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2 star

Indiabulls Liquid Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.11 0.02 0.07 0.25 0.76 1.70 4.49 6.20 6.70 7.36 --
CCIL T Bill Liquidity Weight 2.53 0.05 0.07 0.18 0.56 1.45 3.44 3.97 4.16 4.64 --
Debt: Liquid 3.18 0.02 0.07 0.26 0.80 1.83 4.51 6.06 6.47 7.17 --
Rank within category 29 15 31 31 32 31 29 27 14 13 --
Number of funds in category 42 42 42 42 42 42 42 36 35 34 31

As on 30-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Indiabulls Liquid Fund
2 star
Oct-11 4.49 6.20 6.70 0.22 269
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 4.87 6.36 6.73 0.32 54,052
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
Mar-04 4.89 6.41 6.78 0.31 39,810
Axis Liquid Fund  | Invest Online
4 star
Oct-09 4.88 6.40 6.77 0.22 28,818
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 4.77 6.36 6.73 0.24 27,459

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.27 (04-Apr-2012 - 13-Apr-2012) -0.12 (09-Jul-2013 - 16-Jul-2013)
Month 0.95 (22-Mar-2012 - 23-Apr-2012) 0.23 (20-Aug-2020 - 19-Sep-2020)
Quarter 2.63 (17-Feb-2012 - 20-May-2012) 0.73 (26-May-2020 - 25-Aug-2020)
Year 9.97 (04-Nov-2011 - 05-Nov-2012) 4.51 (26-Sep-2019 - 25-Sep-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.04 0.41 2.36 2.92 0.79 1.89
CCIL T Bill Liquidity Weight 3.90 0.32 -3.63 -6.95 -- --
Debt: Liquid 5.91 0.56 2.34 3.12 0.78 1.75
Rank within category 27 30 28 30 28 22
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 9 22 8 42
Modified Duration (yrs) 0.05 0.14 0.04 0.08
Average Maturity (yrs) 0.05 0.14 0.04 0.08
Yield to Maturity (%) 3.14 6.17 3.14 3.31
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 17/09/2020 Treasury Bills SOV 0.00 - 9.29 9.29
new Punjab National Bank 2020 Certificate of Deposit A1+ 0.00 - 9.29 9.29
equal Axis Bank 18/09/2020 Certificate of Deposit A1+ 0.00 - 9.46 9.29
new NTPC 91-D 09/09/2020 Commercial Paper A1+ 0.00 - 9.29 9.29
new ICICI Bank 14/09/2020 Certificate of Deposit A1+ 0.00 - 9.29 9.29
equal Reserve Bank of India 91-D 24/09/2020 Treasury Bills SOV 0.00 - 10.28 9.28
new Reliance Industries 90-D 27/10/2020 Commercial Paper A1+ 0.00 - 9.25 9.25
equal LIC Housing Fin. 329-D 11/09/2020 Commercial Paper A1+ 0.00 - 9.47 8.55
equal HDFC Bank Fixed Deposits -- 1.76 - 6.17 1.95

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Karan Singh since 30-May-2020

Education: Mr. Singh is B.A (Honours) in Economics, PGDBF & CFA - Level 1

Experience: Prior to joining IndiaBulls Mutual Fund he has worked with Taurus Corporate Advisory Services Ltd., DIOS Capital, Invesco Asset Management Company Ltd., Fidelity Investments and ICRA Ltd.

Funds Managed:


0.02%

Change from previous, NAV as on 30-Sep-2020

Growth: ₹ 1,958.4306

Dividend Weekly: ₹ 1,001.8687

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Dividend Monthly: ₹ 1,003.2982

Dividend Fortnightly: ₹ 1,001.0080

Dividend Daily: ₹ 1,001.1451


Investment Strategy

The scheme seeks to provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91 days.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Indiabulls Mutual Fund
Launch Date: 25-Oct-2011
Return Since Launch: 7.81%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 269 Cr (As on 31-Aug-2020)
Expense: 0.22% (As on 30-Sep-2020)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily30-Sep-20200.1710

 29-Sep-20200.0904
 28-Sep-20200.0870
 27-Sep-20200.0846
 26-Sep-20200.0844
 25-Sep-20200.0853
 24-Sep-20200.0868
 23-Sep-20200.0702
 22-Sep-20200.0790
 21-Sep-20200.0790
 20-Sep-20200.0849
 19-Sep-20200.0847
 18-Sep-20200.0810
 17-Sep-20200.0855
 16-Sep-20200.0867
 15-Sep-20200.0898
 14-Sep-20200.0780
 13-Sep-20200.0846
 12-Sep-20200.0844
 11-Sep-20200.0735
 10-Sep-20200.0828
 09-Sep-20200.0594
 08-Sep-20200.0506
 07-Sep-20200.0691
 06-Sep-20200.0766
Dividend Weekly28-Sep-20200.5843

 21-Sep-20200.5987
 14-Sep-20200.5171
 07-Sep-20200.5506
 31-Aug-20200.5213
 24-Aug-20200.5697
 17-Aug-20200.6105
 10-Aug-20200.5921
 03-Aug-20200.5573
 27-Jul-20200.5578
 20-Jul-20200.5352
 13-Jul-20200.5897
 06-Jul-20200.5975
 29-Jun-20200.5788
 22-Jun-20200.5785
 15-Jun-20200.6576
 08-Jun-20200.4799
 01-Jun-20200.3507
 26-May-20200.8120
 18-May-20200.7310
 11-May-20200.7508
 04-May-20200.7043
 27-Apr-20201.2142
 20-Apr-20200.7937
 13-Apr-20200.7645
Dividend Fortnightly25-Sep-20201.2376

 10-Sep-20201.1992
 25-Aug-20201.2384
 10-Aug-20201.1432
 27-Jul-20201.3323
 10-Jul-20201.2212
 25-Jun-20201.3624
 10-Jun-20200.9929
 26-May-20201.5284
 11-May-20201.4490
 27-Apr-20201.9968
 13-Apr-20203.8057
 26-Mar-20200.9407
 11-Mar-20201.6260
 25-Feb-20201.5264
 10-Feb-20201.4594
 27-Jan-20201.7142
 10-Jan-20201.5666
 26-Dec-20191.5998
 10-Dec-20191.5177
 25-Nov-20191.4610
 11-Nov-20191.7058
 25-Oct-20191.6220
 10-Oct-20191.8440
 25-Sep-20191.4234
Dividend Monthly01-Sep-20202.3812

 03-Aug-20202.6280
 01-Jul-20202.5169
 01-Jun-20202.6450
 04-May-20203.8582
 03-Apr-20205.4187
 02-Mar-20202.8584
 03-Feb-20203.3761
 01-Jan-20203.0314
 02-Dec-20193.1678
 01-Nov-20193.4190
 01-Oct-20193.1048
 03-Sep-20193.7658
 01-Aug-20193.9783
 01-Jul-20193.6743
 03-Jun-20194.6696
 02-May-20194.1023
 02-Apr-20194.7355
 01-Mar-20193.8189
 01-Feb-20194.4002
 01-Jan-20194.1669
 03-Dec-20184.5712
 01-Nov-20184.5071
 01-Oct-20183.6829
 03-Sep-20184.5835

Contact Information

AMC: Indiabulls Asset Management Company Ltd.

Address: Indiabulls Finance Centre - 11th Floor, Elphinstone Mills, Senapati Bapat Marg, Elphinstone (W), Mumbai - 400013

Phone: 022-61891300 / 1800-2666-002

Email: [email protected]

Website: http://www.indiabullsamc.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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