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2 star

HSBC Debt Fund

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Debt: Medium to Long Duration

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1 Lakh

Investment Grown to
₹ 1.09 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.49 -0.01 0.06 -0.12 0.70 1.64 8.50 8.05 7.20 7.71 7.69
VR Bond 0.09 -0.03 0.06 0.30 1.29 1.73 7.27 7.27 7.17 7.64 7.57
Debt: Medium to Long Duration -0.18 0.01 0.06 0.08 0.87 1.99 9.62 7.44 7.55 8.10 8.01
Rank within category 13 11 6 13 8 8 12 9 12 12 11
Number of funds in category 14 14 14 14 14 14 14 14 14 14 14

As on 25-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HSBC Debt Fund  | Invest Online
2 star
 Dec-02 8.50 8.05 7.20 2.07 37
ICICI Prudential Bond Fund  | Invest Now
4 star
 Aug-08 10.51 8.75 8.53 1.20 4,081
SBI Magnum Income Fund  | Invest Online
5 star
 Nov-98 10.73 9.22 9.27 1.46 1,766
IDFC Bond Fund Income Plan - Regular Plan
4 star
 Jul-00 10.65 9.36 8.67 1.97 705
Nippon India Income Fund  | Invest Online
4 star
 Jan-98 9.85 9.34 8.72 1.73 422

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.30 (01-Dec-2008 - 08-Dec-2008) -5.39 (02-Jan-2009 - 09-Jan-2009)
Month 11.52 (01-Dec-2008 - 31-Dec-2008) -5.75 (05-Jan-2009 - 04-Feb-2009)
Quarter 15.75 (06-Oct-2008 - 05-Jan-2009) -8.74 (20-May-2013 - 19-Aug-2013)
Year 19.47 (04-Jan-2008 - 05-Jan-2009) -2.37 (11-Sep-2017 - 11-Sep-2018)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.99 3.49 0.92 1.48 1.63 -0.59
VR Bond 7.10 2.02 1.15 1.94 -- --
Debt: Medium to Long Duration 7.30 3.56 0.93 1.79 1.25 -0.38
Rank within category 8 9 10 11 12 11
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 8 8 3 29
Modified Duration (yrs) 5.28 5.63 4.15 5.34
Average Maturity (yrs) 7.19 7.70 5.43 7.21
Yield to Maturity (%) 5.69 6.50 5.35 5.78
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 29.02 18.94
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 14.81 14.71
equal 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 46.16 14.49
equal 8.15% GOI 24/11/2026 Central Government Loan SOV 0.00 - 9.30 9.23
equal 8.43% Assam State 27/01/2026 State Development Loan SOV 0.00 - 9.19 9.13
equal 8.29% Andhra Pradesh State 13/01/2026 State Development Loan SOV 0.00 - 9.13 9.08
equal 8.19% Rajasthan State 23/06/2026 State Development Loan SOV 0.00 - 9.03 9.01
equal 7.27% GOI 2026 GOI Securities SOV 0.00 - 31.76 8.91

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Kapil Punjabi since 16-Feb-2019

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:

Invest Online
-0.01%

Change from previous, NAV as on 25-Jan-2021

Growth: ₹ 34.7341

Dividend Quarterly: ₹ 11.4095

Investment Strategy

The scheme seeks to generate regular income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 4 years to 7 years.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Exit Load 0

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 10-Dec-2002
Return Since Launch: 7.11%
Benchmark: CRISIL Composite Bond TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 37 Cr (As on 31-Dec-2020)
Expense: 2.07% (As on 31-Dec-2020)
Risk Grade: Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly28-Dec-20200.1700

 25-Sep-20200.1700
 25-Jun-20200.1700
 25-Mar-20200.1369
 26-Dec-20190.1441
 25-Sep-20190.1441
 25-Jun-20190.1441
 25-Mar-20190.1441
 26-Dec-20180.1441
 26-Dec-20170.1445
 25-Sep-20170.1445
 27-Jun-20170.1445
 27-Mar-20170.1445
 26-Dec-20160.1733
 26-Sep-20160.1733
 27-Jun-20160.1733
 28-Mar-20160.1733
 28-Dec-20150.1733
 28-Sep-20150.1733
 25-Jun-20150.1733
 25-Mar-20150.1742
 26-Dec-20140.1452
 25-Sep-20140.1559
 25-Jun-20140.1559
 14-Mar-20140.1559

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: The Hongkong and Shanghai Banking Corp. Ltd. 16, V. N. Road, Fort, Mumbai - 400001

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: http://www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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