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3 star

Axis Regular Saver Fund

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Hybrid: Conservative Hybrid

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1 Lakh

Investment Grown to
₹ 1.30 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.30 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 10.16 -0.68 -0.31 -0.06 2.43 6.66 12.39 9.11 8.03 7.40 8.96
VR MIP TRI 10.02 -1.13 -1.62 -2.31 2.09 6.15 13.28 10.70 9.41 8.59 9.83
Hybrid: Conservative Hybrid 9.64 -0.54 -0.67 -0.50 2.42 5.53 11.96 8.56 7.02 7.64 9.06
Rank within category 11 27 8 10 16 9 12 14 7 17 15
Number of funds in category 33 36 36 36 36 35 33 30 30 28 27

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Axis Regular Saver Fund
3 star
 Jul-10 12.39 9.11 8.03 2.22% 347
SBI Debt Hybrid Fund  | Invest Online
4 star
 Mar-01 16.79 12.28 8.24 1.10% 4,369
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 11.36 10.54 9.33 1.73% 3,384
HDFC Hybrid Debt Fund  | Invest Online
4 star
 Dec-03 16.22 10.59 7.65 1.86% 2,676
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
 Dec-03 16.13 13.25 9.28 1.90% 1,160

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.54 24-Mar-2020 - 31-Mar-2020 -5.57 03-Jun-2019 - 10-Jun-2019
Month 5.82 07-May-2014 - 06-Jun-2014 -9.42 20-Feb-2020 - 23-Mar-2020
Quarter 10.23 24-Mar-2020 - 23-Jun-2020 -7.39 23-Dec-2019 - 23-Mar-2020
Year 24.05 29-Jan-2014 - 29-Jan-2015 -6.90 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.22 6.06 0.88 0.86 0.69 0.21
VR MIP TRI 11.27 6.77 1.09 1.33 -- --
Hybrid: Conservative Hybrid 8.86 6.30 0.92 1.05 0.68 -0.05
Rank within category 14 18 16 19 15 13
Number of funds in category 30 30 30 30 30 30

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 42
Number of Bonds 34
Average Maturity (yrs) 2.67
Top 10 Holdings (%) 30.58
Portfolio P/B Ratio 5.16
Portfolio P/E Ratio 38.78

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal IDFC First Bank 2022 Certificate of Deposit A1+ 0.00 - 5.41 4.21
equal 8.83% GOI 25/11/2023 Central Government Loan SOV 0.00 - 4.73 3.11
new 7.16% GOI 20/05/2023 Central Government Loan SOV 0.00 - 2.99 2.99
equal 7.45% REC 30/11/2022 Non Convertible Debenture AAA 0.00 - 3.89 2.97
equal 8.10% L&T Infrastructre Finance 17/02/2022 Non Convertible Debenture AAA 2.91 - 4.86 2.91
equal 5.09% National Bank Agr. Rur. Devp 2024 Non Convertible Debenture AAA 0.00 - 4.48 2.89
equal 7.09% Food Corporation of India 13/08/2031 Non Convertible Debenture AAA 0.00 - 2.98 2.89
new 6.42% Bharti Telecom 18/10/2024 Debenture AA+ 0.00 - 2.88 2.88
equal 6.72% India Grid Trust 14/09/2026 Non Convertible Debenture AAA 0.00 - 2.95 2.87
equal 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 14.22 2.86
equal 4.58% SIDBI 18/12/2023 Debenture AAA 0.00 - 4.38 2.86
equal 8.29% Andhra Pradesh State 13/01/2026 State Development Loan SOV 2.80 - 4.73 2.80
equal 8.76% Madhya Pradesh State 24/02/2026 State Development Loan SOV 0.00 - 2.12 1.58
equal 8.99% Bank of Baroda Additional Tier 1 Bond AA+ 0.00 - 2.37 1.53
equal 7.33% LIC Housing Fin. 2025 Debenture AAA 1.50 - 2.50 1.50
equal 9.02% REC 19/11/2022 Bonds AAA 1.50 - 2.57 1.50
equal 7.99% Power Finance Corporation 20/12/2022 Debenture AAA 0.00 - 1.97 1.49
equal 7.42% LIC Housing Fin. 15/07/2022 Bonds/NCDs AAA 1.47 - 2.48 1.47
equal 8.05% HDFC 20/06/2022 Debenture AAA 1.47 - 5.01 1.47
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 1.90 1.46
equal 7.27% G R Infraprojects 2025 Debenture AA 0.00 - 2.27 1.46
equal 8.44% Indian Bank Additional Tier 1 Bond AA 0.00 - 2.29 1.45
equal 7.35% Mahindra Rural Housing Finance 2022 Debenture AA+ 1.45 - 2.40 1.45
equal 5.85% Cholamandalam Investment & Finance Company 21/03/2023 Debenture AA+ 1.45 - 2.39 1.45
equal 5.24% SIDBI 26/03/2024 Debenture AAA 0.00 - 1.60 1.44

