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Sundaram Debt Oriented Hybrid Fund


1 Lakh

Investment Grown to
₹ 1.11 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.74 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.46 -0.10 -0.16 0.43 1.76 6.92 2.58 3.63 5.86 7.66 --
VR MIP TRI 0.24 -0.07 -0.40 -0.25 0.86 5.19 9.31 8.32 7.28 8.84 --
Hybrid: Conservative Hybrid 1.12 -0.10 -0.14 0.26 1.32 5.37 7.66 6.02 6.61 8.57 --
Rank within category 23 23 25 20 21 8 32 33 27 24 --
Number of funds in category 39 39 39 39 38 38 36 36 33 30 25

As on 25-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.58 (19-Aug-2013 - 26-Aug-2013) -6.10 (03-Jun-2019 - 10-Jun-2019)
Month 5.41 (07-May-2014 - 06-Jun-2014) -7.02 (19-Jul-2013 - 19-Aug-2013)
Quarter 9.96 (07-Apr-2014 - 07-Jul-2014) -10.49 (20-May-2013 - 19-Aug-2013)
Year 26.53 (30-Jan-2014 - 30-Jan-2015) -4.09 (21-Aug-2018 - 22-Aug-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.50 5.16 -0.42 -0.44 0.62 -3.69
VR MIP TRI 8.13 4.10 0.60 0.95 -- --
Hybrid: Conservative Hybrid 5.80 4.21 0.08 0.18 0.75 -1.72
Rank within category 34 30 33 33 10 32
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 20
Number of Bonds 10
Average Maturity (yrs) 2.58
Top 10 Holdings (%) 65.84
Portfolio P/B Ratio 4.05
Portfolio P/E Ratio 34.98

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.80% Cholamandalam Invest. & Fin. 15/06/2027 Debenture AA+ 5.39 - 11.72 11.72
down 8.58% HDFC 18/03/2022 Debenture AAA 0.00 - 9.86 7.64
new 6.59% IRFC 14/04/2023 Debenture AAA 0.00 - 7.45 7.45
equal 8.40% HUDCO 2022 Non Convertible Debenture AAA 0.00 - 6.66 6.66
equal 8.45% REC 22/03/2022 Debenture AAA 0.00 - 6.40 6.40
equal 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 6.37 6.37
equal 8.18% Power Finance Corp. 19/03/2022 Debenture AAA 0.00 - 5.85 5.85
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 3.15 - 5.04 5.04
equal 8.53% Power Finance Corp. 24/07/2020 Bonds/Debentures AAA 0.00 - 1.25 1.25

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 24.89 4.49 0.00 4.49
equal ICICI Bank Financial 35.79 4.20 0.00 4.20
down Axis Bank Financial 42.94 2.51 0.00 1.99
equal The Ramco Cements Construction 29.73 1.88 0.00 1.14
down SBI Life Insurance Company Financial 66.52 1.70 0.00 1.13
equal Reliance Industries Energy 20.45 2.15 0.00 1.06
down Larsen & Toubro Construction 17.41 1.41 0.00 1.00
equal Titan Company Cons Durable 74.34 1.11 0.00 0.78
down Nestle India FMCG 79.84 1.72 0.00 0.71
down Kotak Mahindra Bank Financial 36.56 1.16 0.00 0.68
down Varun Beverages FMCG 51.60 1.75 0.00 0.60
equal Aarti Industries Chemicals 32.47 0.59 0.00 0.59
equal Hindustan Unilever FMCG 71.35 0.58 0.00 0.58
equal Trent Services 248.66 0.79 0.00 0.58
equal Aditya Birla Fashion and Retail Services 102.72 2.27 0.52 0.56
down ICICI Lombard General Insurance Financial 50.64 1.24 0.00 0.51
equal ITC FMCG 16.19 1.13 0.00 0.44
equal Bharti Airtel Communication -- 0.37 0.00 0.37
equal Torrent Pharmaceuticals Healthcare 68.24 1.51 0.00 0.29
equal Arti Surfactants Chemicals -- 0.01 0.00 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— S Krishnakumar since 30-Dec-2017

Education: Mr. Kumar is a B. Tech from National Institute of Technology Trichy, and MBA from LIBA Chennai.

Experience: Prior to joining Sundaram BNP Paribas Mutual Fund he has worked with Anush Shares & Securities.

Interviews:

Funds Managed:

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Rahul Baijal since 01-Apr-2019

Education: Mr. Baijal is B.E. Electronics & Communication and MBA.

Experience: Prior to joining Sundaram Mutual Fund he was associated with TVF Capital (erstwhile Voyager Capital) (Jun 2005-Apr 2012) and Bharti -AXA Life Insurance (Jun 2012-Jun 2016).

Interviews:

Funds Managed:

— Rohit Seksaria since 30-Dec-2017

Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad

Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Funds Managed:

— Sandeep Agarwal since 07-Jan-2013

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

— Siddharth Chaudhary since 01-Jun-2012

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:


-0.10%

Change from previous, NAV as on 25-Feb-2020

Growth: ₹ 19.5831

Dividend Quarterly: ₹ 14.0970

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Dividend Monthly: ₹ 12.8935

Dividend Half Yearly: ₹ 14.1928


Investment Strategy

The scheme seeks to generate income and capital appreciation through investments predominantly in fixed income securities and in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 250
Minimum No of Cheques 20
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 08-Mar-2010
Return Since Launch: 6.97%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 40 Cr (As on 31-Jan-2020)
Expense: 2.06% (As on 31-Jan-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly20-Feb-20200.1020

 17-Jan-20200.0292
 20-Dec-20190.0844
 15-Nov-20190.0141
 18-Oct-20190.0578
 20-Sep-20190.0851
 19-Jul-20190.0014
 18-Apr-20190.0406
 15-Mar-20190.2577
 18-Jan-20190.0846
 21-Dec-20180.0599
 16-Nov-20180.1414
 16-Aug-20180.1230
 15-Jun-20180.0030
 18-May-20180.0744
 20-Apr-20180.0373
 16-Mar-20180.0441
 16-Feb-20180.0789
 19-Jan-20180.0550
 15-Dec-20170.0507
 17-Nov-20170.0612
 18-Oct-20170.0961
 15-Sep-20170.0749
 18-Aug-20170.1291
 21-Jul-20170.1146
Dividend Quarterly30-Dec-20190.1080

 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 18-Mar-20160.1083
 28-Dec-20150.1083
 18-Sep-20150.1083
 18-Sep-20140.3429
 28-May-20131.0571
 07-Jul-20100.0615
Dividend Half Yearly26-Mar-20190.2161

 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 18-Mar-20160.2167
 18-Sep-20140.3073
 29-May-20131.3963

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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