VR Logo

2 star

LIC MF Equity Hybrid Fund


1 Lakh

Investment Grown to
₹ 1.42 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.52 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 13.41 0.57 -1.60 -1.58 -0.30 7.58 19.22 12.43 9.72 6.95 10.62
VR Balanced TRI 20.37 0.15 -1.80 -2.91 -0.01 9.14 28.25 15.91 15.25 10.93 13.55
Hybrid: Aggressive Hybrid 23.90 0.22 -1.92 -1.73 1.19 10.83 31.04 15.11 12.82 10.62 14.07
Rank within category 43 6 13 17 35 41 42 33 28 25 24
Number of funds in category 47 48 48 48 48 48 46 39 30 25 24

As on 30-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Equity Hybrid Fund  | Invest Online
2 star
Mar-91 19.22 12.43 9.72 2.60% 471
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 28.42 16.73 13.97 1.66% 48,043
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 51.05 19.07 15.11 1.80% 18,740
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 28.45 18.02 13.96 1.86% 7,559
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 25.37 17.12 14.69 1.93% 6,901

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 12.62 27-Oct-2008 - 04-Nov-2008 -20.51 15-Jan-2008 - 22-Jan-2008
Month 21.81 12-Nov-2007 - 12-Dec-2007 -27.69 20-Feb-2020 - 23-Mar-2020
Quarter 51.96 14-Sep-2007 - 14-Dec-2007 -34.80 04-Jan-2008 - 04-Apr-2008
Year 71.10 12-Dec-2006 - 12-Dec-2007 -49.36 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 14.77 14.73 0.74 0.78 0.80 -1.07
VR Balanced TRI 18.85 17.75 0.84 0.97 -- --
Hybrid: Aggressive Hybrid 17.26 16.68 0.81 0.85 0.89 0.05
Rank within category 35 5 29 27 4 28
Number of funds in category 41 41 41 41 41 41

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 47
Top 10 Holdings (%) 49.52
Top 5 Holdings (%) 34.97
Top 3 Sectors (%) 44.79
Portfolio P/B Ratio 4.90
Portfolio P/E Ratio 30.23
Avg Credit Rating

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 6.17 6.17
new Reserve Bank of India 182-D 09/12/2021 Treasury Bills SOV 0.00 - 6.13 6.13
equal 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 3.77 3.13
down 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 3.13 2.15
equal 8.94% Export-Import Bank 31/12/2022 Bonds AAA 1.15 - 1.37 1.19
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 1.10 1.06
new Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 0.53 0.53
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.44 - 4.40 0.45
equal 6.72% NTPC 24/11/2021 Bonds AAA 0.22 - 0.25 0.23
equal Reserve Bank of India 182-D 18/11/2021 Treasury Bills SOV 0.00 - 0.11 0.11
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.01 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 23.36 9.07 5.12 8.72
down Infosys Technology 34.52 7.22 2.84 6.99
equal HDFC Bank Financial 24.18 9.18 6.45 6.96
down Tata Consultancy Services Technology 35.72 5.61 4.11 4.53
down Hindustan Unilever FMCG 64.84 5.52 0.94 2.52
equal HDFC Financial 23.44 3.95 1.95 2.22
equal Transport Corporation Services 23.07 2.14 0.58 2.14
equal Biocon Healthcare 66.88 2.42 0.00 2.14
equal Nestle India FMCG 82.41 3.87 2.01 2.11
down Coromandel International Chemicals 16.18 4.60 0.00 1.99
equal Asian Paints Chemicals 92.66 1.97 0.92 1.95
down Kansai Nerolac Paints Chemicals 59.66 2.76 0.26 1.83
down Kotak Mahindra Bank Financial 38.97 5.02 1.76 1.76
equal Brigade Enterprises Construction -- 1.72 0.00 1.72
equal State Bank of India Financial 14.35 2.14 0.00 1.63
equal Titan Company Consumer Durable 120.62 1.51 0.00 1.51
equal Bharti Airtel Communication 141.51 1.51 0.00 1.51
equal Maruti Suzuki India Automobile 50.83 1.57 0.57 1.43
equal SBI Life Insurance Company Insurance 94.02 1.37 0.66 1.33
equal Axis Bank Financial 20.15 3.17 0.00 1.30
equal Ashoka Buildcon Construction 6.91 1.45 0.31 1.19
down Gujarat Gas Energy 31.30 2.23 0.00 1.18
equal TTK Prestige Consumer Durable 45.61 1.18 0.00 1.18
equal HCL Technologies Technology 26.80 1.24 0.00 1.15
equal Carborundum Universal Metals 48.75 1.02 0.00 1.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:

