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4 star

UTI Nifty Index Fund - Direct Plan


Equity: Large Cap

1 Lakh

Investment Grown to
₹ 1.39 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.59 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns of fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.45 -0.44 -1.44 -3.02 -2.20 20.62 55.60 11.63 13.63 12.28 --
S&P BSE 100 TRI 3.08 -0.32 -1.30 -2.76 -1.75 21.85 56.11 11.11 14.02 12.91 --
Equity: Large Cap 3.24 -0.20 -0.91 -2.10 -1.31 21.88 50.68 10.23 13.17 13.20 --
Rank within category 37 59 59 52 41 33 9 14 16 31 --
Number of funds in category 71 75 75 74 71 70 67 55 49 49 0

As on 20-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Nifty Index Fund - Direct Plan  | Invest Online
4 star
Jan-13 55.60 11.63 13.63 0.10 3,592
Axis Bluechip Fund - Direct Plan
5 star
Jan-13 41.45 14.70 16.30 0.49 24,598
Mirae Asset Large Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 52.07 12.15 15.89 0.52 23,762
UTI Mastershare Fund - Direct Plan  | Invest Online
4 star
Jan-13 53.57 11.61 13.65 1.01 7,739
Kotak Bluechip Fund - Direct Plan  | Invest Online
4 star
Jan-13 56.80 12.39 13.83 0.92 2,357

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.62 26-May-2020 - 02-Jun-2020 -19.22 11-Mar-2020 - 18-Mar-2020
Month 20.65 23-Mar-2020 - 22-Apr-2020 -37.00 20-Feb-2020 - 23-Mar-2020
Quarter 35.56 23-Mar-2020 - 22-Jun-2020 -37.92 23-Dec-2019 - 23-Mar-2020
Year 96.10 23-Mar-2020 - 23-Mar-2021 -32.93 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 15.93 22.12 0.52 0.60 1.00 0.49
S&P BSE 100 TRI 15.42 22.05 0.50 0.59 -- --
Equity: Large Cap 14.41 21.48 0.47 0.55 0.96 -0.55
Rank within category 11 43 18 19 47 20
Number of funds in category 56 56 56 56 56 56

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Stocks (%) 60.47
Top 5 Stocks (%) 41.99
Top 3 Sectors (%) 68.93
Portfolio P/B Ratio 3.33
Portfolio P/E Ratio 37.71

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 3,50,232 2,57,294
Giant (%) 83.32 65.82
Large (%) 16.68 25.95
Mid (%) -- 10.27
Small (%) -- 1.85
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 24.08 11.28 9.18 10.28
up Reliance Industries Energy 30.43 15.03 7.48 10.23
up Infosys Technology 29.74 8.01 5.13 8.01
up HDFC Financial 24.88 8.48 6.48 7.11
up ICICI Bank Financial 26.22 7.00 4.17 6.36
up Tata Consultancy Services Technology 36.38 5.57 4.08 5.20
up Kotak Mahindra Bank Financial 36.17 5.00 3.46 4.06
up Hindustan Unilever FMCG 76.77 4.59 2.54 3.43
up ITC FMCG 18.89 5.92 2.87 3.02
up Axis Bank Financial 66.70 3.44 2.07 2.77
up Larsen & Toubro Construction 16.28 4.09 2.26 2.71
up State Bank of India Financial 12.68 2.89 1.45 2.21
up Bajaj Finance Financial 69.08 2.51 1.07 2.16
up Bharti Airtel Communication -- 3.10 0.93 1.98
up Asian Paints Chemicals 89.17 2.10 1.28 1.81
up HCL Technologies Technology 19.74 1.83 1.19 1.69
up Maruti Suzuki India Automobile 44.89 2.81 1.44 1.44
up Ultratech Cement Construction 26.11 1.23 0.85 1.23
up Mahindra & Mahindra Automobile -- 2.02 0.76 1.20
up Titan Company Cons Durable 179.01 1.16 0.76 1.03
up Sun Pharmaceutical Inds. Healthcare 64.23 1.56 0.88 1.02
up Nestle India FMCG 76.29 1.63 0.00 0.97
up Tech Mahindra Technology 22.96 1.21 0.77 0.97
up Tata Steel Metals -- 1.09 0.55 0.97
up Wipro Technology 23.85 1.06 0.69 0.97

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Sharwan Kumar Goyal since 02-Jul-2018

Education: Mr.Goyal is B.Com, CFA and MMS.

Experience: He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.

Funds Managed:


-0.44%

Change from previous, NAV as on 20-Apr-2021

Growth: ₹ 95.3802

IDCW: ₹ 48.0539


Investment Strategy

The scheme seeks to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve return equivalent to Nifty 50 Index by passive investment.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 11.94%
Benchmark: NIFTY 50 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 3,592 Cr (As on 31-Mar-2021)
Expense: 0.10% (As on 31-Mar-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: 29.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW20-Nov-20170.3500

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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DateFriday, 23-Apr-2021
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