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3 star

LIC MF Equity Hybrid Fund


1 Lakh

Investment Grown to
₹ 1.14 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.84 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -3.41 0.28 0.66 2.51 3.70 14.19 0.19 4.32 4.99 7.55 5.99
VR Balanced TRI -0.22 0.17 -0.24 2.95 6.81 23.97 3.65 6.56 8.59 10.49 8.28
Hybrid: Aggressive Hybrid 0.09 0.25 0.13 1.21 6.04 18.77 3.17 2.84 6.63 11.48 8.47
Rank within category 37 17 7 3 37 39 36 12 20 23 21
Number of funds in category 43 44 44 43 43 43 42 32 25 23 21

As on 20-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Equity Hybrid Fund  | Invest Online
3 star
Mar-91 0.19 4.32 4.99 2.55 391
SBI Equity Hybrid Fund  | Invest Online
5 star
Dec-95 0.44 5.31 7.97 1.64 31,226
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 3.21 4.83 8.24 1.92 5,502
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
5 star
Jul-15 6.08 5.83 9.42 1.88 3,735
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 9.92 7.63 9.15 1.99 3,438

Best & Worst Performance

Best (Period) Worst (Period)
Week 12.62 (27-Oct-2008 - 04-Nov-2008) -20.51 (15-Jan-2008 - 22-Jan-2008)
Month 21.81 (12-Nov-2007 - 12-Dec-2007) -27.69 (20-Feb-2020 - 23-Mar-2020)
Quarter 51.96 (14-Sep-2007 - 14-Dec-2007) -34.80 (04-Jan-2008 - 04-Apr-2008)
Year 71.10 (12-Dec-2006 - 12-Dec-2007) -49.36 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.02 15.38 0.00 0.00 0.83 -2.07
VR Balanced TRI 7.52 17.40 0.14 0.16 -- --
Hybrid: Aggressive Hybrid 4.10 16.65 -0.05 -0.05 0.90 -3.18
Rank within category 12 8 12 12 6 12
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 40
Top 10 Holdings (%) 49.66
Top 5 Holdings (%) 29.41
Top 3 Sectors (%) 45.76
Portfolio P/B Ratio 4.35
Portfolio P/E Ratio 29.17
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 03/12/2020 Treasury Bills SOV 0.00 - 5.09 5.09
equal 8.24% India Infradebt 30/08/2021 Debenture AAA 3.57 - 4.28 3.92
equal 8.70% L&T Infra Debt Fund 24/02/2021 Bonds AAA 3.57 - 4.28 3.88
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 4.71 1.92
equal 8.94% Export-Import Bank 31/12/2022 Bonds AAA 1.27 - 1.52 1.39
new 5.77% GOI 2030 GOI Securities SOV 0.00 - 1.38 1.38
down 6.68% GOI 17/09/2031 GOI Securities SOV 0.00 - 2.45 1.32
down 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 1.24 1.08
equal 7.27% GOI 2026 GOI Securities SOV 0.31 - 4.27 0.48
equal 6.72% NTPC 24/11/2021 Bonds AAA 0.00 - 0.29 0.26
equal 8.60% GOI 2028 Central Government Loan SOV 0.19 - 0.23 0.21
equal 7.88% GOI 19/03/2030 GOI Securities SOV 0.04 - 0.73 0.14
equal 5.79% GOI 2030 GOI Securities SOV 0.00 - 1.06 0.05
equal 6.79% GOI 26/12/2029 GOI Securities SOV 0.03 - 1.42 0.03
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.01 - 0.01 0.01
equal 6.45% GOI 2029 GOI Securities SOV 0.00 - 4.18 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 22.78 9.18 0.00 8.05
equal ICICI Bank Financial 28.11 8.45 1.42 6.29
equal Hindustan Unilever FMCG 74.51 5.52 0.00 5.04
equal Tata Consultancy Services Technology 33.53 5.71 0.00 4.94
down Coromandel International Chemicals 16.26 4.60 0.00 4.37
down Kotak Mahindra Bank Financial 31.82 5.02 0.00 4.18
equal Infosys Technology 27.12 5.05 0.00 3.90
equal Nestle India FMCG 75.32 3.68 0.00 3.68
equal HDFC Financial 16.49 3.95 0.00 3.28
down Kansai Nerolac Paints Chemicals 64.44 2.76 0.00 2.63
down Pfizer Healthcare 43.90 1.59 0.00 1.59
equal Maruti Suzuki India Automobile 51.30 1.64 0.00 1.56
equal Asian Paints Chemicals 89.62 1.51 0.00 1.51
new Biocon Healthcare 76.34 1.49 0.00 1.49
up Bharti Airtel Communication -- 3.77 0.00 1.34
equal Sanofi India Healthcare 44.36 1.44 0.92 1.32
down Abbott India Healthcare 51.13 1.41 0.00 1.23
equal SBI Life Insurance Company Financial 55.58 1.36 0.00 1.14
equal Gujarat Gas Chemicals 19.37 1.21 0.00 1.13
equal Hero Motocorp Automobile 26.49 1.12 0.00 1.12
equal Alkem Laboratories Healthcare 23.34 1.12 0.00 1.07
equal 3M India Services 113.32 1.54 0.00 1.07
equal Dabur India FMCG 65.56 1.97 0.57 1.03
equal ICICI Lombard General Insurance Company Financial 44.19 1.28 0.00 1.02
down Container Corp. Services 105.64 2.45 0.00 1.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Marzban Irani since 10-Aug-2016

