1 LakhInvestment Grown to
₹ 10000Monthly SIP Grown to
Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.
Taxability of earnings:
|CCIL T Bill Liquidity Weight||2.74||0.03||0.07||0.27||0.61||1.26||3.37||3.98||4.14||4.58||4.76|
As on 23-Oct-2020
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|Baroda Liquid Fund - Regular Plan||Feb-02||4.58||6.28||6.48||0.18||3,684|
|ICICI Prudential Liquid Fund | Invest Now||Nov-05||4.71||6.29||6.68||0.32||44,170|
|Aditya Birla Sun Life Liquid Fund | Invest Online||Mar-04||4.74||6.35||6.72||0.31||32,611|
|Nippon India Liquid Fund | Invest Online||Dec-03||4.70||6.35||6.72||0.30||24,930|
|Axis Liquid Fund||Oct-09||4.72||6.34||6.71||0.25||24,817|
|Best (Period)||Worst (Period)|
|Week||0.61 (24-Mar-2020 - 31-Mar-2020)||-0.19 (17-Mar-2020 - 24-Mar-2020)|
|Month||0.95 (24-Mar-2020 - 23-Apr-2020)||0.13 (23-Feb-2020 - 24-Mar-2020)|
|Quarter||2.64 (24-Jul-2013 - 23-Oct-2013)||0.77 (25-Jun-2020 - 24-Sep-2020)|
|Year||9.92 (12-Aug-2011 - 13-Aug-2012)||4.06 (27-May-2009 - 27-May-2010)|
|CCIL T Bill Liquidity Weight||3.90||0.32||-3.63||-6.95||--||--|
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 30-Sep-2020
|Fund||1Y High||1Y Low||Category|
|Number of Securities||19||40||18||36|
|Modified Duration (yrs)||0.06||0.16||0.05||0.10|
|Average Maturity (yrs)||0.06||0.16||0.04||0.09|
|Yield to Maturity (%)||3.36||5.33||3.21||3.38|
|Avg Credit Rating||AAA||--||--||--|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|Reserve Bank of India 182-D 29/10/2020||Treasury Bills||SOV||0.00 - 14.22||14.22|
|Reserve Bank of India 182-D 15/10/2020||Treasury Bills||SOV||0.00 - 8.64||8.13|
|Reserve Bank of India 182-D 08/10/2020||Treasury Bills||SOV||0.00 - 6.49||6.10|
|Reliance Industries 91-D 23/10/2020||Commercial Paper||A1+||0.00 - 6.03||5.42|
|Reserve Bank of India 182-D 22/10/2020||Treasury Bills||SOV||0.00 - 4.06||4.06|
|Indian Oil Corp. 56-D 02/11/2020||Commercial Paper||A1+||0.00 - 4.06||4.06|
|National Bank Agr. Rur. Devp 91-D 27/11/2020||Commercial Paper||A1+||0.00 - 4.05||4.05|
|Reserve Bank of India 182-D 06/11/2020||Treasury Bills||SOV||0.00 - 3.38||3.38|
|8.62% HDFC 15/10/2020||Debenture||AAA||0.00 - 2.91||2.72|
|Export-Import Bank 91-D 13/10/2020||Certificate of Deposit||A1+||0.00 - 3.02||2.71|
|NTPC 91-D 23/10/2020||Commercial Paper||A1+||0.00 - 3.02||2.71|
|Tata Capital Housing Finance 91-D 23/11/2020||Commercial Paper||A1+||0.00 - 2.87||2.70|
|ICICI Securities 85-D 24/12/2020||Commercial Paper||A1+||0.00 - 2.69||2.69|
|Indusind Bank 2020||Certificate of Deposit||A1+||0.00 - 2.96||2.66|
|Muthoot Finance 91-D 21/10/2020||Commercial Paper||A1+||0.00 - 3.01||2.65|
|Motilal Oswal Financial 89-D 28/10/2020||Commercial Paper||A1+||0.00 - 2.40||2.11|
|RBL Bank 2020||Certificate of Deposit||A1+||0.00 - 1.58||1.58|
|Manappuram Finance 88-D 13/11/2020||Commercial Paper||A1+||0.00 - 1.44||1.35|
|Reserve Bank of India 91-D 24/12/2020||Treasury Bills||SOV||0.00 - 1.29||1.29|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 30-Sep-2020
Education: Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar.
Experience: Prior to joining Baroda AMC he has worked with UTI Mutual Fund and HSBC Mutual Fund.
Education: Ms. Hetal P. Shah is a B.Com, MBA, and JAIIB.
Experience: Prior to joining Baroda AMC she has worked with Bank of India from may 1999.
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The scheme aims to generate income with high liquidity by investing in a portfolio of money market and debt instruments.
|Minimum Investment (₹)||5,000|
|Minimum Addl Investment (₹)||--|
|Minimum SIP Investment (₹)||1,000|
|Minimum No of Cheques||6|
|Minimum Withdrawal (₹)||--|
|Minimum Balance (₹)||2,000|
|Exit Load||Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.
|Fund House:||Baroda Mutual Fund|
|Return Since Launch:||6.79%|
|Benchmark:||CRISIL Liquid TRI|
|Assets:||₹ 3,684 Cr (As on 30-Sep-2020)|
|Expense:||0.18% (As on 30-Sep-2019)|
|Plan||Record Date||Dividend (₹ / Unit)|
AMC: Baroda Asset Management India Ltd
Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063
Phone: +91 22-3074 1000
Fax: +91 22-3074 1001
Email: [email protected]
Registrar & Transfer Agent: KFin Technologies Pvt Ltd.
Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016
Email: [email protected]