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2 star

Baroda Multi Cap Fund - Direct Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.87 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.70 0.44 1.80 6.59 6.87 24.20 4.84 1.47 6.60 11.48 --
S&P BSE 500 TRI 0.39 0.39 1.71 6.40 7.73 29.31 4.79 4.35 8.63 12.32 --
Equity: Multi Cap -0.13 0.45 1.79 5.68 6.78 24.74 3.84 3.81 8.33 13.93 --
Rank within category 16 27 26 12 31 30 23 31 31 28 --
Number of funds in category 59 63 63 62 61 60 58 43 40 34 1

As on 23-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda Multi Cap Fund - Direct Plan
2 star
Jan-13 4.84 1.47 6.60 1.80 816
Kotak Standard Multicap Fund - Direct Plan  | Invest Online
4 star
Jan-13 2.19 4.96 10.22 0.73 29,551
Axis Focused 25 Fund - Direct Plan
5 star
Jan-13 3.09 7.97 12.66 0.67 11,455
UTI Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 14.67 10.06 10.14 1.28 11,386
SBI Focused Equity Fund - Direct Plan  | Invest Online
5 star
Jan-13 1.46 7.63 10.70 0.81 10,114

Best & Worst Performance

Best (Period) Worst (Period)
Week 9.87 (03-Sep-2013 - 10-Sep-2013) -16.82 (16-Mar-2020 - 23-Mar-2020)
Month 18.64 (07-May-2014 - 06-Jun-2014) -34.24 (20-Feb-2020 - 23-Mar-2020)
Quarter 28.01 (23-Mar-2020 - 22-Jun-2020) -31.52 (23-Dec-2019 - 23-Mar-2020)
Year 64.50 (03-Feb-2014 - 03-Feb-2015) -28.05 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.08 19.44 -0.10 -0.11 0.87 -3.33
S&P BSE 500 TRI 6.61 21.81 0.07 0.08 -- --
Equity: Multi Cap 5.84 21.42 0.04 0.04 0.95 -0.69
Rank within category 34 6 36 36 9 34
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 54
Top 10 Stocks (%) 45.20
Top 5 Stocks (%) 30.44
Top 3 Sectors (%) 54.99
Portfolio P/B Ratio 2.70
Portfolio P/E Ratio 25.82

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,17,399 99,119
Giant (%) 55.67 50.92
Large (%) 15.59 16.66
Mid (%) 25.63 23.89
Small (%) 3.11 9.05
Tiny (%) -- 0.29

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 28.27 9.35 2.91 7.61
equal Reliance Industries Energy 33.63 8.27 0.00 7.39
equal HDFC Bank Financial 23.00 9.94 3.70 5.95
equal Infosys Technology 26.76 7.44 0.00 5.87
down HDFC Financial 16.86 7.45 0.00 3.62
equal Hindustan Unilever FMCG 71.87 4.01 0.00 3.42
new Tata Consultancy Services Technology 32.89 3.57 0.00 3.05
down Escorts Automobile 33.57 3.18 0.00 2.83
equal Aarti Industries Chemicals 36.13 2.79 0.00 2.74
equal Tech Mahindra Technology 20.27 3.24 0.00 2.72
equal Ipca Laboratories Healthcare 29.87 2.52 0.00 2.52
equal Bharti Airtel Communication -- 3.79 0.00 2.45
up City Union Bank Financial 24.95 2.77 0.00 2.35
equal Alembic Pharmaceuticals Healthcare 17.98 2.14 0.00 2.14
equal SBI Life Insurance Company Financial 53.45 2.86 0.00 2.09
equal SBI Cards & Payments Services Financial 67.92 2.08 0.00 2.08
down Divi's Laboratories Healthcare 51.01 3.14 0.00 2.05
up Crompton Greaves Consumer Electricals Cons Durable 39.73 1.92 0.00 1.92
equal Axis Bank Financial 91.77 3.90 0.00 1.82
up Jubilant FoodWorks Services 218.07 1.72 0.00 1.72
up Mahindra & Mahindra Automobile -- 1.98 0.00 1.71
down Reliance Industries Ltd - Partly Paid Equity Energy -- 1.65
up Britannia Inds. FMCG 46.63 3.09 0.00 1.63
up HPCL Energy 6.92 1.55 0.00 1.55
up Hindalco Inds. Metals 20.52 3.62 0.00 1.50

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Dipak Acharya since 01-Jan-2013

Education: Mr.Acharya is M.Com., AICWA, CAIIB & PGPMS

Experience: Prior to joining Baroda AMC in 2008 he has worked with BOB.

Funds Managed:

— Sanjay Chawla since 01-Nov-2015

Education: Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS, Pilani.

Experience: Prior to joining Baroda Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Interviews:

Funds Managed:


0.44%

Change from previous, NAV as on 23-Oct-2020

Growth: ₹ 108.7700

Dividend: ₹ 28.8100


Investment Strategy

The scheme aims to capture growth opportunities provided by large cap, mid cap & small cap companies with flexibility & discretion to invest upto 100% into equities while not exceeding 25% in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 1
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.20%
Benchmark: S&P BSE 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 816 Cr (As on 30-Sep-2020)
Expense: 1.80% (As on 30-Sep-2020)
Risk Grade: Average
Return Grade: Below Average
Turnover: 92.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend24-Mar-20202.4791

 22-Mar-20192.4791
 16-Mar-20183.5000
 24-Mar-20172.5000
 24-Jun-20162.8000
 24-Jul-20153.5000
 14-Feb-20142.5000
 01-Mar-20131.0000

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: http://www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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