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4 star

LIC MF Index-Sensex Plan


Equity: Large Cap

1 Lakh

Investment Grown to
₹ 1.16 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.71 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -11.61 -0.94 2.82 5.89 21.47 -10.65 -5.58 5.04 5.38 9.20 7.46
S&P BSE 100 TRI -11.08 -0.82 2.71 5.29 22.26 -10.09 -6.28 3.84 6.34 10.77 8.55
Equity: Large Cap -10.70 -0.78 2.47 4.51 19.90 -9.76 -5.78 3.42 5.46 10.42 8.14
Rank within category 65 102 16 14 55 66 45 18 39 49 34
Number of funds in category 111 114 114 114 112 111 107 87 68 62 48

As on 08-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Index-Sensex Plan  | Invest Online
4 star
Dec-02 -5.58 5.04 5.38 1.08 22
ICICI Prudential Bluechip Fund  | Invest Now
4 star
May-08 -7.03 2.75 6.06 1.73 21,766
Mirae Asset Large Cap Fund - Regular Plan  | Invest Online
5 star
Apr-08 -5.60 3.87 8.02 1.72 15,175
Axis Bluechip Fund  | Invest Online
5 star
Jan-10 0.31 9.20 8.64 1.79 13,003
UTI Nifty Index Fund - Regular Plan  | Invest Online
4 star
Mar-00 -6.79 4.37 5.98 0.17 2,147

Best & Worst Performance

Best (Period) Worst (Period)
Week 24.74 (27-Oct-2008 - 04-Nov-2008) -20.08 (10-May-2004 - 17-May-2004)
Month 32.51 (09-Mar-2009 - 09-Apr-2009) -37.64 (24-Sep-2008 - 24-Oct-2008)
Quarter 84.04 (09-Mar-2009 - 10-Jun-2009) -41.82 (02-Sep-2008 - 02-Dec-2008)
Year 102.39 (09-Mar-2009 - 11-Mar-2010) -59.05 (26-Oct-2007 - 27-Oct-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.22 20.74 0.04 0.05 0.98 0.88
S&P BSE 100 TRI 5.34 20.93 0.00 0.00 -- --
Equity: Large Cap 4.80 20.27 -0.02 -0.03 0.95 -0.55
Rank within category 17 45 17 17 42 17
Number of funds in category 86 86 86 86 86 86

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 69.87
Top 5 Stocks (%) 46.58
Top 3 Sectors (%) 68.35
Portfolio P/B Ratio 2.58
Portfolio P/E Ratio 21.94

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 2,89,560 1,76,859
Giant (%) 92.61 66.23
Large (%) 6.72 23.42
Mid (%) 0.66 9.88
Small (%) -- 1.60
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 30.88 13.33 7.76 13.33
up HDFC Bank Financial 22.35 13.04 10.99 11.58
up HDFC Financial 15.25 9.70 8.13 8.17
up Infosys Technology 19.88 8.09 5.81 7.40
up ICICI Bank Financial 24.97 7.97 5.06 6.10
up Tata Consultancy Services Technology 25.73 6.46 4.01 5.93
up Hindustan Unilever FMCG 76.03 5.20 2.61 5.20
up ITC FMCG 15.76 9.34 4.15 4.82
up Kotak Mahindra Bank Financial 31.14 4.89 3.49 4.12
up Larsen & Toubro Construction 13.84 4.92 3.03 3.22
up Bharti Airtel Communication -- 3.19 1.09 3.19
up Axis Bank Financial 67.64 4.04 2.49 2.49
up Asian Paints Chemicals 59.80 2.29 1.46 2.14
up Maruti Suzuki India Automobile 32.16 3.86 1.75 2.11
up Nestle India FMCG 79.72 1.83 0.00 1.79
up HCL Technologies Technology 14.10 1.71 0.00 1.71
up State Bank of India Financial 8.67 3.75 1.69 1.69
up Sun Pharmaceutical Inds. Healthcare 30.84 2.02 0.96 1.44
up Bajaj Finance Financial 36.62 2.76 0.00 1.36
up Ultratech Cement Construction 18.81 1.23 0.00 1.23
up Mahindra & Mahindra Automobile 538.88 2.44 0.81 1.17
up NTPC Energy 13.38 1.75 1.07 1.16
up Titan Company Cons Durable 58.62 1.31 0.00 1.03
up Power Grid Corporation Energy 9.48 1.57 1.00 1.03
up Bajaj Auto Automobile 15.84 1.41 0.80 1.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Ritu Modi since 01-Nov-2019

Education: B.Com. and (MBA Finance)

Experience: Prior to joining LIC Mutual Fund, she has worked with Ambit Capital as Research Analyst.

Funds Managed:


-0.94%

Change from previous, NAV as on 08-Jul-2020

Growth: ₹ 67.6900

Dividend: ₹ 23.2017


Investment Strategy

The scheme aims to generate returns commensurate with the performance of BSE Sensex by investing in the index stocks, subject to tracking errors.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 0.25% for redemption within 7 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 05-Dec-2002
Return Since Launch: 12.09%
Benchmark: S&P BSE Sensex TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 22 Cr (As on 31-May-2020)
Expense: 1.08% (As on 31-May-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: 21.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend07-Mar-20081.5000

 28-Mar-20072.0000
 22-Nov-20065.0000
 09-Jan-20065.0000
 23-Jan-20041.5000
 03-Nov-20031.3000
Growth03-Nov-20031.3000

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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