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3 star

Axis Regular Saver Fund

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Hybrid: Conservative Hybrid

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1 Lakh

Investment Grown to
₹ 1.14 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.88 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 5.52 0.07 0.09 -0.43 3.09 9.20 7.72 4.49 5.62 8.09 7.13
VR MIP TRI 1.28 -0.03 0.18 -0.78 3.10 9.92 4.27 6.46 7.60 8.77 7.59
Hybrid: Conservative Hybrid 1.57 -0.04 0.21 -0.53 3.48 9.40 3.86 3.87 6.22 8.47 7.44
Rank within category 6 4 30 24 20 17 7 19 26 22 21
Number of funds in category 39 39 39 39 39 39 38 36 33 30 29

As on 29-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Axis Regular Saver Fund  | Invest Online
3 star
 Jul-10 7.72 4.49 5.62 2.29 171
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 8.27 7.28 8.88 1.93 1,916
HDFC Hybrid Debt Fund  | Invest Online
2 star
 Dec-03 3.57 3.60 6.36 1.88 2,389
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
 Dec-03 1.76 2.80 5.70 1.79 1,660
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
 May-04 0.80 1.38 6.20 1.99 1,184

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.54 (24-Mar-2020 - 31-Mar-2020) -5.57 (03-Jun-2019 - 10-Jun-2019)
Month 5.82 (07-May-2014 - 06-Jun-2014) -9.42 (20-Feb-2020 - 23-Mar-2020)
Quarter 10.23 (24-Mar-2020 - 23-Jun-2020) -7.39 (23-Dec-2019 - 23-Mar-2020)
Year 24.05 (29-Jan-2014 - 29-Jan-2015) -6.90 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.60 6.06 -0.09 -0.08 0.71 -1.48
VR MIP TRI 6.45 6.54 0.20 0.22 -- --
Hybrid: Conservative Hybrid 4.04 7.13 -0.11 -0.07 0.85 -2.21
Rank within category 20 18 20 20 16 19
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Number of Bonds 22
Average Maturity (yrs) 4.60
Top 10 Holdings (%) 48.51
Portfolio P/B Ratio 4.32
Portfolio P/E Ratio 31.89

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.55% IRFC 2029 Debenture AAA 0.00 - 6.28 6.19
equal 8.35% REC 13/03/2022 Debenture AAA 0.00 - 6.15 6.15
equal 8.05% HDFC 20/06/2022 Debenture AAA 0.00 - 6.15 6.15
equal 7.99% Tata Power 16/11/2021 Debenture AA 4.41 - 5.93 5.93
equal 8.10% L&T Infrastructre Finance 17/02/2022 Non Convertible Debenture AAA 0.00 - 5.92 5.92
new 5.77% GOI 2030 GOI Securities SOV 0.00 - 5.71 5.71
equal 9.02% REC 19/11/2022 Bonds AAA 0.00 - 3.16 3.16
equal 7.27% GOI 2026 GOI Securities SOV 0.00 - 9.50 3.13
equal 7.70% Nat. Highways Authority 13/09/2029 Non Convertible Debenture AAA 0.00 - 3.13 3.10
equal 6.98% National Bank Agr. Rur. Devp 19/09/2022 Debenture AAA 0.00 - 7.29 3.07
equal 7.33% LIC Housing Fin. 2025 Debenture AAA 0.00 - 3.07 3.07
equal 7.55% IRFC 2030 Debenture AAA 0.00 - 3.09 3.04
equal 7.42% LIC Housing Fin. 15/07/2022 Bonds/NCDs AAA 0.00 - 3.04 3.04
down 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 11.77 2.97
down 8.58% HDFC 18/03/2022 Debenture AAA 0.00 - 3.07 2.96
equal 11.96% Northern ARC Capital 13/01/2022 Debenture A+ 0.00 - 2.95 2.95
new 7.35% Mahindra Rural Housing Finance 2022 Debenture AA+ 0.00 - 2.93 2.93
equal 5.79% GOI 2030 GOI Securities SOV 0.00 - 2.91 2.87
new Reserve Bank of India 182-D 12/11/2020 Treasury Bills SOV 0.00 - 0.29 0.29
new Reserve Bank of India 364-D 22/10/2020 Treasury Bills SOV 0.00 - 0.29 0.29
equal Reserve Bank of India 91-D 22/10/2020 Treasury Bills SOV 0.00 - 0.29 0.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 35.73 2.08 0.00 2.06
down Bajaj Finance Financial 39.44 1.76 0.66 1.76
down Kotak Mahindra Bank Financial 29.37 1.86 1.20 1.56
down Avenue Supermarts Services 135.62 1.61 0.54 1.48
down Tata Consultancy Services Technology 29.90 1.49 0.00 1.30
down Infosys Technology 25.27 1.37 0.00 1.29
down HDFC Bank Financial 20.51 2.71 1.11 1.24
down ICICI Bank Financial 24.20 1.29 0.00 1.21
down HDFC Financial 14.01 1.71 0.65 1.14
down Bharti Airtel Communication -- 1.14 0.00 1.00
down Hindustan Unilever FMCG 69.78 1.40 0.00 0.99
down Maruti Suzuki India Automobile 50.48 1.41 0.35 0.81
down PI Industries Chemicals 60.28 1.07 0.50 0.73
up Divi's Laboratories Healthcare 50.85 0.65 0.00 0.65
down Endurance Technologies Automobile 41.54 0.86 0.32 0.62
down HDFC Life Insurance Financial 87.38 0.83 0.00 0.61
down Bajaj Finserv Financial 25.02 1.17 0.00 0.54
down Sumitomo Chemical India Others 63.77 0.86 0.00 0.52
down Astral Poly Technik Chemicals 78.91 0.69 0.34 0.45
down Dr. Reddy's Lab Healthcare 43.48 0.71 0.00 0.44
down UPL Chemicals 19.23 0.84 0.00 0.42
down Castrol India Energy 16.72 0.44 0.00 0.40
down Nestle India FMCG 72.41 0.45 0.00 0.40
up Larsen & Toubro Construction 15.00 1.16 0.29 0.36
down Sudarshan Chemical Inds. Chemicals 26.79 0.54 0.00 0.35

