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2 star

Indiabulls Liquid Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.87 0.01 0.06 0.26 0.74 1.49 3.11 4.62 5.56 6.31 7.22
CCIL T Bill Liquidity Weight 1.85 0.00 0.04 0.19 0.43 1.06 2.01 3.22 3.53 3.99 4.48
Debt: Liquid 2.94 0.01 0.06 0.29 0.79 1.61 3.19 4.67 5.48 6.17 7.09
Rank within category 30 34 33 35 35 35 30 27 24 16 15
Number of funds in category 37 38 38 38 38 38 37 34 33 32 31

As on 02-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Indiabulls Liquid Fund
2 star
Oct-11 3.11 4.62 5.56 0.22% 160
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.18 4.80 5.66 0.32% 35,561
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.22 4.84 5.70 0.32% 29,710
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.23 4.80 5.67 0.23% 25,609
Axis Liquid Fund
4 star
Oct-09 3.25 4.83 5.71 0.26% 22,877

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.27 04-Apr-2012 - 13-Apr-2012 -0.12 09-Jul-2013 - 16-Jul-2013
Month 0.95 22-Mar-2012 - 23-Apr-2012 0.21 19-Nov-2020 - 19-Dec-2020
Quarter 2.63 17-Feb-2012 - 20-May-2012 0.69 26-Oct-2020 - 25-Jan-2021
Year 9.97 04-Nov-2011 - 05-Nov-2012 3.08 01-Nov-2020 - 01-Nov-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.54 0.50 1.51 7.94 1.03 1.38
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.54 0.47 1.58 9.47 0.97 1.34
Rank within category 29 37 29 28 25 28
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 7 11 3 35
Modified Duration (yrs) 0.08 0.10 0.05 --
Average Maturity (yrs) 0.08 0.11 0.05 --
Yield to Maturity (%) 3.43 3.43 2.92 --
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 20.57 15.54
new Reserve Bank of India 91-D 06/01/2022 Treasury Bills SOV 0.00 - 15.52 15.52
equal 6.70% Indian Railway Finance Corporation 24/11/2021 Bonds/NCDs AAA 0.00 - 8.33 6.26
equal Reliance Industries 91-D 07/12/2021 Commercial Paper A1+ 0.00 - 8.24 6.22
new National Bank Agr. Rur. Devp 90-D 12/01/2022 Commercial Paper A1+ 0.00 - 6.20 6.20
equal HDFC Bank Fixed Deposits -- 2.07 - 4.82 3.28
equal 6.72% NTPC 24/11/2021 Bonds AAA 0.00 - 4.16 3.13
equal Others CBLO -- - 39.35

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Karan Singh since 30-May-2020

Education: Mr. Singh is B.A (Honours) in Economics, PGDBF & CFA - Level 1

Experience: Prior to joining IndiaBulls Mutual Fund he has worked with Taurus Corporate Advisory Services Ltd., DIOS Capital, Invesco Asset Management Company Ltd., Fidelity Investments and ICRA Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 02-Dec-2021

Growth: ₹ 2,029.5397

IDCW Weekly: ₹ 1,001.8753

More

IDCW Monthly: ₹ 1,000.9471

IDCW Fortnightly: ₹ 1,001.0833

IDCW Daily: ₹ 1,001.1451


Investment Strategy

The scheme seeks to provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91 days.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Indiabulls Mutual Fund
Launch Date: 25-Oct-2011
Return Since Launch: 7.25%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 160 Cr (As on 31-Oct-2021)
Expense: 0.22% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily01-Dec-20210.0841

 30-Nov-20210.0976
 29-Nov-20210.0828
 28-Nov-20210.0797
 27-Nov-20210.0814
 26-Nov-20210.0759
 25-Nov-20210.0871
 24-Nov-20210.0891
 23-Nov-20210.0829
 22-Nov-20210.0550
 21-Nov-20210.0893
 20-Nov-20210.0897
 19-Nov-20210.0887
 18-Nov-20210.0939
 17-Nov-20210.0661
 16-Nov-20210.0919
 15-Nov-20210.0746
 14-Nov-20210.0860
 13-Nov-20210.0859
 12-Nov-20210.0727
 11-Nov-20210.0894
 10-Nov-20210.0930
 09-Nov-20210.1044
 08-Nov-20210.1370
 07-Nov-20210.0840
IDCW Monthly01-Dec-20212.6448

 01-Nov-20212.4385
 01-Oct-20212.2693
 01-Sep-20212.4842
 02-Aug-20212.5941
 01-Jul-20212.4135
 01-Jun-20212.2353
 03-May-20212.0950
 05-Apr-20212.7510
 01-Mar-20212.6973
 01-Feb-20213.5952
 01-Jan-20212.4012
 01-Dec-20202.2954
 02-Nov-20202.6757
 01-Oct-20202.4960
 01-Sep-20202.3812
 03-Aug-20202.6280
 01-Jul-20202.5169
 01-Jun-20202.6450
 04-May-20203.8582
 03-Apr-20205.4187
 02-Mar-20202.8584
 03-Feb-20203.3761
 01-Jan-20203.0314
 02-Dec-20193.1678
IDCW Weekly29-Nov-20210.5866

 22-Nov-20210.5827
 15-Nov-20210.6133
 08-Nov-20210.6689
 01-Nov-20210.4848
 25-Oct-20210.5328
 18-Oct-20210.5271
 11-Oct-20210.6431
 04-Oct-20210.5325
 27-Sep-20210.5257
 20-Sep-20210.5467
 13-Sep-20210.5317
 06-Sep-20210.5408
 30-Aug-20210.5783
 23-Aug-20210.4938
 17-Aug-20210.6960
 09-Aug-20210.5522
 02-Aug-20210.5475
 26-Jul-20210.5752
 19-Jul-20210.5669
 12-Jul-20210.5560
 05-Jul-20210.6181
 28-Jun-20210.5844
 21-Jun-20210.5461
 14-Jun-20210.5352
IDCW Fortnightly25-Nov-20211.2623

 10-Nov-20211.3454
 25-Oct-20211.0292
 11-Oct-20211.1555
 27-Sep-20211.0681
 13-Sep-20211.4764
 25-Aug-20211.2682
 10-Aug-20211.1814
 26-Jul-20211.1339
 12-Jul-20211.3995
 25-Jun-20211.2080
 10-Jun-20211.2514
 25-May-20211.1406
 10-May-20210.9852
 26-Apr-20211.0927
 12-Apr-20211.4365
 25-Mar-20211.1960
 10-Mar-20210.8813
 25-Feb-20211.3721
 10-Feb-20213.0018
 25-Jan-20211.0004
 11-Jan-20211.0320
 28-Dec-20201.4219
 10-Dec-20200.9938
 25-Nov-20201.2218

Contact Information

AMC: Indiabulls Asset Management Company Ltd.

Address: Indiabulls Finance Centre - 11th Floor, Elphinstone Mills, Senapati Bapat Marg, Elphinstone (W), Mumbai - 400013

Phone: 022-61891300 / 1800-2666-002

Email: [email protected]

Website: http://www.indiabullsamc.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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