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Axis Regular Saver Fund

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Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.18 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.85 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.35 0.20 -0.05 1.70 2.82 6.80 4.62 5.69 5.55 7.78 --
VR MIP TRI 0.64 -0.09 -0.06 0.01 1.91 4.95 10.58 8.60 7.30 8.89 --
Hybrid: Conservative Hybrid 1.57 0.27 -0.13 1.10 1.96 5.53 8.65 6.20 6.67 8.58 --
Rank within category 13 24 28 8 10 13 31 27 29 23 --
Number of funds in category 38 38 38 38 37 37 35 35 32 30 25

As on 20-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.08 (26-Jun-2014 - 03-Jul-2014) -5.57 (03-Jun-2019 - 10-Jun-2019)
Month 5.82 (07-May-2014 - 06-Jun-2014) -5.26 (24-May-2019 - 24-Jun-2019)
Quarter 8.85 (07-Apr-2014 - 07-Jul-2014) -5.59 (24-May-2019 - 23-Aug-2019)
Year 24.05 (29-Jan-2014 - 29-Jan-2015) -3.32 (21-Aug-2018 - 22-Aug-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.45 4.90 -0.05 -0.04 0.75 -2.08
VR MIP TRI 8.13 4.10 0.60 0.95 -- --
Hybrid: Conservative Hybrid 5.80 4.21 0.08 0.18 0.75 -1.72
Rank within category 22 28 22 22 22 23
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 35
Number of Bonds 20
Average Maturity (yrs) 2.60
Top 10 Holdings (%) 51.25
Portfolio P/B Ratio 4.74
Portfolio P/E Ratio 30.68

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.21% Rajasthan State 31/03/2023 State Development Loan SOV 0.00 - 8.05 8.05
new Reserve Bank of India 63-D 17/03/2020 Treasury Bills SOV 0.00 - 7.68 7.68
equal 8.35% REC 13/03/2022 Debenture AAA 0.00 - 5.31 5.31
equal 8.05% HDFC 20/06/2022 Debenture AAA 0.00 - 5.26 5.26
equal 7.90% Nirma 28/02/2020 Debenture AA 0.00 - 5.16 5.16
equal 7.99% Tata Power 16/11/2021 Debenture AA 0.00 - 5.15 5.15
equal 8.75% Muthoot Finance 19/06/2021 Bonds/NCDs AA 3.49 - 5.11 5.11
equal 7.24% LIC Housing Fin. 23/08/2021 Non Convertible Debenture AAA 0.00 - 4.66 4.13
equal 9.02% REC 19/11/2022 Bonds AAA 0.00 - 2.70 2.70
equal 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 2.70 2.70
equal 8.58% HDFC 18/03/2022 Debenture AAA 0.00 - 2.65 2.65
equal 7.47% Power Finance Corp. 16/09/2021 Bonds AAA 2.21 - 2.92 2.61
equal 6.98% National Bank Agr. Rur. Devp 19/09/2022 Debenture AAA 0.00 - 7.29 2.60
equal 7.39% LIC Housing Fin. 30/08/2022 Debenture AAA 0.00 - 2.58 2.58
equal 7.42% LIC Housing Fin. 15/07/2022 Bonds/NCDs AAA 0.00 - 2.58 2.58
equal 7.70% Nat. Highways Authority 13/09/2029 Non Convertible Debenture AAA 0.00 - 2.58 2.58
new 7.55% IRFC 2030 Debenture AAA 0.00 - 2.53 2.53
down 8.38% Power Finance Corp. 27/04/2020 Non Convertible Debenture AAA 2.07 - 8.44 2.07
new ICICI Bank 16/03/2020 Certificate of Deposit A1+ 0.00 - 2.05 2.05

