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Unrated

Essel 3 in 1 Fund


1 Lakh

Investment declined to
₹ 0.98 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.34 Lakh

Analyst's Choice?

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -15.71 -0.11 -0.51 -1.04 -18.19 -14.41 -10.06 -0.73 2.33 4.12 --
VR Balanced TRI -20.82 -0.52 -0.76 -1.03 -20.58 -19.31 -17.12 1.25 3.53 7.20 --
Hybrid: Multi Asset Allocation -11.99 -0.17 -0.45 -2.14 -13.89 -11.24 -7.45 0.49 3.43 6.61 --
Rank within category 13 5 7 9 14 11 10 6 8 7 --
Number of funds in category 15 16 16 16 15 14 14 10 10 7 1

As on 22-May-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.99 (01-Apr-2020 - 09-Apr-2020) -14.96 (16-Mar-2020 - 23-Mar-2020)
Month 19.13 (23-Mar-2020 - 22-Apr-2020) -30.61 (20-Feb-2020 - 23-Mar-2020)
Quarter 8.10 (19-Sep-2019 - 19-Dec-2019) -28.13 (23-Dec-2019 - 23-Mar-2020)
Year 14.94 (30-Jan-2014 - 30-Jan-2015) -23.12 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.90 14.99 -0.24 -0.19 0.78 -3.53
VR Balanced TRI 5.42 16.95 0.00 0.00 -- --
Hybrid: Multi Asset Allocation 3.22 12.23 -0.17 -0.17 0.66 -2.22
Rank within category 10 12 10 8 11 10
Number of funds in category 13 13 13 13 13 13

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 42
Top 10 Holdings (%) 51.17
Top 5 Holdings (%) 35.64
Top 3 Sectors (%) 37.96
Portfolio P/B Ratio 2.62
Portfolio P/E Ratio 20.02

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal National Bank Agr. Rur. Devp 15/05/2020 Securitised Debt A1+ 0.00 - 7.10 6.32
equal Reliance Industries 180-D 18/05/2020 Commercial Paper A1+ 0.00 - 3.55 3.16
equal Britannia Inds. 28/08/2022 Non Convertible Debenture AAA 0.00 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 24.60 8.26 0.00 7.22
down HDFC Bank Financial 16.88 7.02 1.20 4.85
down ICICI Bank Financial 19.71 8.00 0.36 4.37
equal India Grid Trust Engineering -- 4.64 0.00 4.03
equal Kotak Mahindra Bank Financial 25.84 6.72 0.59 3.28
equal Bharti Airtel Communication -- 2.61 0.00 2.61
equal Axis Bank Financial 51.33 3.45 0.00 2.45
new Hindustan Unilever FMCG 69.18 3.72 0.00 2.43
equal AIA Engineering Metals 25.77 2.35 0.49 2.35
down Cipla Healthcare 33.31 2.93 0.00 2.06
equal HCL Technologies Technology 13.01 1.89 0.00 1.89
equal Infosys Technology 17.77 3.41 0.00 1.76
equal Federal Bank Financial 4.45 2.47 0.00 1.75
equal Divi's Laboratories Healthcare 48.58 1.73 0.00 1.73
down Aurobindo Pharma Healthcare 16.68 3.93 0.00 1.63
equal Cadila Healthcare Healthcare 28.49 1.62 0.00 1.62
equal Escorts Automobile 23.61 1.66 0.00 1.58
equal V-Mart Retail Services 50.32 1.59 0.00 1.53
up Petronet LNG Energy 12.39 1.36 0.00 1.36
down Maruti Suzuki India Automobile 27.32 4.10 0.00 1.34
equal HG Infra Engineering Construction 6.81 1.38 0.00 1.28
up Ratnamani Metals & Tubes Metals 12.29 1.26 0.00 1.26
equal Max Financial Services Financial 37.04 1.40 0.00 1.25
equal Container Corp. Services 46.67 1.45 0.00 1.23
equal Tech Mahindra Technology 12.69 3.08 0.00 1.22

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2020

Fund Manager

— Suraj Makhija since 17-May-2019

Education: MBA, CA & CFA level 3

Experience: Prior Joining To The Essel Mutual Fund He Has Worked With Reliance Nippon Life Insurance as Fund Manager - ULIP and Research Analyst (July 1 2008 to August 31 2018)

Funds Managed:

— Saravana Kumar since 21-Apr-2020

Education: Mr. Kumar has an Engineering degree in Electronics & Telecommunications. He is an MBA (Finance) from IIM Bangalore & is a CAIIB.

Experience: Prior to joining Essel Mutual Fund he has worked with LIC Mutual Fund, he had been Head of Investments at Trust Investment Advisors Pvt. Ltd.(Oct'13-April'15), CIO at AIA Life Insurance Co. Ltd.(Oct'09-Sept'13) , Dy. GM at ICICI Bank Ltd.(Mar'03-Sept'09) & Fund Manager at SBI(2001-2003).

Interviews:

Funds Managed:


-0.11%

Change from previous, NAV as on 22-May-2020

Growth: ₹ 16.0400

Dividend Quarterly: ₹ 14.3065

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Dividend Monthly: ₹ 14.4361

Dividend: ₹ 15.4702


Investment Strategy

The scheme seeks to generate long term capital appreciation through a portfolio of fixed income securities, Gold Exchange traded funds (ETFs) of other mutual funds and equity & equity related Instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Essel Mutual Fund
Launch Date: 05-Apr-2011
Return Since Launch: 5.31%
Benchmark: NIFTY 50 Arbitrage (40), NIFTY 50 TRI (30), London Gold (15), CRISIL Composite Bond (15)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 16 Cr (As on 30-Apr-2020)
Expense: 2.24% (As on 30-Apr-2020)
Risk Grade: --
Return Grade: --
Turnover: 115.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly05-Mar-20200.1152

 04-Feb-20200.1179
 02-Jan-20200.1157
 05-Dec-20190.1166
 30-Oct-20190.1142
 03-Oct-20190.1150
 05-Sep-20190.1117
 01-Aug-20190.1124
 04-Jul-20190.1155
 06-Jun-20190.1160
 02-May-20190.1160
 04-Apr-20190.1158
 06-Mar-20190.1142
 06-Feb-20190.1140
Dividend Quarterly22-Mar-20180.2510

 02-Nov-20170.2550
 02-May-20170.2536
 20-Feb-20170.2550
 26-Oct-20160.2607

Contact Information

AMC: Essel Finance AMC Ltd.

Address: Peerless Mansion, 3rd Floor, 1 Chowringhee Square, Kolkata - 700069

Phone: 033-40185000 / 1800-103-8999

Fax: 033-40185010

Email: [email protected]

Website: www.esselfinance.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Debt funds and the crisis

dateFriday, 29-May-2020
time12:30 PM - 01:00 PM