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Tata Medium Term Fund - Regular Plan

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Debt: Medium Duration

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1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.56 -0.06 -0.14 1.35 0.57 1.98 9.72 1.62 3.85 5.46 6.21
VR Bond -0.12 -0.17 -0.23 0.73 -0.15 1.21 4.85 6.66 6.60 7.44 7.35
Debt: Medium Duration 0.42 -0.02 -0.07 1.17 0.51 2.04 8.27 5.73 6.62 7.48 7.66
Rank within category 8 20 18 4 8 11 6 13 13 10 7
Number of funds in category 21 23 23 21 21 20 17 13 13 10 7

As on 16-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Medium Term Fund - Regular Plan  | Invest Online
2 star
 Nov-02 9.72 1.62 3.85 1.39 70
SBI Magnum Medium Duration Fund  | Invest Online
5 star
 Nov-03 9.94 9.15 9.37 1.21 8,386
ICICI Prudential Medium Term Bond Fund  | Invest Now
4 star
 Sep-04 10.14 7.92 7.91 1.50 6,408
IDFC Bond Fund Medium Term Plan - Regular Plan
4 star
 Jul-03 7.43 7.94 7.50 1.46 4,713
HDFC Medium Term Debt Fund  | Invest Online
4 star
 Feb-02 8.94 7.85 7.81 1.32 3,031

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.43 19-Aug-2013 - 26-Aug-2013 -12.35 03-Jun-2019 - 10-Jun-2019
Month 4.43 19-Aug-2013 - 18-Sep-2013 -14.85 27-May-2019 - 26-Jun-2019
Quarter 6.66 09-Apr-2020 - 10-Jul-2020 -14.95 29-Mar-2019 - 28-Jun-2019
Year 13.99 31-Jan-2014 - 02-Feb-2015 -11.15 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.00 9.18 -0.27 -0.16 -0.15 -2.16
VR Bond 6.55 2.13 0.98 1.35 -- --
Debt: Medium Duration 4.83 4.54 0.51 0.90 0.55 -0.78
Rank within category 14 14 12 12 1 12
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 18 19 11 38
Modified Duration (yrs) 2.96 3.55 2.86 2.84
Average Maturity (yrs) 3.78 4.99 3.78 3.32
Yield to Maturity (%) 6.33 7.61 6.08 6.00
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.68% GOI 17/09/2031 GOI Securities SOV 0.00 - 10.63 10.13
equal 6.40% Embassy Office Parks REIT 15/02/2024 Debenture AAA 0.00 - 7.14 7.09
equal 9.65% Green Infra Wind Energy 2023 Debenture AA 6.28 - 8.83 6.96
new 7.16% GOI 20/05/2023 Central Government Loan SOV 0.00 - 6.03 6.03
equal 8.30% SBI Cards & Payments Services 17/05/2023 Bonds/Debentures AAA 5.40 - 10.33 6.02
equal 7.42% Power Finance Corp. 19/11/2024 Non Convertible Debenture AAA 5.41 - 9.43 6.01
equal 7.90% India Infradebt 31/10/2022 Debenture AAA 5.23 - 9.18 5.88
equal ONGC Petro Additions 2025 Non Convertible Debenture AAA 5.21 - 9.15 5.87
equal 7.25% NUVOCO Vistas Corp. 25/09/2023 Debenture AA 0.00 - 6.57 5.76
equal 8.35% IRFC 13/03/2029 Debenture AAA 4.95 - 8.70 5.48
equal 7.70% Tata Steel 13/03/2025 Debenture AA 0.00 - 7.76 5.05
equal 7.20% Sikka Ports and Terminals 16/06/2023 Zero Coupon Bonds AAA 0.00 - 6.85 4.46
equal 6.65% Motherson Sumi Systems 14/09/2023 Non Convertible Debenture AAA 0.00 - 4.93 4.34
up 5.85% GOI 2030 GOI Securities SOV 0.00 - 4.20 4.20
equal Tata Teleservices 363-D 01/12/2021 Commercial Paper A1+ 0.00 - 4.14 4.14
equal 6.18% GOI 2024 GOI Securities SOV 0.00 - 3.04 2.95
equal 7.97% LIC Housing Fin. 28/01/2030 Debenture AAA 1.79 - 9.38 1.82
equal L&T Infrastructre Finance 242-D 15/06/2021 Commercial Paper A1+ 0.00 - 1.43 1.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:

— Murthy Nagarajan since 01-Apr-2017

Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Funds Managed:

Invest Online
-0.06%

Change from previous, NAV as on 16-Apr-2021

Growth: ₹ 28.2737

IDCW Quarterly: ₹ 12.8692

Investment Strategy

The scheme seeks to generate income and capital appreciation over a medium term.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 21-Nov-2002
Return Since Launch: 5.81%
Benchmark: CRISIL Medium Term Debt TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 70 Cr (As on 31-Mar-2021)
Expense: 1.39% (As on 31-Mar-2021)
Risk Grade: Above Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly11-Jun-20190.1225

 13-Mar-20190.1153
 11-Dec-20180.1225
 14-Sep-20180.1225
 15-Jun-20180.1441
 15-Dec-20170.1445
 14-Sep-20170.1372
 15-Jun-20170.1517
 16-Dec-20160.1517
 14-Sep-20160.1445
 14-Jun-20160.1445
 15-Mar-20160.1517
 23-Dec-20150.1047
 15-Sep-20150.1441
 16-Jun-20150.1456
 16-Mar-20150.1432
 16-Dec-20140.1448
 16-Sep-20140.1555
 17-Jun-20140.1555
 18-Mar-20140.1555
 17-Dec-20130.1452
 23-Sep-20130.1622
 20-Jun-20130.1605
 18-Mar-20130.1593
 20-Dec-20120.1683

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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