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2 star

Axis Regular Saver Fund

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Hybrid: Conservative Hybrid

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1 Lakh

Investment Grown to
₹ 1.21 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.11 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.01 0.29 -0.17 0.85 1.32 6.79 18.53 6.59 7.16 8.47 8.13
Hybrid: Conservative Hybrid 2.58 0.24 0.01 0.77 1.08 6.89 17.35 6.30 7.54 8.55 8.39
Rank within category 17 12 24 13 15 13 10 19 22 14 18
Number of funds in category 33 35 35 35 33 33 33 30 30 27 26

As on 05-May-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Axis Regular Saver Fund
2 star
 Jul-10 18.53 6.59 7.16 2.33 232
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 17.61 8.96 9.98 1.71 3,162
SBI Debt Hybrid Fund  | Invest Online
4 star
 Mar-01 23.65 8.23 8.45 1.19 1,247
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
5 star
 Apr-01 18.39 10.11 9.04 1.93 524
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
 Dec-03 22.32 9.80 9.69 2.25 466

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.54 24-Mar-2020 - 31-Mar-2020 -5.57 03-Jun-2019 - 10-Jun-2019
Month 5.82 07-May-2014 - 06-Jun-2014 -9.42 20-Feb-2020 - 23-Mar-2020
Quarter 10.23 24-Mar-2020 - 23-Jun-2020 -7.39 23-Dec-2019 - 23-Mar-2020
Year 24.05 29-Jan-2014 - 29-Jan-2015 -6.90 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.50 6.43 0.33 0.33 0.76 -1.38
Hybrid: Conservative Hybrid 6.25 6.48 0.38 0.48 0.73 -1.47
Rank within category 19 18 21 22 17 21
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 36
Number of Bonds 24
Average Maturity (yrs) * 1.80
Top 10 Holdings (%) 48.28
Portfolio P/B Ratio 4.50
Portfolio P/E Ratio 37.44

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 14.22 12.87
up 8.83% GOI 25/11/2023 Central Government Loan SOV 0.00 - 4.73 4.73
equal 8.10% L&T Infrastructre Finance 17/02/2022 Non Convertible Debenture AAA 4.43 - 6.12 4.43
equal 7.99% Tata Power 16/11/2021 Debenture AA 4.39 - 6.12 4.39
equal 5.09% National Bank Agr. Rur. Devp 2024 Non Convertible Debenture AAA 0.00 - 4.48 4.35
equal 4.79% HPCL 23/10/2023 Debenture AAA 0.00 - 4.40 4.32
equal 4.58% SIDBI 18/12/2023 Debenture AAA 0.00 - 4.38 4.30
equal 8.29% Andhra Pradesh State 13/01/2026 State Development Loan SOV 0.00 - 5.96 4.20
equal 8.83% Uttar Pradesh State 24/02/2026 State Development Loan SOV 0.00 - 3.39 2.39
equal 9.02% REC 19/11/2022 Bonds AAA 2.30 - 3.23 2.30
equal 7.33% LIC Housing Fin. 2025 Debenture AAA 0.00 - 3.14 2.26
equal 8.05% HDFC 20/06/2022 Debenture AAA 2.25 - 6.29 2.25
equal 7.42% LIC Housing Fin. 15/07/2022 Bonds/NCDs AAA 2.23 - 3.11 2.23
equal 8.99% Bank of Baroda Additional Tier 1 Bond AA+ 0.00 - 2.37 2.19
equal 7.35% Mahindra Rural Housing Finance 2022 Debenture AA+ 0.00 - 3.01 2.19
new 9.00% Indostar Capital Finance 2023 Debenture AA- 0.00 - 2.17 2.17
equal 5.85% Cholamandalam Invest. & Fin. 21/03/2023 Debenture AA+ 0.00 - 2.99 2.17
equal 7.27% G R Infra Projects 2025 Debenture AA 0.00 - 2.27 2.15
equal 5.78% HDFC-Warrant 11/2025 Debenture AAA 0.00 - 2.38 2.14
equal 8.44% Indian Bank Additional Tier 1 Bond AA 0.00 - 2.29 2.11
equal 11.25% Vivriti Capital 2022 Debenture A- 0.00 - 1.77 1.73
equal Muthoot Finance 24/04/2022 Non Convertible Debenture AA+ 0.00 - 0.82 0.80
equal 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 11.77 0.08
equal Others CBLO -- - 1.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 22.68 1.82 0.00 1.82
equal HDFC Bank Financial 24.30 2.42 1.11 1.71
equal Bajaj Finance Financial 75.34 1.80 0.66 1.56
up Tata Consultancy Services Technology 35.32 1.52 0.00 1.45
equal Infosys Technology 29.54 1.47 0.36 1.42
equal Kotak Mahindra Bank Financial 35.12 1.86 1.20 1.35
down Reliance Industries Energy 26.42 2.40 0.00 1.31
equal HDFC Financial 24.51 1.42 0.65 1.20
equal Avenue Supermarts Services 194.67 1.61 0.54 1.20
equal PI Industries Chemicals 60.60 0.91 0.50 0.91
equal Bajaj Finserv Financial 39.54 1.17 0.13 0.73
equal Maruti Suzuki India Automobile 45.37 1.30 0.35 0.63
equal Motherson Sumi Systems Automobile 136.46 1.09 0.09 0.57
equal Divi's Laboratories Healthcare 57.27 0.65 0.00 0.54
equal Shree Cement Construction 49.65 1.11 0.00 0.54
equal Cholamandalam Invest. & Fin. Financial 34.75 0.49 0.00 0.49
equal Gland Pharma Healthcare 55.22 0.55 0.00 0.48
equal MTAR Technologies Services 90.43 0.53 0.00 0.47
equal Indian Hotels Services -- 0.56 0.00 0.47
equal Bharti Airtel Communication -- 1.14 0.00 0.42
down Privi Speciality Chemicals Chemicals 37.25 0.56 0.00 0.42
equal Indiamart Intermesh Services 81.05 0.45 0.00 0.40
down Hindustan Unilever FMCG 70.38 1.40 0.00 0.39
up Indian Railway Catering & Tourism Corpn. Services 116.02 0.39 0.00 0.39
equal Sumitomo Chemical India Others 47.57 0.86 0.00 0.37

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2021

*As on 31-Mar-2021

Fund Manager

— Ashish Naik since 22-Jun-2016

Education: Mr. Naik is a B.E from Mumbai University and MBA from XLRI, Jamshedpur.

Experience: Prior to joining Axis Mutual Fund he was associated with organizations such as Goldman Sachs and has over 7 years of experience as an Equity Analyst.

Funds Managed:

— Devang Shah since 07-Jun-2016

Education: Mr. Shah is B.Com and ACA.

Experience: Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.

Interviews:

Funds Managed:

— Sachin Jain since 04-Sep-2020

Education: Mr. Jain is a B.Tech, AGMP (Management)

Experience: Prior to joining Axis Asset Management Company Ltd., he has worked with Sundaram Mutual Fund, I- Cap, Sunidhi securities and Finance Ltd.

Funds Managed:

0.29%

Change from previous, NAV as on 05-May-2021

Growth: ₹ 22.5869

IDCW Yearly: ₹ 12.2696

More

IDCW Quarterly: ₹ 11.9348

IDCW Half Yearly: ₹ 12.0313

Investment Strategy

The fund seeks to generate regular income through investments in debt and money market securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Axis Mutual Fund
Launch Date: 16-Jul-2010
Return Since Launch: 7.83%
Benchmark: NIFTY 50 Hybrid Short Duration Debt 25:75
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 232 Cr (As on 30-Apr-2021)
Expense: 2.33% (As on 31-Mar-2021)
Risk Grade: Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly25-Mar-20210.1000

 25-Sep-20200.1000
 26-Mar-20190.3602
 25-Sep-20180.3602
 26-Mar-20180.3611
 25-Sep-20170.3611
 27-Mar-20170.3611
 26-Sep-20160.3611
 28-Mar-20160.3611
 28-Sep-20150.3611
 25-Mar-20150.3629
 25-Sep-20140.3117
 26-Mar-20140.1948
 25-Sep-20130.1169
 25-Mar-20130.3964
 25-Sep-20120.3964
 26-Mar-20120.2643
 27-Sep-20110.1321
 28-Mar-20110.1318
IDCW Quarterly25-Mar-20210.0500

 28-Dec-20200.0500
 25-Sep-20200.0500
 26-Jun-20200.0500
 26-Jun-20190.0360
 26-Mar-20190.1801
 26-Dec-20180.1801
 25-Jun-20180.1441
 26-Mar-20180.1806
 26-Dec-20170.1806
 25-Sep-20170.1806
 27-Jun-20170.1806
 27-Mar-20170.1806
 26-Dec-20160.1806
 26-Sep-20160.1806
 27-Jun-20160.1806
 28-Mar-20160.1806
 28-Dec-20150.1806
 28-Sep-20150.1806
 25-Jun-20150.1806
 25-Mar-20150.1815
 26-Dec-20140.1815
 25-Sep-20140.1948
 25-Jun-20140.1948
 25-Mar-20140.1169
IDCW Yearly27-Mar-20200.3602

 26-Mar-20190.7203
 26-Mar-20180.7223
 27-Mar-20170.7223
 28-Mar-20160.7223
 25-Mar-20150.3629
 26-Mar-20140.3117
 25-Mar-20130.7928
 26-Mar-20120.4405
 28-Mar-20110.1318

Contact Information

AMC: Axis Asset Management Company Ltd.

Address: "Axis House" - 1st Floor, C-2 - Wadia International Centre, Pandurang Budhkar Marg , Worli, Mumbai - 400025

Phone: 022-24255161

Fax: 022-43255199

Email: getinto[email protected] / [email protected]

Website: http://www.axismf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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