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5 star

ICICI Prudential Equity & Debt Fund - Direct Plan download report


1 Lakh

Investment Grown to
₹ 1.58 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.95 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
ICICI Pru Equity & Debt Direct-G -2.11 0.71 1.29 -2.24 -5.94 -0.19 13.99 16.50 13.28 13.78 --
VR Balanced TRI -8.53 0.81 1.19 -3.16 -8.21 -7.21 0.62 10.15 10.57 9.89 --
Hybrid: Aggressive Hybrid -8.86 0.73 1.98 -1.66 -6.69 -7.21 1.21 11.44 9.62 10.11 --
Rank within category 1 26 45 40 17 1 2 3 2 2 --
Number of funds in category 47 47 47 47 47 47 47 41 31 24 0

As on 24-Jun-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
5 star
Jan-13 13.99 16.50 13.28 1.25% 19,096
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 1.96 11.76 11.25 0.84% 50,266
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 0.13 13.05 11.60 0.60% 7,593
DSP Equity & Bond Fund - Direct Plan
4 star
Jan-13 -4.62 11.52 9.82 0.80% 7,138
Mirae Asset Hybrid Equity Fund - Direct Plan  | Invest Online
4 star
Jul-15 0.52 11.99 11.73 0.42% 6,545

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.85 01-Apr-2020 - 09-Apr-2020 -13.03 11-Mar-2020 - 18-Mar-2020
Month 15.66 04-Nov-2020 - 04-Dec-2020 -28.70 20-Feb-2020 - 23-Mar-2020
Quarter 32.40 15-Oct-2020 - 14-Jan-2021 -28.82 23-Dec-2019 - 23-Mar-2020
Year 82.86 16-Oct-2020 - 18-Oct-2021 -25.12 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
ICICI Pru Equity & Debt Direct-G 18.61 19.14 0.79 0.95 0.97 6.08
VR Balanced TRI 12.85 17.98 0.52 0.62 -- --
Hybrid: Aggressive Hybrid 13.12 16.88 0.57 0.62 0.89 1.30
Rank within category 3 39 3 2 38 3
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 57
Top 10 Holdings (%) 52.70
Top 5 Holdings (%) 33.62
Top 3 Sectors (%) 40.63
Portfolio P/B Ratio 2.03
Portfolio P/E Ratio 13.24
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 5.07 5.07
up 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 3.81 3.81
equal 4.45% GOI 30/10/2034 GOI Securities SOV 0.00 - 3.44 3.44
equal 8.75% Axis Bank Additional Tier 1 Bond AA+ 1.10 - 2.29 2.02
down India Infrastructure Trust Infrastructure Investment Trust -- 1.70 - 2.21 1.70
new GOI 2028 GOI Securities SOV 0.00 - 1.29 1.29
new ICICI Bank 2027 Interest Rate Swap -- 0.00 - 1.05 1.05
equal Reserve Bank of India 91-D 21/07/2022 Treasury Bills SOV 0.00 - 0.91 0.91
equal 9.15% ICICI Bank Additional Tier 1 Bond AA+ 0.78 - 0.88 0.78
new IDFC First Bank 2027 Interest Rate Swap -- 0.00 - 0.65 0.65
equal 8.70% The Great Eastern Shipping Company 31/05/2025 Debenture AA+ 0.65 - 0.76 0.65
equal 10.50% Indusind Bank Additional Tier 1 Bond AA 0.54 - 0.58 0.54
new ICICI Securities 2027 Interest Rate Swap -- 0.00 - 0.52 0.52
new ICICI Bank 2027 Interest Rate Swap -- 0.00 - 0.52 0.52
new Axis Bank 2027 Interest Rate Swap -- 0.00 - 0.52 0.52
new ICICI Securities 2027 Interest Rate Swap -- 0.00 - 0.52 0.52
equal 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 0.55 0.51
equal 8.75% Nayara Energy 13/08/2024 Non Convertible Debenture AA- 0.00 - 0.52 0.51
equal 8.90% Prestige Estates Projects 29/11/2024 Non Convertible Debenture A+ 0.00 - 0.49 0.46
equal 9.56% State Bank of India Additional Tier 1 Bond AA+ 0.39 - 0.44 0.39
equal Sattva Holding And Trading 2023 Zero Coupon Bonds AA+ 0.36 - 0.39 0.37
equal 9.50% Nirma Debenture AA- 0.36 - 0.41 0.37
equal Reserve Bank of India 91-D 02/06/2022 Treasury Bills SOV 0.00 - 0.37 0.37
equal 8.70% The Great Eastern Shipping Company 2026 Debenture AA+ 0.36 - 0.42 0.36
equal 11.40% Avanse Financial Services 2022 Non Convertible Debenture A+ 0.26 - 0.30 0.26

