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Aditya Birla Sun Life Financial Planning FoF - Moderate Plan

Hybrid: Multi Asset Allocation

1 Lakh

Investment Grown to
₹ 1.15 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.95 Lakh


Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.


  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.78 0.63 0.72 4.13 10.56 1.70 10.59 4.63 6.87 10.00 --
VR Balanced TRI* -5.22 0.75 0.79 3.63 17.45 -5.19 4.03 5.24 6.90 11.15 --
Hybrid: Multi Asset Allocation* 0.52 0.65 2.27 5.96 15.89 -0.97 7.61 2.77 4.77 7.86 --

As on 05-Aug-2020

* As on 06-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Financial Planning FoF - Moderate Plan  | Invest Online
May-11 10.59 4.63 6.87 1.00 15
ICICI Prudential Multi Asset Fund  | Invest Now
Oct-02 2.25 3.11 7.16 1.76 10,484
UTI Multi Asset Fund - Regular Plan  | Invest Online
Nov-08 9.36 3.93 4.86 2.41 637

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.85 (27-May-2020 - 03-Jun-2020) -10.01 (11-Mar-2020 - 18-Mar-2020)
Month 9.93 (23-Mar-2020 - 22-Apr-2020) -17.26 (20-Feb-2020 - 23-Mar-2020)
Quarter 15.56 (23-Mar-2020 - 22-Jun-2020) -14.69 (23-Dec-2019 - 23-Mar-2020)
Year 29.77 (29-Jan-2014 - 29-Jan-2015) -10.75 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.04 10.62 -0.02 -0.02 0.58 -0.82
VR Balanced TRI 6.33 17.40 0.06 0.07 -- --
Hybrid: Multi Asset Allocation 4.83 13.14 -0.02 0.00 0.65 -1.11

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up HDFC Corporate Bond Direct-G Mutual Fund -- 0.00 - 9.88 9.67
equal Axis Banking Debt Mutual Fund -- 0.00 - 10.28 8.93
up Aditya Birla SL Corporate Bond Direct-G Mutual Fund -- 0.00 - 14.79 5.21
up IDFC Corporate Bond Direct-G Mutual Fund -- 0.00 - 5.06 5.06
equal IDFC Banking Debt Direct Mutual Fund -- 0.00 - 3.99 3.50
equal HDFC Ultra Short Term Fund Direct-G Mutual Fund -- 0.00 - 2.04 1.74
equal IDFC Ultra Short Term Fund Direct-G Mutual Fund -- 0.00 - 1.69 1.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Kotak Standard Multicap Direct-G Financial -- 11.60
up Axis Focused 25 Direct-G Financial -- 8.97
equal Aditya Birla Sun Life Nifty ETF Fund Financial -- 7.36
down Tata Large & Mid Cap Direct-G Financial -- 7.09
up Aditya Birla Sun Life Equity Fund Direct-Growth Financial -- 6.20
up Aditya Birla SL Focused Equity Direct-G Financial -- 6.08
up Kotak Emerging Equity Direct-G Financial -- 3.78

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Vinod Bhat since 16-Aug-2019

Education: Vinod is a CFA (USA) and has done his MBA in Finance from Wharton University of Pennsylvania (USA). He is an M.S. in Industrial Engineering from Pennsylvania State University (USA) and holds a B.Tech degree in Mechanical Engineering from IIT Bombay.

Experience: Prior to joining ABSLAMC, he was the Vice President - Corporate Strategy and Business Development with Aditya Birla Management Corporation Pvt. Ltd. He had also worked with Ocean Park Advisors (USA) as a Senior Associate- Investment Banking. He was also part of Credit Suisse (USA) as an Associate - Investment Banking.

Funds Managed:


Change from previous, NAV as on 06-Aug-2020

Growth: ₹ 21.6172

Dividend Quarterly: ₹ 19.3897

Investment Strategy

The Scheme aims to generate returns by investing in mutual fund schemes selected in accordance with the BSLAMC process, as per the risk-return profile of investors.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 09-May-2011
Return Since Launch: 8.65%
Benchmark: CRISIL Hybrid 50+50 Moderate Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 15 Cr (As on 30-Jun-2020)
Expense: 1.00% (As on 30-Jun-2020)
Risk Grade: --
Return Grade: --
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly25-Sep-20140.1559


Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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