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LIC MF Equity Hybrid Fund

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Hybrid: Aggressive Hybrid

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1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.24 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.49 -0.19 -0.86 -0.75 -2.45 12.92 28.95 7.65 8.81 8.73 7.78
VR Balanced TRI 2.12 -0.37 -0.11 -2.49 -1.88 17.48 45.64 11.17 12.73 11.74 10.15
Hybrid: Aggressive Hybrid 4.21 -0.04 -0.54 -1.05 0.71 19.53 41.37 8.11 11.01 12.29 10.86
Rank within category 46 40 39 13 46 43 46 16 25 26 24
Number of funds in category 48 49 49 49 48 47 46 34 29 26 24

As on 20-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Equity Hybrid Fund  | Invest Online
2 star
 Mar-91 28.95 7.65 8.81 2.60 435
SBI Equity Hybrid Fund  | Invest Online
4 star
 Dec-95 35.31 10.04 11.93 1.60 37,727
DSP Equity & Bond Fund  | Invest Online
4 star
 May-99 40.41 10.56 12.78 1.89 6,396
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
5 star
 Jul-15 38.39 10.86 13.03 1.90 4,829
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
 Feb-93 36.57 11.67 13.20 2.12 4,812

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 12.62 27-Oct-2008 - 04-Nov-2008 -20.51 15-Jan-2008 - 22-Jan-2008
Month 21.81 12-Nov-2007 - 12-Dec-2007 -27.69 20-Feb-2020 - 23-Mar-2020
Quarter 51.96 14-Sep-2007 - 14-Dec-2007 -34.80 04-Jan-2008 - 04-Apr-2008
Year 71.10 12-Dec-2006 - 12-Dec-2007 -49.36 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 10.20 15.51 0.37 0.40 0.82 -2.31
VR Balanced TRI 14.30 18.13 0.54 0.62 -- --
Hybrid: Aggressive Hybrid 10.92 17.72 0.37 0.42 0.93 -2.70
Rank within category 21 4 16 19 5 16
Number of funds in category 37 37 37 37 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 41
Top 10 Holdings (%) 52.29
Top 5 Holdings (%) 33.88
Top 3 Sectors (%) 49.32
Portfolio P/B Ratio 5.13
Portfolio P/E Ratio 32.79
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 24/06/2021 Treasury Bills SOV 0.00 - 5.48 5.48
equal 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 3.73 3.66
equal 8.24% India Infradebt 30/08/2021 Debenture AAA 3.52 - 4.16 3.52
new Reserve Bank of India 91-D 03/06/2021 Treasury Bills SOV 0.00 - 3.34 3.34
equal 8.94% Export-Import Bank 31/12/2022 Bonds AAA 1.24 - 1.49 1.26
equal 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 1.25 1.18
equal 6.45% GOI 2029 GOI Securities SOV 0.00 - 1.62 0.74
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.28 - 4.71 0.49
equal 7.27% GOI 2026 GOI Securities SOV 0.36 - 4.27 0.44
equal 6.72% NTPC 24/11/2021 Bonds AAA 0.23 - 0.28 0.24
equal 8.60% GOI 2028 Central Government Loan SOV 0.19 - 0.23 0.19
down 7.26% GOI 14/01/2029 GOI Securities SOV 0.12 - 1.24 0.15
equal 7.88% GOI 19/03/2030 GOI Securities SOV 0.13 - 0.69 0.13
equal 6.79% GOI 26/12/2029 GOI Securities SOV 0.02 - 1.42 0.02
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.01 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 24.08 9.18 0.56 8.33
equal ICICI Bank Financial 26.22 8.63 1.42 8.22
up Infosys Technology 29.74 6.44 0.00 6.44
equal Tata Consultancy Services Technology 36.38 5.71 1.42 5.41
equal Hindustan Unilever FMCG 76.77 5.52 0.00 4.27
equal Kotak Mahindra Bank Financial 36.17 5.02 0.00 3.58
equal Coromandel International Chemicals 15.38 4.60 0.00 3.38
equal Nestle India FMCG 79.11 3.87 0.00 3.07
equal Kansai Nerolac Paints Chemicals 62.51 2.76 0.00 2.63
equal HDFC Financial 24.88 3.95 1.21 2.41
equal Gujarat Gas Chemicals 31.83 1.81 0.00 1.81
equal Biocon Healthcare 78.81 1.98 0.00 1.75
equal Asian Paints Chemicals 89.17 1.86 0.00 1.73
equal Container Corp. Services 42.32 2.45 0.00 1.55
equal Maruti Suzuki India Automobile 44.89 1.64 0.00 1.42
equal Ashoka Buildcon Construction 8.79 1.45 0.00 1.26
equal Bharti Airtel Communication -- 1.44 0.00 1.23
equal Pfizer Healthcare 50.14 1.59 0.00 1.20
equal Brigade Enterprises Construction -- 1.19 0.00 1.12
equal SBI Life Insurance Company Financial 61.78 1.36 0.00 1.11
equal Titan Company Cons Durable 179.01 1.07 0.00 1.07
equal 3M India Services 196.72 1.54 0.00 1.04
up HCL Technologies Technology 19.74 0.99 0.00 0.99
equal Sanofi India Healthcare 37.05 1.44 0.92 0.98
up Tech Mahindra Technology 22.96 8.15 0.30 0.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:

