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UTI Treasury Advantage Fund - Regular Plan download report


Debt: Low Duration

1 Lakh

Investment Grown to
₹ 1.09 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
UTI Treasury Advantage Reg-G 0.98 -0.03 0.05 -0.01 0.53 1.37 8.55 3.31 4.79 5.87 6.91
CCIL T Bill Liquidity Weight* 0.55 0.03 0.00 -0.04 0.32 0.83 1.91 2.81 3.35 3.75 4.29
Debt: Low Duration* 0.77 -0.03 0.01 -0.13 0.35 1.15 3.54 4.48 5.47 6.23 7.12
Rank within category* 2 16 4 3 2 1 2 20 20 17 14
Number of funds in category* 22 22 22 22 22 22 22 22 22 21 17

As on 13-May-2022

* As on 16-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Treasury Advantage Fund - Regular Plan  | Invest Online
5 star
Mar-03 8.55 3.31 4.79 0.43% 3,361
ICICI Prudential Savings Fund  | Invest Now
5 star
Sep-02 3.53 6.26 6.68 0.52% 23,330
HDFC Low Duration Fund  | Invest Online
4 star
Nov-99 3.27 5.87 6.18 1.04% 17,920
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
May-98 3.16 5.78 6.27 1.21% 14,540
Nippon India Low Duration Fund  | Invest Online
4 star
Mar-07 3.34 5.32 6.12 1.02% 9,632

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.42 16-Sep-2021 - 23-Sep-2021 -12.10 03-Jun-2019 - 10-Jun-2019
Month 5.12 20-Sep-2021 - 20-Oct-2021 -11.79 10-May-2019 - 10-Jun-2019
Quarter 6.06 20-Jul-2021 - 20-Oct-2021 -10.73 11-Mar-2019 - 10-Jun-2019
Year 10.93 28-Mar-2003 - 29-Mar-2004 -5.65 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
UTI Treasury Advantage Reg-G 3.59 7.00 0.01 0.01 -2.92 -1.89
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Low Duration 4.66 3.14 1.18 2.84 -0.09 1.07
Rank within category 20 19 20 20 4 19
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 35 54 35 56
Modified Duration (yrs) 0.59 2.12 0.49 0.60
Average Maturity (yrs) 0.63 2.53 0.63 0.88
Yield to Maturity (%) 4.71 4.92 4.13 4.90
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 29/09/2022 Treasury Bills SOV 0.00 - 10.98 10.23
equal Reserve Bank of India 182-D 08/09/2022 Treasury Bills SOV 0.00 - 7.86 7.33
equal Indusind Bank 31/01/2023 Certificate of Deposit A1+ 0.00 - 4.61 4.30
equal Axis Finance 24/05/2024 Debenture AAA 2.27 - 3.76 3.44
equal 7.02% Maharashtra State 27/09/2022 State Development Loan SOV 0.00 - 3.24 3.01
equal Reliance Jio Infocomm 164-D 20/06/2022 Commercial Paper A1+ 0.00 - 3.18 2.96
equal Reserve Bank of India 182-D 22/09/2022 Treasury Bills SOV 0.00 - 3.14 2.93
equal Reliance Retail Ventures 182-D 07/09/2022 Commercial Paper A1+ 0.00 - 3.14 2.93
equal HDFC Bank 27/12/2022 Certificate of Deposit A1+ 0.00 - 3.10 2.89
equal 7.05% Mahindra Rural Housing Finance 26/09/2024 Non Convertible Debenture AA+ 0.00 - 2.57 2.37
equal 7.24% REC 31/12/2022 Non Convertible Debenture AAA 1.52 - 2.56 2.26
equal 8.15% GOI 2022 Central Government Loan SOV 1.52 - 2.56 2.24
equal Vedanta 181-D 21/07/2022 Commercial Paper A1+ 0.00 - 2.36 2.20
equal AU Small Finance Bank 2022 Certificate of Deposit A1+ 0.00 - 2.35 2.19
down 6.49% Tata Capital 16/02/2024 Non Convertible Debenture AAA 0.00 - 2.41 1.79
equal 6.56% M&M Financial Services 29/09/2022 Debenture AAA 1.10 - 1.84 1.65
equal Shriram Transport Finance Company 16/06/2023 Non Convertible Debenture AA+ 0.00 - 1.64 1.52
equal 7.35% Power Finance Corporation 15/10/2022 Debenture AAA 0.00 - 1.62 1.50
equal 6.80% Can Fin Homes 25/06/2025 Non Convertible Debenture AA+ 0.00 - 1.60 1.48
equal Motilal Oswal Financial Ser. 166-D 14/06/2022 Commercial Paper A1+ 0.00 - 1.59 1.48
equal Reserve Bank of India 364-D 23/06/2022 Treasury Bills SOV 0.00 - 1.59 1.48
equal HDFC Bank 2023 Certificate of Deposit A1+ 0.00 - 1.53 1.43
equal Canara Bank 2023 Certificate of Deposit A1+ 0.00 - 1.54 1.43
down Canara Bank 14/03/2023 Certificate of Deposit A1+ 0.00 - 4.60 1.43
equal 8.30% Muthoot Finance 2022 Debenture AA+ 0.71 - 1.18 1.05

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Anurag Mittal since 01-Dec-2021

Education: Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience: Prior to joining IDFC AMC, he worked with HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Funds Managed:


