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Sundaram Short Term Debt Fund

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Debt: Short Duration

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.27 Lakh

Suitability:

Short Duration debt funds are suitable to invest your money for a duration of 1 year to 3 years. You can expect to earn higher returns than what a bank fixed deposit of a similar duration can fetch.

The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to 3 years. Do not invest in this, or any other Short Duration fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.96 0.18 0.70 2.29 5.54 6.71 5.17 3.27 5.13 6.19 7.49
CCIL T Bill Liquidity Weight 2.07 0.03 0.05 0.26 0.89 1.91 3.96 4.16 4.32 4.70 4.78
Debt: Short Duration 6.24 0.16 1.24 2.69 4.82 5.99 9.46 6.31 7.20 7.64 7.94
Rank within category 13 10 7 9 14 11 24 23 23 21 16
Number of funds in category 27 27 27 27 27 27 27 24 24 23 21

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Short Term Debt Fund
1 star
 Sep-02 5.17 3.27 5.13 1.00 121
SBI Short Term Debt Fund
4 star
 Jul-07 11.35 8.18 8.40 0.84 14,777
ICICI Prudential Short Term Fund  | Invest Now
4 star
 Oct-01 11.61 8.19 8.75 1.51 13,649
IDFC Bond Fund Short Term Plan - Regular Plan
4 star
 Dec-00 11.45 8.45 8.34 0.80 12,511
Kotak Bond - Short Term Regular Fund  | Invest Online
4 star
 May-02 11.18 8.26 8.35 1.13 11,858

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.90 (24-Mar-2020 - 31-Mar-2020) -8.18 (03-Jun-2019 - 10-Jun-2019)
Month 3.72 (24-Mar-2020 - 23-Apr-2020) -7.53 (03-Jun-2019 - 03-Jul-2019)
Quarter 6.33 (24-Mar-2020 - 24-Jun-2020) -10.51 (31-May-2019 - 30-Aug-2019)
Year 14.03 (08-Mar-2011 - 07-Mar-2012) -7.59 (25-Mar-2019 - 24-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.14 5.71 -0.38 -0.24 -0.25 -2.46
CCIL T Bill Liquidity Weight 4.07 0.28 -4.34 -7.86 -- --
Debt: Short Duration 5.74 3.41 0.64 1.42 1.21 1.92
Rank within category 22 20 22 22 4 24
Number of funds in category 26 26 26 26 26 26

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 16 25 15 49
Modified Duration (yrs) 2.70 2.96 1.46 --
Average Maturity (yrs) 3.66 4.71 1.84 --
Yield to Maturity (%) 5.70 7.40 5.70 --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.99% State Bank of India 28/06/2029 Non Convertible Debenture AAA 5.29 - 9.32 8.82
equal 7.62% HUDCO 15/07/2022 Debenture AAA 3.52 - 8.60 8.60
equal 6.59% IRFC 14/04/2023 Debenture AAA 0.00 - 9.16 8.54
equal 6.50% National Bank Agr. Rur. Devp 17/04/2023 Debenture AAA 0.00 - 8.51 8.51
equal 7.99% LIC Housing Fin. 2029 Non Convertible Debenture AAA 0.00 - 9.17 8.50
equal 7.14% REC 2021 Bonds AAA 0.00 - 8.36 8.36
equal 6.99% HDFC 13/02/2023 Debenture AAA 0.00 - 9.57 8.32
down 8.40% SIDBI 2021 Debenture AAA 3.58 - 6.87 4.31
equal 6.80% HPCL 15/12/2022 Debenture AAA 0.00 - 4.28 4.28
down 6.55% NTPC 17/04/2023 Debenture AAA 0.00 - 6.77 4.27
equal 6.55% National Housing Bank 17/04/2023 Debenture AAA 0.00 - 4.26 4.26
new 6.44% Indian Oil Corp. 14/04/2023 Debenture AAA 0.00 - 4.26 4.26
down 7.04% Power Finance Corp. 14/04/2023 Non Convertible Debenture AAA 0.00 - 9.69 4.17
new Reserve Bank of India 84-D 20/08/2020 Treasury Bills SOV 0.00 - 4.10 4.10
new 6.45% GOI 2029 GOI Securities SOV 0.00 - 10.10 2.55
down 8.28% Oriental Nagpur Betul Highway 30/03/2021 Debenture AAA 1.12 - 2.07 1.23

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Sandeep Agarwal since 01-Jun-2012

