VR Logo

4 star

PGIM India Liquid Fund - Direct Plan download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
PGIM India Liquid Direct-G 1.85 0.01 0.10 0.40 1.01 1.91 3.65 4.24 5.46 6.07 --
CCIL T Bill Liquidity Weight 0.85 0.04 0.07 0.25 0.38 0.89 1.99 2.71 3.30 3.69 --
Debt: Liquid 1.82 0.01 0.10 0.39 1.00 1.90 3.61 4.13 5.35 5.96 --
Rank within category 8 11 19 7 16 12 15 7 7 6 --
Number of funds in category 37 37 37 37 37 37 37 36 32 31 1

As on 24-Jun-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
PGIM India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.65 4.24 5.46 0.13% 662
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.66 4.26 5.47 0.21% 35,935
Baroda BNP Paribas Liquid Fund - Direct Plan
4 star
Jan-13 3.71 4.22 5.45 0.16% 7,120
LIC MF Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.63 4.24 5.44 0.11% 5,804
Mirae Asset Cash Management Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.66 4.21 5.42 0.17% 3,623

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.41 24-Mar-2020 - 31-Mar-2020 -0.15 17-Mar-2020 - 24-Mar-2020
Month 0.94 08-Aug-2013 - 09-Sep-2013 0.17 23-Feb-2020 - 24-Mar-2020
Quarter 2.69 24-Jul-2013 - 23-Oct-2013 0.75 23-Oct-2020 - 22-Jan-2021
Year 9.84 26-Jul-2013 - 27-Jul-2014 3.30 29-Oct-2020 - 29-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
PGIM India Liquid Direct-G 4.22 0.35 2.04 8.74 0.75 1.33
CCIL T Bill Liquidity Weight 2.69 0.37 -2.20 -4.41 -- --
Debt: Liquid 4.10 0.34 1.74 7.64 0.72 1.18
Rank within category 7 22 4 11 19 14
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 18 18 6 48
Modified Duration (yrs) 0.06 0.11 0.04 --
Average Maturity (yrs) 0.06 0.12 0.05 --
Yield to Maturity (%) 4.61 4.61 3.33 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 07/07/2022 Treasury Bills SOV 0.00 - 9.44 9.02
new 7.27% Nat. Highways Authority 2022 Debenture AAA 0.00 - 7.55 7.55
equal National Bank Agr. Rur. Devp 90-D 06/06/2022 Commercial Paper A1+ 0.00 - 7.89 7.54
new Bank of Baroda 13/06/2022 Certificate of Deposit A1+ 0.00 - 7.54 7.54
equal Reliance Jio Infocomm 240-D 17/06/2022 Commercial Paper A1+ 0.00 - 7.88 7.53
new Reserve Bank of India 182-D 14/07/2022 Treasury Bills SOV 0.00 - 7.51 7.51
new HDFC 59-D 24/06/2022 Commercial Paper A1+ 0.00 - 6.62 6.62
new 8.55% HDB Financial Services 17/06/2022 Non Convertible Debenture AAA 0.00 - 5.29 5.29
equal 8.07% Bajaj Housing Finance 2022 Non Convertible Debenture AAA 0.00 - 3.99 3.78
new 8.50% LIC Housing Fin. 20/06/2022 Non Convertible Debenture AAA 0.00 - 3.78 3.78
equal Jamnagar Utilities and Power 163-D 10/06/2022 Commercial Paper A1+ 0.00 - 3.94 3.77
equal Sikka Ports and Terminals 161-D 10/06/2022 Commercial Paper A1+ 0.00 - 3.94 3.77
new Indian Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 3.76 3.76
new Reserve Bank of India 91-D 13/07/2022 Treasury Bills SOV 0.00 - 3.75 3.75
new Aditya Birla Money Commercial Paper A1+ 0.00 - 3.73 3.73
equal 9.35% REC 15/06/2022 Bonds AAA 0.00 - 3.19 3.02
equal Aditya Birla Money 91-D 25/07/2022 Commercial Paper A1+ 0.00 - 1.41 1.35
equal 8.26% Uttar Pradesh State 2022 State Development Loan SOV 0.00 - 0.79 0.75
equal Others CBLO -- - 8.08

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Kunal Jain since 05-Jan-2018

Education: Mr. Jain is a B.Com and MBA (Marketing).

