Widely used:
Our Opinion
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Our Opinion
Riskometer
Moderate
₹40.9183 0.08%
As on 20-Jun-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Franklin India Floating Rate Fund - Regular Plan
|
|
|
Moderate
|
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0.97 |
|
|
|
Low to Moderate
|
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0.49 |
||
 |
|
Low to Moderate
|
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0.43 |
||
|
|
Low to Moderate
|
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0.82 |
||
|
|
Low to Moderate
|
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0.28 |
₹337 Cr
--
1,000
1,000
500
12
Investment Strategy
The Scheme seeks to provide income and liquidity consistent with the prudent risk from a portfolio comprising of floating rate return, and also fixed rate money market and debt instruments. debt instruments, fixed rate debt instruments swapped for floating rate instruments and money market instruments.
Suitability
"This is a fund that invests mainly in bonds whose rate of interest keeps changing with the prevailing interest rates in the economy. Given their investment mandate, such funds are usually less volatile in response to changing interest rates.
They can be a viable option for the fixed-income allocation in your portfolio. However, we believe that retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios.
If you do decide to invest in them, remember that they are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Franklin India Floating Rate Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Franklin India Floating Rate Fund - Regular Plan can be bought from the Franklin Templeton Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Franklin India Floating Rate Fund - Regular Plan, is ₹40.9183 as of 21-Jun-2025.
| Company | Percentage of Portfolio |
|---|---|
|
GOI GOI FRB 22/09/2033 |
23.44
|
|
GOI Sec 6.79 07/10/2034 |
7.76
|
|
Tamilnadu State SDL 6.99 26/03/2031 |
7.75
|
|
Union Bank of India CD 27/01/2026 |
7.12
|
|
Bank Of Baroda CD 13/03/2026 |
7.07
|
Over the past five years, Franklin India Floating Rate Fund - Regular Plan has delivered an annualised return of 6.25% as of 21-Jun-2025.
The minimum investment required to start investing in Franklin India Floating Rate Fund - Regular Plan is ₹1,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
