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3 star

ICICI Prudential Equity & Debt Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.37 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.81 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 12.42 -2.17 0.47 12.08 21.95 30.21 31.84 10.97 16.87 16.63 --
VR Balanced TRI 3.36 -3.27 -3.36 5.55 10.28 23.59 26.73 11.98 15.45 13.00 --
Hybrid: Aggressive Hybrid 4.84 -2.16 -1.52 6.07 11.27 23.49 24.72 9.75 14.76 14.49 --
Rank within category 2 21 2 2 2 3 4 13 7 5 --
Number of funds in category 49 50 50 49 48 47 47 35 29 25 0

As on 26-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
3 star
Jan-13 31.84 10.97 16.87 1.35 15,793
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 19.76 11.96 15.31 0.99 34,653
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 21.78 12.37 16.66 0.89 6,079
Mirae Asset Hybrid Equity Fund - Direct Plan  | Invest Online
5 star
Jul-15 27.47 13.11 17.78 0.38 4,384
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 24.23 13.71 17.55 0.79 4,208

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.85 01-Apr-2020 - 09-Apr-2020 -13.03 11-Mar-2020 - 18-Mar-2020
Month 15.66 04-Nov-2020 - 04-Dec-2020 -28.70 20-Feb-2020 - 23-Mar-2020
Quarter 32.40 15-Oct-2020 - 14-Jan-2021 -28.82 23-Dec-2019 - 23-Mar-2020
Year 59.61 03-Sep-2013 - 03-Sep-2014 -25.12 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.31 18.09 0.15 0.18 0.92 -2.16
VR Balanced TRI 9.86 18.29 0.28 0.34 -- --
Hybrid: Aggressive Hybrid 7.91 17.53 0.19 0.22 0.91 -1.50
Rank within category 19 24 21 19 22 20
Number of funds in category 33 33 33 33 33 33

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 75
Top 10 Holdings (%) 49.05
Top 5 Holdings (%) 31.98
Top 3 Sectors (%) 42.71
Portfolio P/B Ratio 1.30
Portfolio P/E Ratio 14.74
Avg Credit Rating AA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.75% Axis Bank Bonds/Debentures AA+ 2.09 - 2.99 2.96
equal 8.75% Axis Bank 28/06/2022 Bonds AA+ 1.79 - 2.56 2.53
equal India Infrastructure Trust Infrastructure Investment Trust -- 1.42 - 2.26 1.89
equal 8.55% Talwandi Sabo Power 23/04/2021 Debenture AA 1.36 - 1.78 1.77
equal 9.15% ICICI Bank Debenture AA+ 0.73 - 0.98 0.97
equal 8.70% Great Eastern Shipping Co. 31/05/2025 Debenture AA+ 0.61 - 0.83 0.83
equal 8.50% Vedanta 2021 Debenture AA- 0.00 - 0.83 0.83
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 0.78 - 1.17 0.82
equal 9.50% Indusind Bank 18/04/2022 Bonds AA 0.51 - 0.66 0.66
equal Indusind Bank 28/03/2024 Non Convertible Debenture AA 0.44 - 0.63 0.63
equal 9.50% Indusind Bank Bonds AA 0.48 - 0.63 0.63
equal 9.60% Aadhar Housing Finance 29/09/2021 Non Convertible Debenture AA 0.00 - 1.43 0.58
equal 8.50% Vedanta 15/06/2021 Non Convertible Debenture AA- 0.00 - 0.58 0.57
equal State Bank of India 2056 Debenture AA+ 0.42 - 0.52 0.49
equal 8.70% Great Eastern Shipping Co. 2026 Debenture AA+ 0.33 - 0.46 0.46
equal 9.50% Nirma Non Convertible Debenture AA- 0.00 - 0.44 0.44
equal Sattva Holding And Trading 2023 Zero Coupon Bonds AA+ 0.29 - 0.42 0.41
equal JM Financial Products 30/04/2021 Debenture AA 0.28 - 0.41 0.41
equal 10.90% AU Small Finance Bank 30/05/2025 Debenture AA- 0.25 - 0.33 0.33
equal 8.24% Great Eastern Shipping Co. 2026 Debenture AA+ 0.23 - 0.33 0.33
equal 11.40% Avanse Financial Services 2022 Non Convertible Debenture A+ 0.00 - 0.34 0.32
equal 9.15% NUVOCO Vistas Corp. 30/08/2022 Non Convertible Debenture AA 0.00 - 0.32 0.32
equal 9.50% SIS 13/04/2021 Non Convertible Debenture A+ 0.00 - 0.32 0.32
equal 9.18% Vedanta 2021 Debenture AA- 0.00 - 0.26 0.26
equal 9.90% ICICI Bank Non Convertible Debenture AA+ 0.00 - 0.17 0.17

