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2 star

LIC MF Equity Hybrid Fund


Hybrid: Aggressive Hybrid

1 Lakh

Investment Grown to
₹ 1.09 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.66 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -8.98 0.12 1.07 3.54 18.00 -9.33 -4.25 2.90 3.40 7.44 6.71
VR Balanced TRI -9.65 0.43 1.83 4.59 25.14 -10.04 -7.15 5.06 6.16 9.86 8.41
Hybrid: Aggressive Hybrid -8.41 0.43 1.18 4.20 20.30 -8.82 -6.49 1.28 4.79 10.82 8.61
Rank within category 26 42 30 37 38 24 13 11 19 22 19
Number of funds in category 44 44 44 44 44 44 41 33 25 23 21

As on 03-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Equity Hybrid Fund  | Invest Online
2 star
Mar-91 -4.25 2.90 3.40 2.55 366
SBI Equity Hybrid Fund  | Invest Online
5 star
Dec-95 -2.81 5.70 7.06 1.74 28,583
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 -9.07 1.94 6.24 1.75 17,423
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 -0.30 4.10 7.15 1.89 5,406
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
4 star
Jul-15 -4.27 5.09 -- 1.91 3,274

Best & Worst Performance

Best (Period) Worst (Period)
Week 12.62 (27-Oct-2008 - 04-Nov-2008) -20.51 (15-Jan-2008 - 22-Jan-2008)
Month 21.81 (12-Nov-2007 - 12-Dec-2007) -27.69 (20-Feb-2020 - 23-Mar-2020)
Quarter 51.96 (14-Sep-2007 - 14-Dec-2007) -34.80 (04-Jan-2008 - 04-Apr-2008)
Year 71.10 (12-Dec-2006 - 12-Dec-2007) -49.36 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.75 15.45 -0.10 -0.11 0.84 -2.07
VR Balanced TRI 5.91 17.27 0.04 0.04 -- --
Hybrid: Aggressive Hybrid 2.29 16.30 -0.18 -0.19 0.90 -3.56
Rank within category 12 8 12 12 9 12
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 43
Top 10 Holdings (%) 48.55
Top 5 Holdings (%) 29.38
Top 3 Sectors (%) 47.11
Portfolio P/B Ratio 3.81
Portfolio P/E Ratio 24.87

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 5.81 4.71
equal 8.24% India Infradebt 30/08/2021 Debenture AAA 0.00 - 4.28 4.16
equal 8.70% L&T Infra Debt Fund 24/02/2021 Bonds AAA 0.00 - 4.28 4.15
equal 7.40% Reliance Industries 25/04/2025 Non Convertible Debenture AAA 0.00 - 2.78 2.78
up 7.27% GOI 2026 GOI Securities SOV 0.00 - 3.01 1.85
new 6.68% GOI 17/09/2031 GOI Securities SOV 0.00 - 2.45 1.49
equal 8.94% Export-Import Bank 31/12/2022 Bonds AAA 1.27 - 1.52 1.49
new 7.55% REC 2030 Debenture AAA 0.00 - 1.34 1.34
down 6.79% GOI 26/12/2029 GOI Securities SOV 0.47 - 1.57 0.84
down 7.88% GOI 19/03/2030 GOI Securities SOV 0.04 - 0.73 0.57
equal 6.72% NTPC 24/11/2021 Bonds AAA 0.00 - 0.29 0.28
equal 8.60% GOI 2028 Central Government Loan SOV 0.19 - 1.79 0.23
down 6.45% GOI 2029 GOI Securities SOV 0.00 - 4.18 0.13
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 3.44 0.13
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.01 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 21.64 9.04 0.00 8.41
equal ICICI Bank Financial 24.44 8.45 1.42 6.27
up Hindustan Unilever FMCG 75.58 5.35 0.00 5.35
equal Kotak Mahindra Bank Financial 31.17 4.96 0.00 4.64
equal Tata Consultancy Services Technology 25.51 5.71 0.00 4.17
up Coromandel International Chemicals 20.63 3.36 0.00 3.36
up HDFC Financial 15.26 3.95 0.00 3.33
equal Nestle India FMCG 79.21 2.88 0.00 2.88
equal Infosys Technology 19.57 5.05 0.00 2.85
down Kansai Nerolac Paints Chemicals 46.63 2.76 0.00 2.19
up Container Corp. Services 64.75 2.31 0.00 2.13
down Marico FMCG 45.35 1.87 0.00 1.64
equal 3M India Services 64.51 1.49 0.00 1.40
up Maruti Suzuki India Automobile 31.58 1.64 0.00 1.38
equal Abbott India Healthcare 56.13 1.41 0.00 1.38
equal Asian Paints Chemicals 60.14 1.50 0.00 1.36
equal Sanofi India Healthcare 44.16 1.51 0.92 1.26
equal Petronet LNG Energy 15.14 1.36 0.00 1.20
up SBI Life Insurance Company Financial 59.35 1.36 0.00 1.15
up Relaxo Footwears FMCG 71.97 1.08 0.00 1.08
up Dabur India FMCG 57.14 1.97 0.25 1.00
up Alkem Laboratories Healthcare 24.95 0.99 0.00 0.99
up Gujarat Gas Chemicals 18.48 0.94 0.00 0.94
equal Mahanagar Gas Energy 13.33 1.55 0.00 0.94
equal Hero Motocorp Automobile 15.03 1.35 0.00 0.90

