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LIC MF Equity Hybrid Fund download report


1 Lakh

Investment Grown to
₹ 1.27 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.93 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
LIC MF Equity Hybrid-G -10.36 0.43 -1.77 -7.71 -8.70 -11.81 3.30 8.18 5.65 5.35 9.35
VR Balanced TRI -7.74 -0.15 -3.21 -8.42 -7.90 -11.04 7.72 12.32 11.23 10.32 12.51
Hybrid: Aggressive Hybrid -8.50 0.57 -1.94 -7.86 -7.12 -10.56 7.84 11.78 8.83 9.42 13.25
Rank within category 31 32 18 22 35 32 38 35 25 21 20
Number of funds in category 44 44 44 44 44 44 44 38 28 21 20

As on 16-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Equity Hybrid Fund  | Invest Online
1 star
Mar-91 3.30 8.18 5.65 2.60% 431
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 9.50 13.17 11.17 1.60% 50,933
ICICI Prudential Equity & Debt Fund  | Invest Now
5 star
Nov-99 20.40 17.94 12.89 1.87% 19,331
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 6.17 13.34 10.31 1.86% 7,662
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 2.46 12.63 8.52 1.85% 7,318

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 12.62 27-Oct-2008 - 04-Nov-2008 -20.51 15-Jan-2008 - 22-Jan-2008
Month 21.81 12-Nov-2007 - 12-Dec-2007 -27.69 20-Feb-2020 - 23-Mar-2020
Quarter 51.96 14-Sep-2007 - 14-Dec-2007 -34.80 04-Jan-2008 - 04-Apr-2008
Year 71.10 12-Dec-2006 - 12-Dec-2007 -49.36 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
LIC MF Equity Hybrid-G 10.05 14.78 0.44 0.45 0.79 -1.94
VR Balanced TRI 14.19 17.86 0.60 0.69 -- --
Hybrid: Aggressive Hybrid 13.55 16.72 0.60 0.63 0.89 0.57
Rank within category 40 6 39 36 5 38
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Top 10 Holdings (%) 48.44
Top 5 Holdings (%) 36.01
Top 3 Sectors (%) 44.55
Portfolio P/B Ratio 4.06
Portfolio P/E Ratio 24.23
Avg Credit Rating GOI/Cash

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 91-D 23/06/2022 Treasury Bills SOV 0.00 - 12.37 11.54
equal 6.84% GOI 19/12/2022 GOI Securities SOV 3.02 - 3.58 3.38
equal 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 3.13 2.30
new 7.35% GOI 22/06/2024 Central Government Loan SOV 0.00 - 1.23 1.23
equal 8.94% Export-Import Bank 31/12/2022 Bonds AAA 1.15 - 1.23 1.23
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 1.16 1.13
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.44 - 0.49 0.49
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.01 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 19.67 9.07 5.79 8.25
down Infosys Technology 28.90 8.22 2.84 6.47
down HDFC Bank Financial 19.17 9.18 5.80 5.80
equal Tata Consultancy Services Technology 32.96 5.61 3.95 3.95
equal Biocon Healthcare 61.41 2.45 0.00 2.45
equal Axis Bank Financial 14.24 3.15 0.00 2.29
down Coromandel International Chemicals 18.11 4.60 0.46 2.01
equal Hindustan Unilever Consumer Staples 59.41 5.52 1.76 1.96
equal HDFC Financial 17.58 3.95 1.90 1.90
equal Brigade Enterprises Construction 121.77 2.05 0.00 1.85
equal Asian Paints Materials 96.38 1.97 0.93 1.79
equal Bharti Airtel Communication -- 1.78 0.00 1.78
equal State Bank of India Financial 11.79 1.82 0.00 1.76
equal Transport Corporation Services 20.09 2.14 0.59 1.75
equal Titan Company Consumer Discretionary 88.91 1.75 0.00 1.71
new Reliance Industries Energy 28.21 1.68 0.00 1.68
down Nestle India Consumer Staples 73.64 3.87 1.61 1.61
equal Apollo Hospitals Healthcare 48.37 1.69 0.00 1.58
equal SBI Life Insurance Company Insurance 70.62 1.50 0.77 1.41
equal Maruti Suzuki India Automobile 58.61 1.57 0.57 1.39
equal Kansai Nerolac Paints Materials 60.81 2.76 0.46 1.38
equal Kotak Mahindra Bank Financial 30.23 5.02 1.25 1.31
up Mphasis Technology 33.88 1.38 0.00 1.31
equal HCL Technologies Technology 21.78 1.37 0.00 1.18
equal Ashoka Buildcon Construction 3.04 1.45 0.63 1.08

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Interviews:

Funds Managed:

— Karan Doshi since 06-Sep-2021

Education: Mr. Doshi is a Bachelor of Engineering, MMS (Finance)

Experience: Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.

Funds Managed:

— Sanjay Pawar since 01-Jan-2022

Education: Mr. Pawar is a B.Com, MBA

Experience: Prior to joining LIC Mutual Fund, he has worked with Taurus Mutual Fund, Edelweiss Securities Ltd., CRISIL Limited, ICAP.

Funds Managed:


0.43%

Change from previous, NAV as on 16-May-2022

Growth: ₹ 125.0360

IDCW Reinvestment: ₹ 13.3217

IDCW: ₹ 13.3217


Investment Strategy

The scheme seeks to provide regular returns and capital appreciation from a portfolio comprising of equity and debt instruments, and also in money market instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 1,000
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 31-Mar-1991
Return Since Launch: 8.45%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 431 Cr (As on 30-Apr-2022)
Expense: 2.60% (As on 30-Apr-2022)
Risk Grade: Average
Return Grade: Low
Turnover: 18.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW26-Apr-20220.1000

 29-Mar-20220.1000
 25-Feb-20220.1000
 28-Jan-20220.1000
 28-Dec-20210.1000
 30-Nov-20210.1000
 19-Oct-20210.1000
 31-Aug-20210.1000
 27-Jul-20210.1000
 29-Jun-20210.1000
 26-May-20210.1000
 30-Apr-20210.1000
 26-Mar-20210.1000
 25-Feb-20210.1000
 29-Jan-20210.1000
 30-Dec-20200.1000
 26-Nov-20200.1000
 29-Oct-20200.1000
 30-Sep-20200.1000
 28-Aug-20200.1000
 30-Jul-20200.1000
 26-Jun-20200.1000
 26-Feb-20200.0974
 28-Jan-20200.0974
 31-Dec-20190.0974
IDCW Reinvestment26-Apr-20220.1000

 25-Feb-20220.1000
 28-Jan-20220.1000
 28-Dec-20210.1000
 30-Nov-20210.1000
 19-Oct-20210.1000
 31-Aug-20210.1000
 27-Jul-20210.1000
 29-Jun-20210.1000
 26-May-20210.1000
 30-Apr-20210.1000
 25-Feb-20210.1000
 29-Jan-20210.1000
 30-Dec-20200.1000
 26-Nov-20200.1000
 29-Oct-20200.1000
 30-Sep-20200.1000
 27-Aug-20200.1000
 29-Jul-20200.1000
 25-Feb-20200.0974
 27-Jan-20200.0974
 30-Dec-20190.0974
 27-Nov-20190.0974
 05-Nov-20190.0974
 24-Sep-20190.0974

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016177 / 022-66016178

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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