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UTI Dynamic Bond Fund - Regular Plan


1 Lakh

Investment declined to
₹ 0.97 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.18 Lakh

Analyst's Choice?

Suitability:

Dynamic Bond funds have the freedom to invest in bonds of any duration. Depending upon where it expects to earn maximum returns, the fund management team decides whether to invest in bonds maturing in a few months time or in the ones maturing several years later. Therefore, they are the most versatile type of debt funds available.

However, like most other debt fund categories, we believe that retail investors can avoid this one as well. In our opinion, debt funds make sense for retail investors only if they are investing for 3 years or less. For that kind of investment horizon, Liquid Debt funds and Short Term debt funds are much more suitable.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.60 0.12 0.23 0.31 -1.52 -1.60 -3.42 1.30 4.51 6.40 --
VR Bond 2.05 0.15 0.36 1.66 2.61 3.31 9.27 7.09 7.21 7.57 --
Debt: Dynamic Bond 2.17 0.09 0.24 1.85 2.42 3.46 9.37 6.41 7.07 7.89 --
Rank within category 28 15 17 29 28 28 29 24 23 20 --
Number of funds in category 29 30 30 29 29 29 29 24 23 22 15

As on 26-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.75 (17-Nov-2016 - 24-Nov-2016) -6.63 (03-Jun-2019 - 10-Jun-2019)
Month 5.93 (04-Nov-2016 - 06-Dec-2016) -4.98 (10-May-2019 - 10-Jun-2019)
Quarter 7.90 (25-Aug-2016 - 24-Nov-2016) -6.60 (11-Mar-2019 - 10-Jun-2019)
Year 17.26 (07-Dec-2015 - 06-Dec-2016) -5.44 (17-Jan-2019 - 17-Jan-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 0.85 4.98 -0.97 -0.99 0.99 -5.18
VR Bond 6.03 2.13 0.17 0.31 -- --
Debt: Dynamic Bond 5.19 3.21 0.04 0.15 1.10 -0.88
Rank within category 27 25 27 26 9 27
Number of funds in category 27 27 27 27 27 27

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 20 24 18 20
Modified Duration (yrs) 5.79 6.38 2.52 3.64
Average Maturity (yrs) 8.53 9.51 3.38 5.13
Yield to Maturity (%) 7.43 9.75 7.43 7.02

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 18.75 18.75
up 6.45% GOI 2029 GOI Securities SOV 0.00 - 11.81 11.81
new National Bank Agr. Rur. Devp Non Convertible Debenture AAA 0.00 - 9.55 9.55
equal 7.32% NTPC 17/07/2029 Non Convertible Debenture AAA 0.00 - 10.17 9.52
down 7.70% Nat. Highways Authority 13/09/2029 Non Convertible Debenture AAA 0.00 - 9.95 8.85
equal 7.48% IRFC 29/08/2034 Non Convertible Debenture AAA 0.00 - 5.92 5.92
equal 8.30% Jorabat Shillong Expressway 2024 Non Convertible Debenture D 0.00 - 5.51 5.51
equal 8.30% Jorabat Shillong Expressway 2023 Non Convertible Debenture D 0.00 - 5.11 5.11
equal 8.48% LIC Housing Fin. 29/06/2026 Bonds AAA 0.00 - 4.91 4.91
equal 8.24% Power Grid Corporation 14/02/2029 Debenture AAA 0.00 - 2.54 2.54
equal 8.97% Uttar Pradesh Power Corporation 15/02/2024 Bonds AA 1.18 - 2.40 2.40
equal 8.97% Uttar Pradesh Power Corporation 15/02/2023 Bonds AA 1.19 - 2.40 2.40
equal 8.04% Vodafone Idea 27/01/2022 Debenture BBB+ 0.00 - 3.76 1.78
equal 8.97% Uttar Pradesh Power Corporation 15/02/2022 Bonds AA 1.10 - 1.70 1.70
equal 8.97% Uttar Pradesh Power Corporation 13/02/2026 Bonds AA 0.76 - 1.39 1.19
equal 8.97% Uttar Pradesh Power Corporation 14/02/2025 Bonds AA 0.77 - 1.52 1.19
equal HDFC Bank 366-D Short Term Deposit -- 0.00 - 1.19 1.19
down 8.97% Uttar Pradesh Power Corporation 15/02/2027 Bonds AA 0.71 - 1.50 0.71
equal 8.30% REC 2025 Bonds AAA 0.12 - 0.25 0.25
equal Dewan Housing Fin. Corpn. 2021 Non Convertible Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Amandeep Singh Chopra since 16-Feb-2012

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:


0.12%

Change from previous, NAV as on 26-Feb-2020

Growth: ₹ 19.6242

Flexi Dividend: ₹ 10.8687

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Dividend Yearly: ₹ 10.7910

Dividend Quarterly: ₹ 11.6220

Dividend Half Yearly: ₹ 10.6495


Investment Strategy

The scheme seeks to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load 3% for redemption within 89 days
2% for redemption between 90 - 179 days
1% for redemption between 180 - 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 23-Jun-2010
Return Since Launch: 7.21%
Benchmark: CRISIL Dynamic Debt Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 419 Cr (As on 31-Jan-2020)
Expense: 1.58% (As on 31-Jan-2020)
Risk Grade: High
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly25-Mar-20190.0720

 25-Sep-20180.0540
 25-Sep-20170.2167
 22-Mar-20170.2889
 26-Sep-20160.2167
Dividend Quarterly25-Mar-20190.0180

 26-Dec-20180.0900
 25-Sep-20180.0324
 26-Jun-20180.0216
 26-Dec-20170.0722
 25-Sep-20170.1083
 28-Jun-20170.1083
 22-Mar-20170.1806
 26-Dec-20160.1083
 26-Sep-20160.1083
 27-Jun-20160.1083
 28-Mar-20160.1806
 28-Dec-20150.0722
 28-Sep-20150.0722
 25-Jun-20150.0722
 26-Mar-20150.1815
 29-Dec-20140.1815
 25-Sep-20140.2143
 26-Jun-20140.2533
 26-Mar-20140.1559
 30-Dec-20130.0779
 26-Sep-20130.0779
 30-May-20130.1752
 25-Mar-20130.3524
 16-Aug-20120.4405
Dividend Yearly25-Mar-20190.1261

 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.3250
Flexi Dividend25-Mar-20190.1261

 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.1445

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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dateFriday, 28-Feb-2020
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