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Marzban Irani since 10-Aug-2016

Education: Mr. Irani is a B.Com (H) from Mumbai University and holds a PGDBM from Chetna's Institute of Management & Research, Mumbai.

Experience: Prior to joining LIC Mutual Fund he was associated with DSP Investment Managers (Jun 2014-Jul 2016) as VP Fixed Income, Tata Asset Management (Jun 2011-May 2014) as Senior Fund Manager Fixed Income, PNB MetLife India Insurance (Sep 2010-May 2011) as Fund Manager Fixed Income, Mirae Asset Global Investment Management India Pvt. Ltd. (Jan 2008-Jul 2010) as Fund Manager Fixed Income and Tata Asset Management Limited (Sep 2000-Nov 2007) as Fund Manager Fixed Income.

Funds Managed:

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:


0.12%

Change from previous, NAV as on 03-Jul-2020

Growth: ₹ 100.2573

Dividend Reinvestment: ₹ 12.3944

Dividend: ₹ 12.3944


Investment Strategy

The scheme seeks to provide regular returns and capital appreciation from a portfolio comprising of equity and debt instruments, and also in money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 31-Mar-1991
Return Since Launch: 8.19%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 366 Cr (As on 31-May-2020)
Expense: 2.55% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Average
Turnover: 84.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend26-Jun-20200.1000

 26-Feb-20200.0974
 28-Jan-20200.0974
 31-Dec-20190.0974
 28-Nov-20190.0974
 06-Nov-20190.0974
 25-Sep-20190.0974
 28-Aug-20190.0974
 30-Jul-20190.0974
 26-Jun-20190.0974
 28-May-20190.0974
 14-May-20190.0974
 26-Mar-20190.0974
 25-Feb-20190.0974
 30-Jan-20190.0974
 26-Dec-20180.0974
 28-Nov-20180.0974
 29-Oct-20180.0974
 25-Sep-20180.0974
 27-Aug-20180.0974
 26-Jul-20180.0974
 27-Jun-20180.0974
 23-May-20180.0974
 26-Apr-20180.0974
 26-Mar-20180.1000
Dividend Reinvestment25-Feb-20200.0974

 27-Jan-20200.0974
 30-Dec-20190.0974
 27-Nov-20190.0974
 05-Nov-20190.0974
 24-Sep-20190.0974
 27-Aug-20190.0974
 29-Jul-20190.0974
 25-Jun-20190.0974
 27-May-20190.0974
 13-May-20190.0974
 25-Mar-20190.0974
 25-Feb-20190.0974
 30-Jan-20190.0974
 26-Dec-20180.0974
 28-Nov-20180.0974
 29-Oct-20180.0974
 25-Sep-20180.0974
 27-Aug-20180.0974
 26-Jul-20180.0974
 27-Jun-20180.0974
 23-May-20180.0974
 26-Apr-20180.0974
 26-Mar-20180.1000
 22-Feb-20180.1000

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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dateSaturday, 04-Jul-2020
time04:00 PM - 05:00 PM

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