Education: Mr. Irani is a B.Com (H) from Mumbai University and holds a PGDBM from Chetna's Institute of Management & Research, Mumbai.

Experience: Prior to joining LIC Mutual Fund he was associated with DSP Investment Managers (Jun 2014-Jul 2016) as VP Fixed Income, Tata Asset Management (Jun 2011-May 2014) as Senior Fund Manager Fixed Income, PNB MetLife India Insurance (Sep 2010-May 2011) as Fund Manager Fixed Income, Mirae Asset Global Investment Management India Pvt. Ltd. (Jan 2008-Jul 2010) as Fund Manager Fixed Income and Tata Asset Management Limited (Sep 2000-Nov 2007) as Fund Manager Fixed Income.

Funds Managed:

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:


0.28%

Change from previous, NAV as on 20-Oct-2020

Growth: ₹ 106.3942

Dividend Reinvestment: ₹ 12.8071

Dividend: ₹ 12.8433


Investment Strategy

The scheme seeks to provide regular returns and capital appreciation from a portfolio comprising of equity and debt instruments, and also in money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 31-Mar-1991
Return Since Launch: 8.32%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 391 Cr (As on 30-Sep-2020)
Expense: 2.55% (As on 30-Sep-2020)
Risk Grade: Average
Return Grade: Average
Turnover: 82.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend30-Sep-20200.1000

 28-Aug-20200.1000
 30-Jul-20200.1000
 26-Jun-20200.1000
 26-Feb-20200.0974
 28-Jan-20200.0974
 31-Dec-20190.0974
 28-Nov-20190.0974
 06-Nov-20190.0974
 25-Sep-20190.0974
 28-Aug-20190.0974
 30-Jul-20190.0974
 26-Jun-20190.0974
 28-May-20190.0974
 14-May-20190.0974
 26-Mar-20190.0974
 25-Feb-20190.0974
 30-Jan-20190.0974
 26-Dec-20180.0974
 28-Nov-20180.0974
 29-Oct-20180.0974
 25-Sep-20180.0974
 27-Aug-20180.0974
 26-Jul-20180.0974
 27-Jun-20180.0974
Dividend Reinvestment30-Sep-20200.1000

 27-Aug-20200.1000
 29-Jul-20200.1000
 25-Feb-20200.0974
 27-Jan-20200.0974
 30-Dec-20190.0974
 27-Nov-20190.0974
 05-Nov-20190.0974
 24-Sep-20190.0974
 27-Aug-20190.0974
 29-Jul-20190.0974
 25-Jun-20190.0974
 27-May-20190.0974
 13-May-20190.0974
 25-Mar-20190.0974
 25-Feb-20190.0974
 30-Jan-20190.0974
 26-Dec-20180.0974
 28-Nov-20180.0974
 29-Oct-20180.0974
 25-Sep-20180.0974
 27-Aug-20180.0974
 26-Jul-20180.0974
 27-Jun-20180.0974
 23-May-20180.0974

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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