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Unrated

IDBI Equity Savings Fund

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Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.71 Lakh

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -3.05 -0.21 0.59 1.77 4.92 -3.66 2.03 2.04 3.51 4.83 --
VR MIP TRI -0.09 -0.04 0.75 2.53 7.50 -0.44 3.22 6.29 7.22 8.42 --
Hybrid: Equity Savings -2.32 -0.16 0.64 2.85 7.45 -2.84 0.58 2.86 4.92 -- --
Rank within category 15 14 12 22 23 15 10 -- -- -- --
Number of funds in category 23 23 23 23 23 23 22 14 8 0 0

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDBI Equity Savings Fund
Unrated
 Mar-11 2.03 2.04 3.51 2.16 11
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
 Oct-14 4.23 5.67 6.65 2.16 1,395
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
 Dec-14 0.21 4.36 6.63 1.36 1,159
Axis Equity Saver Fund - Regular Plan  | Invest Online
4 star
 Aug-15 1.79 5.10 -- 2.35 688
HDFC Equity Savings Fund  | Invest Online
3 star
 Sep-04 -2.58 2.28 6.54 2.04 3,141

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.06 (01-Apr-2020 - 09-Apr-2020) -9.26 (16-Mar-2020 - 23-Mar-2020)
Month 9.64 (23-Mar-2020 - 22-Apr-2020) -18.53 (20-Feb-2020 - 23-Mar-2020)
Quarter 13.71 (23-Mar-2020 - 22-Jun-2020) -15.36 (23-Dec-2019 - 23-Mar-2020)
Year 17.59 (04-Mar-2014 - 04-Mar-2015) -10.37 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.34 8.84 -0.34 -0.32 1.25 -3.92
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Equity Savings 2.94 9.00 -0.24 -0.23 1.29 -3.35
Rank within category 14 8 12 12 8 12
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 27
Number of Bonds 3
Average Maturity (yrs) * 0.77
Top 10 Holdings (%) 56.79
Portfolio P/B Ratio 2.38
Portfolio P/E Ratio 27.23

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.78% HDFC Bank 365-D Term Deposits -- 0.00 - 13.83 13.78
equal 8.65% Bank of Baroda 2022 Debenture AA+ 6.19 - 11.32 11.10
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.46 - 0.86 0.85

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
new Apollo Tyres Automobile 13.59 4.96 0.00 4.96
new Bharti Airtel Communication -- 4.76 0.00 4.76
new Bata India FMCG 49.68 3.96 0.00 3.96
equal HDFC Bank Financial 22.27 6.74 0.00 3.92
new NIIT Technologies Technology 22.41 3.88 0.00 3.88
new Vedanta Metals -- 3.64 0.00 3.64
equal Divi's Laboratories Healthcare 42.49 3.75 0.00 3.56
equal Hindustan Unilever FMCG 77.37 3.23 0.00 3.23
down Honeywell Automation Engineering 51.61 3.64 0.00 2.76
equal ICICI Bank Financial 24.39 7.85 0.00 2.58
down Aarti Industries Chemicals 30.46 4.00 0.00 2.57
equal HDFC Financial 15.26 4.98 1.12 2.42
equal ICICI Lombard General Insurance Company Financial 47.94 3.47 0.00 2.33
equal Avenue Supermarts Services 147.75 2.16 0.00 2.13
down Escorts Automobile 29.53 2.50 0.00 1.91
equal Mahindra & Mahindra Automobile 542.84 2.11 0.00 1.88
equal Blue Star Cons Durable 32.75 2.81 0.00 1.82
equal Maruti Suzuki India Automobile 31.71 1.61 0.00 1.61
equal Nestle India FMCG 79.90 1.76 0.00 1.58
equal Reliance Industries Energy 32.28 8.84 0.00 1.57
equal United Breweries FMCG 63.77 1.59 0.00 1.43
down Infosys Technology 20.07 5.06 0.00 1.35
down SBI Life Insurance Company Financial 60.46 1.73 0.00 1.33
equal State Bank of India Financial 8.83 6.96 0.00 1.31
equal Indraprastha Gas Energy 22.84 1.31 0.00 1.22

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

*As on 31-May-2020

Fund Manager

— Uma Venkatraman since 05-Sep-2017

Education: Prior to joining IDBI Mutual Fund, she had worked with B&K Securities, ASK Raymond James, Morgan Keegan and UTI Mutual Fund.

Funds Managed:

— Raju Sharma since 03-May-2017

Education: Mr. Sharma is a Commerce Graduate and holds a degree of CA and LLB.

Experience: Prior to joining IDBI Mutual Fund, he has worked with Tata Mutual Fund, Indiabulls Mutual Fund, JM Morgan Stanley and DHFL.

Funds Managed:

-0.21%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 16.7590

Dividend Quarterly: ₹ 13.3456

Dividend Monthly: ₹ 14.0656

Investment Strategy

The scheme seeks to provide regular income by investing in debt and money market instruments and using arbitrage and other derivative strategies. Also intends to generate long capital appreciation through unhedged exposure to equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 5,000
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 07-Mar-2011
Return Since Launch: 5.68%
Benchmark: CRISIL Liquid (40), CRISIL Short-Term Bond (30), NIFTY 50 TRI (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 11 Cr (As on 30-Jun-2020)
Expense: 2.16% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 421.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly28-Aug-20180.0419

 26-Jul-20180.0341
 26-Apr-20180.0935
 27-Dec-20130.0545
 26-Nov-20130.0468
 26-Jul-20130.0545
 26-Jun-20130.0545
 28-May-20130.0613
 26-Apr-20130.0613
 26-Mar-20130.0617
 26-Feb-20130.0617
 29-Jan-20130.0617
 27-Dec-20120.0529
 27-Nov-20120.0529
 29-Oct-20120.0529
 26-Sep-20120.0529
 28-Aug-20120.0529
 26-Jul-20120.0440
 26-Jun-20120.0440
 28-May-20120.1695
 26-Apr-20120.0440
 27-Mar-20120.0440
 28-Feb-20120.0440
 27-Jan-20120.0617
 27-Dec-20110.0264
Dividend Quarterly21-Apr-20170.2516

 07-Jul-20150.1150
 30-Mar-20150.2385
 30-Sep-20140.1948
 21-Apr-20140.0935
 04-Apr-20130.1839
 31-Jan-20130.1586
 04-Oct-20120.1586
 07-Aug-20120.1321
 18-Apr-20120.2202
 27-Dec-20110.0264
 03-Oct-20110.1321
 04-Jul-20110.1321

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: http://www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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