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

0.18%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 31.5865

Dividend Yearly: ₹ 11.1839

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Dividend Weekly: ₹ 13.0629

Dividend Quarterly: ₹ 11.3737

Dividend Monthly: ₹ 12.2939

Dividend Half Yearly: ₹ 11.8812

Dividend Fortnightly: ₹ 11.8674

Bonus: ₹ 15.7730

Investment Strategy

The scheme seeks to generate income and capital appreciation by investing primarily in fixed income securities & money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 250
Minimum No of Cheques 20
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 05-Sep-2002
Return Since Launch: 6.65%
Benchmark: CRISIL Short-Term Bond
Riskometer: Moderately Low
Type: Open-ended
Assets: ₹ 121 Cr (As on 31-May-2020)
Expense: 1.00% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Fortnightly10-Jul-20200.1165

 26-Jun-20200.0440
 12-Jun-20200.0226
 29-May-20200.0846
 08-May-20200.0283
 24-Apr-20200.0372
 27-Mar-20200.0039
 14-Feb-20200.0331
 31-Jan-20200.0474
 10-Jan-20200.0202
 27-Dec-20190.0136
 29-Nov-20190.0294
 07-Nov-20190.0161
 25-Oct-20190.0172
 11-Oct-20190.0188
 13-Sep-20190.0178
 12-Jul-20190.0630
 28-Jun-20190.0174
 31-May-20190.0772
 10-May-20190.0214
 26-Apr-20190.0012
 12-Apr-20190.0043
 29-Mar-20190.0518
 08-Mar-20190.0298
 22-Feb-20190.1625
Dividend Weekly10-Jul-20200.0902

 03-Jul-20200.0146
 26-Jun-20200.0362
 19-Jun-20200.0102
 12-Jun-20200.0114
 22-May-20200.0151
 15-May-20200.0175
 08-May-20200.0137
 30-Apr-20200.0020
 24-Apr-20200.0202
 17-Apr-20200.0185
 03-Apr-20200.0123
 27-Mar-20200.0880
 06-Mar-20200.0099
 20-Feb-20200.0010
 14-Feb-20200.0222
 07-Feb-20200.0120
 31-Jan-20200.0097
 24-Jan-20200.0273
 17-Jan-20200.0059
 10-Jan-20200.0054
 03-Jan-20200.0090
 27-Dec-20190.0040
 20-Dec-20190.0095
 29-Nov-20190.0093
Dividend Monthly26-Jun-20200.0702

 29-May-20200.1179
 24-Apr-20200.0414
 27-Mar-20200.0036
 28-Feb-20200.0669
 31-Jan-20200.0710
 27-Dec-20190.0028
 29-Nov-20190.0448
 25-Oct-20190.0012
 31-May-20190.1039
 26-Apr-20190.0072
 29-Mar-20190.0881
 25-Jan-20190.0027
 28-Dec-20180.0184
 30-Nov-20180.0386
 26-Oct-20180.0240
 31-Aug-20180.0017
 27-Jul-20180.0561
 29-Jun-20180.0619
 25-May-20180.0124
 28-Mar-20180.0810
 23-Feb-20180.0221
 25-Jan-20180.0311
 29-Dec-20170.0105
 24-Nov-20170.0218
Dividend Half Yearly26-Mar-20200.2161

 26-Mar-20190.2161
 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 22-Jan-20160.1806
 16-Sep-20142.0430
 30-May-20133.6577
 28-Mar-20080.3504
 24-Dec-20070.3329
 20-Jul-20070.3329
 24-Jul-20060.4724
 09-Nov-20050.1754
 08-Apr-20050.2653
 15-Oct-20040.0973
 08-Apr-20040.1750
 03-Oct-20030.3500
 30-Apr-20030.3500
Dividend Quarterly26-Mar-20200.1080

 30-Dec-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 22-Apr-20160.1083
 22-Jan-20160.0903
 27-Jul-20150.1950
 16-Sep-20141.9049
 30-May-20133.9807
 28-Mar-20080.1752
 24-Dec-20070.1752
 20-Jul-20070.1577
 05-Jan-20070.2193
 24-Jul-20060.5175
Dividend Yearly26-Mar-20200.4322

 26-Mar-20190.4322
 27-Mar-20180.4334
 27-Mar-20170.4334
 22-Jan-20160.3611
 16-Sep-20141.5845
 30-May-20133.7472
 28-Mar-20080.5256
 20-Jul-20070.4818
 24-Jul-20060.8028
 08-Apr-20050.3537
 08-Apr-20040.4000
 30-Apr-20030.3500

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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