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Sundaram Short Term Debt Fund

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Debt: Short Duration

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1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.05 0.02 0.03 0.10 0.16 1.72 6.65 2.91 4.66 5.79 7.42
CCIL T Bill Liquidity Weight 0.33 0.01 0.04 0.21 0.45 1.08 2.71 3.72 3.95 4.38 4.68
Debt: Short Duration -0.44 0.02 0.05 0.06 -0.21 1.94 6.13 6.19 6.72 7.38 7.88
Rank within category 2 16 18 10 3 18 14 22 21 21 16
Number of funds in category 26 27 27 26 26 26 26 23 23 23 20

As on 08-Mar-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Short Term Debt Fund
1 star
 Sep-02 6.65 2.91 4.66 1.01 233
ICICI Prudential Short Term Fund  | Invest Now
4 star
 Oct-01 7.99 8.35 8.37 1.16 23,715
Kotak Bond - Short Term Regular Fund  | Invest Online
4 star
 May-02 6.81 8.06 7.80 1.16 18,329
HDFC Short Term Debt Fund  | Invest Online
5 star
 Jun-10 7.88 8.65 8.32 0.78 17,398
IDFC Bond Fund Short Term Plan - Regular Plan
4 star
 Dec-00 7.07 8.15 7.77 0.78 14,298

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.90 24-Mar-2020 - 31-Mar-2020 -8.18 03-Jun-2019 - 10-Jun-2019
Month 3.72 24-Mar-2020 - 23-Apr-2020 -7.53 03-Jun-2019 - 03-Jul-2019
Quarter 6.33 24-Mar-2020 - 24-Jun-2020 -10.51 31-May-2019 - 30-Aug-2019
Year 14.03 08-Mar-2011 - 07-Mar-2012 -7.59 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.11 5.75 -0.26 -0.18 -0.26 -1.71
CCIL T Bill Liquidity Weight 3.68 0.37 -2.46 -5.24 -- --
Debt: Short Duration 6.20 3.55 1.00 1.77 1.12 2.63
Rank within category 23 19 23 23 4 22
Number of funds in category 24 24 24 24 24 24

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 28-Feb-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 20 21 10 39
Modified Duration (yrs) 1.14 2.90 1.14 --
Average Maturity (yrs) 1.46 4.08 1.46 --
Yield to Maturity (%) 4.08 6.66 4.04 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Reserve Bank of India 182-D 25/03/2021 Treasury Bills SOV 0.00 - 19.07 11.51
new Reserve Bank of India 182-D 29/07/2021 Treasury Bills SOV 0.00 - 8.42 8.42
new 5.09% GOI 13/04/2022 GOI Securities SOV 0.00 - 6.51 6.51
new 4.60% National Bank Agr. Rur. Devp 29/07/2024 Debenture AAA 0.00 - 6.43 6.43
equal 7.60% LIC Housing Fin. 22/11/2022 Debenture AAA 0.00 - 8.11 4.47
equal 7.62% HUDCO 15/07/2022 Debenture AAA 4.47 - 8.60 4.47
equal 6.99% HDFC 13/02/2023 Debenture AAA 4.44 - 9.57 4.44
equal 7.14% REC 2021 Bonds AAA 4.39 - 8.38 4.39
equal 6.22% HDFC 2021 Debenture AAA 0.00 - 4.53 4.35
up 5.77% GOI 2030 GOI Securities SOV 0.00 - 17.79 4.23
new Export-Import Bank 14/12/2021 Certificate of Deposit A1+ 0.00 - 4.15 4.15
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 3.96 3.67
equal 7.24% REC 31/12/2022 Non Convertible Debenture AAA 0.00 - 2.34 2.23
equal 7.04% Power Finance Corp. 14/04/2023 Non Convertible Debenture AAA 2.23 - 9.69 2.23
equal 7.27% Power Finance Corp. 22/12/2021 Debenture AAA 0.00 - 4.00 2.20
equal 6.57% LIC Housing Fin. 13/07/2021 Debenture AAA 0.00 - 2.26 2.16
equal Reserve Bank of India 364-D 29/04/2021 Treasury Bills SOV 0.00 - 2.20 2.13
down 5.85% GOI 2030 GOI Securities SOV 0.00 - 3.11 0.85
equal Reliance Retail Ltd. 28/03/2021 Securitised Debt AAA 0.00 - 0.67 0.65
equal 8.28% Oriental Nagpur Betul Highway 30/03/2021 Debenture AAA 0.64 - 2.07 0.64
new Others Fixed Deposits -- - 1.16

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Sandeep Agarwal since 01-Jun-2012

