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2 star

Franklin India Life Stage Fund of Funds 50s Plus - Direct Plan


1 Lakh

Investment declined to
₹ 0.86 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.01 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -24.79 -0.09 -0.50 -0.65 3.08 -17.69 -22.59 -5.02 1.04 4.41 --
VR MIP TRI 1.10 -0.25 -1.04 -0.51 3.10 10.15 4.67 6.23 7.64 8.54 --
Hybrid: Conservative Hybrid 1.96 -0.21 -0.85 -0.26 3.67 9.89 5.06 4.64 7.23 9.22 --
Rank within category 38 8 9 33 23 38 37 35 32 29 --
Number of funds in category 38 38 38 38 38 38 37 35 32 29 0

As on 22-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Life Stage Fund of Funds 50s Plus - Direct Plan  | Invest Online Now
2 star
Jan-13 -22.59 -5.02 1.04 0.44 7
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 9.41 7.83 9.77 1.15 1,916
HDFC Hybrid Debt Fund - Direct Plan  | Invest Online
2 star
Jan-13 4.05 3.99 7.00 1.47 2,389
UTI Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 2.83 3.29 6.51 1.15 1,660
Aditya Birla Sun Life Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 2.07 2.08 7.37 1.12 1,184

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.50 (19-Aug-2013 - 26-Aug-2013) -25.45 (20-Apr-2020 - 27-Apr-2020)
Month 5.54 (19-Aug-2013 - 18-Sep-2013) -26.04 (17-Apr-2020 - 18-May-2020)
Quarter 8.20 (19-Aug-2013 - 18-Nov-2013) -29.89 (17-Feb-2020 - 18-May-2020)
Year 21.33 (19-Aug-2013 - 19-Aug-2014) -27.69 (27-May-2019 - 26-May-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -3.75 14.76 -0.60 -0.32 -0.04 -8.84
VR MIP TRI 6.45 6.54 0.20 0.22 -- --
Hybrid: Conservative Hybrid 4.93 7.13 0.04 0.11 0.85 -1.32
Rank within category 36 34 35 31 1 36
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 0
Number of Bonds 0
Average Maturity (yrs) * --
Top 10 Holdings (%) 95.16
Portfolio P/B Ratio 1.47
Portfolio P/E Ratio 13.35

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Franklin India Corporate Debt Direct-G Mutual Fund -- 29.43 - 56.23 56.23
equal Franklin India Dynamic Accrual Direct Plan-Gr Mutual Fund -- 20.19 - 52.23 20.19
equal Franklin India Dynamic Accrual Fund - Seg Portfolio 3 Direct-G Mutual Fund -- 0.00 - 0.00 0.00
equal Franklin India Dynamic Accrual Fund - Segregated Portfolio 2 Direct-G Mutual Fund -- 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Templeton India Value Direct-G Financial -- 9.49
up Franklin India Bluechip Direct Fund-Gr Financial -- 9.24

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Paul Parampreet since 01-Mar-2018

Education: Mr. Parampreet is PGDM from IIM Calcutta and B.Tech from IIT Kharagpur.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with Edelweiss AMC, Edelweiss Securities Ltd., SDG India Pvt. Ltd., ICICI Bank and with BG India Pvt. Ltd.

Funds Managed:


-0.09%

Change from previous, NAV as on 22-Sep-2020

Growth: ₹ 29.2194

Dividend Quarterly: ₹ 10.0218


Investment Strategy

The scheme seeks to generate superior risk adjusted returns to investors in line with their chosen asset allocation.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 4.07%
Benchmark: CRISIL Composite Bond (80), S&P BSE Sensex TRI (20)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 7 Cr (As on 31-Aug-2020)
Expense: 0.44% (As on 31-Aug-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly20-Mar-20200.1909

 20-Dec-20190.1981
 20-Sep-20190.1981
 21-Jun-20190.1981
 22-Mar-20190.1981
 21-Dec-20180.1981
 21-Sep-20180.1981
 15-Jun-20180.1981
 16-Mar-20180.1986
 15-Dec-20170.1986
 15-Sep-20170.1986
 16-Jun-20170.1986
 17-Mar-20170.1806
 16-Dec-20160.1806
 16-Sep-20160.1806
 17-Jun-20160.1806
 28-Mar-20160.1806
 18-Dec-20150.1806
 18-Sep-20150.1806
 19-Jun-20150.1806
 20-Mar-20150.1815
 19-Dec-20140.1815
 19-Sep-20140.1948
 23-Jun-20140.1948
 20-Jun-20140.1948

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

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