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Kotak Bond - Short Term Regular Fund download report


Debt: Short Duration

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

"Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Kotak Bond Short-term Reg-G 1.31 0.20 0.32 0.83 1.57 0.85 2.54 5.79 6.23 6.84 7.43
CCIL T Bill Liquidity Weight 1.24 -0.04 0.05 0.21 0.72 0.97 1.98 2.58 3.26 3.62 4.20
Debt: Short Duration 2.06 0.18 0.25 0.73 1.53 1.58 3.86 5.84 5.51 6.36 7.18
Rank within category 18 6 3 5 10 19 13 12 7 10 10
Number of funds in category 26 26 26 26 26 26 26 24 21 21 20

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Bond - Short Term Regular Fund  | Invest Online
3 star
May-02 2.54 5.79 6.23 1.16 13,158
ICICI Prudential Short Term Fund  | Invest Now
4 star
Oct-01 3.73 6.64 6.57 1.12 15,543
HDFC Short Term Debt Fund  | Invest Online
4 star
Jun-10 3.02 6.58 6.92 0.75 13,533
Nippon India Short Term Fund  | Invest Online
4 star
Dec-02 2.80 6.12 6.19 1.15 6,681
Axis Short Term Fund
4 star
Jan-10 3.14 6.19 6.54 0.96 6,499

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.25 24-Mar-2020 - 31-Mar-2020 -1.83 10-Jul-2013 - 17-Jul-2013
Month 4.98 05-Dec-2008 - 05-Jan-2009 -2.16 24-Jun-2013 - 24-Jul-2013
Quarter 6.86 17-Oct-2008 - 16-Jan-2009 -2.91 20-May-2013 - 19-Aug-2013
Year 14.24 30-Jul-2008 - 30-Jul-2009 1.61 14-Jun-2021 - 14-Jun-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Kotak Bond Short-term Reg-G 5.62 1.84 1.16 1.96 2.30 4.18
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Short Duration 5.59 2.81 0.96 1.95 1.26 3.23
Rank within category 12 12 8 10 16 12
Number of funds in category 24 24 24 24 24 24

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 94 146 94 47
Modified Duration (yrs) 1.21 2.30 1.08 1.53
Average Maturity (yrs) 2.92 3.91 2.78 2.05
Yield to Maturity (%) 6.87 6.87 5.14 6.77
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 5.20 - 7.07 6.27
down Reserve Bank of India 182-D 22/12/2022 Treasury Bills SOV 0.00 - 5.94 5.76
up 5.74% GOI 15/11/2026 GOI Securities SOV 0.00 - 5.59 5.59
equal GOI 2031 GOI Securities SOV 2.38 - 4.18 4.10
up 5.72% LIC Housing Fin. 22/02/2024 Debenture AAA 1.17 - 3.31 3.31
equal GOI 2028 GOI Securities SOV 0.00 - 3.09 3.07
equal HDFC 30/09/2024 Debenture AAA 0.00 - 3.06 3.05
down Reserve Bank of India 182-D 15/09/2022 Treasury Bills SOV 0.00 - 8.56 2.86
up Reserve Bank of India 182-D 15/12/2022 Treasury Bills SOV 0.00 - 2.53 2.53
equal 5.40% Bajaj Finance 2023 Debenture AAA 2.14 - 2.45 2.45
new 8.05% Karnataka State 25/02/2025 State Development Loan SOV 0.00 - 2.33 2.33
equal 6.51% GOI 2024 GOI Securities SOV 1.76 - 4.62 2.25
equal 5.75% Bajaj Finance 16/02/2024 Debenture AAA 0.00 - 2.05 2.05
equal 5.65% Bajaj Finance 2024 Debenture AAA 1.46 - 2.04 2.04
equal 6.75% Sikka Ports and Terminals 22/04/2026 Debenture AAA 1.21 - 2.03 2.03
equal 5.40% Nabha Power 15/05/2023 Debenture AAA 1.34 - 1.88 1.88
equal REC 31/10/2024 Non Convertible Debenture AAA 0.00 - 1.80 1.79
equal 5.96% National Bank Agr. Rur. Devp 2025 Bonds/NCDs AAA 0.00 - 2.73 1.67
equal 8.90% State Bank of India Additional Tier 2 Bond AAA 1.18 - 1.64 1.63
equal M&M Financial Services 14/02/2025 Non Convertible Debenture AAA 0.00 - 1.53 1.52
equal 5.50% Kotak Mahindra Prime 2023 Debenture AAA 1.07 - 1.50 1.50
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 1.50 1.50
equal Axis Bank 14/02/2023 Certificate of Deposit A1+ 0.00 - 1.47 1.47
equal Panatone Finvest 364-D 30/01/2023 Commercial Paper A1+ 0.00 - 1.47 1.47
equal 6.40% Jamnagar Utilities and Power 29/09/2026 Non Convertible Debenture AAA 0.00 - 1.27 1.27

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Deepak Agrawal since 01-Aug-2007

Education: Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.

Experience: He has been associated with Kotak AMC since 2000.

Funds Managed:


0.20%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 42.8056

IDCW: ₹ 10.1360


Investment Strategy

The scheme seeks to provide reasonable returns and reasonably high levels of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 02-May-2002
Return Since Launch: 7.42%
Benchmark: NIFTY Short Duration Debt Index B-II
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 13,158 Cr (As on 31-Jul-2022)
Expense Ratio: 1.16% (As on 31-Jul-2022)
Risk Grade: Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW23-Dec-20210.0456
IDCW Monthly13-Sep-20210.0767

 12-Aug-20210.0621
 14-Jun-20210.0599
 12-May-20210.0607
 12-Apr-20210.0886
 12-Mar-20210.0077
 12-Feb-20210.0345
 12-Jan-20210.0272
 14-Dec-20200.0552
 12-Nov-20200.0768
 12-Oct-20200.1029
 14-Sep-20200.0096
 12-Aug-20200.0045
 13-Jul-20200.2283
 12-Jun-20200.1255
 12-May-20200.0719
 13-Apr-20200.0044
 12-Mar-20200.0079
 12-Feb-20200.0917
 13-Jan-20200.0597
 12-Dec-20190.0146
 13-Nov-20190.0650
 15-Oct-20190.0390
 14-Oct-20190.0390
 12-Sep-20190.0507
IDCW Half Yearly22-Mar-20210.2087

 21-Sep-20200.0102
 20-Mar-20190.0039
 21-Sep-20180.0042
 20-Mar-20180.0101
 20-Sep-20170.0816
 21-Sep-20150.4471
 30-Dec-20140.1759
 22-Sep-20140.0519

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Website: https://www.kotakmf.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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