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4 star

BNP Paribas Conservative Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.31 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.21 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.36 0.00 0.25 2.24 2.89 5.48 15.06 9.46 9.88 10.04 --
VR MIP TRI 5.45 0.05 0.32 3.17 3.20 6.71 19.83 9.87 9.62 8.97 --
Hybrid: Conservative Hybrid 5.69 0.01 0.24 2.47 3.72 6.57 18.75 8.31 8.75 9.12 --
Rank within category 22 22 17 20 26 20 23 12 9 7 --
Number of funds in category 33 36 36 35 35 33 33 30 30 27 0

As on 15-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BNP Paribas Conservative Hybrid Fund - Direct Plan
4 star
Jan-13 15.06 9.46 9.88 0.45 411
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 17.88 10.33 10.82 0.84 3,260
SBI Debt Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 23.61 10.35 9.55 0.63 1,436
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 24.00 12.49 11.31 1.10 582
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 19.65 12.19 10.56 0.61 569

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.08 24-Mar-2020 - 31-Mar-2020 -4.28 11-Mar-2020 - 18-Mar-2020
Month 5.18 07-May-2014 - 06-Jun-2014 -8.23 20-Feb-2020 - 23-Mar-2020
Quarter 8.08 23-Mar-2020 - 22-Jun-2020 -6.20 23-Dec-2019 - 23-Mar-2020
Year 22.90 30-Jan-2014 - 30-Jan-2015 0.91 25-Feb-2015 - 25-Feb-2016

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.09 4.33 1.11 1.32 0.60 1.69
VR MIP TRI 9.52 6.87 0.76 0.89 -- --
Hybrid: Conservative Hybrid 7.90 6.51 0.67 0.79 0.72 -0.17
Rank within category 11 3 4 4 6 6
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 43
Number of Bonds 18
Average Maturity (yrs) 2.69
Top 10 Holdings (%) 55.05
Portfolio P/B Ratio 3.21
Portfolio P/E Ratio 24.82

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 8.75 8.75
up 5.63% GOI 2026 GOI Securities SOV 0.00 - 9.38 7.92
up 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 11.25 6.41
new 5.74% REC 20/06/2024 Debenture AAA 0.00 - 6.14 6.14
new 5.27% National Bank Agr. Rur. Devp 29/04/2024 Debenture AAA 0.00 - 6.10 6.10
new Reserve Bank of India 182-D 18/11/2021 Treasury Bills SOV 0.00 - 4.78 4.78
new 5.24% SIDBI 26/03/2024 Debenture AAA 0.00 - 4.41 4.41
new 8.25% L&T Finance 24/01/2023 Debenture AAA 0.00 - 4.04 4.04
equal 5.40% HDFC 2023 Bonds/NCDs AAA 0.00 - 5.04 3.92
down 8.30% Muthoot Finance 2022 Debenture AA+ 0.00 - 3.21 2.00
equal 7.20% Power Grid Corporation 21/12/2021 Bonds AAA 0.00 - 2.49 1.93
new 8.25% Indian Railway Finance Corporation 28/02/2024 Debenture AAA 0.00 - 1.32 1.32
equal 6.11% Bharat Petroleum Corporation 2025 Non Convertible Debenture AAA 0.00 - 8.54 0.97
equal 5.45% Cholamandalam Investment & Finance Company 25/11/2022 Non Convertible Debenture AA+ 0.00 - 1.10 0.85
equal 6.99% Ultratech Cement 24/11/2021 Debenture AAA 0.00 - 0.96 0.74
new 6.60% Muthoot Finance 20/06/2023 Debenture AA+ 0.00 - 0.73 0.73
equal 7.17% Reliance Industries 2022 Non Convertible Debenture AAA 0.25 - 0.37 0.25
equal 9.29% Madhya Pradesh State 2023 State Development Loan SOV 0.07 - 0.11 0.07