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bajaj Finance Financial 53.85 1.76 0.62 1.76
equal Kotak Mahindra Bank Financial 36.96 1.86 1.25 1.69
equal HDFC Bank Financial 25.38 2.79 1.29 1.33
equal HDFC Financial 18.80 1.88 0.65 1.29
up ICICI Bank Financial 37.30 1.29 0.00 1.08
equal Avenue Supermarts Services 130.57 0.98 0.00 0.98
down Tata Consultancy Services Technology 24.96 1.09 0.00 0.91
down Reliance Industries Energy 21.71 1.37 0.00 0.80
equal Infosys Technology 20.75 1.06 0.00 0.76
equal Bajaj Finserv Financial 38.55 1.17 0.00 0.75
down PI Industries Chemicals 45.54 1.07 0.50 0.72
equal Bandhan Bank Financial 21.92 1.35 0.00 0.71
equal Navin Fluorine International Chemicals 36.99 0.60 0.00 0.60
new Sumitomo Chemical India Others 75.16 0.59 0.00 0.59
equal Endurance Technologies Automobile 24.24 0.94 0.46 0.58
equal Maruti Suzuki India Automobile 33.00 1.41 0.36 0.57
equal Larsen & Toubro Construction 18.40 1.16 0.00 0.50
equal Multi Commodity Exchange India Financial 29.85 0.90 0.42 0.50
equal Astral Poly Technik Chemicals 69.41 0.69 0.00 0.44
equal Sun Pharmaceutical Inds. Healthcare 24.28 0.56 0.00 0.44
equal Titan Company Cons Durable 78.43 0.60 0.00 0.43
down Hindustan Unilever FMCG 71.52 0.79 0.00 0.42
equal Ipca Laboratories Healthcare 29.73 0.42 0.00 0.42
down Asian Paints Chemicals 65.07 0.83 0.26 0.39
equal Interglobe Aviation Services 45.72 0.39 0.00 0.39

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Ashish Naik since 22-Jun-2016

Education: Mr. Naik is a B.E from Mumbai University and MBA from XLRI, Jamshedpur.

Experience: Prior to joining Axis Mutual Fund he was associated with organizations such as Goldman Sachs and has over 7 years of experience as an Equity Analyst.

Funds Managed:

— Devang Shah since 07-Jun-2016

Education: Mr. Shah is B.Com and ACA.

Experience: Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.

Funds Managed:

Invest Online
0.20%

Change from previous, NAV as on 20-Feb-2020

Growth: ₹ 19.9121

Dividend Yearly: ₹ 11.3461

More

Dividend Quarterly: ₹ 10.7095

Dividend Half Yearly: ₹ 10.7928

Investment Strategy

The fund seeks to generate regular income through investments in debt and money market securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Axis Mutual Fund
Launch Date: 16-Jul-2010
Return Since Launch: 7.43%
Benchmark: NIFTY 50 Hybrid Short Duration Debt 25:75
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 194 Cr (As on 31-Jan-2020)
Expense: 2.24% (As on 31-Jan-2020)
Risk Grade: Average
Return Grade: Low
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly26-Jun-20190.0360

 26-Mar-20190.1801
 26-Dec-20180.1801
 25-Jun-20180.1441
 26-Mar-20180.1806
 26-Dec-20170.1806
 25-Sep-20170.1806
 27-Jun-20170.1806
 27-Mar-20170.1806
 26-Dec-20160.1806
 26-Sep-20160.1806
 27-Jun-20160.1806
 28-Mar-20160.1806
 28-Dec-20150.1806
 28-Sep-20150.1806
 25-Jun-20150.1806
 25-Mar-20150.1815
 26-Dec-20140.1815
 25-Sep-20140.1948
 25-Jun-20140.1948
 25-Mar-20140.1169
 26-Dec-20130.1169
 25-Sep-20130.0779
 27-May-20130.2190
 25-Mar-20130.2202
Dividend Half Yearly26-Mar-20190.3602

 25-Sep-20180.3602
 26-Mar-20180.3611
 25-Sep-20170.3611
 27-Mar-20170.3611
 26-Sep-20160.3611
 28-Mar-20160.3611
 28-Sep-20150.3611
 25-Mar-20150.3629
 25-Sep-20140.3117
 26-Mar-20140.1948
 25-Sep-20130.1169
 25-Mar-20130.3964
 25-Sep-20120.3964
 26-Mar-20120.2643
 27-Sep-20110.1321
 28-Mar-20110.1318
Dividend Yearly26-Mar-20190.7203

 26-Mar-20180.7223
 27-Mar-20170.7223
 28-Mar-20160.7223
 25-Mar-20150.3629
 26-Mar-20140.3117
 25-Mar-20130.7928
 26-Mar-20120.4405
 28-Mar-20110.1318

Contact Information

AMC: Axis Asset Management Company Ltd.

Address: "Axis House" - 1st Floor, C-2 - Wadia International Centre, Pandurang Budhkar Marg , Worli, Mumbai - 400025

Phone: 022-24255161

Fax: 022-43255199

Email: [email protected] / [email protected]

Website: www.axismf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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