Experience: Prior to joining PGIM India Mutual Fund, he has worked with Indiabulls AMC Ltd. as Fund Manager, LIC Nomura AMC Ltd. as Fund manager and Kotak Mahindra AMC Ltd. as Fixed Income Dealer.

Funds Managed:


0.01%

Change from previous, NAV as on 24-Jun-2022

Growth: ₹ 279.9994

IDCW Weekly: ₹ 100.5044

More

IDCW Monthly: ₹ 108.1616

IDCW Daily: ₹ 108.5700


Investment Strategy

The scheme aims to generate steady returns with high liquidity by investing in a portfolio of short-term , high quality money market and debt instruments. The fund would invest atleast 80% of the corpus in instruments with average maturity upto one year upto 20% of the corpus in instruments with average maturity greater than an year.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 5
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: PGIM India Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.86%
Benchmark: CRISIL Liquid Fund BI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 662 Cr (As on 31-May-2022)
Expense: 0.13% (As on 31-May-2022)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily24-Jun-20220.0155

 23-Jun-20220.0176
 22-Jun-20220.0183
 21-Jun-20220.0135
 20-Jun-20220.0147
 19-Jun-20220.0147
 18-Jun-20220.0146
 17-Jun-20220.0072
 16-Jun-20220.0143
 15-Jun-20220.0128
 14-Jun-20220.0174
 18-Mar-20210.0096
 17-Mar-20210.0107
 16-Mar-20210.0078
 15-Mar-20210.0093
 14-Mar-20210.0096
 13-Mar-20210.0096
 12-Mar-20210.0064
 11-Mar-20210.0096
 10-Mar-20210.0105
 09-Mar-20210.0098
 08-Mar-20210.0070
 07-Mar-20210.0100
 06-Mar-20210.0101
 05-Mar-20210.0045
IDCW Monthly24-Jun-20220.2600

 27-May-20220.2600
 29-Apr-20220.2600
 25-Mar-20220.2600
 25-Feb-20220.2600
 28-Jan-20220.2610
 31-Dec-20210.2920
 26-Nov-20210.2920
 29-Oct-20210.2920
 24-Sep-20210.2920
 27-Aug-20210.2920
 30-Jul-20210.2920
 25-Jun-20210.2900
 28-May-20210.2900
 30-Apr-20210.2900
 26-Mar-20210.2900
 26-Feb-20210.2900
 29-Jan-20210.2900
 24-Dec-20200.2900
 27-Nov-20200.2900
 29-Oct-20200.2900
 25-Sep-20200.3600
 28-Aug-20200.3600
 31-Jul-20200.4500
 30-Jun-20200.4800
IDCW Weekly24-Jun-20220.1009

 17-Jun-20220.0838
 10-Jun-20220.0931
 03-Jun-20220.0898
 27-May-20220.0834
 20-May-20220.0896
 13-May-20220.0811
 06-May-20220.0242
 29-Apr-20220.0619
 22-Apr-20220.0950
 13-Apr-20220.0531
 08-Apr-20220.0774
 31-Mar-20220.0687
 25-Mar-20220.0813
 17-Mar-20220.0680
 11-Mar-20220.0686
 04-Mar-20220.0644
 25-Feb-20220.0689
 18-Feb-20220.0752
 11-Feb-20220.0834
 04-Feb-20220.0633
 28-Jan-20220.0774
 20-Jan-20220.0478
 14-Jan-20220.0676
 07-Jan-20220.0700
IDCW Quarterly28-Jun-20191.6567

 25-Mar-20191.6567
 28-Dec-20181.6567
 28-Sep-20181.6567
 28-Jun-20181.6567
 23-Mar-20181.6612
 29-Dec-20171.6612
 28-Sep-20171.6612
 29-Jun-20171.6251
 24-Mar-20171.4445

Contact Information

AMC: PGIM India Asset Management Pvt. Ltd.

Address: 4th Floor, C Wing, Laxmi Towers, Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-61593000 / 1800-266-2667

Website: https://www.pgimindiamf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

How to manage investments in a gloomy market

DateFri, 01-Jul-2022
Time12:30 PM - 12:45 PM

attending You have reserved a spot