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2 star

Indiabulls Liquid Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.16 0.01 0.05 0.24 0.70 1.48 3.71 5.81 6.38 7.06 --
CCIL T Bill Liquidity Weight 0.09 0.03 0.04 0.15 0.50 1.08 3.01 3.80 4.01 4.43 --
Debt: Liquid 0.16 0.01 0.06 0.24 0.72 1.53 3.83 5.72 6.23 6.89 --
Rank within category 22 6 37 26 31 31 29 27 19 14 --
Number of funds in category 41 41 41 41 41 41 41 35 34 34 30

As on 22-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Indiabulls Liquid Fund
2 star
Oct-11 3.71 5.81 6.38 0.22 122
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 4.13 5.99 6.44 0.32 42,177
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
Mar-04 4.14 6.04 6.48 0.31 33,431
Axis Liquid Fund
4 star
Oct-09 4.12 6.03 6.47 0.25 25,742
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 4.10 6.04 6.47 0.32 23,245

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.27 (04-Apr-2012 - 13-Apr-2012) -0.12 (09-Jul-2013 - 16-Jul-2013)
Month 0.95 (22-Mar-2012 - 23-Apr-2012) 0.21 (19-Nov-2020 - 19-Dec-2020)
Quarter 2.63 (17-Feb-2012 - 20-May-2012) 0.70 (22-Oct-2020 - 21-Jan-2021)
Year 9.97 (04-Nov-2011 - 05-Nov-2012) 3.69 (24-Jan-2020 - 23-Jan-2021)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.75 0.48 2.03 3.12 0.97 1.93
CCIL T Bill Liquidity Weight 3.78 0.34 -2.89 -5.80 -- --
Debt: Liquid 5.66 0.63 2.08 3.24 0.96 1.84
Rank within category 27 30 28 28 26 26
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 5 18 5 35
Modified Duration (yrs) 0.10 0.14 0.04 --
Average Maturity (yrs) 0.10 0.14 0.04 --
Yield to Maturity (%) 2.92 5.50 2.92 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 14/01/2021 Treasury Bills SOV 0.00 - 20.54 20.54
equal Reliance Industries 362-D 25/01/2021 Commercial Paper A1+ 0.00 - 20.52 20.52
equal Axis Bank 2021 Certificate of Deposit A1+ 0.00 - 20.49 20.49
equal Aditya Birla Housing Finance 88-D 22/01/2021 Commercial Paper A1+ 0.00 - 19.70 19.70
equal HDFC Bank Fixed Deposits -- 1.95 - 6.17 4.32
new Others CBLO -- - 11.43

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

*As on 30-Nov-2020

Fund Manager

— Karan Singh since 30-May-2020

Education: Mr. Singh is B.A (Honours) in Economics, PGDBF & CFA - Level 1

Experience: Prior to joining IndiaBulls Mutual Fund he has worked with Taurus Corporate Advisory Services Ltd., DIOS Capital, Invesco Asset Management Company Ltd., Fidelity Investments and ICRA Ltd.

Funds Managed:


--

Change from previous, NAV as on 24-Jan-2021

Growth: ₹ 1,976.2548

Dividend Weekly: ₹ 1,002.0666

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Dividend Monthly: ₹ 1,002.5162

Dividend Fortnightly: ₹ 1,001.4768

Dividend Daily: ₹ 1,001.1451


Investment Strategy

The scheme seeks to provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91 days.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Indiabulls Mutual Fund
Launch Date: 25-Oct-2011
Return Since Launch: 7.64%
Benchmark: CRISIL Liquid TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 122 Cr (As on 31-Dec-2020)
Expense: 0.22% (As on 30-Nov-2020)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily22-Jan-20210.0871

 21-Jan-20210.0618
 20-Jan-20210.0858
 19-Jan-20210.0638
 18-Jan-20210.0777
 17-Jan-20210.0779
 16-Jan-20210.0784
 15-Jan-20210.0460
 14-Jan-20210.0660
 13-Jan-20210.1004
 12-Jan-20210.0783
 11-Jan-20210.0329
 10-Jan-20210.0761
 09-Jan-20210.0769
 08-Jan-20210.0711
 07-Jan-20210.0678
 06-Jan-20210.0441
 05-Jan-20210.0538
 04-Jan-20210.0854
 03-Jan-20210.0724
 02-Jan-20210.0725
 01-Jan-20210.0831
 31-Dec-20200.1034
 30-Dec-20200.0948
 29-Dec-20200.0965
Dividend Weekly18-Jan-20210.5295

 11-Jan-20210.4271
 04-Jan-20210.6121
 28-Dec-20200.5781
 21-Dec-20200.5349
 14-Dec-20200.5256
 07-Dec-20200.3766
 01-Dec-20200.5660
 23-Nov-20200.4872
 17-Nov-20200.6584
 09-Nov-20200.5812
 02-Nov-20200.5519
 26-Oct-20200.5615
 19-Oct-20200.6279
 12-Oct-20200.6002
 05-Oct-20200.6568
 28-Sep-20200.5843
 21-Sep-20200.5987
 14-Sep-20200.5171
 07-Sep-20200.5506
 31-Aug-20200.5213
 24-Aug-20200.5697
 17-Aug-20200.6105
 10-Aug-20200.5921
 03-Aug-20200.5573
Dividend Fortnightly11-Jan-20211.0320

 28-Dec-20201.4219
 10-Dec-20200.9938
 25-Nov-20201.2218
 10-Nov-20201.1957
 26-Oct-20201.1850
 12-Oct-20201.5087
 25-Sep-20201.2376
 10-Sep-20201.1992
 25-Aug-20201.2384
 10-Aug-20201.1432
 27-Jul-20201.3323
 10-Jul-20201.2212
 25-Jun-20201.3624
 10-Jun-20200.9929
 26-May-20201.5284
 11-May-20201.4490
 27-Apr-20201.9968
 13-Apr-20203.8057
 26-Mar-20200.9407
 11-Mar-20201.6260
 25-Feb-20201.5264
 10-Feb-20201.4594
 27-Jan-20201.7142
 10-Jan-20201.5666
Dividend Monthly01-Jan-20212.4012

 01-Dec-20202.2954
 02-Nov-20202.6757
 01-Oct-20202.4960
 01-Sep-20202.3812
 03-Aug-20202.6280
 01-Jul-20202.5169
 01-Jun-20202.6450
 04-May-20203.8582
 03-Apr-20205.4187
 02-Mar-20202.8584
 03-Feb-20203.3761
 01-Jan-20203.0314
 02-Dec-20193.1678
 01-Nov-20193.4190
 01-Oct-20193.1048
 03-Sep-20193.7658
 01-Aug-20193.9783
 01-Jul-20193.6743
 03-Jun-20194.6696
 02-May-20194.1023
 02-Apr-20194.7355
 01-Mar-20193.8189
 01-Feb-20194.4002
 01-Jan-20194.1669

Contact Information

AMC: Indiabulls Asset Management Company Ltd.

Address: Indiabulls Finance Centre - 11th Floor, Elphinstone Mills, Senapati Bapat Marg, Elphinstone (W), Mumbai - 400013

Phone: 022-61891300 / 1800-2666-002

Email: [email protected]

Website: http://www.indiabullsamc.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Understanding the new risk-o-meter

dateFriday, 29-Jan-2021
time12:30 PM - 01:00 PM