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2 star

Sundaram Debt Oriented Hybrid Fund


1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.27 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.78 -0.02 0.42 0.81 0.40 9.95 14.07 7.66 6.47 7.26 8.74
VR MIP TRI 1.92 0.02 0.96 1.87 0.18 7.21 11.16 11.04 9.85 8.90 9.82
Hybrid: Conservative Hybrid 0.98 0.05 0.59 0.81 0.74 5.30 10.09 8.58 7.32 7.58 9.09
Rank within category 26 31 29 24 24 1 4 24 23 16 18
Number of funds in category 36 36 36 36 36 36 33 30 30 28 27

As on 14-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Debt Oriented Hybrid Fund
2 star
Mar-10 14.07 7.66 6.47 2.16% 34
SBI Conservative Hybrid Fund  | Invest Online
4 star
Mar-01 13.89 12.30 8.60 1.10% 5,338
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 10.57 10.63 9.65 1.75% 3,375
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
Dec-03 12.80 13.09 9.43 1.90% 1,268
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
5 star
Apr-01 10.37 11.69 9.06 1.85% 1,045

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.02 24-Mar-2020 - 31-Mar-2020 -6.28 11-Mar-2020 - 18-Mar-2020
Month 7.59 24-Mar-2020 - 23-Apr-2020 -11.93 20-Feb-2020 - 23-Mar-2020
Quarter 11.68 24-Mar-2020 - 23-Jun-2020 -10.49 20-May-2013 - 19-Aug-2013
Year 26.53 30-Jan-2014 - 30-Jan-2015 -11.07 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.47 7.41 0.50 0.54 0.78 -1.15
VR MIP TRI 10.03 6.79 0.93 1.14 -- --
Hybrid: Conservative Hybrid 8.13 6.28 0.81 0.96 0.68 0.14
Rank within category 24 24 25 25 20 26
Number of funds in category 30 30 30 30 30 30

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 22
Number of Bonds 9
Average Maturity (yrs) 1.85
Top 10 Holdings (%) 68.73
Portfolio P/B Ratio 3.89
Portfolio P/E Ratio 23.42

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 14.56 14.56
equal 6.10% GOI 2031 GOI Securities SOV 0.00 - 14.58 14.35
equal 8.45% REC 22/03/2022 Debenture AAA 6.43 - 7.78 6.54
equal 8.85% HDFC Bank Additional Tier 1 Bond AA+ 5.87 - 7.03 5.96
equal 8.40% Housing & Urban Development Corporation 2022 Non Convertible Debenture AAA 5.86 - 7.07 5.95
equal 8.58% HDFC 18/03/2022 Debenture AAA 5.84 - 7.06 5.94
equal 8.30% Reliance Industries 2022 Debenture AAA 5.83 - 7.04 5.93
equal 8.18% Power Finance Corporation 19/03/2022 Debenture AAA 3.79 - 7.05 3.86
equal 6.75% Piramal Capital & Housing Finance 26/09/2031 Debenture AA 0.00 - 3.14 3.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 26.79 4.20 2.15 2.49
equal HDFC Bank Financial 23.76 4.49 0.00 2.14
equal Larsen & Toubro Construction 32.82 1.64 0.00 1.64
equal P&G Hygiene & Health Care FMCG 84.35 1.18 0.00 1.18
equal HCL Technologies Technology 32.97 1.12 0.00 1.07
equal Infosys Technology 37.72 1.33 0.00 1.03
equal Bharat Petroleum Corporation Energy 4.81 1.34 0.00 1.02
equal MindTree Technology 50.04 0.97 0.00 0.92
equal Axis Bank Financial 22.13 2.51 0.00 0.81
equal Bharti Airtel Communication 139.95 2.21 0.00 0.62
equal Astral Chemicals 96.66 0.59 0.00 0.59
equal Reliance Industries Energy 32.85 2.15 0.49 0.53
equal State Bank of India Financial 15.83 2.20 0.00 0.52
equal Cipla Healthcare 28.73 0.56 0.00 0.50
equal Varun Beverages FMCG 61.10 0.92 0.00 0.47
equal Ashok Leyland Automobile -- 0.53 0.00 0.47
equal Gland Pharma Healthcare 54.80 0.50 0.00 0.46
equal PI Industries Chemicals 53.67 0.60 0.00 0.46
equal Ultratech Cement Construction 34.66 0.42 0.00 0.38
equal CSB Bank Financial 15.33 1.11 0.00 0.37
equal Tata Consultancy Services Technology 39.00 0.78 0.00 0.20
equal Indraprastha Gas Energy 22.23 1.47 0.00 0.20
equal Bharti Airtel Ltd. PPE Communication -- 0.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Ashish Aggarwal since 01-Jan-2022

Education: Mr. Aggarwal has done BE, PGPM

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Principal Mutual Fund, IL&FS Investsmart, Tata Securities and Antique Stock Broking.

Funds Managed:

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Rahul Baijal since 01-Apr-2019

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Sandeep Agarwal since 07-Jan-2013

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

— Siddharth Chaudhary since 01-Jun-2012

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:


-0.02%

Change from previous, NAV as on 14-Jan-2022

Growth: ₹ 23.9029

IDCW Quarterly: ₹ 15.9804

More

IDCW Monthly: ₹ 13.4547

IDCW Half Yearly: ₹ 16.0657


Investment Strategy

The scheme seeks to generate income and capital appreciation through investments predominantly in fixed income securities and in equity and equity related instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 100
Min. No of Cheques 20
Min. Withdrawal (₹) 500
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 08-Mar-2010
Return Since Launch: 7.62%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 34 Cr (As on 31-Dec-2021)
Expense: 2.16% (As on 30-Nov-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly20-Dec-20210.0750

 27-Sep-20210.0750
 28-Jun-20210.1500
 25-Mar-20210.1500
 22-Dec-20200.1500
 24-Sep-20200.1500
 22-Jul-20200.1500
 26-Mar-20200.1080
 30-Dec-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 18-Mar-20160.1083
 28-Dec-20150.1083
 18-Sep-20150.1083
IDCW Monthly14-Oct-20210.0585

 17-Sep-20210.1703
 17-Aug-20210.1106
 16-Jul-20210.1116
 17-Jun-20210.1892
 17-May-20210.1113
 16-Apr-20210.0359
 18-Feb-20210.1006
 15-Jan-20210.0960
 18-Dec-20200.0289
 20-Nov-20200.0755
 16-Oct-20200.0595
 18-Sep-20200.0080
 21-Aug-20200.0394
 17-Jul-20200.0606
 19-Jun-20200.2463
 15-May-20200.0095
 17-Apr-20200.4328
 20-Feb-20200.1020
 17-Jan-20200.0292
 20-Dec-20190.0844
 15-Nov-20190.0141
 18-Oct-20190.0578
 20-Sep-20190.0851
 19-Jul-20190.0014
IDCW Half Yearly27-Sep-20210.1500

 25-Mar-20210.3000
 24-Sep-20200.3000
 26-Mar-20200.2161
 26-Mar-20190.2161
 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 18-Mar-20160.2167
 18-Sep-20140.3073
 29-May-20131.3963

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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