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down NTPC Energy 8.75 8.33 5.93 7.83
equal ICICI Bank Financial 19.77 8.46 6.10 7.79
up Bharti Airtel Communication 92.91 9.07 5.44 7.37
up Oil & Natural Gas Corporation Energy 3.79 5.64 3.42 5.56
up Infosys Technology 27.44 4.92 0.89 4.92
up Hindalco Inds. Metals & Mining 5.28 5.30 2.04 3.68
equal Tata Motors DVR Automobile -- 4.20 0.70 3.24
up HCL Technologies Technology 19.43 3.25 0.00 3.05
up State Bank of India Financial 11.46 4.40 0.69 2.73
up Larsen & Toubro Construction 24.24 2.22 0.53 2.22
up SBI Life Insurance Company Insurance 71.64 2.11 0.00 2.11
down Sun Pharmaceutical Industries Healthcare 60.42 4.81 1.99 1.99
down Axis Bank Financial 13.79 3.38 0.00 1.92
up HDFC Bank Financial 19.76 3.65 0.00 1.61
up Tech Mahindra Technology 17.14 1.98 0.13 1.42
down Tata Steel Metals & Mining 2.60 2.55 0.10 1.39
equal TVS Motor Company Automobile 50.09 1.38 0.68 1.38
down Mahindra & Mahindra Automobile 20.26 1.38 0.00 1.09
equal HDFC Financial 17.58 1.26 0.00 0.93
down ITC Consumer Staples 21.49 4.14 0.89 0.89
up Sundaram Finance Financial 16.49 0.72 0.00 0.72
new LIC Insurance 101.47 0.61 0.00 0.61
up Coal India Materials 6.27 1.29 0.00 0.61
up Maruti Suzuki India Automobile 65.06 0.95 0.00 0.61
equal Chalet Hotels Services -- 0.65 0.21 0.57

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Mittul Kalawadia since 28-Dec-2020

Education: Mr. Kalawadia is a B.Com. from Mithibai College, M.Com. from University of Mumbai and CA. from ICAI.

Experience: He has been associated with ICICI Prudential since 2012.

Funds Managed:

— Manish Banthia since 16-Sep-2013

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Nikhil Kabra since 28-Dec-2020

Education: Mr. Kabra is a B.Com and Chartered Accountant.

Experience: Prior to joining ICICI Prudential AMC from September 25, 2013 he was associated with Sumedha Fiscal Services Limited from October 2012 to September 2013 and Haribhakti & Co. from September 2010 to October 2012.

Funds Managed:


0.71%

Change from previous, NAV as on 24-Jun-2022

Growth: ₹ 229.9800

IDCW Yearly: ₹ 20.3200

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IDCW Monthly: ₹ 41.1200

IDCW Half Yearly: ₹ 20.4600


Investment Strategy

The scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is investing in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 100
Min. No of Cheques 6
Min. Withdrawal (₹) 1
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 30% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 15.94%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 19,096 Cr (As on 31-May-2022)
Expense: 1.25% (As on 31-May-2022)
Risk Grade: Average
Return Grade: High
Turnover: 45.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly02-Jun-20220.1600

 05-May-20220.1600
 05-Apr-20220.1600
 03-Mar-20220.1600
 03-Feb-20220.1600
 05-Jan-20220.1600
 02-Dec-20210.1600
 01-Nov-20210.1600
 04-Oct-20210.1600
 02-Sep-20210.1600
 05-Aug-20210.1600
 05-Jul-20210.1600
 02-Jun-20210.1600
 04-May-20210.1600
 07-Apr-20210.1600
 04-Mar-20210.1600
 04-Feb-20210.1600
 06-Jan-20210.1600
 02-Dec-20200.1800
 24-Nov-20200.1600
 01-Sep-20200.1600
 02-Mar-20200.1771
 03-Feb-20200.1771
 01-Jan-20200.1771
 02-Dec-20190.1771
IDCW Half Yearly17-Mar-20220.8000

 26-Oct-20210.8000
 18-Mar-20210.8000
 04-Jan-20180.8000
 02-Jun-20170.8000
 23-Dec-20160.5500
IDCW Yearly21-Sep-20210.7500

 09-Dec-20200.3500
 30-Sep-20190.3542
 28-Sep-20180.3984
 16-Mar-20180.6500
 15-Sep-20170.7500
 23-Dec-20160.2500

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Fax: 022-26528100

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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