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HSBC Cash Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Analyst's Choice?

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.24 0.01 0.10 0.44 1.35 2.91 6.64 6.97 7.36 7.89 --
Debt: Liquid 0.23 0.01 0.09 0.42 1.30 2.80 6.44 6.68 7.19 7.77 --
Rank within category 4 10 5 5 7 7 10 12 16 17 --
Number of funds in category 39 39 39 39 39 39 38 35 34 33 1

As on 17-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week -- ( - ) -- ( - )
Month 0.97 (08-Aug-2013 - 09-Sep-2013) 0.43 (02-Dec-2019 - 01-Jan-2020)
Quarter 2.72 (24-Jul-2013 - 23-Oct-2013) 1.34 (18-Oct-2019 - 17-Jan-2020)
Year 9.87 (26-Jul-2013 - 27-Jul-2014) 6.64 (17-Jan-2019 - 17-Jan-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.78 0.19 5.50 8.34 0.20 1.40
Debt: Liquid 6.52 0.51 4.47 7.34 0.52 1.65
Rank within category 12 7 4 8 2 32
Number of funds in category 35 35 35 33 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 44 65 39 53
Modified Duration (yrs) 0.12 0.15 0.07 0.10
Average Maturity (yrs) 0.12 0.15 0.07 0.10
Yield to Maturity (%) 5.38 7.34 5.30 5.28

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Syndicate Bank 24/01/2020 Certificate of Deposit A1+ 0.00 - 3.89 3.89
equal Manappuram Finance 90-D 22/01/2020 Commercial Paper A1+ 0.00 - 3.89 3.89
new Indian Oil Corp. 44-D 24/01/2020 Commercial Paper A1+ 0.00 - 3.89 3.89
new Oriental Bank of Com. 23/01/2020 Certificate of Deposit A1+ 0.00 - 3.89 3.89
equal AU Small Finance Bank 2020 Certificate of Deposit A1+ 0.00 - 3.88 3.88
equal Reliance Jio Infocomm 91-D 10/02/2020 Commercial Paper A1+ 0.00 - 3.88 3.88
new Bank of Baroda 18/02/2020 Certificate of Deposit A1+ 0.00 - 3.87 3.87
new Vedanta 63-D 24/02/2020 Commercial Paper A1+ 0.00 - 3.86 3.86
equal Kotak Securities 91-D 28/02/2020 Commercial Paper A1+ 0.00 - 3.86 3.86
new Aditya Birla Finance 75-D 03/03/2020 Commercial Paper A1+ 0.00 - 3.86 3.86
up Reserve Bank of India 182-D 23/01/2020 Treasury Bills SOV 0.00 - 3.40 3.40
equal HDFC 363-D 13/02/2020 Commercial Paper A1+ 0.00 - 3.39 3.39
equal Ujjivan Small Finance Bank 29/01/2020 Certificate of Deposit A1+ 0.00 - 2.91 2.91
new SAIL 91-D 05/03/2020 Commercial Paper A1+ 0.00 - 2.90 2.90
up Reserve Bank of India 91-D 23/01/2020 Treasury Bills SOV 0.00 - 3.28 2.43
equal SRF 91-D 28/02/2020 Commercial Paper A1+ 0.00 - 2.42 2.42
equal Reserve Bank of India 91-D 20/02/2020 Treasury Bills SOV 0.00 - 2.42 2.42
equal Tata Capital Financial Services 90-D 12/02/2020 Commercial Paper A1+ 0.00 - 1.94 1.94
new National Bank Agr. Rur. Devp 29/01/2020 Commercial Paper A1+ 0.00 - 1.94 1.94
equal Aditya Birla Fashion and Retail 90-D 23/01/2020 Commercial Paper A1+ 0.00 - 1.94 1.94
equal Reserve Bank of India 91-D 06/02/2020 Treasury Bills SOV 0.00 - 1.94 1.94
equal South Indian Bank 31/01/2020 Certificate of Deposit A1+ 0.00 - 1.94 1.94
equal Mahindra Rural Housing Finance 93-D 12/02/2020 Commercial Paper A1+ 0.00 - 1.94 1.94
new HDFC 317-D 24/01/2020 Commercial Paper A1+ 0.00 - 1.94 1.94
equal Muthoot Finance 91-D 29/01/2020 Commercial Paper A1+ 0.00 - 1.94 1.94

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Kapil Punjabi since 14-Mar-2014

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:


--

Change from previous, NAV as on 19-Jan-2020

Growth: ₹ 1,957.6950

Dividend Weekly: ₹ 1,120.3407

More

Dividend Monthly: ₹ 1,041.4384

Dividend Daily: ₹ 1,000.9401


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 10,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.89%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 5,130 Cr (As on 31-Dec-2019)
Expense: 0.12% (As on 31-Dec-2019)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily17-Jan-20200.1039

 16-Jan-20200.1068
 15-Jan-20200.0947
 14-Jan-20200.0940
 13-Jan-20200.0871
 12-Jan-20200.2033
 10-Jan-20200.0794
 09-Jan-20200.1003
 08-Jan-20200.0975
 07-Jan-20200.1018
 06-Jan-20200.1009
 05-Jan-20200.2000
 03-Jan-20200.1049
 02-Jan-20200.1521
 01-Jan-20200.1068
 31-Dec-20190.1041
 30-Dec-20190.1024
 29-Dec-20190.2052
 27-Dec-20190.1127
 26-Dec-20190.1027
 25-Dec-20190.1023
 24-Dec-20190.1015
 23-Dec-20190.1020
 22-Dec-20190.2054
 20-Dec-20190.0911
Dividend Weekly14-Jan-20200.7404

 07-Jan-20200.8579
 31-Dec-20190.8163
 24-Dec-20190.8085
 17-Dec-20190.8164
 10-Dec-20190.7629
 03-Dec-20190.8900
 26-Nov-20190.8510
 19-Nov-20190.7359
 13-Nov-20190.9158
 05-Nov-20190.8659
 29-Oct-20190.8461
 22-Oct-20190.8229
 15-Oct-20190.8320
 09-Oct-20191.0527
 01-Oct-20191.0660
 24-Sep-20190.7227
 17-Sep-20190.7549
 11-Sep-20191.0541
 03-Sep-20190.9039
 27-Aug-20190.9198
 20-Aug-20190.9054
 13-Aug-20190.9874
 06-Aug-20191.0026
 30-Jul-20191.0135
Dividend Monthly26-Dec-20193.3642

 25-Nov-20193.4675
 25-Oct-20193.7392
 25-Sep-20193.4209
 26-Aug-20194.0998
 25-Jul-20194.2107
 25-Jun-20194.1315
 27-May-20194.8237
 25-Apr-20194.9183
 25-Mar-20194.0656
 25-Feb-20194.4345
 25-Jan-20194.4927
 26-Dec-20184.5643
 26-Nov-20184.9668
 25-Oct-20184.7564
 25-Sep-20184.2040
 27-Aug-20184.8791
 25-Jul-20184.6107
 25-Jun-20184.7783
 26-Dec-20173.6791
 27-Nov-20174.2154
 25-Oct-20173.9041
 25-Sep-20173.5816
 28-Aug-20174.4227
 25-Jul-20173.6836

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: The Hongkong and Shanghai Banking Corp. Ltd. 16, V. N. Road, Fort, Mumbai - 400001

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
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