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Sundaram Short Term Debt Fund

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Debt: Short Duration

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1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.32 Lakh

Suitability:

"Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 12.59 0.03 0.07 0.18 10.33 11.13 12.79 5.64 5.45 6.46 7.58
CCIL T Bill Liquidity Weight 1.84 0.03 0.05 0.20 0.47 1.08 2.01 3.25 3.53 4.01 4.49
Debt: Short Duration 3.91 0.04 0.08 0.29 1.51 2.64 4.19 6.45 5.88 6.90 7.63
Rank within category 1 21 20 27 1 1 1 19 16 18 15
Number of funds in category 26 28 28 28 28 27 26 25 23 23 21

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Short Term Debt Fund
2 star
 Sep-02 12.79 5.64 5.45 1.01% 353
ICICI Prudential Short Term Fund  | Invest Now
5 star
 Oct-01 4.23 8.36 6.99 1.13% 20,584
HDFC Short Term Debt Fund  | Invest Online
5 star
 Jun-10 4.16 8.45 7.56 0.75% 19,407
Kotak Bond - Short Term Regular Fund  | Invest Online
4 star
 May-02 3.48 7.95 6.75 1.16% 17,142
IDFC Bond Fund Short Term Plan - Regular Plan
4 star
 Dec-00 3.43 7.90 6.94 0.77% 12,688

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.11 16-Sep-2021 - 23-Sep-2021 -8.18 03-Jun-2019 - 10-Jun-2019
Month 9.74 14-Sep-2021 - 14-Oct-2021 -7.53 03-Jun-2019 - 03-Jul-2019
Quarter 10.56 10-Aug-2021 - 09-Nov-2021 -10.51 31-May-2019 - 30-Aug-2019
Year 14.03 08-Mar-2011 - 07-Mar-2012 -7.59 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.96 7.83 0.27 0.30 -3.65 -0.14
CCIL T Bill Liquidity Weight 3.25 0.40 -1.53 -4.22 -- --
Debt: Short Duration 6.49 3.55 1.42 2.55 0.71 3.06
Rank within category 19 22 20 20 2 22
Number of funds in category 25 25 25 25 25 25

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 21 24 15 59
Modified Duration (yrs) 1.31 2.74 0.96 --
Average Maturity (yrs) 1.72 3.67 1.11 --
Yield to Maturity (%) 4.63 4.63 4.02 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 4.60% National Bank Agr. Rur. Devp 29/07/2024 Debenture AAA 0.00 - 6.78 5.68
equal 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 6.88 5.63
equal 6.44% HDFC Bank 27/09/2028 Non Convertible Debenture AAA 0.00 - 5.62 5.62
equal 8.45% Sikka Ports and Terminals 2023 Debenture AAA 0.00 - 5.38 4.48
equal 9.10% Export-Import Bank 15/06/2022 Bonds AAA 0.00 - 5.26 4.38
down 6.75% Piramal Capital & Housing Finance 26/09/2031 Debenture AA 0.00 - 4.35 4.35
equal LIC Housing Fin. 353-D 07/07/2022 Commercial Paper A1+ 0.00 - 4.89 4.13
equal 6.75% Power Finance Corporation 22/05/2023 Debenture AAA 0.00 - 3.49 2.91
equal 6.99% HDFC 13/02/2023 Debenture AAA 2.71 - 7.65 2.90
equal 8.05% HDFC 20/06/2022 Debenture AAA 0.00 - 3.48 2.90
equal 7.62% Housing & Urban Development Corporation 15/07/2022 Debenture AAA 2.70 - 7.70 2.90
equal 7.17% Nat. Highways Authority 23/12/2021 Non Convertible Debenture AAA 0.00 - 3.98 2.85
equal 7.14% REC 2021 Bonds AAA 2.65 - 7.53 2.84
equal 5.44% Chennai Petroleum Corporation 24/06/2024 Debenture AAA 0.00 - 3.37 2.81
equal Axis Bank 28/01/2022 Certificate of Deposit A1+ 0.00 - 3.32 2.81
equal Axis Bank 28/04/2022 Certificate of Deposit A1+ 0.00 - 3.29 2.78
equal 7.04% Power Finance Corporation 14/04/2023 Non Convertible Debenture AAA 1.36 - 3.83 1.46
equal 7.24% REC 31/12/2022 Non Convertible Debenture AAA 0.00 - 2.34 1.46
equal 6.40% National Bank Agr. Rur. Devp 31/07/2023 Non Convertible Debenture AAA 0.00 - 1.78 1.45
down 5.63% GOI 2026 GOI Securities SOV 0.00 - 10.11 1.41
equal 4.71% HDFC 2023 Non Convertible Debenture AAA 0.00 - 1.41 1.41

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Sandeep Agarwal since 01-Jun-2012

