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LIC MF Equity Hybrid Fund

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Hybrid: Aggressive Hybrid

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1 Lakh

Investment Grown to
₹ 1.18 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.35 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.48 -1.18 -0.99 3.50 13.80 18.09 9.17 5.74 10.40 9.38 7.87
VR Balanced TRI 2.41 -1.29 -0.35 5.78 17.80 24.80 18.01 10.28 14.12 12.72 10.46
Hybrid: Aggressive Hybrid 2.01 -0.98 -0.86 5.18 16.49 23.05 15.80 6.19 11.71 13.09 10.82
Rank within category 44 32 27 43 38 43 40 20 20 24 21
Number of funds in category 45 45 45 44 44 43 43 32 26 24 21

As on 22-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Equity Hybrid Fund  | Invest Online
3 star
 Mar-91 9.17 5.74 10.40 2.52 440
SBI Equity Hybrid Fund  | Invest Online
4 star
 Dec-95 14.16 8.63 12.64 1.70 35,655
DSP Equity & Bond Fund  | Invest Online
4 star
 May-99 17.73 8.90 13.61 1.87 6,194
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
5 star
 Jul-15 16.89 8.97 14.07 1.86 4,379
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
 Feb-93 20.69 10.82 14.00 1.97 4,170

Best & Worst Performance

Best (Period) Worst (Period)
Week 12.62 (27-Oct-2008 - 04-Nov-2008) -20.51 (15-Jan-2008 - 22-Jan-2008)
Month 21.81 (12-Nov-2007 - 12-Dec-2007) -27.69 (20-Feb-2020 - 23-Mar-2020)
Quarter 51.96 (14-Sep-2007 - 14-Dec-2007) -34.80 (04-Jan-2008 - 04-Apr-2008)
Year 71.10 (12-Dec-2006 - 12-Dec-2007) -49.36 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.02 15.78 0.14 0.16 0.82 -3.60
VR Balanced TRI 11.89 18.30 0.39 0.46 -- --
Hybrid: Aggressive Hybrid 7.45 17.49 0.16 0.18 0.91 -3.79
Rank within category 19 4 18 19 5 16
Number of funds in category 33 33 33 33 33 33

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 39
Top 10 Holdings (%) 49.28
Top 5 Holdings (%) 31.09
Top 3 Sectors (%) 48.45
Portfolio P/B Ratio 5.15
Portfolio P/E Ratio 33.92
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.70% L&T Infra Debt Fund 24/02/2021 Bonds AAA 3.57 - 4.28 3.68
equal 8.24% India Infradebt 30/08/2021 Debenture AAA 3.57 - 4.28 3.57
new 5.85% GOI 2030 GOI Securities SOV 0.00 - 2.28 2.28
equal Reserve Bank of India 182-D 18/03/2021 Treasury Bills SOV 0.00 - 2.31 2.26
equal 8.94% Export-Import Bank 31/12/2022 Bonds AAA 1.24 - 1.52 1.24
up 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 1.19 1.19
new 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 1.15 1.15
new 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 2.55 1.15
new Reserve Bank of India 91-D 18/03/2021 Treasury Bills SOV 0.00 - 1.13 1.13
up 6.45% GOI 2029 GOI Securities SOV 0.00 - 4.18 0.75
up 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 1.24 0.51
down 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 4.71 0.51
equal 7.27% GOI 2026 GOI Securities SOV 0.31 - 4.27 0.44
equal 6.72% NTPC 24/11/2021 Bonds AAA 0.00 - 0.29 0.23
equal 8.60% GOI 2028 Central Government Loan SOV 0.19 - 0.23 0.19
equal 7.88% GOI 19/03/2030 GOI Securities SOV 0.04 - 0.73 0.13
equal 6.79% GOI 26/12/2029 GOI Securities SOV 0.03 - 1.42 0.03
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.01 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 26.46 8.45 1.42 8.28
down HDFC Bank Financial 25.92 9.18 0.00 8.09
equal Infosys Technology 30.70 5.28 0.00 5.28
down Tata Consultancy Services Technology 39.69 5.71 0.00 4.90
down Hindustan Unilever FMCG 80.69 5.52 0.00 4.54
down Kotak Mahindra Bank Financial 40.07 5.02 0.00 4.12
down Coromandel International Chemicals 18.27 4.60 0.00 3.57
down Nestle India FMCG 81.80 3.87 0.00 3.25
down HDFC Financial 28.84 3.95 0.00 2.91
down Kansai Nerolac Paints Chemicals 90.85 2.76 0.00 2.63
equal Biocon Healthcare 77.38 1.98 0.00 1.98
equal Asian Paints Chemicals 90.61 1.86 0.00 1.86
equal Maruti Suzuki India Automobile 59.83 1.64 0.00 1.57
down Pfizer Healthcare 44.22 1.59 0.00 1.33
equal Gujarat Gas Chemicals 24.50 1.22 0.00 1.22
down Bharti Airtel Communication -- 3.10 0.00 1.20
equal SBI Life Insurance Company Financial 59.26 1.36 0.00 1.13
equal Ashoka Buildcon Construction 12.23 1.45 0.00 1.13
equal Sanofi India Healthcare 42.98 1.44 0.92 1.09
equal Titan Company Cons Durable 187.67 1.07 0.00 1.07
equal Container Corp. Services 35.39 2.45 0.00 1.02
down Brigade Enterprises Construction -- 0.99 0.00 0.99
equal Dabur India FMCG 62.70 1.97 0.57 0.96
equal Alkem Laboratories Healthcare 24.76 1.12 0.00 0.94
equal Hero Motocorp Automobile 26.72 1.12 0.00 0.92

