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2 star

LIC MF Multicap Fund


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.11 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.60 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -9.32 1.22 0.28 -3.84 4.09 18.69 -4.47 3.61 4.06 8.73 4.76
S&P BSE 500 TRI -4.24 1.90 0.20 -3.06 9.78 34.41 0.79 4.33 8.88 12.48 7.79
Equity: Multi Cap -4.93 1.84 0.32 -3.24 8.32 29.42 -0.65 2.81 7.37 13.32 8.20
Rank within category 47 60 28 43 55 59 44 15 36 33 29
Number of funds in category 60 63 63 63 61 61 59 42 40 34 30

As on 28-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Multicap Fund  | Invest Online
2 star
Apr-93 -4.47 3.61 4.06 2.58 295
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 -2.86 3.75 9.02 1.66 29,714
Axis Focused 25 Fund  | Invest Online
5 star
Jun-12 -1.52 6.28 11.15 2.02 11,372
Aditya Birla Sun Life Equity Fund  | Invest Online
4 star
Aug-98 -0.98 1.53 8.61 1.91 11,023
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 8.01 8.49 9.32 1.96 10,983

Best & Worst Performance

Best (Period) Worst (Period)
Week 23.82 (27-Oct-2008 - 04-Nov-2008) -22.35 (15-Jan-2008 - 22-Jan-2008)
Month 32.87 (11-May-2009 - 10-Jun-2009) -36.02 (24-Sep-2008 - 24-Oct-2008)
Quarter 78.38 (09-Mar-2009 - 10-Jun-2009) -41.93 (02-Sep-2008 - 02-Dec-2008)
Year 127.78 (24-Apr-2003 - 23-Apr-2004) -60.97 (03-Dec-2007 - 02-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.09 19.69 0.00 0.00 0.85 -1.07
S&P BSE 500 TRI 6.34 21.82 0.05 0.06 -- --
Equity: Multi Cap 4.85 21.37 -0.01 -0.01 0.95 -1.42
Rank within category 17 7 17 17 6 16
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 44
Top 10 Stocks (%) 57.44
Top 5 Stocks (%) 34.50
Top 3 Sectors (%) 57.59
Portfolio P/B Ratio 4.28
Portfolio P/E Ratio 26.57

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,08,259 1,05,188
Giant (%) 57.98 52.41
Large (%) 8.06 17.47
Mid (%) 29.46 22.42
Small (%) 4.50 8.34
Tiny (%) -- 0.19

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 20.35 9.20 0.00 8.86
equal ICICI Bank Financial 24.61 7.48 3.42 7.04
equal Hindustan Unilever FMCG 70.81 7.46 0.00 6.70
equal Kotak Mahindra Bank Financial 29.73 6.92 0.00 6.20
equal Coromandel International Chemicals 18.79 6.02 0.00 5.70
equal Infosys Technology 25.25 5.92 0.00 5.55
equal Tata Consultancy Services Technology 29.15 6.06 0.00 5.33
up Nestle India FMCG 72.86 4.87 0.00 4.87
equal HDFC Financial 13.76 5.28 0.00 4.23
up Bharti Airtel Communication -- 5.37 0.00 2.96
equal Kansai Nerolac Paints Chemicals 63.46 3.15 0.00 2.65
down Container Corp. Services 104.76 3.26 0.00 2.37
equal Sanofi India Healthcare 43.91 2.14 0.86 1.98
equal Pfizer Healthcare 44.04 1.94 0.00 1.94
equal Gujarat Gas Chemicals 20.29 2.02 0.00 1.94
equal Abbott India Healthcare 52.84 2.01 0.00 1.67
equal Asian Paints Chemicals 82.30 1.83 0.00 1.56
equal Hero Motocorp Automobile 25.23 4.17 0.19 1.51
down 3M India Services 109.22 2.10 0.00 1.47
equal Dabur India FMCG 62.45 3.43 0.80 1.41
equal Maruti Suzuki India Automobile 50.24 1.68 0.00 1.23
equal SBI Life Insurance Company Financial 56.42 1.38 0.00 1.22
equal Ashoka Buildcon Construction 11.79 1.92 0.00 1.22
equal Huhtamaki PPL FMCG 14.25 1.17 0.00 1.17
equal Transport Corporation Services 15.81 1.77 0.00 1.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:


1.22%

Change from previous, NAV as on 28-Sep-2020

Growth: ₹ 46.0817

Dividend: ₹ 15.0816


Investment Strategy

The scheme seeks maximum possible capital growth consistent with reasonable levels of safety with predominant investment in equity, it may also take exposure in debt market securities. It was made in to an open-ended scheme from April 1998.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 15-Apr-1993
Return Since Launch: 5.72%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 295 Cr (As on 31-Aug-2020)
Expense: 2.58% (As on 31-Aug-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 41.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend30-Jan-20171.1000

 29-Mar-20160.5000
 16-Dec-20141.0000
 26-Nov-20075.0000
 23-Oct-20062.5000
 07-Nov-20052.0000
 11-Mar-20051.0000
 26-Mar-20041.2000

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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