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2 star

LIC MF Children's Gift Fund download report


1 Lakh

Investment Grown to
₹ 1.30 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.98 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
LIC MF Children's Gift-G -10.73 0.49 -2.03 -8.74 -8.79 -12.46 3.32 9.01 4.40 5.56 8.88
VR Balanced TRI -7.74 -0.15 -3.21 -8.42 -7.90 -11.04 7.72 12.32 11.23 10.32 12.51
Hybrid: Aggressive Hybrid -8.50 0.57 -1.94 -7.86 -7.12 -10.56 7.84 11.78 8.83 9.42 13.25
Rank within category 35 24 29 37 36 36 37 32 -- -- --
Number of funds in category 44 44 44 44 44 44 44 38 28 21 20

As on 16-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Children's Gift Fund  | Invest Online
2 star
Nov-01 3.32 9.01 4.40 2.46% 13
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 9.50 13.17 11.17 1.60% 50,933
ICICI Prudential Equity & Debt Fund  | Invest Now
5 star
Nov-99 20.40 17.94 12.89 1.87% 19,331
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 6.17 13.34 10.31 1.86% 7,662
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 2.46 12.63 8.52 1.85% 7,318

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 19.84 15-May-2009 - 22-May-2009 -23.55 15-Jan-2008 - 22-Jan-2008
Month 33.11 11-May-2009 - 10-Jun-2009 -37.79 24-Sep-2008 - 24-Oct-2008
Quarter 78.04 05-Mar-2009 - 04-Jun-2009 -47.81 02-Sep-2008 - 02-Dec-2008
Year 76.65 09-Mar-2009 - 11-Mar-2010 -71.78 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
LIC MF Children's Gift-G 11.12 16.33 0.46 0.50 0.89 -1.95
VR Balanced TRI 14.19 17.86 0.60 0.69 -- --
Hybrid: Aggressive Hybrid 13.55 16.72 0.60 0.63 0.89 0.57
Rank within category 34 23 35 34 28 39
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 47
Top 10 Holdings (%) 52.83
Top 5 Holdings (%) 35.85
Top 3 Sectors (%) 51.63
Portfolio P/B Ratio 3.78
Portfolio P/E Ratio 26.01
Avg Credit Rating GOI/Cash

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.84% GOI 19/12/2022 GOI Securities SOV 7.15 - 7.90 7.81
equal Reserve Bank of India 91-D 23/06/2022 Treasury Bills SOV 0.00 - 3.74 3.74

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 19.67 8.81 5.51 8.66
equal Infosys Technology 28.90 9.35 4.61 7.44
equal HDFC Bank Financial 19.17 9.56 6.80 6.84
equal Reliance Industries Energy 28.21 5.10 1.64 5.10
up Tata Consultancy Services Technology 32.96 6.88 3.89 4.41
equal Axis Bank Financial 14.24 3.77 2.10 3.14
equal Kotak Mahindra Bank Financial 30.23 7.09 2.85 3.01
down SBI Life Insurance Company Insurance 70.62 3.73 2.68 2.68
equal HDFC Financial 17.58 2.96 0.00 2.47
equal State Bank of India Financial 11.79 2.46 0.00 2.36
equal Hindustan Unilever Consumer Staples 59.41 3.69 1.87 2.09
equal Coromandel International Chemicals 18.11 3.26 1.46 1.87
equal Container Corporation Of India Services 46.49 2.80 1.39 1.81
up City Union Bank Financial 13.97 2.11 1.06 1.79
equal Larsen & Toubro Construction 26.00 1.83 0.00 1.69
equal Dabur India Consumer Staples 51.03 2.73 1.38 1.49
equal Biocon Healthcare 61.41 2.28 0.00 1.41
equal Quess Corp Financial 88.11 1.40 0.00 1.40
equal Bharti Airtel Communication 138.19 1.39 0.00 1.39
equal Alkem Laboratories Healthcare 21.14 1.84 0.00 1.38
equal Dr. Reddy's Lab Healthcare 24.67 1.50 0.00 1.34
equal ICICI Lombard General Insurance Company Insurance 50.57 2.83 1.32 1.34
new SRF Diversified 36.57 1.32 0.00 1.32
down Nestle India Consumer Staples 73.60 6.14 1.31 1.31
equal Ultratech Cement Materials 24.01 1.35 0.66 1.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Karan Doshi since 07-Jan-2021

Education: Mr. Doshi is a Bachelor of Engineering, MMS (Finance)

Experience: Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.

Funds Managed:

— Sanjay Pawar since 01-Jan-2022

Education: Mr. Pawar is a B.Com, MBA

Experience: Prior to joining LIC Mutual Fund, he has worked with Taurus Mutual Fund, Edelweiss Securities Ltd., CRISIL Limited, ICAP.

Funds Managed:


0.49%

Change from previous, NAV as on 16-May-2022

Growth: ₹ 21.4605


Investment Strategy

The scheme seeks to provide long term growth of capital through a judicious mix of investments mainly in quality debt securities with relatively low level of risks.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 1,000
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period 5 Years
Exit Load 0

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 12-Nov-2001
Return Since Launch: 3.79%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 13 Cr (As on 30-Apr-2022)
Expense: 2.46% (As on 30-Apr-2022)
Risk Grade: Average
Return Grade: Below Average
Turnover: 19.00%

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016177 / 022-66016178

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

How much will debt funds deliver now?

DateFriday, 13-May-2022
Time12:30 PM - 12:40 PM

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