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Marzban Irani since 10-Aug-2016

Education: Mr. Irani is a B.Com (H) from Mumbai University and holds a PGDBM from Chetna's Institute of Management & Research, Mumbai.

Experience: Prior to joining LIC Mutual Fund he was associated with DSP Investment Managers (Jun 2014-Jul 2016) as VP Fixed Income, Tata Asset Management (Jun 2011-May 2014) as Senior Fund Manager Fixed Income, PNB MetLife India Insurance (Sep 2010-May 2011) as Fund Manager Fixed Income, Mirae Asset Global Investment Management India Pvt. Ltd. (Jan 2008-Jul 2010) as Fund Manager Fixed Income and Tata Asset Management Limited (Sep 2000-Nov 2007) as Fund Manager Fixed Income.

Funds Managed:

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:

Invest Online
-1.18%

Change from previous, NAV as on 22-Jan-2021

Growth: ₹ 121.3048

Dividend Reinvestment: ₹ 14.3220

Dividend: ₹ 14.3220

Investment Strategy

The scheme seeks to provide regular returns and capital appreciation from a portfolio comprising of equity and debt instruments, and also in money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 31-Mar-1991
Return Since Launch: 8.72%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 440 Cr (As on 31-Dec-2020)
Expense: 2.52% (As on 31-Dec-2020)
Risk Grade: Average
Return Grade: Average
Turnover: 36.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend30-Dec-20200.1000

 26-Nov-20200.1000
 29-Oct-20200.1000
 30-Sep-20200.1000
 28-Aug-20200.1000
 30-Jul-20200.1000
 26-Jun-20200.1000
 26-Feb-20200.0974
 28-Jan-20200.0974
 31-Dec-20190.0974
 28-Nov-20190.0974
 06-Nov-20190.0974
 25-Sep-20190.0974
 28-Aug-20190.0974
 30-Jul-20190.0974
 26-Jun-20190.0974
 28-May-20190.0974
 14-May-20190.0974
 26-Mar-20190.0974
 25-Feb-20190.0974
 30-Jan-20190.0974
 26-Dec-20180.0974
 28-Nov-20180.0974
 29-Oct-20180.0974
 25-Sep-20180.0974
Dividend Reinvestment30-Dec-20200.1000

 26-Nov-20200.1000
 29-Oct-20200.1000
 30-Sep-20200.1000
 27-Aug-20200.1000
 29-Jul-20200.1000
 25-Feb-20200.0974
 27-Jan-20200.0974
 30-Dec-20190.0974
 27-Nov-20190.0974
 05-Nov-20190.0974
 24-Sep-20190.0974
 27-Aug-20190.0974
 29-Jul-20190.0974
 25-Jun-20190.0974
 27-May-20190.0974
 13-May-20190.0974
 25-Mar-20190.0974
 25-Feb-20190.0974
 30-Jan-20190.0974
 26-Dec-20180.0974
 28-Nov-20180.0974
 29-Oct-20180.0974
 25-Sep-20180.0974
 27-Aug-20180.0974

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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