-0.03%

Change from previous, NAV as on 13-May-2022

Growth: ₹ 2,854.9201

IDCW Weekly: ₹ 1,103.1207

More

IDCW Quarterly: ₹ 1,203.5686

IDCW Monthly: ₹ 1,122.3801

IDCW Half Yearly: ₹ 1,126.8949

IDCW Fortnightly: ₹ 1,326.2038

IDCW Daily: ₹ 1,100.3486

Flexi IDCW: ₹ 1,085.8424

Bonus: ₹ 2,386.1099


Investment Strategy

The scheme seeks to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 21-Mar-2003
Return Since Launch: 7.21%
Benchmark: CRISIL Low Duration Fund AI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,361 Cr (As on 30-Apr-2022)
Expense: 0.43% (As on 31-Mar-2022)
Risk Grade: Above Average
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Fortnightly25-Apr-20222.6296

 11-Apr-20221.2300
 25-Mar-20223.9956
 10-Mar-20220.7192
 25-Feb-20222.0691
 10-Feb-20221.9194
 25-Jan-20222.7920
 10-Jan-20221.5353
 27-Dec-20211.6853
 10-Dec-20211.5445
 25-Nov-20211.5654
 10-Nov-20211.6134
 25-Oct-20214.9626
 11-Oct-202130.3420
 27-Sep-202132.8722
 13-Sep-20213.0914
 25-Aug-20213.4505
 11-Aug-20213.3723
 26-Jul-20213.0369
 12-Jul-20212.2139
 25-Jun-20211.6261
 10-Jun-20213.0349
 25-May-20212.0954
 10-May-20212.3815
 26-Apr-20212.6987
Flexi IDCW22-Mar-202230.0000

 22-Mar-202150.0000
 25-Mar-201936.0161
 26-Mar-201843.3359
 22-Mar-201710.8340
 28-Mar-201643.3359
 26-Mar-201512.7026
IDCW Quarterly22-Mar-20225.0000

 23-Dec-202110.0000
 22-Sep-202110.0000
 23-Jun-20215.0000
 22-Mar-202120.0000
 21-Dec-202010.0000
 23-Sep-202010.0000
 24-Jun-202010.0000
 25-Mar-201914.4064
 26-Dec-20187.2032
 25-Sep-20187.2032
 26-Jun-20187.2032
 26-Mar-201810.8340
 26-Dec-201710.8340
 25-Sep-201710.8340
 28-Jun-201710.8340
 22-Mar-201718.0566
 26-Dec-201610.8340
 26-Sep-201610.8340
 27-Jun-201610.8340
 28-Mar-201621.6679
 28-Dec-201510.8340
 28-Sep-201510.8340
 25-Jun-201510.8340
 26-Mar-201514.5173
IDCW Half Yearly22-Mar-202130.0000

 23-Sep-202020.0000
 25-Mar-201921.6097
 25-Sep-201814.4064
 26-Mar-201821.6679
 25-Sep-201721.6679
 22-Mar-201728.8906
 26-Sep-201621.6679
IDCW Daily03-Jun-20190.5957

 29-May-20190.2249
 28-May-20190.0350
 27-May-20191.0091
 24-May-20190.4025
 23-May-20190.2144
 10-May-20190.1903
 09-May-20190.0709
 02-May-20190.1937
 30-Apr-20190.6088
 26-Apr-20190.1458
 25-Apr-20190.0014
 23-Apr-20190.0640
 22-Apr-20190.4683
 16-Apr-20190.1278
 15-Apr-20190.2628
 12-Apr-20190.1931
 11-Apr-20190.0237
 10-Apr-20190.1222
 09-Apr-20190.0153
 08-Apr-20190.2183
 02-Apr-20191.0488
 29-Mar-20191.1635
 28-Mar-20190.3635
 27-Mar-20190.2997
IDCW Monthly03-Jun-20192.8008

 02-May-20193.4043
 02-Apr-20196.9907
 01-Mar-20194.1668
 01-Feb-20194.2107
 01-Jan-20195.4804
 03-Dec-20186.2152
 01-Nov-20184.2460
 01-Oct-20182.3153
 03-Sep-20184.8234
 01-Aug-20185.2430
 02-Jul-20185.4844
 01-Jun-20182.4154
 02-May-20183.1223
 03-Apr-20185.6518
 01-Mar-20183.4709
 01-Feb-20183.2295
 01-Jan-20183.9904
 04-Dec-20174.8951
 01-Nov-20174.0179
 03-Oct-20174.3718
 01-Sep-20174.1485
 01-Aug-20174.0976
 03-Jul-20174.6466
 01-Jun-20174.5752
IDCW Weekly28-May-20192.1212

 30-Apr-20190.7571
 23-Apr-20190.5330
 16-Apr-20190.7309
 09-Apr-20190.2250
 02-Apr-20192.8840
 26-Mar-20191.2869
 19-Mar-20191.4721
 12-Mar-20191.4272
 05-Mar-20191.0849
 26-Feb-20190.7327
 20-Feb-20191.1047
 12-Feb-20191.3153
 05-Feb-20190.2005
 29-Jan-20191.0771
 22-Jan-20190.8462
 15-Jan-20191.2425
 08-Jan-20191.2431
 01-Jan-20190.7526
 26-Dec-20181.6056
 18-Dec-20181.6469
 11-Dec-20181.2001
 04-Dec-20181.5245
 27-Nov-20181.1410
 20-Nov-20181.5073
IDCW Quarterly15-Dec-20030.2000

 15-Sep-20030.2500
 16-Jun-20030.1500
IDCW Yearly27-Jun-20035.2500

Contact Information

AMC: UTI Asset Management Company Ltd

Address: 1st Floor, Signature, Office No.103 Valsad Dharampur Road Mumbai - 396001

Phone: 0263 2296993

Fax: (0260) 2421315

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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