrated
May-21 -- -- -- 0.21% 3,166

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 9.33 24-Mar-2020 - 31-Mar-2020 -18.42 16-Mar-2020 - 23-Mar-2020
Month 22.26 07-May-2014 - 06-Jun-2014 -36.63 20-Feb-2020 - 23-Mar-2020
Quarter 32.61 11-Mar-2014 - 10-Jun-2014 -34.25 23-Dec-2019 - 23-Mar-2020
Year 91.94 23-Mar-2020 - 23-Mar-2021 -31.99 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 21.09 21.23 0.82 0.86 0.95 2.15
S&P BSE 500 TRI 19.76 21.92 0.73 0.84 -- --
Equity: Multi Cap 23.12 22.59 0.87 0.97 0.98 3.64
Rank within category 6 3 5 5 3 6
Number of funds in category 8 8 8 8 8 8

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 69
Top 10 Stocks (%) 33.35
Top 5 Stocks (%) 21.07
Top 3 Sectors (%) 51.28
Portfolio P/B Ratio 3.45
Portfolio P/E Ratio 29.51

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 63,199 57,998
Giant (%) 39.11 34.67
Large (%) 4.80 10.90
Mid (%) 32.33 35.47
Small (%) 23.74 18.96
Tiny (%) 0.01 0.01

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.44 7.98 3.78 5.73
equal Infosys Technology 34.93 6.52 2.33 4.62
equal HDFC Bank Financial 24.50 9.10 4.43 4.62
equal Reliance Industries Energy 31.17 9.84 2.63 3.07
equal Bajaj Finance Financial 85.76 3.36 0.00 3.03
down Dixon Technologies Engineering 164.69 3.07 0.00 2.59
equal HDFC Financial 24.08 4.39 2.10 2.51
equal KPIT Technologies Technology 63.83 2.75 0.00 2.45
equal Brigade Enterprises Construction -- 2.40 0.00 2.40
equal State Bank of India Financial 14.74 4.75 1.21 2.33
down Kei Industries Engineering 32.42 2.54 0.00 2.32
equal JK Cement Construction 33.02 2.39 0.45 2.27
down Polycab India Engineering 43.12 2.45 0.00 2.15
equal TCI Express Ltd. Services 65.42 2.10 0.00 2.10
equal eClerx Services Services 19.87 2.27 0.00 2.07
equal PNC Infratech Construction 13.36 2.35 0.00 1.96
equal Indoco Remedies Healthcare 28.16 2.03 0.00 1.92
equal Sona BLW Precision Forgings Automobile 208.35 1.91 0.00 1.91
equal Avenue Supermarts Services 226.32 1.78 0.00 1.78
equal Orient Electric Consumer Durable 51.54 1.89 0.00 1.74
up BEML Engineering 71.31 1.62 0.00 1.62
equal Relaxo Footwears FMCG 108.45 1.58 0.00 1.58
equal KNR Constructions Construction 20.10 1.82 0.00 1.49
equal Can Fin Homes Financial 16.64 1.88 0.00 1.48
equal Coforge Technology 61.56 1.87 0.00 1.47

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Ravi Gopalakrishnan since 29-Jul-2019

Education: Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.

Experience: Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Interviews:

Funds Managed:

— Siddarth Mohta since 28-Aug-2018

Education: Mr. Mohta is a MBA (Finance), Financial Risk Management

Experience: Has over 16 years of experience as an Equity Analyst/Finance Manager.

Funds Managed:


-0.11%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 253.7200

IDCW Half Yearly: ₹ 70.0700


Investment Strategy

The fund seeks to achieve long-term capital appreciation through investment primarily in equities. With professional management and diversification provided the AMC, the risk will be considerably lower.

Investment Details

Minimum Investment (₹) 300
Minimum Addl Investment (₹) 300
Minimum SIP Investment (₹) 100
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 24% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Principal Mutual Fund
Launch Date: 02-Jan-2013
Return Since Launch: 17.84%
Benchmark: Nifty 500 Multicap 50:25:25 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 862 Cr (As on 31-Oct-2021)
Expense: 1.67% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: 49.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly17-Jun-20212.1235

 17-Dec-20202.2946
 15-Dec-20171.7100
 16-Jun-20178.9300
 23-Dec-20163.0800
 24-Jun-20160.5200
 24-Dec-20151.1800
 29-Dec-20142.6200

Contact Information

AMC: Principal Asset Management Pvt. Ltd.

Address: Exchange Plaza - 2rd Floor - NSE Building, "B" Wing-Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-67720555 / 1800-425-5600

Fax: 022-67720512

Email: [email protected]

Website: http://www.principalindia.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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