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Unrated

UTI Master Equity Plan Unit Scheme


1 Lakh

Investment Grown to
₹ 1.06 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -8.40 1.77 -0.13 -3.53 8.39 28.04 -4.33 1.97 6.75 10.99 7.48
S&P BSE 500 TRI -4.24 1.90 0.20 -3.06 9.78 34.41 0.79 4.33 8.88 12.48 7.79
Equity: ELSS -0.40 2.03 0.29 -2.73 13.02 38.07 2.64 0.90 10.72 17.03 7.48
Rank within category 23 16 19 15 21 24 16 9 6 2 1
Number of funds in category 25 25 25 25 25 25 25 15 6 2 1

As on 28-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Master Equity Plan Unit Scheme
Unrated
Mar-03 -4.33 1.97 6.75 1.43 1,648

Best & Worst Performance

Best (Period) Worst (Period)
Week 16.61 (27-Oct-2008 - 04-Nov-2008) -18.99 (16-Mar-2020 - 23-Mar-2020)
Month 24.87 (11-May-2009 - 10-Jun-2009) -37.36 (20-Feb-2020 - 23-Mar-2020)
Quarter 61.51 (09-Mar-2009 - 10-Jun-2009) -36.36 (23-Dec-2019 - 23-Mar-2020)
Year 126.41 (23-Apr-2003 - 22-Apr-2004) -50.15 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.96 21.36 -0.06 -0.06 0.97 -2.34
S&P BSE 500 TRI 6.34 21.82 0.05 0.06 -- --
Equity: ELSS 3.26 24.90 -0.05 -0.07 1.07 -3.16
Rank within category 9 1 9 9 3 8
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Top 10 Stocks (%) 49.22
Top 5 Stocks (%) 32.24
Top 3 Sectors (%) 54.44
Portfolio P/B Ratio 3.42
Portfolio P/E Ratio 28.05

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,48,538 37,530
Giant (%) 65.01 30.17
Large (%) 15.32 14.91
Mid (%) 19.48 26.53
Small (%) -- 35.58
Tiny (%) 0.20 3.28

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 20.35 10.11 7.44 8.11
equal Infosys Technology 25.25 8.15 3.28 7.66
equal ICICI Bank Financial 24.61 7.84 4.07 6.27
equal Reliance Industries Energy 35.27 6.53 3.14 5.81
equal Tata Consultancy Services Technology 29.15 4.77 1.33 4.39
up Bharti Airtel Communication -- 4.90 0.00 4.38
equal Axis Bank Financial 79.46 6.38 3.40 3.83
equal Hindustan Unilever FMCG 70.81 4.06 0.00 3.37
equal Bajaj Finance Financial 39.96 3.75 0.00 2.88
down Maruti Suzuki India Automobile 50.24 4.04 2.33 2.52
equal Sundram Fasteners Engineering 41.80 4.48 2.19 2.49
down Ultratech Cement Construction 21.27 3.31 2.01 2.45
equal Larsen & Toubro Construction 15.13 4.65 2.35 2.38
equal Shree Cement Construction 47.46 3.33 2.29 2.34
equal State Bank of India Financial 7.74 4.27 2.09 2.33
equal Kotak Mahindra Bank Financial 29.73 2.46 0.00 2.31
equal Sun Pharmaceutical Inds. Healthcare 169.58 1.96 0.39 1.88
equal Tech Mahindra Technology 18.62 2.61 0.88 1.87
down Sanofi India Healthcare 43.91 2.98 1.39 1.85
equal PI Industries Chemicals 59.29 1.82 0.00 1.82
equal SBI Life Insurance Company Financial 56.42 1.99 1.00 1.77
equal Dr. Reddy's Lab Healthcare 43.85 1.86 0.00 1.66
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 1.64
equal Voltas Cons Durable 52.69 1.98 1.27 1.60
equal Mphasis Technology 21.09 1.69 0.58 1.57

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Sanjay Ramdas Dongre since 01-Dec-2005

Education: Mr. Dongre is a B.E. (Instrumentation) from College of Engineering and PGDM from IIM Kolkata.

Experience: He has been associated with UTI AMC since 1994.

Interviews:

Funds Managed:


1.77%

Change from previous, NAV as on 28-Sep-2020

Dividend: ₹ 101.2034


Investment Strategy

The scheme primarily aims at securing for the investors capital appreciation by investing the funds of the scheme in equity shares of companies with good growth prospects.

Tenure (Days)
Maturity date

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 31-Mar-2003
Return Since Launch: 16.69%
Benchmark: S&P BSE 100 TRI
Riskometer: High
Type: Closed-end

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend23-Mar-20200.8854

 11-Apr-20190.8854
 13-Mar-20181.0000
 09-Mar-20171.0000
 03-Mar-20161.5000
 03-Mar-20101.5000
 06-Apr-20091.5000
 17-Apr-20071.5000
 13-Feb-20061.5000
 22-Nov-20041.0000
 05-Dec-20031.5000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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