— Karan Doshi since 06-Sep-2021

Education: Mr. Doshi is a Bachelor of Engineering, MMS (Finance)

Experience: Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.

Funds Managed:

— Marzban Irani since 10-Aug-2016

Education: Mr. Irani is a B.Com (H) from Mumbai University and holds a PGDBM from Chetna's Institute of Management & Research, Mumbai.

Experience: Prior to joining LIC Mutual Fund he was associated with DSP Investment Managers (Jun 2014-Jul 2016) as VP Fixed Income, Tata Asset Management (Jun 2011-May 2014) as Senior Fund Manager Fixed Income, PNB MetLife India Insurance (Sep 2010-May 2011) as Fund Manager Fixed Income, Mirae Asset Global Investment Management India Pvt. Ltd. (Jan 2008-Jul 2010) as Fund Manager Fixed Income and Tata Asset Management Limited (Sep 2000-Nov 2007) as Fund Manager Fixed Income.

Funds Managed:


0.57%

Change from previous, NAV as on 30-Nov-2021

Growth: ₹ 136.9195

IDCW Reinvestment: ₹ 15.1089

IDCW: ₹ 15.0956


Investment Strategy

The scheme seeks to provide regular returns and capital appreciation from a portfolio comprising of equity and debt instruments, and also in money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 31-Mar-1991
Return Since Launch: 8.90%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 471 Cr (As on 31-Oct-2021)
Expense: 2.60% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Below Average
Turnover: 13.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW19-Oct-20210.1000

 31-Aug-20210.1000
 27-Jul-20210.1000
 29-Jun-20210.1000
 26-May-20210.1000
 30-Apr-20210.1000
 26-Mar-20210.1000
 25-Feb-20210.1000
 29-Jan-20210.1000
 30-Dec-20200.1000
 26-Nov-20200.1000
 29-Oct-20200.1000
 30-Sep-20200.1000
 28-Aug-20200.1000
 30-Jul-20200.1000
 26-Jun-20200.1000
 26-Feb-20200.0974
 28-Jan-20200.0974
 31-Dec-20190.0974
 28-Nov-20190.0974
 06-Nov-20190.0974
 25-Sep-20190.0974
 28-Aug-20190.0974
 30-Jul-20190.0974
 26-Jun-20190.0974
IDCW Reinvestment19-Oct-20210.1000

 31-Aug-20210.1000
 27-Jul-20210.1000
 29-Jun-20210.1000
 26-May-20210.1000
 30-Apr-20210.1000
 25-Feb-20210.1000
 29-Jan-20210.1000
 30-Dec-20200.1000
 26-Nov-20200.1000
 29-Oct-20200.1000
 30-Sep-20200.1000
 27-Aug-20200.1000
 29-Jul-20200.1000
 25-Feb-20200.0974
 27-Jan-20200.0974
 30-Dec-20190.0974
 27-Nov-20190.0974
 05-Nov-20190.0974
 24-Sep-20190.0974
 27-Aug-20190.0974
 29-Jul-20190.0974
 25-Jun-20190.0974
 27-May-20190.0974
 13-May-20190.0974

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Stocks or Equity Funds for the long term?

DateFriday, 10-Dec-2021
Time12:30 PM - 01:00 PM

attending You have reserved a spot