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1 star

UTI Dynamic Bond Fund - Regular Plan


Debt: Dynamic Bond

1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

Dynamic Bond funds have the freedom to invest in bonds of any duration. Depending on where it expects to earn maximum returns, the fund management team actively decides whether to invest in bonds maturing in a few months or in the ones maturing several years later.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for investment horizon of up to three years) in their longer-term portfolios.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.97 -0.11 -0.08 0.88 0.57 7.79 5.53 1.29 4.98 6.77 7.43
VR Bond 5.57 -0.02 0.05 0.52 0.68 3.63 7.23 6.71 7.16 7.86 7.51
Debt: Dynamic Bond 6.80 -0.05 0.01 0.74 1.05 6.16 8.67 6.44 7.57 8.41 8.45
Rank within category 25 24 24 11 22 4 24 23 22 20 14
Number of funds in category 27 28 28 28 28 28 27 23 22 21 14

As on 25-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Dynamic Bond Fund - Regular Plan  | Invest Online
1 star
Jun-10 5.53 1.29 4.98 1.59 257
ICICI Prudential All Seasons Bond Fund  | Invest Now
4 star
May-09 12.00 8.07 9.46 1.52 4,287
IDFC Dynamic Bond Fund - Regular Plan
4 star
Dec-08 11.81 8.43 8.89 1.72 2,647
SBI Dynamic Bond Fund
5 star
Feb-04 10.16 7.99 8.99 1.64 2,161
Kotak Dynamic Bond Fund - Regular Plan  | Invest Online
5 star
May-08 10.71 8.89 9.42 1.15 1,632

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.75 (17-Nov-2016 - 24-Nov-2016) -6.63 (03-Jun-2019 - 10-Jun-2019)
Month 5.93 (04-Nov-2016 - 06-Dec-2016) -4.98 (10-May-2019 - 10-Jun-2019)
Quarter 7.90 (25-Aug-2016 - 24-Nov-2016) -6.60 (11-Mar-2019 - 10-Jun-2019)
Year 17.26 (07-Dec-2015 - 06-Dec-2016) -6.88 (25-Mar-2019 - 24-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.20 5.11 -0.77 -0.81 0.99 -5.23
VR Bond 6.44 2.10 0.62 1.17 -- --
Debt: Dynamic Bond 5.94 3.35 0.34 0.76 1.13 -0.67
Rank within category 27 25 27 27 7 27
Number of funds in category 27 27 27 27 27 27

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 11 21 9 18
Modified Duration (yrs) 6.53 7.02 3.28 4.64
Average Maturity (yrs) 9.35 10.22 4.64 6.32
Yield to Maturity (%) 6.62 8.69 6.38 6.18
Avg Credit Rating AA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 35.11 22.76
down 5.77% GOI 2030 GOI Securities SOV 0.00 - 20.29 17.05
new 6.45% GOI 2029 GOI Securities SOV 0.00 - 30.34 15.78
equal 7.75% Power Finance Corp. 2030 Non Convertible Debenture AAA 0.00 - 10.03 10.03
equal 8.30% Jorabat Shillong Expressway 2024 Non Convertible Debenture D 4.05 - 8.98 8.98
equal 8.30% Jorabat Shillong Expressway 2023 Non Convertible Debenture D 3.75 - 8.32 8.32
equal 6.73% IRFC 2035 Non Convertible Debenture AAA 0.00 - 5.81 5.81
new 7.25% Punjab National Bank 29/07/2030 Debenture AA+ 0.00 - 3.87 3.87
down 7.96% REC 15/06/2030 Non Convertible Debenture AAA 0.00 - 9.72 3.23
equal 8.97% Uttar Pradesh Power Corporation 15/02/2022 Bonds AA 0.03 - 1.95 0.04
equal Dewan Housing Fin. Corpn. 2021 Non Convertible Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Amandeep Singh Chopra since 16-Feb-2012

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:


-0.11%

Change from previous, NAV as on 25-Sep-2020

Growth: ₹ 20.7354

Flexi Dividend: ₹ 11.4841

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Dividend Yearly: ₹ 11.4020

Dividend Quarterly: ₹ 11.9794

Dividend Half Yearly: ₹ 10.9528


Investment Strategy

The scheme seeks to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load 3% for redemption within 89 days
2% for redemption between 90 - 179 days
1% for redemption between 180 - 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 23-Jun-2010
Return Since Launch: 7.36%
Benchmark: CRISIL Dynamic Debt Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 257 Cr (As on 31-Aug-2020)
Expense: 1.59% (As on 31-Aug-2020)
Risk Grade: High
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly23-Sep-20200.3000

 25-Mar-20190.0720
 25-Sep-20180.0540
 25-Sep-20170.2167
 22-Mar-20170.2889
 26-Sep-20160.2167
Dividend Quarterly23-Sep-20200.1500

 24-Jun-20200.1500
 25-Mar-20190.0180
 26-Dec-20180.0900
 25-Sep-20180.0324
 26-Jun-20180.0216
 26-Dec-20170.0722
 25-Sep-20170.1083
 28-Jun-20170.1083
 22-Mar-20170.1806
 26-Dec-20160.1083
 26-Sep-20160.1083
 27-Jun-20160.1083
 28-Mar-20160.1806
 28-Dec-20150.0722
 28-Sep-20150.0722
 25-Jun-20150.0722
 26-Mar-20150.1815
 29-Dec-20140.1815
 25-Sep-20140.2143
 26-Jun-20140.2533
 26-Mar-20140.1559
 30-Dec-20130.0779
 26-Sep-20130.0779
 30-May-20130.1752
Dividend Yearly25-Mar-20190.1261

 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.3250
Flexi Dividend25-Mar-20190.1261

 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.1445

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

VR Helpline

What to do with your multi-cap funds

dateSaturday, 26-Sep-2020
time12:30 PM - 01:00 PM

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