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2 star

IDFC Cash Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.02 0.01 0.06 0.29 0.82 1.67 3.27 4.68 5.61 6.32 --
CCIL T Bill Liquidity Weight 1.88 0.03 0.04 0.17 0.43 1.08 2.05 3.24 3.53 3.99 --
Debt: Liquid 3.07 0.01 0.07 0.30 0.82 1.68 3.32 4.82 5.63 6.32 --
Rank within category 28 33 28 29 29 28 28 29 29 28 --
Number of funds in category 38 39 39 39 39 39 38 35 34 33 1

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Cash Fund - Direct Plan
2 star
Jan-13 3.27 4.68 5.61 0.15% 7,471
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
Jan-13 3.32 4.90 5.74 0.20% 35,561
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.34 4.94 5.79 0.21% 29,710
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.34 4.93 5.79 0.18% 20,961
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.30 4.91 5.77 0.22% 8,688

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.23 17-Mar-2020 - 24-Mar-2020
Month 0.92 06-Sep-2013 - 08-Oct-2013 0.10 23-Feb-2020 - 24-Mar-2020
Quarter 2.62 24-Jul-2013 - 23-Oct-2013 0.73 23-Oct-2020 - 22-Jan-2021
Year 9.76 24-Jul-2013 - 24-Jul-2014 3.19 02-Jul-2020 - 02-Jul-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.60 0.45 1.80 13.01 0.96 1.40
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.73 0.47 2.01 11.93 0.99 1.55
Rank within category 29 6 28 15 8 29
Number of funds in category 35 35 35 35 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 27 36 18 35
Modified Duration (yrs) 0.07 0.13 0.04 --
Average Maturity (yrs) 0.07 0.14 0.04 --
Yield to Maturity (%) 3.57 3.57 2.78 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 7.83 7.06
equal Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 6.67 6.67
new Reserve Bank of India 182-D 09/12/2021 Treasury Bills SOV 0.00 - 6.67 6.67
equal Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 5.34 5.34
equal SIDBI 90-D 28/12/2021 Commercial Paper A1+ 0.00 - 5.32 5.32
new Reliance Industries 82-D 28/12/2021 Commercial Paper A1+ 0.00 - 5.32 5.32
equal Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 4.00 4.00
equal Reliance Retail Ventures 91-D 01/12/2021 Commercial Paper A1+ 0.00 - 4.00 4.00
equal Reliance Jio Infocomm 91-D 03/12/2021 Commercial Paper A1+ 0.00 - 3.34 3.34
equal Reliance Retail Ventures 91-D 16/11/2021 Commercial Paper A1+ 0.00 - 3.34 3.34
equal HDFC Securities 63-D 01/11/2021 Commercial Paper A1+ 0.00 - 2.68 2.68
equal HDB Financial Services 18/11/2021 Commercial Paper A1+ 0.00 - 2.67 2.67
equal Reliance Industries 91-D 26/11/2021 Commercial Paper A1+ 0.00 - 2.67 2.67
equal Reliance Industries 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 2.66 2.66
equal ICICI Securities 76-D 16/11/2021 Commercial Paper A1+ 0.00 - 2.00 2.00
up Bajaj Finance 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 1.67 1.67
equal Reliance Industries 91-D 24/11/2021 Commercial Paper A1+ 0.00 - 1.34 1.34
equal Reliance Retail Ventures 89-D 03/11/2021 Commercial Paper A1+ 0.00 - 1.34 1.34
equal 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 1.14 1.14
equal 6.70% Indian Railway Finance Corporation 24/11/2021 Bonds/NCDs AAA 0.00 - 1.14 1.14
new 6.99% REC 31/12/2021 Non Convertible Debenture AAA 0.00 - 1.01 1.01
equal Bajaj Finance 90-D 18/11/2021 Commercial Paper A1+ 0.00 - 3.27 0.67
new 6.32% REC 31/12/2021 Debenture AAA 0.00 - 0.67 0.67
equal 7.49% HDB Financial Services 18/11/2021 Bonds/NCDs AAA 0.00 - 0.34 0.34
equal 6.72% NTPC 24/11/2021 Bonds AAA 0.00 - 0.34 0.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Harshal Joshi since 16-Sep-2015

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 2,541.6020

IDCW Weekly: ₹ 1,007.6056

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IDCW Monthly: ₹ 1,007.4168

IDCW Daily: ₹ 1,001.6663

IDCW: ₹ 1,023.9641


Investment Strategy

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.94%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 7,471 Cr (As on 31-Oct-2021)
Expense: 0.15% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily03-Dec-20210.0900

 02-Dec-20210.0944
 01-Dec-20210.0879
 30-Nov-20210.0971
 29-Nov-20210.0919
 28-Nov-20210.1822
 26-Nov-20210.0885
 25-Nov-20210.1018
 24-Nov-20210.1261
 23-Nov-20210.1017
 22-Nov-20210.0532
 21-Nov-20210.2796
 18-Nov-20210.0927
 17-Nov-20210.0975
 16-Nov-20210.0835
 15-Nov-20210.0879
 14-Nov-20210.1788
 12-Nov-20210.1085
 11-Nov-20210.1077
 10-Nov-20210.0997
 09-Nov-20210.1240
 08-Nov-20210.1520
 07-Nov-20210.3896
 03-Nov-20210.1160
 02-Nov-20210.0930
IDCW Monthly29-Nov-20213.1239

 28-Oct-20212.6177
 29-Sep-20212.4474
 30-Aug-20212.9547
 29-Jul-20212.7890
 29-Jun-20212.9455
 28-May-20212.4946
 29-Apr-20213.0750
 26-Mar-20212.5281
 26-Feb-20212.5707
 28-Jan-20212.4282
 28-Dec-20202.6066
 25-Nov-20202.4214
 28-Oct-20202.8146
 28-Sep-20202.6083
 28-Aug-20202.7751
 28-Jul-20202.7148
 26-Jun-20202.8655
 28-May-20203.9830
 28-Apr-20205.0270
 27-Mar-20203.1712
 28-Feb-20203.1225
 28-Jan-20203.1286
 27-Dec-20192.8313
 28-Nov-20192.9051
IDCW Weekly26-Nov-20210.7550

 18-Nov-20210.5434
 12-Nov-20210.9870
 03-Nov-20210.4960
 29-Oct-20210.5351
 22-Oct-20210.6290
 14-Oct-20210.5804
 08-Oct-20210.6994
 01-Oct-20210.5741
 24-Sep-20210.5655
 17-Sep-20210.6834
 09-Sep-20210.4909
 03-Sep-20210.6160
 27-Aug-20210.6342
 20-Aug-20210.6558
 13-Aug-20210.7146
 06-Aug-20210.6082
 30-Jul-20210.6377
 23-Jul-20210.6825
 16-Jul-20210.6694
 09-Jul-20210.6134
 02-Jul-20210.6624
 25-Jun-20210.7264
 18-Jun-20210.5588
 11-Jun-20210.6285
IDCW25-Mar-202138.7400

 25-Mar-2020343.6086
 12-Sep-201487.2510

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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