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3 star

L&T Hybrid Equity Fund


1 Lakh

Investment Grown to
₹ 1.45 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.76 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 20.10 -0.48 0.85 -1.96 0.18 8.29 24.92 13.27 12.20 10.74 14.74
VR Balanced TRI 21.24 -1.03 0.87 -3.01 -0.30 9.26 27.94 16.15 15.71 11.12 13.23
Hybrid: Aggressive Hybrid 24.82 -0.55 0.68 -2.00 1.00 10.86 30.79 15.42 13.32 10.66 13.88
Rank within category 35 15 18 18 30 38 35 32 21 13 9
Number of funds in category 48 49 49 49 49 49 47 40 31 26 24

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
L&T Hybrid Equity Fund  | Invest Online
3 star
Feb-11 24.92 13.27 12.20 1.90% 5,367
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 27.28 16.80 14.41 1.66% 48,043
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 47.54 19.16 15.54 1.80% 18,740
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 28.32 18.29 14.49 1.86% 7,559
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 25.78 17.42 15.16 1.93% 6,901

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.28 24-Mar-2020 - 31-Mar-2020 -15.06 11-Mar-2020 - 18-Mar-2020
Month 16.45 23-Mar-2020 - 22-Apr-2020 -29.83 20-Feb-2020 - 23-Mar-2020
Quarter 26.24 23-Mar-2020 - 22-Jun-2020 -28.60 23-Dec-2019 - 23-Mar-2020
Year 65.87 23-Mar-2020 - 23-Mar-2021 -24.50 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 13.62 16.05 0.61 0.67 0.87 -1.07
VR Balanced TRI 16.35 17.90 0.70 0.83 -- --
Hybrid: Aggressive Hybrid 15.63 16.75 0.71 0.76 0.89 0.69
Rank within category 34 16 30 28 20 33
Number of funds in category 41 41 41 41 41 41

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 48
Top 10 Holdings (%) 34.86
Top 5 Holdings (%) 22.36
Top 3 Sectors (%) 40.27
Portfolio P/B Ratio 4.49
Portfolio P/E Ratio 29.49
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.18% GOI 2024 GOI Securities SOV 1.92 - 2.57 2.57
equal 7.32% GOI 28/01/2024 GOI Securities SOV 2.12 - 2.23 2.19
equal 7.27% GOI 2026 GOI Securities SOV 1.91 - 2.06 1.98
equal 5.15% GOI 2025 GOI Securities SOV 0.87 - 1.90 1.89
equal 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 1.89 1.89
equal 4.26% GOI 17/05/2023 GOI Securities SOV 0.00 - 1.89 1.89
new 6.40% Jamnagar Utilities and Power 29/09/2026 Non Convertible Debenture AAA 0.00 - 1.86 1.86
equal Reserve Bank of India 182-D 30/12/2021 Treasury Bills SOV 0.00 - 1.85 1.85
equal 7.35% Power Finance Corporation 15/10/2022 Debenture AAA 0.00 - 1.01 0.96
equal 4.95% HDFC 2022 Non Convertible Debenture AAA 0.00 - 0.75 0.75
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 0.00 - 0.52 0.52
equal 7.20% HDFC 13/04/2023 Non Convertible Debenture AAA 0.48 - 0.52 0.50
equal 6.98% Power Finance Corporation 20/04/2023 Non Convertible Debenture AAA 0.00 - 0.51 0.50
equal 7.17% GOI 2028 GOI Securities SOV 0.48 - 1.01 0.50
equal 8.88% Export-Import Bank 18/10/2022 Bonds AAA 0.00 - 0.52 0.49
equal 7.10% Power Finance Corporation 2022 Bonds/NCDs AAA 0.00 - 0.48 0.48
equal 7.42% LIC Housing Fin. 15/07/2022 Bonds/NCDs AAA 0.00 - 0.48 0.48
equal 5.79% GOI 2030 GOI Securities SOV 0.44 - 1.31 0.46
equal 7.45% REC 30/11/2022 Non Convertible Debenture AAA 0.00 - 0.31 0.31
equal 6.70% Tamilnadu State 16/10/2024 State Development Loan SOV 0.28 - 0.30 0.29
equal HDFC 19/05/2022 Non Convertible Debenture AAA 0.00 - 0.29 0.29
equal 4.60% National Bank Agr. Rur. Devp 29/07/2024 Debenture AAA 0.00 - 0.28 0.28
equal HDFC Bank 28/12/2028 Debenture AAA 0.20 - 0.22 0.22
equal 8.45% Sikka Ports and Terminals 2023 Debenture AAA 0.21 - 0.24 0.22
equal 6.79% GOI 15/05/2027 GOI Securities SOV 0.19 - 0.20 0.20

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 23.44 9.70 3.96 6.53
equal Infosys Technology 34.93 6.11 0.00 4.93
down HDFC Bank Financial 24.50 7.52 4.34 4.57
equal Sun Pharmaceutical Industries Healthcare 29.00 3.38 0.92 3.34
down State Bank of India Financial 14.74 4.57 0.00 2.99
equal KPR Mills Textiles 23.24 2.78 0.44 2.78
equal Sona BLW Precision Forgings Automobile 208.35 2.63 0.00 2.63
equal Ultratech Cement Construction 33.27 2.33 0.00 2.33
equal Tata Steel Metals 4.38 2.34 0.00 2.19
down HDFC Financial 24.08 3.94 1.51 1.90
equal Bajaj Finance Financial 85.76 1.85 0.00 1.81
equal Motherson Sumi Systems Automobile 33.61 1.76 0.00 1.76
down The Ramco Cements Construction 20.11 2.82 1.55 1.74
equal Varun Beverages FMCG 58.18 1.77 0.00 1.70
equal PI Industries Chemicals 55.38 1.87 0.00 1.70
equal Gland Pharma Healthcare 53.66 1.64 0.00 1.64
equal Tata Consultancy Services Technology 36.81 5.21 1.47 1.64
equal Oracle Fin Ser Software Technology 19.33 1.75 0.00 1.64
equal Honeywell Automation Engineering 79.32 1.57 0.00 1.46
equal Coforge Technology 61.56 1.44 0.00 1.37
equal Divi's Laboratories Healthcare 59.12 2.94 0.00 1.34
equal Minda Industries Automobile 70.14 1.30 0.00 1.30
equal Hindalco Inds. Metals 9.54 1.31 0.00 1.25
equal Supreme Industries Chemicals 25.66 1.56 0.90 1.16
equal Bajaj Finserv Financial 65.91 1.12 0.00 1.12

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Cheenu Gupta since 02-Jul-2021

Education: Ms. Gupta is CFA Charter holder (USA), PGDBM (Finance) & B.E. (I.T)

Experience: Prior to joining L&T Mutual Fund, she has worked with Canara Robeco Mutual Fund, Tata AIA Life Insurance Company as Fund Manager, ING Investment Management as Senior Research Analyst and UTI AMC Ltd. as Research Analyst.

Funds Managed:

— Shriram Ramanathan since 30-May-2016

Education: Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.

Experience: Prior to joining L&T Mutual Fund he has worked with FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

Funds Managed:


-0.48%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 37.0200

IDCW Yearly: ₹ 16.3030

IDCW: ₹ 25.2290


Investment Strategy

The scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and to generate reasonable returns through a portfolio of debt and money market instruments to help generating funds in the long term to save for the cost of children's education.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: L&T Mutual Fund
Launch Date: 07-Feb-2011
Return Since Launch: 12.85%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 5,367 Cr (As on 31-Oct-2021)
Expense: 1.90% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Below Average
Turnover: 53.17%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW23-Nov-20210.1400

 22-Oct-20210.1300
 23-Sep-20210.1300
 23-Aug-20210.1300
 23-Jul-20210.1300
 23-Jun-20210.1300
 24-May-20210.1200
 23-Apr-20210.1200
 23-Mar-20210.1200
 23-Feb-20210.1200
 22-Jan-20210.1200
 23-Dec-20200.1000
 25-Nov-20200.1000
 01-Jul-20190.0885
 23-Apr-20190.0797
 27-Dec-20180.0531
 24-Sep-20180.1062
 23-Aug-20180.1062
 23-Jul-20180.1062
 22-Jun-20180.1062
 23-May-20180.1062
 23-Apr-20180.1062
 23-Mar-20180.1300
 23-Feb-20180.1300
 25-Jan-20180.1300
IDCW Yearly26-Mar-20210.7000

 22-Mar-20190.6198
 23-Mar-20180.9000
 23-Mar-20170.2000

Contact Information

AMC: L&T Investment Management Ltd

Address: Brindavan Plot No. 177, CST Road Kalina, Santacruz (East) Mumbai - 400098

Phone: 022-66554000 / 1800-2000-400

Fax: 022-66554002

Email: [email protected]

Website: http://www.lntmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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