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Bharti Airtel Communication -- 9.07 2.17 8.22
down ICICI Bank Financial 28.01 8.20 4.41 7.82
down NTPC Energy 13.84 8.09 3.72 7.41
down ONGC Energy 153.86 4.84 2.84 4.60
down Hindalco Inds. Metals 34.38 3.98 2.04 3.92
down ITC FMCG 18.94 4.77 1.58 3.67
down Vedanta Metals -- 4.42 0.68 3.62
equal Infosys Technology 28.69 4.92 0.89 3.41
down Sun Pharmaceutical Inds. Healthcare 59.28 3.54 1.18 3.41
down Tata Motors DVR Automobile -- 2.57 0.70 2.57
equal Embassy Office Parks REIT Construction -- 1.87 0.00 1.87
down Tata Steel Metals -- 2.01 0.00 1.85
down State Bank of India Financial 15.02 4.79 0.69 1.78
down Larsen & Toubro Construction 17.63 2.45 0.53 1.64
down Indian Oil Corp. Energy 19.10 3.33 1.31 1.31
down GAIL Energy 7.63 1.39 0.41 1.28
down TVS Motor Co. Automobile 78.91 1.25 0.44 1.25
down Coal India Energy 7.35 2.06 0.00 1.12
new HCL Technologies Technology 18.68 2.28 0.00 1.11
down Tata Chemicals Chemicals 2.82 1.81 0.36 1.07
down Tata Power Energy 26.73 1.05 0.46 0.94
down IDFC Financial -- 0.91 0.27 0.91
down Tech Mahindra Technology 21.42 1.20 0.00 0.88
down KNR Constructions Construction 15.01 0.83 0.03 0.83
down Motherson Sumi Systems Automobile 132.83 0.91 0.36 0.78

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Mittul Kalawadia since 28-Dec-2020

Education: Mr. Kalawadia is a B.Com. from Mithibai College, M.Com. from University of Mumbai and CA. from ICAI.

Experience: He has been associated with ICICI Prudential since 2012.

Funds Managed:

— Sankaran Naren since 07-Dec-2015

Education: Mr. Naren is a B.Tech from IIT Chennai and MBA (Finance)from IIM Kolkata.

Experience: Prior to joining ICICI Prudential AMC he has worked with Refco Sify Securities India Pvt. Ltd., HDFC Securities Ltd. and Yoha Securities.

Interviews:

Funds Managed:

— Manish Banthia since 16-Sep-2013

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Nikhil Kabra since 28-Dec-2020

Education: Mr. Kabra is a B.Com and Chartered Accountant.

Experience: Prior to joining ICICI Prudential AMC from September 25, 2013 he was associated with Sumedha Fiscal Services Limited from October 2012 to September 2013 and Haribhakti & Co. from September 2010 to October 2012.

Funds Managed:


-2.17%

Change from previous, NAV as on 26-Feb-2021

Growth: ₹ 185.4900

Dividend Yearly: ₹ 17.0100

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Dividend Monthly: ₹ 35.3200

Dividend Half Yearly: ₹ 18.5300


Investment Strategy

The scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is investing in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 15.66%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 15,793 Cr (As on 31-Jan-2021)
Expense: 1.35% (As on 31-Jan-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 35.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly04-Feb-20210.1600

 06-Jan-20210.1600
 02-Dec-20200.1800
 24-Nov-20200.1600
 01-Sep-20200.1600
 02-Mar-20200.1771
 03-Feb-20200.1771
 01-Jan-20200.1771
 02-Dec-20190.1771
 01-Nov-20190.1771
 01-Oct-20190.1771
 03-Sep-20190.1771
 01-Aug-20190.1771
 02-Jul-20190.1771
 03-Jun-20190.1771
 02-May-20190.1771
 03-Apr-20190.1771
 05-Mar-20190.1771
 06-Feb-20190.1771
 09-Jan-20190.1771
 07-Dec-20180.1948
 09-Nov-20180.1771
 03-Oct-20180.1771
 05-Sep-20180.1771
 08-Aug-20180.1771
Dividend Yearly09-Dec-20200.3500

 30-Sep-20190.3542
 28-Sep-20180.3984
 16-Mar-20180.6500
 15-Sep-20170.7500
 23-Dec-20160.2500
Dividend Half Yearly04-Jan-20180.8000

 02-Jun-20170.8000
 23-Dec-20160.5500

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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