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

0.03%

Change from previous, NAV as on 26-Nov-2021

Growth: ₹ 36.3027

IDCW Yearly: ₹ 12.1799

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IDCW Weekly: ₹ 14.4030

IDCW Quarterly: ₹ 12.1458

IDCW Monthly: ₹ 13.6543

IDCW Half Yearly: ₹ 12.8179

IDCW Fortnightly: ₹ 13.0349

Bonus: ₹ 18.1281

Investment Strategy

The scheme seeks to generate income and capital appreciation by investing primarily in fixed income securities & money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 05-Sep-2002
Return Since Launch: 6.93%
Benchmark: CRISIL Short-Term Bond Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 353 Cr (As on 31-Oct-2021)
Expense: 1.01% (As on 31-Oct-2021)
Risk Grade: Above Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Weekly18-Nov-20210.0009

 12-Nov-20210.0175
 03-Nov-20210.0081
 22-Oct-20210.0088
 14-Oct-20210.0268
 08-Oct-20210.0125
 01-Oct-20210.0022
 17-Sep-20210.0086
 09-Sep-20210.0008
 03-Sep-20210.0268
 27-Aug-20210.0039
 20-Aug-20210.0182
 13-Aug-20210.0197
 06-Aug-20210.0027
 30-Jul-20210.0075
 23-Jul-20210.0088
 16-Jul-20210.0124
 11-Jun-20210.0287
 04-Jun-20210.0012
 28-May-20210.0046
 21-May-20210.0223
 14-May-20210.0009
 07-May-20210.0184
 30-Apr-20210.0213
 23-Apr-20210.0206
IDCW Monthly17-Nov-20210.0332

 14-Oct-20210.0394
 17-Sep-20210.0460
 17-Aug-20210.0461
 16-Jul-20210.0369
 17-Jun-20210.0231
 17-May-20210.0677
 16-Apr-20210.0209
 26-Mar-20210.0347
 29-Jan-20210.0085
 24-Dec-20200.0030
 27-Nov-20200.0037
 29-Oct-20200.0032
 31-Jul-20200.0663
 26-Jun-20200.0702
 29-May-20200.1179
 24-Apr-20200.0414
 27-Mar-20200.0036
 28-Feb-20200.0669
 31-Jan-20200.0710
 27-Dec-20190.0028
 29-Nov-20190.0448
 25-Oct-20190.0012
 31-May-20190.1039
 26-Apr-20190.0072
IDCW Fortnightly12-Nov-20210.0257

 29-Oct-20210.0297
 08-Oct-20210.0173
 24-Sep-20210.0038
 09-Sep-20210.0250
 27-Aug-20210.0200
 13-Aug-20210.0203
 30-Jul-20210.0262
 11-Jun-20210.0270
 28-May-20210.0244
 14-May-20210.0175
 30-Apr-20210.0380
 09-Apr-20210.0238
 26-Mar-20210.0178
 12-Mar-20210.0058
 08-Jan-20210.0228
 24-Dec-20200.0129
 27-Nov-20200.0192
 13-Nov-20200.0239
 29-Oct-20200.0425
 09-Oct-20200.0167
 25-Sep-20200.0163
 11-Sep-20200.0496
 31-Jul-20200.0203
 10-Jul-20200.1165
IDCW Half Yearly27-Sep-20210.1500

 25-Mar-20210.3000
 24-Sep-20200.3000
 26-Mar-20200.2161
 26-Mar-20190.2161
 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 22-Jan-20160.1806
 16-Sep-20142.0430
 30-May-20133.6577
 28-Mar-20080.3504
 24-Dec-20070.3329
 20-Jul-20070.3329
 24-Jul-20060.4724
 09-Nov-20050.1754
 08-Apr-20050.2653
 15-Oct-20040.0973
 08-Apr-20040.1750
 03-Oct-20030.3500
 30-Apr-20030.3500
IDCW Quarterly27-Sep-20210.0750

 28-Jun-20210.1500
 25-Mar-20210.1500
 22-Dec-20200.1500
 24-Sep-20200.1500
 16-Jul-20200.1500
 26-Mar-20200.1080
 30-Dec-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 22-Apr-20160.1083
 22-Jan-20160.0903
 27-Jul-20150.1950
 16-Sep-20141.9049
IDCW Yearly25-Mar-20210.6000

 26-Mar-20200.4322
 26-Mar-20190.4322
 27-Mar-20180.4334
 27-Mar-20170.4334
 22-Jan-20160.3611
 16-Sep-20141.5845
 30-May-20133.7472
 28-Mar-20080.5256
 20-Jul-20070.4818
 24-Jul-20060.8028
 08-Apr-20050.3537
 08-Apr-20040.4000
 30-Apr-20030.3500

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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