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 24.29 3.00 0.58 2.58
up HDFC Bank Financial 25.83 2.89 1.44 2.53
up Axis Bank Financial 31.98 1.79 0.00 1.79
down Infosys Technology 32.43 2.76 0.49 1.22
up HDFC Financial 24.52 1.35 0.00 1.06
up State Bank of India Financial 17.11 0.91 0.00 0.91
up Reliance Industries Energy 30.97 1.90 0.40 0.88
equal Tata Consultancy Services Technology 37.21 1.38 0.33 0.61
up KNR Constructions Construction 15.67 0.65 0.00 0.60
equal Sanofi India Healthcare 33.24 0.93 0.00 0.57
down Bharti Airtel Communication -- 1.77 0.00 0.46
equal UTI Asset Management Co. Financial 20.05 0.50 0.00 0.46
equal Ashok Leyland Automobile -- 0.53 0.00 0.45
down SAIL Metals 13.67 0.55 0.00 0.45
up Larsen & Toubro Construction 18.32 1.45 0.00 0.43
down Jindal Steel & Power Metals 8.17 0.59 0.00 0.41
equal Ultratech Cement Construction 35.22 0.95 0.00 0.41
equal LIC Housing Fin. Financial 9.54 0.47 0.00 0.40
equal Dalmia Bharat Construction 28.26 0.42 0.00 0.39
equal Hindustan Unilever FMCG 70.27 0.82 0.00 0.39
equal Alkem Laboratories Healthcare 24.03 0.78 0.18 0.36
equal Asian Paints Chemicals 92.94 1.09 0.00 0.36
equal Maruti Suzuki India Automobile 49.34 1.10 0.00 0.34
equal The Federal Bank Financial 10.32 0.49 0.00 0.32
equal Siemens Engineering 76.50 0.38 0.00 0.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Abhijeet Dey since 16-Nov-2016

Education: Mr. Dey holds a B.E. (Mechanical and Masters degree in Management Studies from Sydenham Institute of Management & Entrepreneurship Education, Mumbai University.

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak Mutual Fund, Frost & Sullivan India as an automotive industry analyst, India Infoline as an equity research analyst.

Funds Managed:

— Karthikraj Lakshmanan since 07-Oct-2016

Education: Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).

Experience: Prior to joining BNP Paribas AMC (Jul 14, 2008), he was associated with ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.

Funds Managed:

— Mayank Prakash since 23-Aug-2017

Education: Mr. Prakash is a Chartered Accountant and MBA (Finance).

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak AMC.

Funds Managed:


0.00%

Change from previous, NAV as on 15-Jun-2021

Growth: ₹ 38.6744

IDCW Quarterly: ₹ 12.2324

IDCW Monthly: ₹ 12.4827


Investment Strategy

The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 300
Minimum No of Cheques 20
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 180 days

Basic Details

Fund House: BNP Paribas Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.12%
Benchmark: CRISIL Short Term Debt Hybrid 75+25 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 411 Cr (As on 31-May-2021)
Expense: 0.45% (As on 30-Apr-2021)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly27-May-20210.0600

 29-Apr-20210.0600
 18-Mar-20210.0600
 25-Feb-20210.0600
 28-Jan-20210.0600
 02-Nov-20200.0500
 25-Sep-20200.0700
 28-Aug-20200.0700
 28-Feb-20200.0360
 30-Jan-20200.0360
 26-Dec-20190.0360
 28-Nov-20190.0360
 31-Oct-20190.0360
 26-Sep-20190.0360
 29-Aug-20190.0360
 25-Jul-20190.0360
 27-Jun-20190.0360
 30-May-20190.0360
 25-Apr-20190.0360
 28-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 27-Dec-20180.0360
 29-Nov-20180.0360
 25-Oct-20180.0360
IDCW Quarterly18-Mar-20210.2000

 25-Sep-20200.2000
 26-Dec-20190.1080
 26-Sep-20190.1080
 01-Jul-20190.1080
 28-Mar-20190.1080
 27-Dec-20180.1080
 27-Sep-20180.1080
 28-Jun-20180.1080
 22-Mar-20180.1083
 28-Dec-20170.1083
 28-Sep-20170.1083
 29-Jun-20170.3266
 23-Mar-20170.2131
 30-Dec-20160.1464
 30-Sep-20160.0285
 24-Jun-20160.1660
 18-Mar-20160.0927
 23-Dec-20150.0766
 28-Mar-20140.0803
 27-Dec-20130.1332
 27-Sep-20130.0860
 28-Jun-20130.2018
 28-Mar-20130.2385

Contact Information

AMC: BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Email: [email protected]

Website: http://www.bnpparibasmf.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

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Your investment strategy after the debt fund fiasco

DateFriday, 18-Jun-2021
Time12:30 PM - 01:00 PM