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4 star

LIC MF Index-Sensex Plan


Equity: Large Cap

1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.03 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns of fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.42 0.28 -0.20 4.32 8.23 28.13 3.62 7.59 8.05 9.68 7.35
S&P BSE 100 TRI -1.16 0.24 -0.09 2.67 8.01 28.11 2.84 5.59 8.74 11.41 8.39
Equity: Large Cap -2.04 0.26 0.03 2.25 6.72 24.37 1.18 5.00 7.75 10.95 7.91
Rank within category 41 49 67 17 28 51 28 20 33 56 32
Number of funds in category 111 116 116 115 114 114 108 89 71 63 53

As on 20-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Index-Sensex Plan  | Invest Online
4 star
Dec-02 3.62 7.59 8.05 1.08 24
ICICI Prudential Bluechip Fund  | Invest Now
4 star
May-08 -0.76 3.31 7.85 1.78 23,423
Mirae Asset Large Cap Fund - Regular Plan  | Invest Online
5 star
Apr-08 3.72 5.21 10.02 1.65 18,450
Axis Bluechip Fund  | Invest Online
5 star
Jan-10 2.43 9.49 10.63 1.70 17,270
UTI Nifty Index Fund - Regular Plan  | Invest Online
4 star
Mar-00 2.41 6.11 8.48 0.14 2,711

Best & Worst Performance

Best (Period) Worst (Period)
Week 24.74 (27-Oct-2008 - 04-Nov-2008) -20.08 (10-May-2004 - 17-May-2004)
Month 32.51 (09-Mar-2009 - 09-Apr-2009) -37.64 (24-Sep-2008 - 24-Oct-2008)
Quarter 84.04 (09-Mar-2009 - 10-Jun-2009) -41.82 (02-Sep-2008 - 02-Dec-2008)
Year 102.39 (09-Mar-2009 - 11-Mar-2010) -59.05 (26-Oct-2007 - 27-Oct-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.86 20.96 0.18 0.20 0.99 1.54
S&P BSE 100 TRI 7.35 21.09 0.11 0.12 -- --
Equity: Large Cap 6.58 20.40 0.08 0.09 0.95 -0.65
Rank within category 19 49 21 21 51 21
Number of funds in category 90 90 90 90 90 90

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 71.54
Top 5 Stocks (%) 50.86
Top 3 Sectors (%) 74.58
Portfolio P/B Ratio 3.01
Portfolio P/E Ratio 33.18

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 3,65,429 2,14,288
Giant (%) 92.64 65.47
Large (%) 7.36 25.83
Mid (%) -- 11.37
Small (%) -- 2.39
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 34.31 17.44 8.56 17.44
down HDFC Bank Financial 22.78 13.04 10.62 10.62
down Infosys Technology 27.12 8.98 5.81 8.98
down HDFC Financial 16.49 9.70 7.51 7.51
down Tata Consultancy Services Technology 33.53 6.46 4.01 6.31
down ICICI Bank Financial 28.11 7.97 5.06 5.92
down Hindustan Unilever FMCG 74.51 5.20 2.75 4.46
up Kotak Mahindra Bank Financial 31.82 4.89 3.55 4.01
down ITC FMCG 14.25 7.18 3.61 3.61
down Axis Bank Financial 89.33 4.04 2.43 2.68
down Larsen & Toubro Construction 15.37 4.92 2.65 2.65
down Bharti Airtel Communication -- 3.54 1.09 2.44
down Maruti Suzuki India Automobile 51.30 3.86 1.75 2.16
down Asian Paints Chemicals 89.62 2.29 1.46 2.15
down HCL Technologies Technology 19.59 2.11 0.00 2.11
up Bajaj Finance Financial 39.07 2.76 0.00 2.06
down State Bank of India Financial 8.39 3.75 1.69 1.70
down Mahindra & Mahindra Automobile -- 2.44 0.81 1.40
down Nestle India FMCG 75.32 1.83 0.00 1.34
down Sun Pharmaceutical Inds. Healthcare 161.67 1.86 0.96 1.30
down Titan Company Cons Durable 131.46 1.31 0.00 1.19
down Tech Mahindra Technology 20.32 1.16 0.00 1.16
down Ultratech Cement Construction 24.62 1.23 0.00 1.10
up Power Grid Corporation Energy 9.65 1.45 0.97 0.98
up NTPC Energy 13.84 1.75 0.89 0.96

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Ritu Modi since 01-Nov-2019

Education: B.Com. and (MBA Finance)

Experience: Prior to joining LIC Mutual Fund, she has worked with Ambit Capital as Research Analyst.

Funds Managed:


0.28%

Change from previous, NAV as on 20-Oct-2020

Growth: ₹ 75.4947

Dividend: ₹ 25.8768


Investment Strategy

The scheme aims to generate returns commensurate with the performance of BSE Sensex by investing in the index stocks, subject to tracking errors.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 0.25% for redemption within 7 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 05-Dec-2002
Return Since Launch: 12.58%
Benchmark: S&P BSE Sensex TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 24 Cr (As on 30-Sep-2020)
Expense: 1.08% (As on 30-Sep-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: 31.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend07-Mar-20081.5000

 28-Mar-20072.0000
 22-Nov-20065.0000
 09-Jan-20065.0000
 23-Jan-20041.5000
 03-Nov-20031.3000
Growth03-Nov-20031.3000

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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