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3 star

UTI Nifty Index Fund - Direct Plan


Equity: Large Cap

1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.66 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -12.64 -1.80 -1.69 6.53 18.24 -14.00 -7.41 3.34 5.65 9.36 --
S&P BSE 100 TRI -11.80 -1.70 -1.63 6.27 17.94 -13.30 -7.05 2.78 5.93 10.13 --
Equity: Large Cap -11.47 -1.50 -1.61 5.45 15.44 -12.92 -6.28 2.23 5.58 10.65 --
Rank within category 49 58 39 9 2 50 42 15 22 36 --
Number of funds in category 65 67 67 67 65 65 62 52 49 49 0

As on 14-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Nifty Index Fund - Direct Plan  | Invest Online
3 star
Jan-13 -7.41 3.34 5.65 0.10 2,362
ICICI Prudential Bluechip Fund - Direct Plan  | Invest Now
4 star
Jan-13 -7.23 2.40 6.54 1.10 22,875
Mirae Asset Large Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 -5.46 3.87 8.49 0.62 16,381
Axis Bluechip Fund - Direct Plan  | Invest Online
5 star
Jan-13 1.36 9.79 9.56 0.43 14,522
Kotak Bluechip Fund - Direct Plan  | Invest Online
4 star
Jan-13 -2.12 3.04 6.39 1.14 1,502

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.62 (26-May-2020 - 02-Jun-2020) -19.22 (11-Mar-2020 - 18-Mar-2020)
Month 20.65 (23-Mar-2020 - 22-Apr-2020) -37.00 (20-Feb-2020 - 23-Mar-2020)
Quarter 35.56 (23-Mar-2020 - 22-Jun-2020) -37.92 (23-Dec-2019 - 23-Mar-2020)
Year 52.63 (03-Sep-2013 - 03-Sep-2014) -32.93 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.87 21.04 0.03 0.03 1.00 0.52
S&P BSE 100 TRI 5.34 20.93 0.00 0.00 -- --
Equity: Large Cap 4.75 20.27 -0.03 -0.03 0.95 -0.59
Rank within category 14 43 14 14 46 14
Number of funds in category 53 53 53 53 53 53

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Stocks (%) 62.70
Top 5 Stocks (%) 41.56
Top 3 Sectors (%) 66.05
Portfolio P/B Ratio 2.52
Portfolio P/E Ratio 26.87

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 2,56,044 1,92,152
Giant (%) 83.68 66.84
Large (%) 13.86 23.00
Mid (%) 2.46 9.85
Small (%) -- 3.12
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 32.93 12.45 6.77 12.45
up HDFC Bank Financial 21.34 11.28 9.13 10.65
up HDFC Financial 14.50 8.48 6.48 7.00
up Infosys Technology 20.10 6.91 4.56 6.21
up ICICI Bank Financial 23.40 7.00 4.17 5.25
up Tata Consultancy Services Technology 26.10 5.37 3.17 5.04
up Kotak Mahindra Bank Financial 29.90 4.85 3.13 4.59
up Hindustan Unilever FMCG 77.74 4.59 2.14 4.49
up ITC FMCG 15.74 6.34 3.75 3.92
up Bharti Airtel Communication -- 3.10 0.93 3.10
down Larsen & Toubro Construction 13.42 4.09 2.66 2.66
up Axis Bank Financial 63.66 3.44 2.07 2.12
up Maruti Suzuki India Automobile 30.72 3.14 1.59 1.79
up Asian Paints Chemicals 59.87 2.10 1.19 1.75
up Bajaj Finance Financial 36.52 2.51 0.00 1.73
up State Bank of India Financial 8.40 2.99 1.55 1.58
up Nestle India FMCG 80.18 1.63 0.00 1.41
up HCL Technologies Technology 14.50 1.50 1.18 1.39
up Sun Pharmaceutical Inds. Healthcare 31.35 1.56 0.88 1.18
up Mahindra & Mahindra Automobile 533.25 2.02 0.76 1.13
up Dr. Reddy's Lab Healthcare 32.68 1.24 0.55 1.10
up NTPC Energy 12.90 1.39 1.01 1.07
up Ultratech Cement Construction 18.72 1.14 0.85 1.04
up Power Grid Corporation Energy 9.11 1.27 0.89 1.03
up Britannia Inds. FMCG 64.08 1.00 0.00 0.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Sharwan Kumar Goyal since 02-Jul-2018

Education: Mr.Goyal is B.Com, CFA and MMS.

Experience: Has 10 years of experience in Risk Management, Equity Research and portfolio Analysis.

Funds Managed:


-1.80%

Change from previous, NAV as on 14-Jul-2020

Growth: ₹ 70.3837

Dividend: ₹ 35.4603


Investment Strategy

The scheme seeks to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve return equivalent to Nifty 50 Index by passive investment.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 8.75%
Benchmark: NIFTY 50 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 2,362 Cr (As on 30-Jun-2020)
Expense: 0.10% (As on 30-Jun-2020)
Risk Grade: Average
Return Grade: Average
Turnover: 19.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend20-Nov-20170.3500

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM