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3 star

L&T Hybrid Equity Fund


1 Lakh

Investment Grown to
₹ 1.22 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.43 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 5.68 -0.49 -0.71 0.91 -0.87 13.19 44.10 6.95 10.76 12.92 12.43
VR Balanced TRI 4.69 -0.89 0.48 2.40 -2.34 13.79 49.90 11.36 13.31 11.67 10.99
Hybrid: Aggressive Hybrid 7.07 -0.47 -0.57 2.20 0.27 16.48 47.57 9.12 11.68 12.16 11.50
Rank within category 29 30 32 42 27 31 26 31 18 11 7
Number of funds in category 49 50 50 50 49 48 47 36 30 27 24

As on 14-May-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
L&T Hybrid Equity Fund  | Invest Online
3 star
Feb-11 44.10 6.95 10.76 1.90 5,335
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 42.24 11.32 12.58 1.60 38,141
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 45.59 11.54 13.37 1.88 6,445
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 40.38 12.26 13.68 2.12 4,982
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
4 star
Jul-15 45.07 11.59 13.72 1.90 4,803

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.28 24-Mar-2020 - 31-Mar-2020 -15.06 11-Mar-2020 - 18-Mar-2020
Month 16.45 23-Mar-2020 - 22-Apr-2020 -29.83 20-Feb-2020 - 23-Mar-2020
Quarter 26.24 23-Mar-2020 - 22-Jun-2020 -28.60 23-Dec-2019 - 23-Mar-2020
Year 65.87 23-Mar-2020 - 23-Mar-2021 -24.50 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.80 16.65 0.21 0.23 0.90 -4.51
VR Balanced TRI 13.16 18.01 0.49 0.55 -- --
Hybrid: Aggressive Hybrid 9.89 17.63 0.31 0.36 0.93 -2.67
Rank within category 33 12 32 31 17 31
Number of funds in category 37 37 37 37 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Top 10 Holdings (%) 39.36
Top 5 Holdings (%) 26.23
Top 3 Sectors (%) 42.77
Portfolio P/B Ratio 3.34
Portfolio P/E Ratio 27.23
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.45% GOI 2029 GOI Securities SOV 1.69 - 2.60 2.29
equal 7.32% GOI 28/01/2024 GOI Securities SOV 1.39 - 2.23 2.23
equal 6.18% GOI 2024 GOI Securities SOV 0.00 - 2.10 2.10
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.92 - 2.02 2.02
equal 7.27% GOI 2026 GOI Securities SOV 0.96 - 2.06 2.00
up 5.15% GOI 2025 GOI Securities SOV 0.00 - 1.90 1.90
equal 9.37% State Bank of India Additional Tier 1 Bond AA+ 0.96 - 1.08 1.07
equal 7.00% Reliance Industries 31/08/2022 Non Convertible Debenture AAA 0.00 - 1.01 1.01
equal 7.17% GOI 2028 GOI Securities SOV 0.91 - 1.01 1.01
equal 8.89% Telangana State 16/10/2024 State Development Loan SOV 0.00 - 0.64 0.62
equal 8.88% Andhra Pradesh State 16/10/2024 State Development Loan SOV 0.00 - 0.54 0.52
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 0.00 - 0.51 0.51
equal 7.20% HDFC 13/04/2023 Non Convertible Debenture AAA 0.00 - 0.52 0.49
equal 6.98% Power Finance Corp. 20/04/2023 Non Convertible Debenture AAA 0.00 - 0.51 0.49
new 6.75% Sikka Ports and Terminals 22/04/2026 Debenture AAA 0.00 - 0.48 0.48
equal 5.60% Maharashtra State 2024 State Development Loan SOV 0.00 - 0.48 0.48
equal 5.79% GOI 2030 GOI Securities SOV 0.43 - 1.37 0.47
equal 8.40% SIDBI 2021 Debenture AAA 0.36 - 0.40 0.40
equal 6.70% Tamilnadu State 16/10/2024 State Development Loan SOV 0.00 - 0.30 0.29
equal 8.45% Sikka Ports and Terminals 2023 Debenture AAA 0.20 - 0.66 0.24
equal 9.56% State Bank of India Additional Tier 1 Bond AA+ 0.21 - 0.24 0.23
equal HDFC Bank 28/12/2028 Debenture AAA 0.19 - 0.21 0.21
equal 8.87% Himachal Pradesh State 16/10/2024 State Development Loan SOV 0.00 - 0.21 0.21
equal 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 0.20 0.20
equal Export-Import Bank 19/05/2023 Certificate of Deposit AAA 0.00 - 0.17 0.17