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

0.02%

Change from previous, NAV as on 08-Mar-2021

Growth: ₹ 32.2294

Dividend Yearly: ₹ 11.4116

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Dividend Weekly: ₹ 13.1245

Dividend Quarterly: ₹ 11.1504

Dividend Monthly: ₹ 12.4583

Dividend Half Yearly: ₹ 11.8185

Dividend Fortnightly: ₹ 11.8827

Bonus: ₹ 16.0941

Investment Strategy

The scheme seeks to generate income and capital appreciation by investing primarily in fixed income securities & money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 05-Sep-2002
Return Since Launch: 6.52%
Benchmark: CRISIL Short-Term Bond TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 233 Cr (As on 31-Jan-2021)
Expense: 1.01% (As on 31-Jan-2021)
Risk Grade: Above Average
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Weekly05-Mar-20210.0042

 18-Feb-20210.0051
 12-Feb-20210.0087
 29-Jan-20210.0044
 22-Jan-20210.0015
 08-Jan-20210.0120
 01-Jan-20210.0118
 24-Dec-20200.0065
 18-Dec-20200.0065
 04-Dec-20200.0040
 27-Nov-20200.0101
 20-Nov-20200.0095
 13-Nov-20200.0080
 06-Nov-20200.0110
 29-Oct-20200.0055
 23-Oct-20200.0109
 16-Oct-20200.0130
 09-Oct-20200.0103
 01-Oct-20200.0067
 25-Sep-20200.0016
 18-Sep-20200.0099
 04-Sep-20200.0190
 31-Jul-20200.0080
 17-Jul-20200.0150
 10-Jul-20200.0902
Dividend Monthly29-Jan-20210.0085

 24-Dec-20200.0030
 27-Nov-20200.0037
 29-Oct-20200.0032
 31-Jul-20200.0663
 26-Jun-20200.0702
 29-May-20200.1179
 24-Apr-20200.0414
 27-Mar-20200.0036
 28-Feb-20200.0669
 31-Jan-20200.0710
 27-Dec-20190.0028
 29-Nov-20190.0448
 25-Oct-20190.0012
 31-May-20190.1039
 26-Apr-20190.0072
 29-Mar-20190.0881
 25-Jan-20190.0027
 28-Dec-20180.0184
 30-Nov-20180.0386
 26-Oct-20180.0240
 31-Aug-20180.0017
 27-Jul-20180.0561
 29-Jun-20180.0619
 25-May-20180.0124
Dividend Fortnightly08-Jan-20210.0228

 24-Dec-20200.0129
 27-Nov-20200.0192
 13-Nov-20200.0239
 29-Oct-20200.0425
 09-Oct-20200.0167
 25-Sep-20200.0163
 11-Sep-20200.0496
 31-Jul-20200.0203
 10-Jul-20200.1165
 26-Jun-20200.0440
 12-Jun-20200.0226
 29-May-20200.0846
 08-May-20200.0283
 24-Apr-20200.0372
 27-Mar-20200.0039
 14-Feb-20200.0331
 31-Jan-20200.0474
 10-Jan-20200.0202
 27-Dec-20190.0136
 29-Nov-20190.0294
 07-Nov-20190.0161
 25-Oct-20190.0172
 11-Oct-20190.0188
 13-Sep-20190.0178
Dividend Quarterly22-Dec-20200.1500

 24-Sep-20200.1500
 16-Jul-20200.1500
 26-Mar-20200.1080
 30-Dec-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 22-Apr-20160.1083
 22-Jan-20160.0903
 27-Jul-20150.1950
 16-Sep-20141.9049
 30-May-20133.9807
 28-Mar-20080.1752
 24-Dec-20070.1752
Dividend Half Yearly24-Sep-20200.3000

 26-Mar-20200.2161
 26-Mar-20190.2161
 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 22-Jan-20160.1806
 16-Sep-20142.0430
 30-May-20133.6577
 28-Mar-20080.3504
 24-Dec-20070.3329
 20-Jul-20070.3329
 24-Jul-20060.4724
 09-Nov-20050.1754
 08-Apr-20050.2653
 15-Oct-20040.0973
 08-Apr-20040.1750
 03-Oct-20030.3500
 30-Apr-20030.3500
Dividend Yearly26-Mar-20200.4322

 26-Mar-20190.4322
 27-Mar-20180.4334
 27-Mar-20170.4334
 22-Jan-20160.3611
 16-Sep-20141.5845
 30-May-20133.7472
 28-Mar-20080.5256
 20-Jul-20070.4818
 24-Jul-20060.8028
 08-Apr-20050.3537
 08-Apr-20040.4000
 30-Apr-20030.3500

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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