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2 star

IDFC Asset Allocation Fund - Aggressive Plan - Direct Plan


1 Lakh

Investment Grown to
₹ 1.44 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.73 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 20.34 -0.49 0.59 -1.65 0.66 9.43 25.27 12.93 11.20 9.62 --
VR Balanced TRI 21.24 -1.03 0.87 -3.01 -0.30 9.26 27.94 16.15 15.71 11.12 --
Hybrid: Aggressive Hybrid 26.14 -0.54 0.70 -1.91 1.29 11.51 32.30 16.67 14.50 11.70 --
Rank within category 39 19 30 14 28 33 40 39 30 22 --
Number of funds in category 48 49 49 49 49 49 47 40 31 26 0

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Asset Allocation Fund - Aggressive Plan - Direct Plan
2 star
Jan-13 25.27 12.93 11.20 0.51% 19
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 28.19 17.60 15.35 0.88% 48,043
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 48.25 19.84 16.55 1.27% 18,740
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 29.62 19.48 15.70 0.81% 7,559
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 27.29 18.80 16.58 0.68% 6,901

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 6.47 24-Mar-2020 - 31-Mar-2020 -14.77 16-Mar-2020 - 23-Mar-2020
Month 13.53 23-Mar-2020 - 22-Apr-2020 -28.88 20-Feb-2020 - 23-Mar-2020
Quarter 23.17 24-Mar-2020 - 23-Jun-2020 -26.06 23-Dec-2019 - 23-Mar-2020
Year 59.73 23-Mar-2020 - 23-Mar-2021 -24.03 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 13.30 15.96 0.60 0.56 0.85 -1.18
VR Balanced TRI 16.35 17.90 0.70 0.83 -- --
Hybrid: Aggressive Hybrid 16.74 16.76 0.78 0.83 0.89 1.79
Rank within category 39 15 39 40 12 40
Number of funds in category 41 41 41 41 41 41

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal IDFC Low Duration Direct-G Mutual Fund -- 12.80 - 18.24 14.98
equal IDFC Bond Short Term Direct-G Mutual Fund -- 2.26 - 14.43 13.08
equal IDFC Cash Direct Mutual Fund -- 0.53 - 6.74 4.78
equal Others Margin Money -- - 0.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal IDFC Large Cap Direct-G Financial -- 41.78
equal IDFC Emerging Businesses Fund Direct-G Financial -- 12.48
equal IDFC Focused Equity Fund - Direct Plan Financial -- 9.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Arpit Kapoor since 18-Apr-2018

Education: Mr. Kapoor is a B.Tech. from Uttar Pradesh Technical University and PGDM from IIM Kozhikode

Experience: Prior to joining IDFC Mutual Fund he has considerable experience in Equity markets while working with UTI Mutual Fund.

Funds Managed:


-0.49%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 32.9416

IDCW: ₹ 23.3640


Investment Strategy

The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.70%
Benchmark: S&P BSE 200 TRI (65), CRISIL Short-Term Bond Index (30), Domestic Price of Gold (5)
Riskometer: High
Type: Open-ended
Assets: ₹ 19 Cr (As on 31-Oct-2021)
Expense: 0.51% (As on 31-Oct-2021)
Risk Grade: Below Average
Return Grade: Low
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW23-Sep-20210.2356

 28-Jun-20210.2198
 22-Mar-20210.2128
 24-Dec-20200.1983
 28-Sep-20200.1836
 26-Jun-20200.2028
 16-Mar-20200.2679
 30-Aug-20180.2069
 29-Nov-20170.2373
 30-Aug-20170.2311
 30-May-20170.0289
 27-Apr-20170.0867
 29-Mar-20170.0867
 27-Feb-20170.0794
 27-Oct-20160.0794
 27-Sep-20160.0794
 30-Aug-20160.0794
 29-Jul-20160.0722
 25-Feb-20150.0668
 27-Aug-20140.0717
 30-Jul-20140.0799
 27-Jun-20140.0799
 29-May-20140.0639
 29-Apr-20140.0701
 24-Mar-20140.0701

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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