— Marzban Irani since 10-Aug-2016

Education: Mr. Irani is a B.Com (H) from Mumbai University and holds a PGDBM from Chetna's Institute of Management & Research, Mumbai.

Experience: Prior to joining LIC Mutual Fund he was associated with DSP Investment Managers (Jun 2014-Jul 2016) as VP Fixed Income, Tata Asset Management (Jun 2011-May 2014) as Senior Fund Manager Fixed Income, PNB MetLife India Insurance (Sep 2010-May 2011) as Fund Manager Fixed Income, Mirae Asset Global Investment Management India Pvt. Ltd. (Jan 2008-Jul 2010) as Fund Manager Fixed Income and Tata Asset Management Limited (Sep 2000-Nov 2007) as Fund Manager Fixed Income.

Funds Managed:

Invest Online
-0.19%

Change from previous, NAV as on 20-Apr-2021

Growth: ₹ 120.1393

IDCW Reinvestment: ₹ 13.9120

IDCW: ₹ 13.8854

Investment Strategy

The scheme seeks to provide regular returns and capital appreciation from a portfolio comprising of equity and debt instruments, and also in money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 31-Mar-1991
Return Since Launch: 8.62%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 435 Cr (As on 31-Mar-2021)
Expense: 2.60% (As on 31-Mar-2021)
Risk Grade: Average
Return Grade: Below Average
Turnover: 18.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW26-Mar-20210.1000

 25-Feb-20210.1000
 29-Jan-20210.1000
 30-Dec-20200.1000
 26-Nov-20200.1000
 29-Oct-20200.1000
 30-Sep-20200.1000
 28-Aug-20200.1000
 30-Jul-20200.1000
 26-Jun-20200.1000
 26-Feb-20200.0974
 28-Jan-20200.0974
 31-Dec-20190.0974
 28-Nov-20190.0974
 06-Nov-20190.0974
 25-Sep-20190.0974
 28-Aug-20190.0974
 30-Jul-20190.0974
 26-Jun-20190.0974
 28-May-20190.0974
 14-May-20190.0974
 26-Mar-20190.0974
 25-Feb-20190.0974
 30-Jan-20190.0974
 26-Dec-20180.0974
IDCW Reinvestment25-Feb-20210.1000

 29-Jan-20210.1000
 30-Dec-20200.1000
 26-Nov-20200.1000
 29-Oct-20200.1000
 30-Sep-20200.1000
 27-Aug-20200.1000
 29-Jul-20200.1000
 25-Feb-20200.0974
 27-Jan-20200.0974
 30-Dec-20190.0974
 27-Nov-20190.0974
 05-Nov-20190.0974
 24-Sep-20190.0974
 27-Aug-20190.0974
 29-Jul-20190.0974
 25-Jun-20190.0974
 27-May-20190.0974
 13-May-20190.0974
 25-Mar-20190.0974
 25-Feb-20190.0974
 30-Jan-20190.0974
 26-Dec-20180.0974
 28-Nov-20180.0974
 29-Oct-20180.0974

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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