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5 star

BNP Paribas Conservative Hybrid Fund - Direct Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.24 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.06 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.19 -0.05 0.15 1.17 5.93 2.30 8.70 7.37 8.92 10.52 --
VR MIP TRI 1.47 0.01 0.47 1.67 7.45 0.84 6.27 6.31 7.29 9.07 --
Hybrid: Conservative Hybrid 1.65 0.02 0.47 1.53 7.44 -0.02 6.01 4.57 6.92 9.46 --
Rank within category 15 34 32 24 27 14 12 5 6 8 --
Number of funds in category 39 39 39 39 39 39 38 36 33 29 0

As on 07-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BNP Paribas Conservative Hybrid Fund - Direct Plan
5 star
Jan-13 8.70 7.37 8.92 0.73 285
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 9.58 7.29 9.39 1.15 1,597
HDFC Hybrid Debt Fund - Direct Plan  | Invest Online
2 star
Jan-13 4.82 3.53 6.68 1.42 2,382
UTI Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 2.90 3.39 6.33 1.11 1,673
Aditya Birla Sun Life Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 1.97 1.60 6.68 1.12 1,198

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.08 (24-Mar-2020 - 31-Mar-2020) -4.28 (11-Mar-2020 - 18-Mar-2020)
Month 5.18 (07-May-2014 - 06-Jun-2014) -8.23 (20-Feb-2020 - 23-Mar-2020)
Quarter 8.08 (23-Mar-2020 - 22-Jun-2020) -6.20 (23-Dec-2019 - 23-Mar-2020)
Year 22.90 (30-Jan-2014 - 30-Jan-2015) 0.91 (25-Feb-2015 - 25-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.21 4.10 0.49 0.56 0.58 1.40
VR MIP TRI 6.24 6.56 0.16 0.18 -- --
Hybrid: Conservative Hybrid 4.68 7.10 0.00 0.07 0.84 -1.40
Rank within category 5 3 3 3 6 5
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 31
Number of Bonds 12
Average Maturity (yrs) 2.51
Top 10 Holdings (%) 47.23
Portfolio P/B Ratio 3.96
Portfolio P/E Ratio 23.30

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 7.27% GOI 2026 GOI Securities SOV 0.00 - 11.25 11.25
equal Reserve Bank of India 364-D 12/11/2020 Treasury Bills SOV 0.00 - 8.66 8.66
down 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 6.97 6.97
new 7.33% LIC Housing Fin. 2025 Debenture AAA 0.00 - 4.71 4.71
down 6.39% Indian Oil Corp. 2025 Debenture AAA 0.00 - 3.63 3.63
new Reserve Bank of India 364-D 25/03/2021 Treasury Bills SOV 0.00 - 3.42 3.42
new 7.14% REC 2030 Debenture AAA 0.00 - 2.92 2.92
equal 6.35% Export-Import Bank 18/02/2025 Debenture AAA 0.00 - 1.62 1.62
equal 7.05% Reliance Industries 13/09/2023 Debenture AAA 0.00 - 1.46 1.46
equal 7.85% National Bank Agr. Rur. Devp 23/05/2022 Non Convertible Debenture AAA 0.00 - 2.55 0.93
down 7.17% Reliance Industries 2022 Non Convertible Debenture AAA 0.00 - 5.96 0.37
equal 9.29% Madhya Pradesh State 2023 State Development Loan SOV 0.08 - 0.11 0.11

