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4 star

UTI Equity Fund - Direct Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.34 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.29 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.87 -0.99 0.14 5.40 11.70 30.37 14.05 10.32 10.32 14.86 --
S&P BSE 500 TRI -1.15 -1.20 -1.23 3.23 5.73 26.52 2.94 3.31 8.56 12.29 --
Equity: Multi Cap -1.35 -0.96 -0.80 2.84 5.63 22.63 2.63 2.93 8.27 13.94 --
Rank within category 4 25 8 2 2 6 4 3 10 13 --
Number of funds in category 59 63 63 62 61 60 58 43 40 34 1

As on 28-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 14.05 10.32 10.32 1.28 11,386
Kotak Standard Multicap Fund - Direct Plan  | Invest Online
4 star
Jan-13 0.89 4.02 10.12 0.73 29,551
Axis Focused 25 Fund - Direct Plan
5 star
Jan-13 3.46 8.34 12.84 0.67 11,455
SBI Focused Equity Fund - Direct Plan  | Invest Online
5 star
Jan-13 2.19 8.07 10.80 0.81 10,114
Parag Parikh Long Term Equity Fund - Direct Plan  | Invest Online
5 star
May-13 22.01 12.84 13.90 1.02 4,798

Best & Worst Performance

Best (Period) Worst (Period)
Week 8.81 (01-Apr-2020 - 09-Apr-2020) -17.60 (11-Mar-2020 - 18-Mar-2020)
Month 15.86 (07-May-2014 - 06-Jun-2014) -33.63 (20-Feb-2020 - 23-Mar-2020)
Quarter 28.15 (19-May-2020 - 18-Aug-2020) -29.11 (23-Dec-2019 - 23-Mar-2020)
Year 64.58 (03-Sep-2013 - 03-Sep-2014) -23.67 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.24 21.07 0.29 0.29 0.93 4.74
S&P BSE 500 TRI 6.61 21.81 0.07 0.08 -- --
Equity: Multi Cap 5.84 21.42 0.04 0.04 0.95 -0.69
Rank within category 4 21 4 6 18 4
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 58
Top 10 Stocks (%) 40.67
Top 5 Stocks (%) 24.42
Top 3 Sectors (%) 53.78
Portfolio P/B Ratio 5.64
Portfolio P/E Ratio 35.97

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 65,529 99,119
Giant (%) 37.93 50.92
Large (%) 24.60 16.66
Mid (%) 32.53 23.89
Small (%) 4.94 9.05
Tiny (%) -- 0.29

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Bajaj Finance Financial 45.73 8.30 0.00 5.96
equal HDFC Bank Financial 22.22 7.51 4.38 5.72
down L&T Infotech Technology 30.11 4.71 0.00 4.49
equal Infosys Technology 25.52 4.77 3.07 4.28
down Kotak Mahindra Bank Financial 34.58 4.77 3.22 3.97
equal HDFC Financial 16.02 4.84 2.50 3.81
equal Tata Consultancy Services Technology 32.19 4.37 2.78 3.77
down Info Edge (India) Services -- 3.73 1.23 3.21
down Astral Poly Technik Chemicals 76.46 3.00 1.32 3.00
up MindTree Technology 24.91 3.37 0.67 2.46
up Avenue Supermarts Services 163.54 2.68 0.00 2.30
equal Shree Cement Construction 52.34 3.90 2.19 2.19
equal Endurance Technologies Automobile 37.92 2.14 0.00 2.14
equal Ipca Laboratories Healthcare 31.74 2.07 0.91 2.00
down Maruti Suzuki India Automobile 53.24 3.57 1.71 2.00
equal Dr. Lal Pathlabs Healthcare 98.04 2.41 0.00 1.99
down Jubilant FoodWorks Services 215.46 2.09 1.06 1.97
equal AU Small Finance Bank Financial 29.03 3.47 0.00 1.95
equal Divi's Laboratories Healthcare 52.27 2.34 1.59 1.90
equal PI Industries Chemicals 54.99 1.91 1.06 1.83
equal Torrent Pharmaceuticals Healthcare 35.93 2.07 1.36 1.74
equal Motherson Sumi Systems Automobile -- 3.20 1.15 1.60
equal Indiamart Intermesh Services 76.41 1.59 0.00 1.59
equal Titan Company Cons Durable 149.89 1.92 1.37 1.55
down Eicher Motors Automobile 43.93 2.36 1.26 1.53

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Ajay Tyagi since 11-Jan-2016

Education: Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.

Experience: He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.

Interviews:

Funds Managed:


-0.99%

Change from previous, NAV as on 28-Oct-2020

Growth: ₹ 168.8298

Dividend: ₹ 118.2257


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 13.34%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 11,386 Cr (As on 30-Sep-2020)
Expense: 1.28% (As on 30-Sep-2020)
Risk Grade: Low
Return Grade: Above Average
Turnover: 14.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend25-Aug-20203.0000

 05-Aug-20192.6562
 23-Aug-20182.9218
 20-Jun-20172.8000
 20-Jun-20162.8000
 20-May-20152.8000
 27-May-20141.7500
 26-Feb-20131.4000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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