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Tata Short Term Bond Fund - Regular Plan

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Debt: Short Duration

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1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.26 Lakh

Suitability:

Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 8.69 -0.01 0.09 1.22 1.39 6.24 9.82 5.78 6.56 7.46 7.87
CCIL T Bill Liquidity Weight 2.75 0.00 0.04 0.27 0.60 1.26 3.28 3.94 4.14 4.58 4.76
Debt: Short Duration 7.87 -0.01 0.09 1.16 1.56 5.84 8.93 6.33 7.00 7.69 8.03
Rank within category 10 13 14 12 17 9 11 16 16 15 14
Number of funds in category 26 26 26 26 26 26 26 23 23 23 20

As on 28-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Short Term Bond Fund - Regular Plan  | Invest Online
3 star
 Aug-02 9.82 5.78 6.56 1.23 3,183
ICICI Prudential Short Term Fund  | Invest Now
4 star
 Oct-01 10.79 8.27 8.47 1.16 18,946
SBI Short Term Debt Fund
4 star
 Jul-07 9.77 8.07 8.12 0.84 16,743
Kotak Bond - Short Term Regular Fund  | Invest Online
4 star
 May-02 10.01 8.26 8.09 1.14 14,379
HDFC Short Term Debt Fund  | Invest Online
5 star
 Jun-10 11.06 8.90 8.62 0.76 13,569

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.24 (10-Dec-2008 - 17-Dec-2008) -3.67 (02-Jan-2009 - 09-Jan-2009)
Month 7.60 (18-Nov-2008 - 18-Dec-2008) -3.47 (02-Jan-2009 - 03-Feb-2009)
Quarter 10.47 (03-Oct-2008 - 02-Jan-2009) -4.82 (01-Aug-2018 - 31-Oct-2018)
Year 17.10 (03-Jan-2008 - 02-Jan-2009) -2.01 (31-Oct-2017 - 31-Oct-2018)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.45 3.21 0.12 0.11 1.62 2.26
CCIL T Bill Liquidity Weight 3.90 0.32 -3.63 -6.95 -- --
Debt: Short Duration 6.06 3.47 0.79 1.62 0.77 1.88
Rank within category 17 17 17 17 14 17
Number of funds in category 24 24 24 24 24 24

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 76 96 76 60
Modified Duration (yrs) 2.57 2.82 1.99 2.19
Average Maturity (yrs) 3.31 3.55 2.51 2.71
Yield to Maturity (%) 5.29 7.03 5.23 5.53
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.18% GOI 2024 GOI Securities SOV 0.00 - 13.91 13.47
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.03 - 10.81 10.46
equal ONGC Petro Additions 27/03/2021 Debenture AAA 5.01 - 7.46 5.12
equal 7.42% Power Finance Corp. 19/11/2024 Non Convertible Debenture AAA 0.00 - 5.28 3.93
equal 7.68% GOI 15/12/2023 GOI Securities SOV 0.03 - 3.71 3.59
new 4.95% HDFC 2022 Non Convertible Debenture AAA 0.00 - 3.14 3.14
equal 5.78% Chennai Petroleum Corp. 17/07/2025 Non Convertible Debenture AAA 0.00 - 3.23 3.11
equal 8.30% SBI Cards & Payments Services 17/05/2023 Bonds/Debentures AAA 2.74 - 4.88 2.83
equal 6.67% HDFC Life Insurance 29/07/2030 Debenture AAA 0.00 - 2.58 2.50
down 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 3.05 2.18
equal 8.10% SBI Cards & Payments Services 17/10/2023 Debenture AAA 2.07 - 2.83 2.15
equal 6.64% MRPL 14/04/2023 Non Convertible Debenture AAA 0.00 - 2.85 2.10
equal 7.60% Grasim Industries 2024 Non Convertible Debenture AAA 1.64 - 2.34 1.67
equal Reliance Industries 21/09/2023 Debenture AAA 0.00 - 2.05 1.64
equal 7.40% LIC Housing Fin. 2024 Debenture AAA 0.00 - 2.44 1.63
new 6.43% HDFC 29/09/2025 Debenture AAA 0.00 - 1.57 1.57
new Reserve Bank of India 182-D 31/12/2020 Treasury Bills SOV 0.00 - 1.56 1.56
equal HDFC Securities 180-D 19/01/2021 Commercial Paper A1+ 0.00 - 1.60 1.55
equal 7.20% Sikka Ports and Terminals 16/06/2023 Zero Coupon Bonds AAA 0.00 - 1.75 1.53
equal 7.44% Bank of Baroda 2030 Debenture AAA 0.00 - 1.99 1.47
down REC 13/12/2022 Debenture AAA 0.00 - 6.57 1.14
equal SBI Global Factors 199-D 22/02/2021 Commercial Paper A1+ 0.00 - 1.11 1.08
equal 9.25% Reliance Jio Infocomm 16/06/2024 Debenture AAA 1.04 - 1.45 1.05
up 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 1.25 0.97
equal 6.99% HUDCO 2022 Debenture AAA 0.81 - 1.16 0.82

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Murthy Nagarajan since 01-Apr-2017

Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:

Invest Online
-0.01%

Change from previous, NAV as on 28-Oct-2020

Growth: ₹ 37.6147

Dividend Monthly: ₹ 17.0024

Dividend: ₹ 19.9575

Investment Strategy

The scheme seeks to generate regular income/appreciation over a short term period.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 08-Aug-2002
Return Since Launch: 7.54%
Benchmark: CRISIL Short-Term Bond TRI
Riskometer: Moderately Low
Type: Open-ended
Assets: ₹ 3,183 Cr (As on 30-Sep-2020)
Expense: 1.23% (As on 30-Sep-2020)
Risk Grade: Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly02-Mar-20200.0324

 29-Jan-20200.0317
 30-Dec-20190.0317
 27-Nov-20190.0317
 29-Oct-20190.0317
 26-Sep-20190.0303
 28-Aug-20190.0303
 29-Jul-20190.0303
 26-Jun-20190.0310
 29-Aug-20180.0324
 30-Jul-20180.0324
 27-Jun-20180.0324
 25-Apr-20180.0324
 26-Mar-20180.0311
 26-Feb-20180.0311
 29-Jan-20180.0311
 27-Dec-20170.0303
 28-Nov-20170.0311
 27-Oct-20170.0303
 27-Sep-20170.0303
 29-Aug-20170.0289
 27-Jul-20170.0144
 14-Jul-20170.0144
 28-Jun-20170.0144
 14-Jun-20170.0152

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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