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.61 1.98 0.62 1.80
equal Infosys Technology 34.03 1.98 0.36 1.77
equal HDFC Bank Financial 24.13 2.13 1.11 1.50
down Tata Consultancy Services Technology 34.84 1.92 0.52 1.47
equal Bajaj Finance Financial 82.53 1.80 0.73 1.42
equal Kotak Mahindra Bank Financial 38.99 1.86 1.06 1.34
equal Avenue Supermarts Services 222.46 1.61 0.54 1.30
equal HDFC Financial 23.83 1.42 0.71 1.22
equal Reliance Industries Energy 31.22 2.40 0.00 1.20
equal PI Industries Chemicals 56.07 0.91 0.50 0.62
equal MTAR Technologies Services 123.04 0.57 0.00 0.54
equal Bajaj Finserv Financial 62.84 1.02 0.13 0.53
equal Motherson Sumi Systems Automobile 33.90 0.76 0.09 0.48
equal Shree Cement Construction 35.83 0.82 0.00 0.48
equal Divi's Laboratories Healthcare 61.32 0.65 0.00 0.46
up Ultratech Cement Construction 33.50 0.45 0.00 0.45
equal Gland Pharma Healthcare 51.45 0.55 0.00 0.43
equal Privi Speciality Chemicals Chemicals 52.40 0.56 0.00 0.43
equal Mphasis Technology 42.90 0.42 0.00 0.42
equal Maruti Suzuki India Automobile 51.58 1.04 0.35 0.41
equal Brigade Enterprises Construction -- 0.40 0.00 0.40
equal Larsen & Toubro Construction 28.52 1.16 0.29 0.38
equal Sun Pharmaceutical Industries Healthcare 29.53 0.44 0.00 0.38
equal Clean Science And Technology Chemicals 113.63 0.38 0.00 0.38
new Mahindra & Mahindra Automobile 25.69 0.36 0.00 0.36

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Ashish Naik since 22-Jun-2016

Education: Mr. Naik is a B.E from Mumbai University and MBA from XLRI, Jamshedpur.

Experience: Prior to joining Axis Mutual Fund he was associated with organizations such as Goldman Sachs and has over 7 years of experience as an Equity Analyst.

Funds Managed:

— Devang Shah since 07-Jun-2016

Education: Mr. Shah is B.Com and ACA.

Experience: Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.

Interviews:

Funds Managed:

— Sachin Jain since 04-Sep-2020

Education: Mr. Jain is a B.Tech, AGMP (Management)

Experience: Prior to joining Axis Asset Management Company Ltd., he has worked with Sundaram Mutual Fund, I- Cap, Sunidhi securities and Finance Ltd.

Funds Managed:

-0.68%

Change from previous, NAV as on 26-Nov-2021

Growth: ₹ 24.3922

IDCW Yearly: ₹ 13.2502

More

IDCW Quarterly: ₹ 12.3738

IDCW Half Yearly: ₹ 12.7415

Investment Strategy

The fund seeks to generate regular income through investments in debt and money market securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 30 days

Basic Details

Fund House: Axis Mutual Fund
Launch Date: 16-Jul-2010
Return Since Launch: 8.16%
Benchmark: NIFTY 50 Hybrid Short Duration Debt 25:75
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 347 Cr (As on 31-Oct-2021)
Expense: 2.22% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly27-Sep-20210.2500

 25-Mar-20210.1000
 25-Sep-20200.1000
 26-Mar-20190.3602
 25-Sep-20180.3602
 26-Mar-20180.3611
 25-Sep-20170.3611
 27-Mar-20170.3611
 26-Sep-20160.3611
 28-Mar-20160.3611
 28-Sep-20150.3611
 25-Mar-20150.3629
 25-Sep-20140.3117
 26-Mar-20140.1948
 25-Sep-20130.1169
 25-Mar-20130.3964
 25-Sep-20120.3964
 26-Mar-20120.2643
 27-Sep-20110.1321
 28-Mar-20110.1318
IDCW Quarterly27-Sep-20210.2500

 25-Jun-20210.2500
 25-Mar-20210.0500
 28-Dec-20200.0500
 25-Sep-20200.0500
 26-Jun-20200.0500
 26-Jun-20190.0360
 26-Mar-20190.1801
 26-Dec-20180.1801
 25-Jun-20180.1441
 26-Mar-20180.1806
 26-Dec-20170.1806
 25-Sep-20170.1806
 27-Jun-20170.1806
 27-Mar-20170.1806
 26-Dec-20160.1806
 26-Sep-20160.1806
 27-Jun-20160.1806
 28-Mar-20160.1806
 28-Dec-20150.1806
 28-Sep-20150.1806
 25-Jun-20150.1806
 25-Mar-20150.1815
 26-Dec-20140.1815
 25-Sep-20140.1948
IDCW Yearly27-Mar-20200.3602

 26-Mar-20190.7203
 26-Mar-20180.7223
 27-Mar-20170.7223
 28-Mar-20160.7223
 25-Mar-20150.3629
 26-Mar-20140.3117
 25-Mar-20130.7928
 26-Mar-20120.4405
 28-Mar-20110.1318

Contact Information

AMC: Axis Asset Management Company Ltd.

Address: "Axis House" - 1st Floor, C-2 - Wadia International Centre, Pandurang Budhkar Marg , Worli, Mumbai - 400025

Phone: 022-24255161

Fax: 022-43255199

Email: [email protected] / [email protected]

Website: http://www.axismf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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