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BNP Paribas Conservative Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.23 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.95 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.39 0.23 1.23 1.48 -0.57 0.67 4.71 7.07 8.66 9.62 --
VR MIP TRI -2.83 0.30 2.25 1.32 -1.80 -2.13 0.14 5.74 6.93 7.90 --
Hybrid: Conservative Hybrid -2.99 0.23 1.90 1.50 -3.36 -2.67 -0.51 3.85 6.50 8.18 --
Rank within category 10 16 30 25 9 9 11 3 5 5 --
Number of funds in category 39 39 39 39 39 38 38 36 33 29 0

As on 03-Jun-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.08 (24-Mar-2020 - 31-Mar-2020) -4.28 (11-Mar-2020 - 18-Mar-2020)
Month 5.18 (07-May-2014 - 06-Jun-2014) -8.23 (20-Feb-2020 - 23-Mar-2020)
Quarter 7.84 (13-Mar-2014 - 12-Jun-2014) -6.20 (23-Dec-2019 - 23-Mar-2020)
Year 22.90 (30-Jan-2014 - 30-Jan-2015) 0.91 (25-Feb-2015 - 25-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.75 3.96 0.35 0.38 0.57 1.35
VR MIP TRI 5.43 6.39 0.01 0.01 -- --
Hybrid: Conservative Hybrid 3.75 6.85 -0.16 -0.09 0.82 -1.67
Rank within category 3 3 3 4 7 3
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 31
Number of Bonds 16
Average Maturity (yrs) 1.43
Top 10 Holdings (%) 40.96
Portfolio P/B Ratio 3.70
Portfolio P/E Ratio 22.11

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 0.00 - 8.05 8.05
equal 7.85% Grasim Industries 15/04/2024 Non Convertible Debenture AAA 0.00 - 4.66 4.66
equal Reserve Bank of India 364-D 11/06/2020 Treasury Bills SOV 0.00 - 4.58 4.58
equal 9.50% Muthoot Finance 27/12/2021 Debenture AA 0.00 - 4.47 4.47
equal 7.78% LIC Housing Fin. 29/08/2024 Debenture AAA 0.00 - 3.99 3.99
equal 6.39% Indian Oil Corp. 2025 Debenture AAA 0.00 - 3.39 3.39
down 7.17% Reliance Industries 2022 Non Convertible Debenture AAA 0.00 - 5.96 3.37
equal 7.12% The Ramco Cements 18/06/2021 Debenture AA+ 0.00 - 3.05 3.05
down 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 3.49 3.01
equal 8.75% Muthoot Finance 19/06/2021 Bonds/NCDs AA 0.00 - 2.53 2.39
equal 8.40% Power Grid Corporation 14/09/2020 Bonds AAA 0.00 - 6.41 1.55
equal 7.60% Grasim Industries 2024 Non Convertible Debenture AAA 0.00 - 1.29 1.08
equal 7.95% SIDBI 26/04/2022 Debenture AAA 0.00 - 0.79 0.79
equal 7.85% National Bank Agr. Rur. Devp 23/05/2022 Non Convertible Debenture AAA 0.00 - 2.55 0.79
new 6.59% IRFC 14/04/2023 Debenture AAA 0.00 - 0.62 0.62
equal 9.29% Madhya Pradesh State 2023 State Development Loan SOV 0.07 - 0.10 0.10

