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3 star

HSBC Cash Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.00 0.01 0.08 0.31 0.83 1.70 3.29 4.85 5.73 6.40 --
CCIL T Bill Liquidity Weight 1.84 0.03 0.05 0.20 0.47 1.08 2.01 3.25 3.53 4.01 --
Debt: Liquid 3.00 0.01 0.08 0.31 0.83 1.69 3.29 4.85 5.64 6.34 --
Rank within category 20 5 25 21 21 22 21 19 20 21 --
Number of funds in category 38 39 39 39 39 39 38 35 34 33 1

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HSBC Cash Fund - Direct Plan  | Invest Online
3 star
Jan-13 3.29 4.85 5.73 0.12% 3,093
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
Jan-13 3.29 4.93 5.75 0.20% 35,561
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.31 4.97 5.81 0.21% 29,710
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.31 4.96 5.80 0.18% 20,961
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.27 4.93 5.78 0.22% 8,688

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.48 24-Mar-2020 - 31-Mar-2020 -0.27 17-Mar-2020 - 24-Mar-2020
Month 0.97 08-Aug-2013 - 09-Sep-2013 0.03 23-Feb-2020 - 24-Mar-2020
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 0.74 23-Oct-2020 - 22-Jan-2021
Year 9.87 26-Jul-2013 - 27-Jul-2014 3.24 29-Oct-2020 - 29-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.85 0.49 2.00 6.68 0.99 1.59
CCIL T Bill Liquidity Weight 3.25 0.40 -1.53 -4.22 -- --
Debt: Liquid 4.84 0.48 2.00 10.24 1.01 1.59
Rank within category 20 15 20 31 9 23
Number of funds in category 35 35 35 35 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 23 29 19 35
Modified Duration (yrs) 0.10 0.15 0.07 --
Average Maturity (yrs) 0.10 0.15 0.07 --
Yield to Maturity (%) 3.72 3.72 2.91 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new National Bank Agr. Rur. Devp 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 9.62 9.62
down Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 11.15 6.45
down Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 9.55 6.44
equal Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 6.44 6.44
equal Hindustan Petroleum Corporation 85-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.84 4.84
equal Tata Capital Financial Services 91-D 25/11/2021 Commercial Paper A1+ 0.00 - 4.84 4.84
equal ICICI Securities 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 4.84 4.84
equal Kotak Securities 91-D 29/11/2021 Commercial Paper A1+ 0.00 - 4.83 4.83
new Reliance Industries 82-D 28/12/2021 Commercial Paper A1+ 0.00 - 4.82 4.82
equal Reserve Bank of India 364-D 25/11/2021 Treasury Bills SOV 0.00 - 4.68 4.68
up 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 4.37 4.37
equal Hindustan Petroleum Corporation 88-D 26/11/2021 Commercial Paper A1+ 0.00 - 3.23 3.23
equal Reserve Bank of India 91-D 25/11/2021 Treasury Bills SOV 0.00 - 3.23 3.23
equal HDFC Securities 90-D 24/11/2021 Commercial Paper A1+ 0.00 - 3.22 3.22
equal NTPC 91-D 14/12/2021 Commercial Paper A1+ 0.00 - 3.22 3.22
new Reserve Bank of India 182-D 09/12/2021 Treasury Bills SOV 0.00 - 3.22 3.22
new Reserve Bank of India 91-D 20/01/2022 Treasury Bills SOV 0.00 - 3.21 3.21
new 6.22% HDFC 2021 Debenture AAA 0.00 - 2.43 2.43
new Reserve Bank of India 182-D 23/12/2021 Treasury Bills SOV 0.00 - 2.09 2.09
new 6.99% HDFC 25/11/2021 Non Convertible Debenture AAA 0.00 - 1.62 1.62
equal HDFC Securities 91-D 14/12/2021 Commercial Paper A1+ 0.00 - 1.61 1.61
new 7.06% HDFC 13/12/2021 Non Convertible Debenture AAA 0.00 - 0.81 0.81
new 8.40% L&T Infrastructre Finance 29/11/2021 Non Convertible Debenture AAA 0.00 - 0.81 0.81

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Kapil Punjabi since 14-Mar-2014

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:


--

Change from previous, NAV as on 28-Nov-2021

Growth: ₹ 2,094.1765

IDCW Weekly: ₹ 1,164.9986

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IDCW Monthly: ₹ 1,038.1802

IDCW Daily: ₹ 1,000.9401


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 10,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.00%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,093 Cr (As on 31-Oct-2021)
Expense: 0.12% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily28-Nov-20210.1828

 26-Nov-20210.1004
 25-Nov-20210.0988
 24-Nov-20210.1229
 23-Nov-20210.0950
 22-Nov-20210.0638
 21-Nov-20210.2779
 18-Nov-20210.0985
 17-Nov-20210.1123
 16-Nov-20210.0668
 15-Nov-20210.0842
 14-Nov-20210.1823
 12-Nov-20210.1156
 11-Nov-20210.1240
 10-Nov-20210.0969
 09-Nov-20210.1353
 08-Nov-20210.1915
 07-Nov-20210.3943
 03-Nov-20210.1124
 02-Nov-20210.0955
 01-Nov-20210.0863
 31-Oct-20210.1976
 29-Oct-20210.0776
 28-Oct-20210.0695
 27-Oct-20210.0914
IDCW Monthly25-Nov-20213.1646

 25-Oct-20212.4943
 27-Sep-20212.9188
 25-Aug-20212.9262
 26-Jul-20213.0286
 25-Jun-20212.9612
 25-May-20212.5461
 26-Apr-20213.0315
 25-Mar-20212.5157
 25-Feb-20213.0375
 25-Jan-20212.3315
 28-Dec-20202.6597
 25-Nov-20202.6407
 26-Oct-20203.0926
 25-Sep-20202.7259
 25-Aug-20202.7202
 27-Jul-20202.9687
 25-Jun-20203.1485
 26-May-20203.9904
 27-Apr-20208.5826
 26-Mar-20200.5572
 25-Feb-20203.0942
 27-Jan-20203.4138
 26-Dec-20193.3642
 25-Nov-20193.4675
IDCW Weekly10-Aug-20210.7337

 03-Aug-20210.7105
 27-Jul-20210.7911
 20-Jul-20210.7517
 13-Jul-20210.7622
 06-Jul-20210.6909
 29-Jun-20210.8312
 22-Jun-20210.7004
 15-Jun-20210.7379
 08-Jun-20210.7447
 01-Jun-20210.7393
 25-May-20210.7100
 18-May-20210.7154
 11-May-20210.6575
 04-May-20210.6591
 27-Apr-20210.7296
 20-Apr-20210.5320
 15-Apr-20210.8237
 06-Apr-20210.8176
 30-Mar-20210.7795
 23-Mar-20210.8631
 16-Mar-20210.7012
 09-Mar-20210.5840
 02-Mar-20210.6756
 23-Feb-20210.7241

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: 9-11th Floor, NESCO - IT Park Bldg. 3, Nesco Complex, Western Express Highway, Goregaon East, Mumbai - 400063

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: http://www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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