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2 star

Indiabulls Liquid Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.36 0.00 0.05 0.25 0.77 1.51 3.21 4.99 5.83 6.58 --
CCIL T Bill Liquidity Weight 1.54 0.03 0.04 0.20 0.62 1.10 2.20 3.43 3.66 4.10 --
Debt: Liquid 2.40 0.01 0.06 0.26 0.83 1.67 3.29 5.09 5.77 6.48 --
Rank within category 27 39 37 38 37 36 29 28 24 12 --
Number of funds in category 38 39 39 39 39 38 38 35 34 33 1

As on 24-Sep-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Indiabulls Liquid Fund - Direct Plan
2 star
Jan-13 3.21 4.99 5.83 0.12 152
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
Jan-13 3.30 5.17 5.89 0.20 41,512
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.31 5.22 5.93 0.21 32,671
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.31 5.22 5.93 0.18 24,715
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.29 5.19 5.91 0.22 12,147

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.27 06-Sep-2013 - 15-Sep-2013 -0.11 09-Jul-2013 - 16-Jul-2013
Month 0.92 23-Aug-2013 - 23-Sep-2013 0.22 19-Nov-2020 - 19-Dec-2020
Quarter 2.64 25-Jul-2013 - 24-Oct-2013 0.72 26-Oct-2020 - 25-Jan-2021
Year 9.88 26-Jul-2013 - 27-Jul-2014 3.21 26-May-2020 - 26-May-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.98 0.52 1.83 6.52 1.05 1.64
CCIL T Bill Liquidity Weight 3.37 0.39 -1.71 -4.34 -- --
Debt: Liquid 4.95 0.66 1.96 6.37 1.05 1.61
Rank within category 27 29 28 12 18 27
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 8 12 3 37
Modified Duration (yrs) 0.10 0.11 0.05 --
Average Maturity (yrs) 0.10 0.11 0.05 --
Yield to Maturity (%) 3.31 3.31 2.92 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 16/09/2021 Treasury Bills SOV 0.00 - 19.67 16.44
equal Reserve Bank of India 91-D 14/10/2021 Treasury Bills SOV 0.00 - 16.39 16.39
equal Reliance Industries 153-D 09/09/2021 Commercial Paper A1+ 0.00 - 6.58 6.58
equal Export-Import Bank 184-D 24/09/2021 Certificate of Deposit A1+ 0.00 - 7.86 6.57
equal SBI Cards & Payments Services 2021 Commercial Paper A1+ 0.00 - 6.56 6.56
equal Reserve Bank of India 91-D 28/10/2021 Treasury Bills SOV 0.00 - 6.55 6.55
equal HDFC Bank Fixed Deposits -- 2.00 - 4.82 3.46
equal 7.55% REC 26/09/2021 Debenture AAA 0.00 - 3.30 3.30
new Others CBLO -- - 29.39

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2021

*As on 31-Jul-2021

Fund Manager

— Karan Singh since 30-May-2020

Education: Mr. Singh is B.A (Honours) in Economics, PGDBF & CFA - Level 1

Experience: Prior to joining IndiaBulls Mutual Fund he has worked with Taurus Corporate Advisory Services Ltd., DIOS Capital, Invesco Asset Management Company Ltd., Fidelity Investments and ICRA Ltd.

Funds Managed:


0.00%

Change from previous, NAV as on 24-Sep-2021

Growth: ₹ 2,035.3643

IDCW Weekly: ₹ 1,000.8129

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IDCW Monthly: ₹ 1,031.1993

IDCW Fortnightly: ₹ 1,001.4014

IDCW Daily: ₹ 1,001.0600


Investment Strategy

The scheme seeks to provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91 days.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Indiabulls Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.11%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 152 Cr (As on 31-Aug-2021)
Expense: 0.12% (As on 31-Jul-2021)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily23-Sep-20210.0713

 22-Sep-20210.0805
 21-Sep-20210.0822
 20-Sep-20210.0870
 19-Sep-20210.0821
 18-Sep-20210.0820
 17-Sep-20210.0805
 16-Sep-20210.0763
 15-Sep-20210.0759
 14-Sep-20210.0820
 13-Sep-20210.0750
 12-Sep-20210.0803
 11-Sep-20210.0799
 10-Sep-20210.0804
 09-Sep-20210.0790
 08-Sep-20210.0824
 07-Sep-20210.0728
 06-Sep-20210.0809
 05-Sep-20210.0785
 04-Sep-20210.0786
 03-Sep-20210.0765
 02-Sep-20210.0776
 01-Sep-20210.0827
 31-Aug-20210.0855
 30-Aug-20210.0755
IDCW Weekly20-Sep-20210.5657

 13-Sep-20210.5497
 06-Sep-20210.5604
 30-Aug-20210.5976
 23-Aug-20210.5102
 17-Aug-20210.7166
 09-Aug-20210.5712
 02-Aug-20210.5659
 26-Jul-20210.5943
 19-Jul-20210.5585
 12-Jul-20210.5744
 05-Jul-20210.6365
 28-Jun-20210.6038
 21-Jun-20210.5647
 14-Jun-20210.5534
 07-Jun-20210.5629
 31-May-20210.5857
 24-May-20210.5461
 17-May-20210.5636
 10-May-20210.5419
 03-May-20210.4925
 26-Apr-20210.5892
 19-Apr-20210.5383
 12-Apr-20210.5514
 05-Apr-20210.5008
IDCW Fortnightly13-Sep-20211.5224

 25-Aug-20211.3121
 10-Aug-20211.2211
 26-Jul-20211.1775
 12-Jul-20211.4524
 25-Jun-20211.2437
 10-Jun-20211.3021
 25-May-20211.1835
 10-May-20211.0365
 26-Apr-20211.1272
 12-Apr-20211.4903
 25-Mar-20211.2396
 10-Mar-20210.9212
 25-Feb-20211.4105
 10-Feb-20213.0458
 25-Jan-20211.0423
 11-Jan-20211.0765
 28-Dec-20201.4720
 10-Dec-20201.0367
 25-Nov-20201.2681
 10-Nov-20201.2453
 26-Oct-20201.2260
 12-Oct-20201.5594
 25-Sep-20201.2884
 10-Sep-20201.2494
IDCW Monthly01-Sep-20212.6415

 02-Aug-20212.7586
 01-Jul-20212.5704
 01-Jun-20212.3785
 03-May-20212.2383
 05-Apr-20212.9276
 01-Mar-20212.8589
 01-Feb-20213.7837
 01-Jan-20212.5544
 01-Dec-20202.4420
 02-Nov-20202.8404
 01-Oct-20202.6525
 01-Sep-20202.5326
 03-Aug-20202.7935
 01-Jul-20202.6700
 01-Jun-20202.8005
 04-May-20204.0560
 03-Apr-20205.6651
 02-Mar-20202.9972
 03-Feb-20203.5396
 01-Jan-20203.1778
 02-Dec-20193.3221
 01-Nov-20193.5799
 01-Oct-20193.2489
 03-Sep-20193.9402

Contact Information

AMC: Indiabulls Asset Management Company Ltd.

Address: Indiabulls Finance Centre - 11th Floor, Elphinstone Mills, Senapati Bapat Marg, Elphinstone (W), Mumbai - 400013

Phone: 022-61891300 / 1800-2666-002

Email: [email protected]

Website: http://www.indiabullsamc.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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