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Ashish Naik since 22-Jun-2016

Education: Mr. Naik is a B.E from Mumbai University and MBA from XLRI, Jamshedpur.

Experience: Prior to joining Axis Mutual Fund he was associated with organizations such as Goldman Sachs and has over 7 years of experience as an Equity Analyst.

Funds Managed:

— Devang Shah since 07-Jun-2016

Education: Mr. Shah is B.Com and ACA.

Experience: Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.

Funds Managed:

— Sachin Jain since 04-Sep-2020

Funds Managed:

Invest Online
0.07%

Change from previous, NAV as on 29-Sep-2020

Growth: ₹ 20.5295

Dividend Yearly: ₹ 11.1519

More

Dividend Quarterly: ₹ 10.9401

Dividend Half Yearly: ₹ 11.0273

Investment Strategy

The fund seeks to generate regular income through investments in debt and money market securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Axis Mutual Fund
Launch Date: 16-Jul-2010
Return Since Launch: 7.30%
Benchmark: NIFTY 50 Hybrid Short Duration Debt 25:75
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 171 Cr (As on 31-Aug-2020)
Expense: 2.29% (As on 31-Aug-2020)
Risk Grade: Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly25-Sep-20200.1000

 26-Mar-20190.3602
 25-Sep-20180.3602
 26-Mar-20180.3611
 25-Sep-20170.3611
 27-Mar-20170.3611
 26-Sep-20160.3611
 28-Mar-20160.3611
 28-Sep-20150.3611
 25-Mar-20150.3629
 25-Sep-20140.3117
 26-Mar-20140.1948
 25-Sep-20130.1169
 25-Mar-20130.3964
 25-Sep-20120.3964
 26-Mar-20120.2643
 27-Sep-20110.1321
 28-Mar-20110.1318
Dividend Quarterly25-Sep-20200.0500

 26-Jun-20200.0500
 26-Jun-20190.0360
 26-Mar-20190.1801
 26-Dec-20180.1801
 25-Jun-20180.1441
 26-Mar-20180.1806
 26-Dec-20170.1806
 25-Sep-20170.1806
 27-Jun-20170.1806
 27-Mar-20170.1806
 26-Dec-20160.1806
 26-Sep-20160.1806
 27-Jun-20160.1806
 28-Mar-20160.1806
 28-Dec-20150.1806
 28-Sep-20150.1806
 25-Jun-20150.1806
 25-Mar-20150.1815
 26-Dec-20140.1815
 25-Sep-20140.1948
 25-Jun-20140.1948
 25-Mar-20140.1169
 26-Dec-20130.1169
 25-Sep-20130.0779
Dividend Yearly27-Mar-20200.3602

 26-Mar-20190.7203
 26-Mar-20180.7223
 27-Mar-20170.7223
 28-Mar-20160.7223
 25-Mar-20150.3629
 26-Mar-20140.3117
 25-Mar-20130.7928
 26-Mar-20120.4405
 28-Mar-20110.1318

Contact Information

AMC: Axis Asset Management Company Ltd.

Address: "Axis House" - 1st Floor, C-2 - Wadia International Centre, Pandurang Budhkar Marg , Worli, Mumbai - 400025

Phone: 022-24255161

Fax: 022-43255199

Email: [email protected] / [email protected]

Website: http://www.axismf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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