Widely used:
Our Opinion
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Our Opinion
Riskometer
Moderately High
₹27.6643 -0.16%
As on 13-Jun-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
LIC MF Equity Savings Fund
|
|
|
Moderately High
|
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2.35 |
|
 |
|
Low to Moderate
|
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0.98 |
||
 |
|
Moderately High
|
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1.76 |
||
|
|
High
|
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1.44 |
||
|
|
Moderate
|
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1.24 |
₹22 Cr
1.00 (90)
5,000
1,000
200
30
Investment Strategy
The scheme seeks to provide regular income by investing in debt and money market instruments and using arbitrage and other derivative strategies. Also intends to generate long capital appreciation through unhedged exposure to equity and equity related instruments.
Suitability
"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of LIC MF Equity Savings Fund through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, LIC MF Equity Savings Fund can be bought from the LIC Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of LIC MF Equity Savings Fund, is ₹27.6643 as of 14-Jun-2025.
| Company | Percentage of Portfolio |
|---|---|
|
LIC MF Liquid Direct-G |
11.49
|
Over the past five years, LIC MF Equity Savings Fund has delivered an annualised return of 10.98% as of 14-Jun-2025.
The minimum investment required to start investing in LIC MF Equity Savings Fund is ₹5,000 for the lump sum option and ₹200 for the SIP (Systematic Investment Plan) option.
