VR Logo

3 star

Union Multi Cap Fund


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.12 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.88 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.74 0.94 2.52 5.93 20.34 -4.10 10.24 3.93 4.35 10.61 --
S&P BSE 500 TRI -6.09 0.91 1.62 4.45 21.73 -7.34 4.43 2.88 6.38 13.12 --
Equity: Multi Cap -6.28 0.78 1.91 4.09 18.44 -8.73 3.99 1.78 5.18 13.99 --
Rank within category 9 16 11 11 15 6 10 12 23 32 --
Number of funds in category 60 63 63 62 61 60 56 42 40 34 30

As on 06-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Multi Cap Fund
3 star
Jun-11 10.24 3.93 4.35 2.56 355
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 1.95 2.51 7.03 1.69 27,976
Axis Focused 25 Fund  | Invest Online
5 star
Jun-12 5.16 5.82 8.85 2.01 10,399
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 12.99 6.97 7.02 1.74 9,750
SBI Focused Equity Fund  | Invest Online
5 star
Oct-04 4.09 6.52 8.44 1.88 8,962

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.18 (01-Apr-2020 - 09-Apr-2020) -17.97 (16-Mar-2020 - 23-Mar-2020)
Month 21.40 (23-Mar-2020 - 22-Apr-2020) -35.25 (20-Feb-2020 - 23-Mar-2020)
Quarter 34.06 (23-Mar-2020 - 22-Jun-2020) -33.48 (23-Dec-2019 - 23-Mar-2020)
Year 57.42 (03-Sep-2013 - 03-Sep-2014) -28.04 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.16 20.24 0.00 0.00 0.92 0.38
S&P BSE 500 TRI 4.74 21.74 -0.02 -0.03 -- --
Equity: Multi Cap 3.42 21.28 -0.08 -0.09 0.95 -1.35
Rank within category 12 11 12 12 15 12
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 66
Top 10 Stocks (%) 45.46
Top 5 Stocks (%) 30.44
Top 3 Sectors (%) 50.54
Portfolio P/B Ratio 3.35
Portfolio P/E Ratio 26.71

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,19,581 1,07,378
Giant (%) 60.13 53.36
Large (%) 15.07 20.43
Mid (%) 16.93 17.75
Small (%) 7.87 8.33
Tiny (%) -- 0.38

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 34.17 9.25 0.00 7.75
equal HDFC Bank Financial 20.14 9.89 7.63 7.63
equal HDFC Financial 14.05 8.33 0.00 5.41
equal Tata Consultancy Services Technology 27.59 6.16 0.00 5.12
equal Infosys Technology 23.78 6.22 2.14 4.53
equal Bharti Airtel Communication -- 4.69 0.00 4.25
equal ICICI Bank Financial 22.79 5.47 0.00 4.07
down Hindustan Unilever FMCG 75.78 3.51 0.00 2.98
equal Kotak Mahindra Bank Financial 31.19 4.44 1.57 1.88
equal Larsen & Toubro Construction 15.34 6.10 1.84 1.84
down Bajaj Finance Financial 41.52 3.58 0.00 1.59
equal Container Corp. Services 68.63 2.15 0.00 1.49
down Axis Bank Financial 72.28 4.36 0.00 1.47
equal Syngene International Healthcare 47.41 1.40 0.00 1.40
equal Maruti Suzuki India Automobile 50.03 6.55 1.26 1.32
equal Asian Paints Chemicals 76.33 3.07 0.00 1.31
up NIIT Technologies Technology 27.59 1.26 0.00 1.26
down Reliance Industries Ltd - Partly Paid Equity Energy -- 1.24
up Mphasis Technology 18.17 1.21 0.00 1.21
equal United Spirits FMCG 198.13 1.41 0.00 1.16
equal Ultratech Cement Construction 21.68 2.41 0.00 1.15
equal L&T Infotech Technology 27.23 1.15 0.00 1.15
equal NTPC Energy 12.61 1.54 0.00 1.14
equal PI Industries Chemicals 59.04 1.83 0.00 1.11
equal Biocon Healthcare 69.32 1.10 0.00 1.05

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2020

Fund Manager

— Vinay Paharia since 03-Apr-2018

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:


0.94%

Change from previous, NAV as on 06-Aug-2020

Growth: ₹ 20.3500

Dividend: ₹ 12.8500


Investment Strategy

The scheme seeks to achieve long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 10-Jun-2011
Return Since Launch: 8.06%
Benchmark: S&P BSE 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 355 Cr (As on 31-Jul-2020)
Expense: 2.56% (As on 30-Jun-2020)
Risk Grade: Below Average
Return Grade: Average
Turnover: 45.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend05-Feb-20190.8854

 22-Mar-20181.0000
 28-Sep-20171.0000
 20-Dec-20161.0000
 22-Dec-20151.0000
 26-Aug-20141.0000

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

VR Helpline

Is the worst behind us?

dateSaturday, 08-Aug-2020
time04:00 PM - 04:30 PM