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3 star

Union Multi Cap Fund


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.15 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.04 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.14 -1.07 -1.25 2.94 6.37 25.35 6.94 4.90 7.06 10.05 --
S&P BSE 500 TRI -1.15 -1.20 -1.23 3.23 5.73 26.52 2.94 3.31 8.56 12.29 --
Equity: Multi Cap -2.30 -0.97 -0.83 2.75 5.32 21.98 1.48 1.90 7.25 12.98 --
Rank within category 11 36 43 34 19 11 11 9 22 31 --
Number of funds in category 60 64 64 63 62 61 59 43 40 34 30

As on 28-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Multi Cap Fund
3 star
Jun-11 6.94 4.90 7.06 2.57 374
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 -0.08 2.98 8.95 1.69 29,551
Axis Focused 25 Fund
5 star
Jun-12 2.23 7.00 11.47 2.02 11,455
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 13.30 9.71 9.75 2.09 11,386
Aditya Birla Sun Life Equity Fund  | Invest Online
4 star
Aug-98 2.60 1.42 8.74 1.83 10,832

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.18 (01-Apr-2020 - 09-Apr-2020) -17.97 (16-Mar-2020 - 23-Mar-2020)
Month 21.40 (23-Mar-2020 - 22-Apr-2020) -35.25 (20-Feb-2020 - 23-Mar-2020)
Quarter 34.06 (23-Mar-2020 - 22-Jun-2020) -33.48 (23-Dec-2019 - 23-Mar-2020)
Year 57.42 (03-Sep-2013 - 03-Sep-2014) -28.04 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.10 20.28 0.10 0.11 0.92 0.62
S&P BSE 500 TRI 6.61 21.81 0.07 0.08 -- --
Equity: Multi Cap 4.83 21.40 -0.01 -0.01 0.95 -1.69
Rank within category 11 10 10 10 13 10
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 67
Top 10 Stocks (%) 41.03
Top 5 Stocks (%) 29.33
Top 3 Sectors (%) 50.03
Portfolio P/B Ratio 3.49
Portfolio P/E Ratio 29.47

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 94,970 99,119
Giant (%) 54.80 50.92
Large (%) 13.37 16.66
Mid (%) 22.67 23.89
Small (%) 9.16 9.05
Tiny (%) -- 0.29

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 22.22 9.75 7.55 7.55
down Reliance Industries Energy 32.30 9.25 4.30 6.80
equal Infosys Technology 25.52 6.22 2.14 6.03
equal HDFC Financial 16.02 8.33 0.00 5.01
equal ICICI Bank Financial 27.02 5.47 0.00 3.94
down Tata Consultancy Services Technology 32.19 6.16 0.00 3.55
equal Bharti Airtel Communication -- 4.69 0.00 3.06
up Coforge Technology 31.10 1.72 0.00 1.72
equal Larsen & Toubro Construction 11.64 6.10 1.72 1.72
equal Kotak Mahindra Bank Financial 34.58 4.44 1.57 1.65
equal Indiamart Intermesh Services 76.41 1.61 0.00 1.61
equal Avenue Supermarts Services 163.54 1.57 0.00 1.52
equal Bajaj Finance Financial 45.73 3.58 0.00 1.51
equal Syngene International Healthcare 60.90 1.50 0.00 1.50
new Tube Investments Of India Automobile 69.74 1.49 0.00 1.49
equal Asian Paints Chemicals 93.70 3.07 0.00 1.44
up Varun Beverages FMCG 87.32 1.42 0.00 1.42
equal Mphasis Technology 20.52 1.37 0.00 1.37
equal Axis Bank Financial 42.99 4.36 0.00 1.37
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 1.34
equal Maruti Suzuki India Automobile 53.24 6.55 1.26 1.34
up Muthoot Finance Financial 14.42 1.90 0.00 1.28
down Hindustan Unilever FMCG 71.50 3.51 0.00 1.20
up Laurus Labs Healthcare 42.48 1.19 0.00 1.19
equal PI Industries Chemicals 54.99 1.83 0.00 1.18

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Vinay Paharia since 03-Apr-2018

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:


-1.07%

Change from previous, NAV as on 28-Oct-2020

Growth: ₹ 21.3600

Dividend: ₹ 13.4900


Investment Strategy

The scheme seeks to achieve long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 10-Jun-2011
Return Since Launch: 8.42%
Benchmark: S&P BSE 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 374 Cr (As on 30-Sep-2020)
Expense: 2.57% (As on 30-Sep-2020)
Risk Grade: Below Average
Return Grade: Average
Turnover: 49.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend05-Feb-20190.8854

 22-Mar-20181.0000
 28-Sep-20171.0000
 20-Dec-20161.0000
 22-Dec-20151.0000
 26-Aug-20141.0000

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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