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 23.78 2.14 0.19 2.14
equal Bharti Airtel Communication -- 1.77 0.00 1.77
equal HDFC Bank Financial 20.14 2.51 1.44 1.76
equal Reliance Industries Energy 34.17 1.43 0.00 1.43
equal ICICI Bank Financial 22.79 2.42 0.27 1.23
equal ITC FMCG 16.68 1.21 0.00 1.09
equal Tata Consultancy Services Technology 27.59 1.36 0.00 0.99
equal SBI Life Insurance Company Financial 60.27 1.89 0.00 0.96
equal HCL Technologies Technology 15.92 0.88 0.00 0.88
equal Sanofi India Healthcare 42.33 0.84 0.00 0.84
equal Glaxosmithkline Pharma Healthcare 278.02 0.78 0.00 0.78
equal Asian Paints Chemicals 76.33 1.09 0.00 0.74
equal HDFC Financial 14.05 1.35 0.00 0.74
down Petronet LNG Energy 13.56 0.81 0.00 0.68
equal Ultratech Cement Construction 21.68 0.68 0.00 0.68
equal Hindustan Unilever FMCG 75.78 0.82 0.00 0.58
equal ICICI Lombard General Insurance Company Financial 48.13 0.53 0.00 0.53
equal Gujarat State Petronet Energy 7.22 0.49 0.00 0.46
equal HDFC Life Insurance Financial 92.71 0.62 0.00 0.44
equal Alkem Laboratories Healthcare 26.13 0.78 0.00 0.41
equal Maruti Suzuki India Automobile 50.03 1.17 0.00 0.40
equal Bajaj Auto Automobile 18.90 0.39 0.00 0.39
equal Trent Services 167.61 0.47 0.00 0.37
equal Larsen & Toubro Construction 15.34 1.45 0.00 0.33
equal INOX Leisure Services -- 0.91 0.00 0.33

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Abhijeet Dey since 16-Nov-2016

Education: Mr. Dey holds a B.E. (Mechanical and Masters degree in Management Studies from Sydenham Institute of Management & Entrepreneurship Education, Mumbai University.

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak Mutual Fund, Frost & Sullivan India as an automotive industry analyst, India Infoline as an equity research analyst.

Funds Managed:

— Karthikraj Lakshmanan since 07-Oct-2016

Education: Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).

Experience: Prior to joining BNP Paribas AMC (Jul 14, 2008), he was associated with ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.

Funds Managed:

— Mayank Prakash since 23-Aug-2017

Education: Mr. Prakash is a Chartered Accountant and MBA (Finance).

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak AMC.

Funds Managed:


-0.05%

Change from previous, NAV as on 07-Aug-2020

Growth: ₹ 34.9279

Dividend Quarterly: ₹ 11.6396

Dividend Monthly: ₹ 11.8721


Investment Strategy

The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 300
Minimum No of Cheques 20
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 1% for redemption within 180 days

Basic Details

Fund House: BNP Paribas Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.84%
Benchmark: CRISIL Short Term Debt Hybrid 75+25 Fund
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 285 Cr (As on 30-Jun-2020)
Expense: 0.73% (As on 30-Jun-2020)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly28-Feb-20200.0360

 30-Jan-20200.0360
 26-Dec-20190.0360
 28-Nov-20190.0360
 31-Oct-20190.0360
 26-Sep-20190.0360
 29-Aug-20190.0360
 25-Jul-20190.0360
 27-Jun-20190.0360
 30-May-20190.0360
 25-Apr-20190.0360
 28-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 27-Dec-20180.0360
 29-Nov-20180.0360
 25-Oct-20180.0360
 27-Sep-20180.0360
 30-Aug-20180.0360
 26-Jul-20180.0360
 28-Jun-20180.0360
 31-May-20180.0360
 26-Apr-20180.0576
 22-Mar-20180.0578
 22-Feb-20180.0578
Dividend Quarterly26-Dec-20190.1080

 26-Sep-20190.1080
 01-Jul-20190.1080
 28-Mar-20190.1080
 27-Dec-20180.1080
 27-Sep-20180.1080
 28-Jun-20180.1080
 22-Mar-20180.1083
 28-Dec-20170.1083
 28-Sep-20170.1083
 29-Jun-20170.3266
 23-Mar-20170.2131
 30-Dec-20160.1464
 30-Sep-20160.0285
 24-Jun-20160.1660
 18-Mar-20160.0927
 23-Dec-20150.0766
 28-Mar-20140.0803
 27-Dec-20130.1332
 27-Sep-20130.0860
 28-Jun-20130.2018
 28-Mar-20130.2385

Contact Information

AMC: BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Email: [email protected]

Website: http://www.bnpparibasmf.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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