VR Logo

Unrated

IDBI Equity Savings Fund


Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.72 Lakh

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -3.12 -0.25 0.86 1.29 7.37 -2.86 1.67 2.17 3.48 4.85 --
VR MIP TRI -0.35 -0.16 1.01 2.15 8.33 -0.05 2.89 6.35 7.17 8.41 --
Hybrid: Equity Savings -2.50 -0.34 1.16 2.35 9.02 -2.28 0.32 2.89 4.89 -- --
Rank within category 15 7 22 23 20 15 9 -- -- -- --
Number of funds in category 23 23 23 23 23 23 22 14 8 0 0

As on 08-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDBI Equity Savings Fund
Unrated
Mar-11 1.67 2.17 3.48 2.16 11
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 3.83 5.66 6.61 2.16 1,409
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
Dec-14 0.29 4.47 6.65 1.36 1,157
Axis Equity Saver Fund - Regular Plan  | Invest Online
4 star
Aug-15 1.24 5.05 -- 2.35 679
HDFC Equity Savings Fund  | Invest Online
3 star
Sep-04 -2.60 2.36 6.56 2.04 3,141

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.06 (01-Apr-2020 - 09-Apr-2020) -9.26 (16-Mar-2020 - 23-Mar-2020)
Month 9.64 (23-Mar-2020 - 22-Apr-2020) -18.53 (20-Feb-2020 - 23-Mar-2020)
Quarter 13.71 (23-Mar-2020 - 22-Jun-2020) -15.36 (23-Dec-2019 - 23-Mar-2020)
Year 17.59 (04-Mar-2014 - 04-Mar-2015) -10.37 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.34 8.84 -0.34 -0.32 1.25 -3.92
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Equity Savings 2.94 9.00 -0.24 -0.23 1.29 -3.35
Rank within category 14 8 12 12 8 12
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 23
Number of Bonds 3
Average Maturity (yrs) 0.77
Top 10 Holdings (%) 49.39
Portfolio P/B Ratio 3.62
Portfolio P/E Ratio 28.68

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.78% HDFC Bank 365-D Term Deposits -- 0.00 - 13.83 13.83
equal 8.65% Bank of Baroda 2022 Debenture AA+ 6.03 - 11.32 11.05
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.45 - 0.86 0.85

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Divi's Laboratories Healthcare 41.74 3.75 0.00 3.75
equal Aarti Industries Chemicals 30.56 4.00 0.00 3.60
equal HDFC Bank Financial 22.35 6.74 0.00 3.51
equal Honeywell Automation Engineering 52.38 3.64 0.00 3.24
new Hindustan Unilever FMCG 76.03 3.23 0.00 3.06
equal Escorts Automobile 28.25 2.50 0.00 2.50
equal ICICI Bank Financial 24.97 7.85 0.00 2.45
equal ICICI Lombard General Insurance Company Financial 49.03 3.47 0.00 2.40
equal HDFC Financial 15.25 4.98 1.12 2.29
equal Avenue Supermarts Services 115.44 2.16 0.00 2.09
down Infosys Technology 19.88 5.06 0.00 1.91
equal Blue Star Cons Durable 32.70 2.81 0.00 1.80
equal Nestle India FMCG 79.72 1.76 0.00 1.62
equal Mahindra & Mahindra Automobile 538.88 2.11 0.00 1.61
equal Maruti Suzuki India Automobile 32.16 1.57 0.00 1.55
equal Ultratech Cement Construction 18.81 3.88 0.00 1.44
equal SBI Life Insurance Company Financial 59.85 1.73 0.00 1.42
equal Reliance Industries Energy 30.88 8.84 0.00 1.35
equal United Breweries FMCG 65.61 1.59 0.00 1.32
equal Indraprastha Gas Energy 23.03 1.31 0.00 1.31
down State Bank of India Financial 8.67 6.96 0.00 1.19
equal ITC FMCG 15.76 5.17 0.00 0.91
equal Axis Bank Financial 67.64 7.16 0.00 0.90

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Uma Venkatraman since 05-Sep-2017

Education: Prior to joining IDBI Mutual Fund, she had worked with B&K Securities, ASK Raymond James, Morgan Keegan and UTI Mutual Fund.

Funds Managed:

— Raju Sharma since 03-May-2017

Education: Mr. Sharma is a Commerce Graduate and holds a degree of CA and LLB.

Experience: Prior to joining IDBI Mutual Fund, he has worked with Tata Mutual Fund, Indiabulls Mutual Fund, JM Morgan Stanley and DHFL.

Funds Managed:


-0.25%

Change from previous, NAV as on 08-Jul-2020

Growth: ₹ 16.7466

Dividend Quarterly: ₹ 13.3358

Dividend Monthly: ₹ 14.0552


Investment Strategy

The scheme seeks to provide regular income by investing in debt and money market instruments and using arbitrage and other derivative strategies. Also intends to generate long capital appreciation through unhedged exposure to equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 5,000
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 07-Mar-2011
Return Since Launch: 5.67%
Benchmark: CRISIL Liquid (40), NIFTY 50 TRI (30), CRISIL Short-Term Bond (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 11 Cr (As on 31-May-2020)
Expense: 2.16% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 421.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly28-Aug-20180.0419

 26-Jul-20180.0341
 26-Apr-20180.0935
 27-Dec-20130.0545
 26-Nov-20130.0468
 26-Jul-20130.0545
 26-Jun-20130.0545
 28-May-20130.0613
 26-Apr-20130.0613
 26-Mar-20130.0617
 26-Feb-20130.0617
 29-Jan-20130.0617
 27-Dec-20120.0529
 27-Nov-20120.0529
 29-Oct-20120.0529
 26-Sep-20120.0529
 28-Aug-20120.0529
 26-Jul-20120.0440
 26-Jun-20120.0440
 28-May-20120.1695
 26-Apr-20120.0440
 27-Mar-20120.0440
 28-Feb-20120.0440
 27-Jan-20120.0617
 27-Dec-20110.0264
Dividend Quarterly21-Apr-20170.2516

 07-Jul-20150.1150
 30-Mar-20150.2385
 30-Sep-20140.1948
 21-Apr-20140.0935
 04-Apr-20130.1839
 31-Jan-20130.1586
 04-Oct-20120.1586
 07-Aug-20120.1321
 18-Apr-20120.2202
 27-Dec-20110.0264
 03-Oct-20110.1321
 04-Jul-20110.1321

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: http://www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

VR Helpline

Investing rationally when markets are irrational.

dateSaturday, 11-Jul-2020
time04:00 PM - 04:30 PM