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Tata Short Term Bond Fund - Regular Plan download report


Debt: Short Duration

1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

"Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Tata Short Term Bond Reg-G 1.20 0.02 0.00 0.44 1.20 1.13 2.20 5.29 4.60 5.67 6.80
CCIL T Bill Liquidity Weight 1.19 -0.02 0.07 0.20 0.64 1.04 1.99 2.59 3.27 3.63 4.21
Debt: Short Duration 1.70 0.02 0.02 0.48 1.33 1.55 3.82 5.53 5.45 6.35 7.16
Rank within category 13 14 22 19 22 9 19 16 16 18 16
Number of funds in category 26 28 28 28 28 27 25 24 21 21 20

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Short Term Bond Fund - Regular Plan  | Invest Online
2 star
Aug-02 2.20 5.29 4.60 1.20 2,320
ICICI Prudential Short Term Fund  | Invest Now
4 star
Oct-01 3.49 6.44 6.48 1.12 15,543
HDFC Short Term Debt Fund  | Invest Online
4 star
Jun-10 2.87 6.41 6.86 0.74 13,533
Nippon India Short Term Fund  | Invest Online
4 star
Dec-02 2.75 5.99 6.12 1.15 6,681
Axis Short Term Fund
4 star
Jan-10 3.04 6.04 6.48 0.96 6,499

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.24 10-Dec-2008 - 17-Dec-2008 -3.67 02-Jan-2009 - 09-Jan-2009
Month 7.60 18-Nov-2008 - 18-Dec-2008 -3.47 02-Jan-2009 - 03-Feb-2009
Quarter 10.47 03-Oct-2008 - 02-Jan-2009 -4.82 01-Aug-2018 - 31-Oct-2018
Year 17.10 03-Jan-2008 - 02-Jan-2009 -2.01 31-Oct-2017 - 31-Oct-2018

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Tata Short Term Bond Reg-G 5.30 1.88 0.96 1.81 2.17 3.75
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Short Duration 5.59 2.81 0.96 1.95 1.26 3.23
Rank within category 16 13 15 14 14 14
Number of funds in category 24 24 24 24 24 24

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 63 74 59 48
Modified Duration (yrs) 1.61 1.97 1.16 1.51
Average Maturity (yrs) 1.87 2.26 1.29 1.90
Yield to Maturity (%) 6.80 6.80 4.47 6.80
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.63% GOI 2026 GOI Securities SOV 0.07 - 15.40 6.41
equal Bank of Baroda 14/02/2023 Certificate of Deposit A1+ 0.00 - 6.26 6.26
up 5.74% GOI 15/11/2026 GOI Securities SOV 0.00 - 6.18 6.18
equal 8.30% SBI Cards & Payments Services 17/05/2023 Bonds/Debentures AAA 2.59 - 3.73 3.73
new 7.25% SIDBI 31/07/2025 Debenture AAA 0.00 - 3.24 3.24
new 7.61% LIC Housing Fin. 30/07/2025 Debenture AAA 0.00 - 3.24 3.24
new HDFC Bank 13/04/2023 Certificate of Deposit A1+ 0.00 - 3.09 3.09
equal 8.70% Power Grid Corporation 15/07/2023 Bonds AAA 0.00 - 3.08 3.08
equal 8.10% SBI Cards & Payments Services 17/10/2023 Debenture AAA 1.96 - 2.83 2.83
up 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 2.62 2.62
equal Reliance Industries 21/09/2023 Debenture AAA 1.52 - 2.21 2.21
equal 8.25% Indian Railway Finance Corporation 28/02/2024 Debenture AAA 0.00 - 2.21 2.20
equal 7.16% GOI 20/05/2023 Central Government Loan SOV 0.00 - 2.29 2.17
new 7.42% Bajaj Housing Finance 2024 Non Convertible Debenture AAA 0.00 - 2.16 2.16
down 5.05% Indian Oil Corporation 25/11/2022 Debenture AAA 2.15 - 5.68 2.15
equal 6.56% Rajasthan State 30/10/2023 State Development Loan SOV 0.00 - 2.15 2.15
equal 5.42% HDB Financial Services 17/01/2024 Debenture AAA 0.00 - 2.10 2.10
new HDFC Bank 2023 Certificate of Deposit A1+ 0.00 - 2.09 2.09
equal Axis Bank 2023 Certificate of Deposit A1+ 0.00 - 2.09 2.09
down National Bank Agr. Rur. Devp 2023 Commercial Paper A1+ 0.00 - 4.05 2.09
equal Axis Bank 2023 Certificate of Deposit A1+ 0.00 - 2.08 2.08
equal Axis Bank 14/02/2023 Certificate of Deposit A1+ 0.00 - 2.08 2.08
equal 6.40% Jamnagar Utilities and Power 29/09/2026 Non Convertible Debenture AAA 0.00 - 4.86 2.05
equal SIDBI 30/05/2023 Commercial Paper A1+ 0.00 - 2.04 2.04
equal 6.49% Yarrow Infrastructure 2024 Non Convertible Debenture AAA 1.43 - 2.01 2.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Murthy Nagarajan since 01-Apr-2017

Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:


0.02%

Change from previous, NAV as on 08-Aug-2022

Growth: ₹ 39.4113

IDCW Monthly: ₹ 17.7977

IDCW: ₹ 20.8853


Investment Strategy

The scheme seeks to generate regular income/appreciation over a short term period.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 08-Aug-2002
Return Since Launch: 7.09%
Benchmark: CRISIL Short Duration Fund AII Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 2,320 Cr (As on 31-Jul-2022)
Expense Ratio: 1.20% (As on 30-Jun-2022)
Risk Grade: Above Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly02-Mar-20200.0324

 29-Jan-20200.0317
 30-Dec-20190.0317
 27-Nov-20190.0317
 29-Oct-20190.0317
 26-Sep-20190.0303
 28-Aug-20190.0303
 29-Jul-20190.0303
 26-Jun-20190.0310
 29-Aug-20180.0324
 30-Jul-20180.0324
 27-Jun-20180.0324
 25-Apr-20180.0324
 26-Mar-20180.0311
 26-Feb-20180.0311
 29-Jan-20180.0311
 27-Dec-20170.0303
 28-Nov-20170.0311
 27-Oct-20170.0303
 27-Sep-20170.0303
 29-Aug-20170.0289
 27-Jul-20170.0144
 14-Jul-20170.0144
 28-Jun-20170.0144
 14-Jun-20170.0152

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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