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2 star

LIC MF Flexi Cap Fund


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.27 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.36 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.61 -0.87 0.50 1.26 -2.07 11.81 41.22 8.16 9.40 8.48 8.24
S&P BSE 500 TRI 9.43 -0.82 1.03 4.35 0.60 22.03 69.15 11.55 15.15 14.07 12.37
Equity: Flexi Cap 8.54 -0.76 0.71 4.03 -0.25 20.33 59.61 10.20 13.60 14.24 12.56
Rank within category 56 41 31 57 43 53 51 27 33 30 24
Number of funds in category 56 59 58 58 57 55 52 38 35 30 24

As on 12-May-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Flexi Cap Fund  | Invest Online
2 star
Apr-93 41.22 8.16 9.40 2.65 353
Kotak Flexicap Fund Regular Plan  | Invest Online
4 star
Sep-09 57.29 10.72 14.54 1.63 34,115
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 72.19 15.63 16.24 2.04 17,096
Axis Focused 25 Fund
4 star
Jun-12 56.70 11.91 16.71 1.71 15,521
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 54.01 11.93 15.12 1.90 14,767

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 23.82 27-Oct-2008 - 04-Nov-2008 -22.35 15-Jan-2008 - 22-Jan-2008
Month 32.87 11-May-2009 - 10-Jun-2009 -36.02 24-Sep-2008 - 24-Oct-2008
Quarter 78.38 09-Mar-2009 - 10-Jun-2009 -41.93 02-Sep-2008 - 02-Dec-2008
Year 127.78 24-Apr-2003 - 23-Apr-2004 -60.97 03-Dec-2007 - 02-Dec-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.81 18.87 0.23 0.26 0.81 -2.45
S&P BSE 500 TRI 12.90 22.64 0.38 0.43 -- --
Equity: Flexi Cap 11.51 22.06 0.33 0.37 0.94 -0.91
Rank within category 29 4 27 28 4 27
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 54
Top 10 Stocks (%) 52.30
Top 5 Stocks (%) 35.20
Top 3 Sectors (%) 57.54
Portfolio P/B Ratio 4.31
Portfolio P/E Ratio 27.72

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,28,387 1,24,735
Giant (%) 56.56 51.61
Large (%) 11.79 17.79
Mid (%) 24.86 23.33
Small (%) 6.79 7.80
Tiny (%) -- 0.19

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 22.48 8.84 4.78 8.79
equal Infosys Technology 29.00 8.40 0.00 8.40
down HDFC Bank Financial 24.03 9.53 4.19 7.79
equal Tata Consultancy Services Technology 34.80 6.70 3.30 6.25
down Hindustan Unilever FMCG 69.85 7.46 1.02 3.97
down Kotak Mahindra Bank Financial 33.88 6.92 2.06 3.93
down HDFC Financial 23.31 5.28 2.89 3.87
down Coromandel International Chemicals 16.96 6.02 0.00 3.83
equal Bharti Airtel Communication -- 2.98 0.00 2.76
down Nestle India FMCG 76.88 5.10 0.00 2.71
equal Gujarat Gas Chemicals 30.14 2.67 0.00 2.63
equal Kansai Nerolac Paints Chemicals 56.47 3.15 0.00 2.37
equal Biocon Healthcare 63.06 2.94 0.00 2.36
down Container Corp. Services 44.10 3.26 0.00 1.83
equal Asian Paints Chemicals 84.75 1.88 0.00 1.72
equal HCL Technologies Technology 22.16 3.45 0.00 1.39
equal Dabur India FMCG 55.82 3.43 0.80 1.32
equal TTK Prestige Cons Durable 61.57 1.32 0.00 1.32
equal Transport Corporation Services 17.83 1.77 0.00 1.32
equal Ashoka Buildcon Construction 8.98 1.92 0.00 1.28
equal SBI Life Insurance Company Financial 67.13 1.38 0.00 1.14
equal Honeywell Automation Engineering 79.63 1.21 0.00 1.12
equal Tech Mahindra Technology 20.82 5.31 0.37 1.05
equal Titan Company Cons Durable 132.85 1.08 0.00 1.03
down Pfizer Healthcare 48.29 2.06 0.00 1.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2021

Fund Manager

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:


-0.87%

Change from previous, NAV as on 12-May-2021

Growth: ₹ 56.9929

IDCW: ₹ 18.6525


Investment Strategy

The scheme seeks maximum possible capital growth consistent with reasonable levels of safety with predominant investment in equity, it may also take exposure in debt market securities. It was made in to an open-ended scheme from April 1998.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 15-Apr-1993
Return Since Launch: 6.39%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 353 Cr (As on 30-Apr-2021)
Expense: 2.65% (As on 31-Mar-2021)
Risk Grade: Average
Return Grade: Below Average
Turnover: 26.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW30-Jan-20171.1000

 29-Mar-20160.5000
 16-Dec-20141.0000
 26-Nov-20075.0000
 23-Oct-20062.5000
 07-Nov-20052.0000
 11-Mar-20051.0000
 26-Mar-20041.2000

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

With the resurgence of COVID-19, what should investors do?

DateFriday, 07-May-2021
Time12:30 PM - 01:00 PM

Registration Over