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 22.48 8.72 1.92 8.72
down HDFC Bank Financial 24.03 7.52 3.59 5.57
equal Infosys Technology 29.00 6.11 0.00 4.22
equal Reliance Industries Energy 26.66 6.48 0.00 4.20
equal HDFC Financial 23.31 4.28 1.51 3.52
equal Jindal Steel & Power Metals 7.09 3.14 0.00 3.14
equal Larsen & Toubro Construction 17.17 4.99 1.67 2.81
equal The Ramco Cements Construction 30.94 2.62 1.55 2.60
equal Sun Pharmaceutical Inds. Healthcare 68.82 2.29 0.45 2.29
down HCL Technologies Technology 22.16 3.73 1.68 2.20
up State Bank of India Financial 13.87 2.38 0.00 2.16
equal Ipca Laboratories Healthcare 25.60 3.42 0.00 1.98
down Emami FMCG 57.02 2.09 0.72 1.94
equal Ultratech Cement Construction 33.65 2.05 0.00 1.93
equal Mahindra & Mahindra Automobile -- 2.04 0.00 1.86
equal Oracle Fin Ser Software Technology 18.06 1.75 0.00 1.75
equal Bharti Airtel Communication -- 5.67 1.03 1.75
equal KPR Mills Textiles 19.53 1.71 0.40 1.71
equal Godrej Properties Construction -- 2.29 0.00 1.64
down Tata Consultancy Services Technology 34.80 5.21 1.47 1.47
equal Dabur India FMCG 55.82 1.62 0.00 1.09
equal Shree Cement Construction 47.65 1.21 0.00 1.08
equal Divi's Laboratories Healthcare 57.08 2.94 0.00 1.07
equal PI Industries Chemicals 61.18 1.36 0.00 1.05
equal Supreme Industries Chemicals 27.56 1.56 0.90 1.04

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2021

Fund Manager

— Vihang Naik since 17-Dec-2019

Education: Mr. Naik is a CFA and TYBMS.

Experience: Prior to joining L&T Mutual Fund he was associated with L&T Investment Management Limited (Jul 2012-Jun 2016) as an Analyst and with MF Global Sify securities (Mar 2010-Jul 2012, Motilal Oswal Securities (May 2008-Mar 2010), SBICAP Securities (Oct 2006-Apr 2008) as Research Analyst.

Funds Managed:

— Shriram Ramanathan since 30-May-2016

Education: Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.

Experience: Prior to joining L&T Mutual Fund he has worked with FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

Funds Managed:


-0.49%

Change from previous, NAV as on 14-May-2021

Growth: ₹ 32.5760

IDCW Yearly: ₹ 14.3460

IDCW: ₹ 23.0270


Investment Strategy

The scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and to generate reasonable returns through a portfolio of debt and money market instruments to help generating funds in the long term to save for the cost of children's education.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: L&T Mutual Fund
Launch Date: 07-Feb-2011
Return Since Launch: 12.19%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 5,335 Cr (As on 30-Apr-2021)
Expense: 1.90% (As on 30-Apr-2021)
Risk Grade: Average
Return Grade: Below Average
Turnover: 61.99%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW23-Apr-20210.1200

 23-Mar-20210.1200
 23-Feb-20210.1200
 22-Jan-20210.1200
 23-Dec-20200.1000
 25-Nov-20200.1000
 01-Jul-20190.0885
 23-Apr-20190.0797
 27-Dec-20180.0531
 24-Sep-20180.1062
 23-Aug-20180.1062
 23-Jul-20180.1062
 22-Jun-20180.1062
 23-May-20180.1062
 23-Apr-20180.1062
 23-Mar-20180.1300
 23-Feb-20180.1300
 25-Jan-20180.1300
 22-Dec-20170.1300
 24-Nov-20170.1300
 23-Oct-20170.1300
 25-Sep-20170.1300
 24-Aug-20170.1300
 27-Jul-20170.1300
 22-Jun-20170.1300
IDCW Yearly26-Mar-20210.7000

 22-Mar-20190.6198
 23-Mar-20180.9000
 23-Mar-20170.2000

Contact Information

AMC: L&T Investment Management Ltd

Address: Brindavan Plot No. 177, CST Road Kalina, Santacruz (East) Mumbai - 400098

Phone: 022-66554000 / 1800-2000-400

Fax: 022-66554002

Email: [email protected]

Website: http://www.lntmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

With the resurgence of COVID-19, what should investors do?

DateFriday, 07-May-2021
Time12:30 PM - 01:00 PM

Registration Over