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Unrated

Baroda Multi Cap Fund - Direct Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.88 Lakh

₹ 10000

Monthly SIP Grown to
₹ 6.07 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 41.72 -0.49 1.80 8.13 16.64 31.69 76.86 23.50 15.88 14.49 --
S&P BSE 500 TRI 32.44 -0.63 1.02 6.38 11.80 24.97 63.78 19.89 16.50 14.48 --
Equity: Multi Cap -- -0.78 0.99 6.23 12.10 29.57 -- -- -- -- --
Rank within category -- 3 1 1 1 3 -- -- -- -- --
Number of funds in category 0 11 11 11 11 10 0 0 0 0 0

As on 28-Sep-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda Multi Cap Fund - Direct Plan
Unrated
Jan-13 76.86 23.50 15.88 1.54 1,116
Nippon India Multi Cap Fund - Direct Plan  | Invest Online
Unrated
Jan-13 81.76 18.17 14.59 1.31 10,622
ICICI Prudential Multicap Fund - Direct Plan  | Invest Now
Unrated
Jan-13 69.62 17.00 14.46 1.05 6,381
Aditya Birla Sun Life Multi-Cap Fund - Direct Plan  | Invest Online
Unrated
May-21 -- -- -- 0.23 2,832
Invesco India Multicap Fund - Direct Plan  | Invest Online
Unrated
Jan-13 68.71 21.57 16.67 0.96 1,573

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 9.87 03-Sep-2013 - 10-Sep-2013 -16.82 16-Mar-2020 - 23-Mar-2020
Month 18.64 07-May-2014 - 06-Jun-2014 -34.24 20-Feb-2020 - 23-Mar-2020
Quarter 28.01 23-Mar-2020 - 22-Jun-2020 -31.52 23-Dec-2019 - 23-Mar-2020
Year 94.06 23-Mar-2020 - 23-Mar-2021 -28.05 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 18.03 21.27 0.66 0.74 0.90 2.62
S&P BSE 500 TRI 16.64 22.81 0.55 0.63 -- --
Equity: Multi Cap 19.24 23.44 0.65 0.75 0.98 2.83
Rank within category 4 1 4 3 1 4
Number of funds in category 8 8 8 8 8 8

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 58
Top 10 Stocks (%) 39.21
Top 5 Stocks (%) 25.65
Top 3 Sectors (%) 46.48
Portfolio P/B Ratio 4.08
Portfolio P/E Ratio 29.39

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 65,066 56,843
Giant (%) 36.20 34.37
Large (%) 9.03 10.13
Mid (%) 39.50 33.64
Small (%) 15.27 21.76
Tiny (%) 0.00 0.39

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Infosys Technology 34.94 8.63 1.57 7.65
equal ICICI Bank Financial 24.84 9.35 4.67 6.44
equal HDFC Bank Financial 27.26 9.94 3.70 5.10
equal Indian Railway Catering & Tourism Corporation Services 208.04 3.33 0.00 3.33
down Reliance Industries Ltd - Partly Paid Equity Energy -- 3.26
equal Sun Pharmaceutical Industries Healthcare 31.16 3.38 0.00 3.13
equal Radico Khaitan FMCG 41.30 3.15 0.00 2.98
equal Dalmia Bharat Construction 29.66 2.93 0.00 2.93
equal Persistent Systems Technology 52.47 2.68 0.00 2.68
equal Axis Bank Financial 28.62 3.90 1.03 2.54
equal Aarti Industries Chemicals 55.69 2.83 0.00 2.43
down Indian Energy Exchange Services 78.77 2.68 0.00 2.26
equal Sudarshan Chemical Industries Chemicals 31.01 2.57 0.00 2.22
equal Hindalco Inds. Metals 15.40 2.42 0.00 2.20
up Sterlite Technologies Communication 29.98 2.27 0.00 2.09
equal Mphasis Technology 46.19 2.39 0.00 2.08
equal Can Fin Homes Financial 18.48 2.53 0.00 2.05
up JB Chemicals & Pharma Healthcare 33.77 1.98 0.00 1.98
equal Tata Power Company Energy 34.11 2.13 0.00 1.97
equal Polycab India Engineering 41.81 1.89 0.00 1.85
up Tata Steel Metals 7.41 1.82 0.00 1.82
equal HDFC Financial 25.14 1.72
equal VIP Industries Chemicals -- 1.67 0.00 1.67
equal Bharat Electronics Engineering 24.77 1.65 0.00 1.63
equal Happiest Minds Technologies Technology 139.34 2.22 0.00 1.60

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2021

Fund Manager

— Dipak Acharya since 01-Jan-2013

Education: Mr.Acharya is M.Com., AICWA, CAIIB & PGPMS

Experience: He has been working in the investment area in the asset management industry for over 15 years now. He has been with the organization since September 2008. He was also the Fund Manager at BoB Mutual Fund from August 2003. Prior to this, Mr. Acharya was with Bank of Baroda, where he worked in the Treasury Dept. and Credit Dept for 10 years.

Funds Managed:

— Sanjay Chawla since 01-Nov-2015

Education: Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS, Pilani.

Experience: Prior to joining Baroda Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Interviews:

Funds Managed:


-0.49%

Change from previous, NAV as on 28-Sep-2021

Growth: ₹ 182.5700

IDCW: ₹ 44.6600


Investment Strategy

The scheme aims to capture growth opportunities provided by large cap, mid cap & small cap companies with flexibility & discretion to invest upto 100% into equities while not exceeding 25% in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 15.72%
Benchmark: Nifty 500 Multicap 50:25:25 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,116 Cr (As on 31-Aug-2021)
Expense: 1.54% (As on 31-Aug-2021)
Risk Grade: --
Return Grade: --
Turnover: 85.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW23-Mar-20212.8000

 24-Mar-20202.4791
 22-Mar-20192.4791
 16-Mar-20183.5000
 24-Mar-20172.5000
 24-Jun-20162.8000
 24-Jul-20153.5000
 14-Feb-20142.5000
 01-Mar-20131.0000

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: http://www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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