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4 star#

Sundaram Liquid Fund - Direct Plan download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Sundaram Liquid Direct-G 1.40 0.01 0.09 0.28 0.90 1.82 3.54 4.27 5.26 5.93 --
CCIL T Bill Liquidity Weight 0.59 0.04 0.04 -0.01 0.29 0.85 1.92 2.78 3.34 3.74 --
Debt: Liquid 1.37 0.01 0.09 0.27 0.87 1.79 3.49 4.20 5.39 6.02 --
Rank within category 7 12 28 10 5 7 6 17 28 27 --
Number of funds in category 37 37 37 37 37 37 37 36 32 31 1

As on 20-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Liquid Fund - Direct Plan
4 star#
Dec-12 3.54 4.27 5.26 0.17% 1,828
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.52 4.34 5.50 0.21% 34,891
Baroda BNP Paribas Liquid Fund - Direct Plan
4 star
Jan-13 3.57 4.29 5.49 0.16% 6,968
LIC MF Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.51 4.32 5.48 0.11% 5,755
Mirae Asset Cash Management Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.54 4.28 5.46 0.18% 3,378

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.26 06-Sep-2013 - 15-Sep-2013 -5.62 23-Sep-2018 - 30-Sep-2018
Month 0.96 08-Aug-2013 - 09-Sep-2013 -7.90 09-Sep-2018 - 09-Oct-2018
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 -6.86 09-Sep-2018 - 09-Dec-2018
Year 9.90 26-Jul-2013 - 27-Jul-2014 -2.28 09-Sep-2018 - 09-Sep-2019

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Sundaram Liquid Direct-G 4.26 0.37 1.96 10.75 0.91 1.34
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Liquid 4.20 0.37 1.78 8.71 0.88 1.26
Rank within category 17 14 10 8 17 18
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 30 38 7 47
Modified Duration (yrs) 0.10 0.12 0.03 0.10
Average Maturity (yrs) 0.10 0.12 0.03 0.10
Yield to Maturity (%) 4.15 4.15 3.21 4.03
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 91-D 30/06/2022 Treasury Bills SOV 0.00 - 7.71 5.71
equal Can Fin Homes 229-D 02/05/2022 Commercial Paper A1+ 0.00 - 5.47 5.47
new Bharat Petroleum Corporation 27-D 17/05/2022 Commercial Paper A1+ 0.00 - 5.46 5.46
equal Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 5.45 5.45
new The Ramco Cements 64-D 10/06/2022 Commercial Paper A1+ 0.00 - 5.44 5.44
new Bank of Baroda 13/06/2022 Certificate of Deposit A1+ 0.00 - 5.44 5.44
new HDFC Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 5.43 5.43
equal LIC Housing Fin. 150-D 26/05/2022 Commercial Paper A1+ 0.00 - 4.09 4.09
down Indian Bank 15/06/2022 Certificate of Deposit A1+ 0.00 - 5.79 4.08
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.73 2.73
equal LIC Housing Fin. 135-D 11/05/2022 Commercial Paper A1+ 0.00 - 2.73 2.73
equal Axis Bank 13/05/2022 Certificate of Deposit A1+ 0.00 - 2.73 2.73
equal National Bank Agr. Rur. Devp 90-D 25/05/2022 Commercial Paper A1+ 0.00 - 2.73 2.73
equal National Bank Agr. Rur. Devp 63-D 30/05/2022 Commercial Paper A1+ 0.00 - 2.73 2.73
equal Reliance Retail Ventures 91-D 30/05/2022 Commercial Paper A1+ 0.00 - 2.73 2.73
equal Indian Bank 2022 Certificate of Deposit A1+ 0.00 - 2.73 2.73
equal HDFC Bank 2022 Certificate of Deposit A1+ 0.00 - 2.72 2.72
equal IIFL Wealth Prime 91-D 01/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal Reliance Retail Ventures 91-D 10/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal IIFL Wealth Management 91-D 09/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
new Jamnagar Utilities and Power 243-D 21/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal JM Financial Services 91-D 14/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal HDFC 91-D 23/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal IGH Holdings 91-D 15/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
new Hindustan Petroleum Corporation 82-D 28/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Dwijendra Srivastava since 01-Jan-2022