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 20.69 2.51 1.13 2.37
up Infosys Technology 18.03 1.82 0.00 1.82
up Bharti Airtel Communication -- 1.42 0.00 1.42
down ICICI Bank Financial 24.28 2.42 0.27 1.40
equal Reliance Industries Energy 26.95 1.08 0.00 1.08
equal ITC FMCG 16.16 1.21 0.00 0.89
equal Tata Consultancy Services Technology 24.06 1.36 0.00 0.83
up SBI Life Insurance Company Financial 56.71 1.89 0.00 0.76
equal Petronet LNG Energy 13.69 0.75 0.00 0.75
up Sanofi India Healthcare 47.13 0.72 0.00 0.72
equal HDFC Financial 14.54 1.35 0.00 0.71
equal Asian Paints Chemicals 59.18 1.09 0.00 0.67
up Glaxosmithkline Pharma Healthcare 252.45 0.66 0.00 0.66
equal Ultratech Cement Construction 19.04 0.56 0.00 0.54
new HCL Technologies Technology 13.94 0.50 0.00 0.50
equal ICICI Lombard General Insurance Company Financial 49.00 0.48 0.00 0.48
up Hindustan Unilever FMCG 73.75 0.82 0.00 0.44
equal INOX Leisure Services 17.14 0.91 0.00 0.40
down Alkem Laboratories Healthcare 26.43 0.78 0.00 0.39
new Gujarat State Petronet Energy 7.71 0.49 0.00 0.38
equal HDFC Life Insurance Financial 80.78 0.62 0.00 0.35
new Maruti Suzuki India Automobile 30.24 1.17 0.00 0.33
new Bajaj Auto Automobile 15.54 0.32 0.00 0.32
new Endurance Technologies Automobile 18.38 0.31 0.00 0.31
new Eicher Motors Automobile 23.13 0.29 0.00 0.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2020

Fund Manager

— Abhijeet Dey since 16-Nov-2016

Education: Mr. Dey holds a B.E. (Mechanical and Masters degree in Management Studies from Sydenham Institute of Management & Entrepreneurship Education, Mumbai University.

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak Mutual Fund, Frost & Sullivan India as an automotive industry analyst, India Infoline as an equity research analyst.

Funds Managed:

— Karthikraj Lakshmanan since 07-Oct-2016

Education: Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).

Experience: Prior to joining BNP Paribas AMC (Jul 14, 2008), he was associated with ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.

Funds Managed:

— Mayank Prakash since 23-Aug-2017

Education: Mr. Prakash is a Chartered Accountant and MBA (Finance).

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak AMC.

Funds Managed:


0.23%

Change from previous, NAV as on 03-Jun-2020

Growth: ₹ 33.6558

Dividend Quarterly: ₹ 11.2213

Dividend Monthly: ₹ 11.4459


Investment Strategy

The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 300
Minimum No of Cheques 20
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 1% for redemption within 180 days

Basic Details

Fund House: BNP Paribas Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.54%
Benchmark: CRISIL Short Term Debt Hybrid 75+25 Fund
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 326 Cr (As on 30-Apr-2020)
Expense: 0.78% (As on 30-Apr-2020)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly28-Feb-20200.0360

 30-Jan-20200.0360
 26-Dec-20190.0360
 28-Nov-20190.0360
 31-Oct-20190.0360
 26-Sep-20190.0360
 29-Aug-20190.0360
 25-Jul-20190.0360
 27-Jun-20190.0360
 30-May-20190.0360
 25-Apr-20190.0360
 28-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 27-Dec-20180.0360
 29-Nov-20180.0360
 25-Oct-20180.0360
 27-Sep-20180.0360
 30-Aug-20180.0360
 26-Jul-20180.0360
 28-Jun-20180.0360
 31-May-20180.0360
 26-Apr-20180.0576
 22-Mar-20180.0578
 22-Feb-20180.0578
Dividend Quarterly26-Dec-20190.1080

 26-Sep-20190.1080
 01-Jul-20190.1080
 28-Mar-20190.1080
 27-Dec-20180.1080
 27-Sep-20180.1080
 28-Jun-20180.1080
 22-Mar-20180.1083
 28-Dec-20170.1083
 28-Sep-20170.1083
 29-Jun-20170.3266
 23-Mar-20170.2131
 30-Dec-20160.1464
 30-Sep-20160.0285
 24-Jun-20160.1660
 18-Mar-20160.0927
 23-Dec-20150.0766
 28-Mar-20140.0803
 27-Dec-20130.1332
 27-Sep-20130.0860
 28-Jun-20130.2018
 28-Mar-20130.2385

Contact Information

AMC: BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Email: [email protected]

Website: www.bnpparibasmf.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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