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Sandeep Agarwal since 16-May-2022

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:


0.01%

Change from previous, NAV as on 20-May-2022

Growth: ₹ 1,888.2930

IDCW Weekly: ₹ 1,007.8950

More

IDCW Quarterly: ₹ 1,030.8534

IDCW Monthly: ₹ 1,024.5521

IDCW Fortnightly: ₹ 1,025.0549

IDCW Daily: ₹ 1,000.6367

Bonus: ₹ 1,038.3943


Investment Strategy

The scheme aims to provide income from short-term investments, consistent with preservation of capital and liquidity by investing in a portfolio of money market and in investment grade debt instruments .

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 31-Dec-2012
Return Since Launch: 6.75%
Benchmark: NIFTY Liquid Index B-I
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 1,828 Cr (As on 30-Apr-2022)
Expense: 0.17% (As on 31-Mar-2022)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily19-May-20220.1288

 18-May-20220.1042
 17-May-20220.1297
 16-May-20220.3626
 13-May-20220.1160
 12-May-20220.1199
 11-May-20220.1338
 10-May-20220.1258
 09-May-20220.0870
 08-May-20220.1453
 03-May-20220.1066
 02-May-20220.1422
 01-May-20220.2174
 29-Apr-20220.0367
 28-Apr-20220.0847
 27-Apr-20220.0933
 26-Apr-20220.0549
 25-Apr-20220.1028
 24-Apr-20220.2045
 22-Apr-20220.0471
 21-Apr-20220.1166
 20-Apr-20220.1340
 19-Apr-20220.1414
 18-Apr-20220.1087
 17-Apr-20220.4048
IDCW Monthly17-May-20223.2966

 13-Apr-20222.9170
 16-Mar-20222.8749
 17-Feb-20223.0774
 16-Jan-20221.6000
 17-Dec-20212.7663
 17-Nov-20213.1160
 14-Oct-20212.4436
 17-Sep-20212.7293
 17-Aug-20212.9464
 17-Jul-20212.7305
 17-Jun-20212.7869
 17-May-20212.7229
 16-Apr-20212.7721
 17-Mar-20212.4026
 17-Feb-20213.0405
 15-Jan-20212.3666
 17-Dec-20202.3615
 17-Nov-20202.7881
 16-Oct-20202.6968
 17-Sep-20202.6321
 17-Aug-20202.8936
 17-Jul-20202.6653
 17-Jun-20203.3434
 16-May-20203.2357
IDCW Fortnightly13-May-20221.2198

 29-Apr-20222.1081
 08-Apr-20221.5390
 25-Mar-20221.5240
 11-Mar-20221.4003
 25-Feb-20221.4484
 11-Feb-20221.4604
 28-Jan-20221.2266
 14-Jan-20221.3252
IDCW Weekly13-May-20220.8303

 06-May-20220.3720
 29-Apr-20220.5799
 22-Apr-20220.9586
 13-Apr-20220.5295
 08-Apr-20221.0344
 30-Mar-20220.4777
 25-Mar-20220.8220
 17-Mar-20220.6742
 11-Mar-20220.7006
 04-Mar-20220.6738
 25-Feb-20220.6751
 18-Feb-20220.7478
 11-Feb-20220.7762
 04-Feb-20220.6604
 28-Jan-20220.6624
 21-Jan-20220.5410
 14-Jan-20221.1903
 14-Jan-20221.1903
 07-Jan-20220.6205
 29-Dec-20210.6823
 22-Dec-20210.6035
 15-Dec-20210.6231
 08-Dec-20210.6576
 01-Dec-20210.6291
IDCW Quarterly28-Mar-20227.5000

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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